Metro Credit Union Peabody MA | Quick Personal Loans & Business Banking

Introduction

Welcome to Metro at 240 Andover St, Peabody, MA 01960! Since our establishment in 1926, we have been dedicated to providing our members with exceptional financial services and support. With a strong community focus, we proudly serve over 216,000 members, helping them achieve their financial goals with trust and reliability. At Metro, we understand that your financial needs are unique. That's why we offer a wide range of services from personal banking, including checking and savings accounts, to auto loans and mortgages. Our total assets stand at an impressive $3,443,279,071, reflecting our commitment to the financial well-being of our members. We also have a robust loan portfolio with 68,862 loans and leases, ensuring that you have access to the funds you need when you need them. Our leadership team is dedicated to your success. Under the guidance of CEO Robert Cashman and Board President Mark Smoller, we strive to create a welcoming environment where members can feel valued and supported. You can reach us at 877-696-3876 for any inquiries or assistance you may need. While members can visit us at our branch in Peabody, official correspondence should be sent to our mailing address: 240 Andover St, Ste B, Peabody, MA 01960-1537. Join us at Metro as we continue to make a positive impact in the community. We invite you to visit our website at Metro Credit Union for more information on how we can help you thrive financially. Whether you're looking to open an account or explore lending options, we're here for you every step of the way!

Branch History & Mission

Commitment to Innovation

As part of our dedication to serving you better, we've embraced digital advancements like online banking and mobile applications. These tools are designed to give you easy access to your accounts anytime, anywhere. Our commitment extends beyond just banking; we are here for you through every step of your financial journey.

Join Us

With a legacy built on trust and community spirit, Metro invites you to join us today. Experience firsthand how we can help you achieve your financial dreams while being part of something bigger a supportive community that stands together. Contact us at (877) 696-3876 or visit our website at Metro for more information on how you can become a member. Together, let's build a brighter future!

Our Evolution

From our location at 240 Andover St, Peabody, MA 01960, we have witnessed the changes and growth of the area around us. Over the decades, Metro has adapted to meet the evolving needs of our members, offering a wide range of services that include personal and business banking, auto loans, mortgages, and more. As we expanded our offerings, we also prioritized creating strong relationships within our community through various outreach initiatives and partnerships. Our total assets now stand at an impressive $3,443,279,071, reflecting our commitment to sound financial practices and responsible growth. We take pride in being part of Peabody's vibrant landscape and supporting local businesses and families along the way.

Our Mission

At Metro, our mission is clear: we strive to empower individuals and businesses by providing accessible financial solutions that enhance their lives. We believe that everyone deserves a chance to achieve their financial goals. This belief drives us to offer personalized service and community-focused programs that truly make a difference. We aim to create an environment where members feel valued and supported. Whether you're visiting us during our lobby hours from Monday to Wednesday (9 AM - 5 PM) or Thursday to Friday (9 AM - 6 PM), or utilizing our ATM services available at all times, we ensure your experience is seamless and fulfilling. While members can visit us at 240 Andover St Peabody Ma 01960, official correspondence should be sent to 240 Andover St, Peabody, MA 01960-1537 for your convenience.

Branch Location & Accessibility

Accessibility Features

We understand that convenience matters. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for easy access. There's ample parking available right outside, making it simple for you to stop by and take care of your banking needs.

Operating Hours

At Metro, we want to make banking as convenient as possible. Our lobby hours are from 9:00 AM to 5:00 PM Monday through Wednesday, extending to 9:00 AM to 6:00 PM on Thursdays and Fridays. We also welcome you on Saturdays from 9:00 AM until 1:00 PM for any drive-thru services you may need.

Services Available

Whether you're looking for personal banking options like checking and savings accounts or exploring auto loans and mortgages, we have a variety of services tailored just for you. Plus, with ATM availability right here at our branch, accessing your funds is quick and straightforward. While members can visit us at 240 Andover St Peabody Ma 01960, official correspondence should be sent to our mailing address at 240 Andover St, Ste B, Peabody, MA 01960-1537. Feel free to reach out by phone at (877) 696-3876 if you have any questions or need assistance. We can't wait to welcome you into our branch!

Member Eligibility

At Metro, we believe that everyone deserves the chance to be part of a supportive financial community. Joining us is easy and welcoming! If you live, work, or go to school in the Peabody area, you're likely eligible to become a member. We're committed to providing our members with personalized service and a range of financial products designed to meet your needs. Becoming a part of our family opens the door to exclusive benefits, including competitive rates on loans and savings accounts, along with access to online and mobile banking. To get started on your membership journey, simply visit us at 240 Andover St Peabody Ma 01960 or give us a call at (877) 696-3876. You can also explore more about our eligibility requirements by checking out the details at . We look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most running your business. Imagine having a reliable system that accepts payments seamlessly, whether it's in-store or online. This convenience helps enhance customer satisfaction and encourages repeat business. Let us partner with you on this journey at Metro, located at 240 Andover St Peabody Ma 01960, Peabody, MA. Together, we can build a brighter future for your business! For more information, give us a call at (877) 696-3876 or visit our website at https://www.metrocu.org/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $485,540,313, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access

Our commitment extends beyond traditional banking hours with our ATM & Cash Withdrawal Services available around the clock. You can easily access cash whenever you need it through our extensive ATM network. We invite you to explore these services further by visiting us at Peabody - Andover Street or calling us at (877) 696-3876 for any questions or assistance. Your financial journey matters to us! Let's work together towards achieving your goals today!

Business Banking Solutions

For entrepreneurs and business owners, we offer Business Banking services, including Merchant Services and Business Loans, designed to support your growth and operational needs. Our team understands the challenges businesses face and is ready to assist you in reaching your goals.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. With our robust Online & Mobile Banking platforms, managing your finances has never been easier. Access your accounts anytime, anywhere whether it's checking balances, transferring money, or making payments all from the palm of your hand.

Credit Cards with Rewards

Take advantage of our Credit Cards with Rewards, which offer cashback and points for everyday purchases. It's not just about spending; it's about earning rewards that enhance your lifestyle!

Flexible Personal Loans

Life can throw unexpected expenses your way. That's why our Personal Loans & Debt Consolidation services are here for you. You can consolidate debts into one manageable payment or fund those special projects you've been dreaming about whatever it is, we're here to help simplify your financial life.

Home Ownership Made Easy

For those ready to settle down or invest in property, our Mortgage Loans & Refinancing services can help make homeownership a reality. We guide you through every step, ensuring you find the right mortgage plan tailored to your financial situation. Whether you're a first-time buyer or looking to refinance, we've got you covered.

Personal Banking Services

Whether you're saving for a big purchase or looking for everyday banking solutions, we offer Personal Banking options that include Checking & Savings Accounts designed to fit different lifestyles. Imagine having easy access to your funds and enjoying peace of mind with accounts that come with low fees and great interest rates.

Vehicle Financing

If you're considering buying a new car, look no further than our Auto Loans & Vehicle Financing options. We understand that purchasing a vehicle is a significant investment, so we provide competitive rates and flexible terms to help you drive away in the car of your dreams without breaking the bank.

Digital & Online Banking

Financial Management at Your Fingertips

Whether you're looking to set up automatic payments or need to review recent transactions, our digital tools make it straightforward. With real-time account management, you'll always know where you stand financially. At Metro, we're committed to making banking accessible and efficient for everyone. Experience how easy managing your finances can be by exploring our digital and online banking services today!

Online Banking Made Easy

With our 24/7 online banking services available at https://www.metrocu.org/, you can check your account balance, transfer funds, and pay bills anytime, anywhere. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, you can enjoy the benefits of e-statements, which allow you to view your financial statements electronically no more cluttered mailboxes!

Security You Can Trust

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are protected. Our user-friendly mobile application also provides easy access to all your banking needs right from your smartphone. You can manage your accounts with just a few taps!

Financial Strength

A Growing Community

Our success is mirrored by our membership growth. With a total of 356,472 share accounts, it's clear that many trust us with their finances. As we continue to build on this foundation, your needs remain our top priority. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 240 Andover St Peabody Ma 01960 or call (877) 696-3876 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Committed Team Ready to Serve

We also take pride in having 319 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is evident as we reflect on our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Member-Focused Savings

Members' savings are secured through $920,324,417 in share certificates and $669,972,531 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,133,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Members

With $268,761,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in the $2,978,446,625 in total loans and leases available to support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $283,524,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $823 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those interested in business opportunities, our outstanding commercial loans totaling $485,540,313 provide the capital needed to grow and expand. We understand the unique challenges business owners face and are here to support your journey. Whether you're considering refinancing an existing loan or exploring eligibility options for any of our products, our team at Metro is ready to assist you. You can reach us at (877) 696-3876 or visit us at our branch located at 240 Andover St Peabody Ma 01960 in Peabody, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,007,194 in used vehicle loans and $570,956,708 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your vehicle purchase more affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,333,892, make buying or refinancing simple. We guide you through each step of the process to ensure that you find the right loan for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,193,070 in loans helping members manage their finances effectively. These cards come with benefits that can help you keep your spending within budget while still earning rewards.

Loan Aggregator

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Metro