Metro Credit Union Newton MA | Low Mortgage Rates & Top Checking Accounts

Introduction

Welcome to Metro, your trusted financial partner in the heart of Newton, MA! Established in 1926, we've been dedicated to serving our community for nearly a century. Located at 334 Watertown St, Newton, MA 02458, our branch is more than just a place to bank; it's a hub for support, guidance, and growth. With over 216,000 members and total assets exceeding $3.4 billion, we are proud to offer a range of services designed with you in mind. At Metro, we believe in building strong relationships with our members. Our CEO, Robert Cashman, and Board President, Mark Smoller, lead a team of 323 employees committed to providing personalized service and expert advice. Whether you're looking for personal banking solutions like checking accounts or auto loans, or need support for your business with loans and merchant services, we have the tools to help you succeed. While members can visit us at our branch address, official correspondence should be sent to the same location: 334 Watertown St, Newton, MA 02458-1306. We invite you to explore how we can assist you with your financial needs. With total deposits of $88 million and cash in hand amounting to $8.5 million, our solid foundation ensures that your finances are in safe hands. Ready to take the next step? Call us today at 877-696-3876 or visit our website at [metrocu.org]( https://www.metrocu.org/ ) for more information on how we can help you achieve your financial goals!

Branch History & Mission

Community Engagement

We understand that being part of a community means giving back. Over the years, Metro has partnered with local organizations and participated in various outreach programs aimed at improving the lives of those around us. Whether it's sponsoring community events or offering educational workshops on financial literacy, we are dedicated to making a positive impact.

Join Us

We invite you to become part of the Metro family! Experience firsthand how we can help you navigate your financial journey while being an active participant in our vibrant community. Visit us during our operating hours Monday through Wednesday from 8:30 AM to 4:00 PM; Thursday and Friday from 8:30 AM to 6:00 PM; or Saturday from 9:00 AM to 1:00 PM and see what sets us apart. For more information about our services or how you can join, call us at 877-696-3876 or visit our website at [Metro Credit Union]( https://www.metrocu.org ). Together, let's achieve great things!

Our Journey

From our humble beginnings, Metro has evolved significantly over the decades. We started as a small credit union focused on helping local residents achieve their financial goals. Today, we proudly serve over 216,366 members, providing a range of services tailored to meet diverse needs. With total assets amounting to an impressive $3,443,279,071, we continue to grow and adapt to the changing landscape of banking while maintaining the personal touch that defines us. Our branch is conveniently located at 334 Watertown St, Newton, MA 02458. This prime location is easily accessible for our members and nearby residents. If you need to send official correspondence, please use our mailing address: 334 Watertown St, Newton, MA 02458-1306.

Our Mission

At Metro, our mission is clear: we strive to empower our members through personalized financial solutions while actively engaging in community support initiatives. We offer a variety of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our goal is not just to provide financial services but also to build lasting relationships with our members. We believe in creating a welcoming environment where every individual feels valued. Our team is committed to ensuring that all interactions are customer-focused and responsive. In line with this commitment, we are proud to offer modern conveniences such as online banking and mobile applications that make managing finances easier for everyone.

Branch Location & Accessibility

Banking Services Tailored for You

While you're here, take advantage of our range of services tailored just for you! From checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Plus, with ATM availability right at the branch, you can easily manage your cash flow whenever you need.

Connect With Us!

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 877-696-3876. We look forward to welcoming you at Metro in Newton! And remember, if you need to send official correspondence, please use our mailing address at 334 Watertown St, Newton, MA 02458-1306. Your financial well-being is important to us let's embark on this journey together!

Convenient Access and Parking

Finding us is simple, and we offer ample parking right at our location for your convenience. Whether you're visiting for personal banking needs or exploring our loan options, you'll find that accessing our branch is a breeze. We also ensure that our facilities are ADA compliant, providing ramps and accessible entrances for all of our members.

Friendly Hours to Serve You

At Metro, we understand that life gets busy. That's why we offer flexible operating hours designed to fit your schedule. You can visit us Monday through Wednesday from 8:30 AM to 4:00 PM, Thursday and Friday until 6:00 PM, and on Saturday from 9:00 AM to 1:00 PM. Our team is ready to assist you with everything from opening new accounts to discussing loan options during these hours.

Member Eligibility

At Metro, we believe that becoming a member is more than just opening an account it's about joining a caring community that supports your financial journey. To become part of our family at Metro, located at 334 Watertown St Newton Ma 02458, you simply need to meet a few friendly eligibility criteria. Generally, we welcome anyone who lives, works, worships, or attends school in the areas we serve. If you're unsure about your eligibility, don't worry! You can find all the specific details and updates on our website at . Joining us is easy and straightforward. Once you confirm your eligibility, you can start the account opening process right away. If you have any questions or need assistance, feel free to give us a call at (877) 696-3876. We're here to help you every step of the way as you explore the numerous benefits of being a member at Metro!

Business Banking & Commercial Services

Loan Options to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $485,540,313, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services provide practical tools that help you manage transactions efficiently. Imagine a busy Saturday where every second counts our services ensure you can process payments quickly, keeping customers happy and your cash flow steady. With easy-to-use online banking options, managing your finances has never been simpler. Visit us at 334 Watertown St Newton Ma 02458 in Newton, MA, or call us at (877) 696-3876 to learn more about how we can support your business journey.

Comprehensive List Of Services

ATM Services

For quick access to cash, our ATM services ensure that you're never far from what you need. You can easily perform basic transactions like withdrawals and balance checks at any time. We encourage all members of the Newton community to explore these services designed for your financial well-being. For more information or assistance, don't hesitate to reach out at (877) 696-3876 or visit us at 334 Watertown St Newton Ma 02458. We look forward to helping you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? At Metro, we provide competitive auto loans and vehicle financing options that can help turn your dream into reality. Imagine cruising down the road in that new car, knowing you secured the best deal possible with favorable terms.

Business Banking

If you're a business owner, our business banking services are designed with you in mind. From merchant services that streamline payment processing to various business loans, we aim to empower local businesses like yours. We know how essential it is for businesses to have reliable financial partners.

Credit Cards

For those who love rewards, our credit cards with rewards programs allow you to earn points on everyday purchases. Picture yourself enjoying cash back or travel rewards simply by using your card for regular expenses it's a win-win!

Mortgage Solutions

Homeownership is a significant milestone, and our mortgage loans and refinancing services are here to guide you through the process. Whether you're buying your first home or looking to refinance your current mortgage for better rates, our team will support you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Metro, we offer robust online and mobile banking solutions that let you manage your finances anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, or even pay bills without stepping foot into the branch.

Personal Banking

Starting with personal banking, we offer a variety of checking and savings accounts tailored for your lifestyle. If you're saving for a vacation or managing daily expenses, our accounts come with features that help you keep track of your money easily. Need a little extra cash? Our personal loans and debt consolidation options can assist in getting you back on track without the stress of overwhelming payments.

Digital & Online Banking

Accessibility & Support

At Metro, we prioritize accessibility and ease-of-use. Our online banking system is designed for everyone, ensuring that you can quickly find what you need without any hassle. Plus, if you ever run into questions or concerns, our customer service team is just a call away at (877) 696-3876. Experience all the benefits of modern banking today by visiting https://www.metrocu.org/ and discovering how our digital services can help simplify your financial management!

Key Features

Our online banking platform offers a variety of features to enhance your banking experience. You can sign important documents electronically with ease thanks to our electronic signature authorization feature. No more printing or mailing documents just quick and simple electronic approvals. Stay organized with e-statements, which provide you with a secure and environmentally friendly way to access your account statements whenever you need them. You'll receive notifications when new statements are available, allowing you to keep track of your finances without the clutter of paper. For those who enjoy making payments on-the-go, our mobile application allows you to manage your accounts directly from your smartphone. Although we currently do not support mobile payments, our app makes it easy to send money through person-to-person transfers perfect for splitting bills with friends or sending money to family.

Financial Strength

At Metro, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of a strong financial foundation, and we are proud to share our robust performance metrics that demonstrate our commitment to serving you. With a net worth of $283,524,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $823 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $920,324,417 in share certificates and $669,972,531 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,133,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We take pride in our undivided earnings, totaling $268,761,060, which allows us to reinvest in innovative banking tools and stronger lending options. With $27,984 in used auto loans and $2,978,446,625 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. To support this mission, we have a dedicated team of 319 full-time employees and 4 part-time employees who are always ready to assist you with their expertise. In total, we manage 356,472 share and deposit accounts, illustrating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 334 Watertown St Newton Ma 02458 or call (877) 696-3876 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,007,194 in used vehicle loans and $570,956,708 in new vehicle loans already helping members get on the road. We make it easy to finance your vehicle purchase, whether you're opting for a brand-new model or a reliable used option.

Business Financing

For business owners, our outstanding commercial loans totaling $485,540,313 provide the capital needed to grow and expand. We are dedicated to supporting local businesses by offering financing options that cater specifically to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,333,892, make buying or refinancing simple. We provide competitive rates and personalized service to help you navigate the home-buying process smoothly.

Refinancing Options

If you're considering refinancing your current loans, our team is here to help guide you through the process. We can discuss eligibility options tailored to your situation, ensuring that you find a solution that works best for you. At Metro, we believe in empowering our members with accessible financial solutions. For more information about our loan offerings or to get started today, please reach out at (877) 696-3876 or visit us at our location: 334 Watertown St Newton Ma 02458 in Newton, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $12,193,070 in loans helping members manage their finances effectively. Enjoy the convenience of making purchases without having to worry about high-interest rates.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh prioritizes accuracy and transparency in its loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to integrity helps users trust the information they receive.

Key Benefits of Using LendMesh

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Metro

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans