Metro Credit Union Medford MA | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Metro, your trusted financial partner located right in the heart of Medford at 1 Salem St, Medford, MA 02155. Established in 1926, we've been dedicated to serving our community for nearly a century. With over 216,000 members and assets exceeding $3.44 billion, we pride ourselves on being more than just a credit union; we are a cornerstone of financial support for individuals and families alike. At Metro, we understand that banking is not just about numbers it's about building relationships. Our friendly team of 323 employees, led by our CEO, Robert Cashman, and Board President, Mark Smoller, is committed to providing personalized service and innovative financial solutions tailored to your needs. Whether you're looking for auto loans, mortgages, or personal banking services, we're here to help you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be directed to the same address: 1 Salem St, Medford, MA 02155-3205. With total deposits amounting to $88,435,184 and a strong net worth of $283,524,463, you can trust that your finances are in safe hands. Explore our wide range of services from competitive auto loans to rewarding credit cards and discover how Metro can make your financial goals a reality. For any inquiries or assistance, feel free to reach out at 877-696-3876. Join us today and experience the Metro difference!

Branch History & Mission

At Metro, we take pride in our rich history and unwavering commitment to the Medford community. Established in 1926, our branch has been a cornerstone of support for local residents, helping them achieve their financial goals and dreams. With nearly a century of experience, we have grown alongside our members, adapting to their needs while maintaining our core values. Located at 1 Salem St, Medford, MA 02155, our branch is easily accessible and close to several community landmarks. Whether you are stopping by for personal banking services or just to say hello, we welcome you with open arms. If you need to send us official correspondence, please use our mailing address: 1 Salem St, Medford, MA 02155-3205. Our mission at Metro is simple yet profound: to provide exceptional financial services while fostering a sense of community. We are dedicated to empowering our members through a variety of offerings including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. With over 216,366 members trusting us with their financial needs and total assets reaching an impressive $3,443,279,071, we strive to be more than just a credit union; we aim to be a partner in your financial journey. Metro embraces modern conveniences as well. Our digital platforms allow for easy online banking and mobile access so that managing your finances can fit seamlessly into your lifestyle. We also ensure accessibility for all members by complying with ADA standards. As part of our commitment to community engagement, we actively participate in local events and support initiatives that uplift those around us. Our partnerships with various organizations enable us to contribute positively and help foster growth within Medford. Our operating hours are designed to accommodate busy schedules: Monday through Wednesday from 9 AM to 5 PM; Thursday and Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. We also offer ATM services for your convenience. Join us at Metro and experience firsthand how we can help you navigate your financial future. Together, let's build a stronger community! For any inquiries or assistance, feel free to reach out at 877-696-3876. We look forward to welcoming you into our family!

Branch Location & Accessibility

Welcome to Metro, your friendly neighborhood credit union located conveniently at 1 Salem St, Medford, MA 02155. Our branch is nestled in the heart of Medford, making it easy for you to access all your banking needs. If you're looking for us, you'll find our location near popular spots like the Medford Public Library and just a short drive from the bustling Wellington Circle shopping area. At Metro, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking to ensure everyone can easily visit us. Whether you're coming in for personal banking or exploring loan options, we want your experience to be smooth and welcoming. We understand that convenience matters. That's why our operating hours are designed to fit your busy schedule. You can visit us Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday until 6 PM, and on Saturday mornings from 9 AM to 1 PM. If you need assistance outside of these hours, don't hesitate to reach out by calling us at 877-696-3876. For those who prefer quick transactions, we offer ATM services right here at the branch. While we don't have a drive-thru service at this location, our friendly staff is always ready to assist you inside with a wide range of services including checking and savings accounts, auto loans, mortgages, and more. And if you're sending us any official correspondence, please remember that while our branch address is 1 Salem St, official mail should be directed to 1 Salem St, Medford, MA 02155-3205. Come visit us today and discover how Metro can help you achieve your financial goals! We look forward to welcoming you into our community-focused family!

Member Eligibility

At Metro, we believe that everyone deserves a place in our community, and becoming a member is easier than you might think. If you live, work, worship, or attend school in the Medford area, you're likely already eligible to join us! We welcome individuals who are committed to improving their financial well-being through personalized services and support. By joining Metro, you gain access to a range of benefits designed just for you, from competitive loan rates to exceptional customer service tailored to your needs. To get started on your membership journey, simply give us a call at (877) 696-3876 or stop by our branch located at 1 Salem St Medford Ma 02155. We're here to guide you through the process and answer any questions you may have. For more detailed eligibility criteria, feel free to check out our website at . Joining our family is just a step away!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to seize new opportunities. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $485,540,313, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for you. Imagine a busy day at your store where customers can pay seamlessly using their credit cards or mobile wallets. Our merchant services ensure you can focus on what you do best running your business while we handle the transactions efficiently. Located at 1 Salem St Medford Ma 02155 in Medford, MA, our team is ready to partner with you on your journey toward success. For more information, call us at (877) 696-3876 or visit our website at https://www.metrocu.org/ .

Comprehensive List Of Services

Business Banking

For entrepreneurs and small businesses, we offer specialized Business Banking services that include merchant services and business loans. Our team understands the challenges of running a business and is committed to providing solutions that help you thrive.

Digital Access

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Whether you need to transfer funds, pay bills, or check balances, our secure platform makes banking easy and accessible. Need cash? Our ATM & Cash Withdrawal Services are readily available for quick access to your funds. With basic ATM access for withdrawals and balance checks, you'll never be far from your money. At Metro, we strive to make banking as convenient as possible while ensuring you have access to the resources you need. If you're ready to experience personalized service from a credit union that puts its members first, contact us today at (877) 696-3876 or visit us at 1 Salem St Medford Ma 02155. We're excited to help you achieve your financial goals!

Personal Banking

Whether you're looking to manage your day-to-day expenses or save for future goals, our Personal Banking services are here to help. With options like checking and savings accounts, you can find the perfect fit for your lifestyle. Imagine having a dedicated account to keep your savings separate from your spending it's that easy! For those considering a vehicle purchase, our Auto Loans & Vehicle Financing options make it simple to drive away in your dream car without breaking the bank. We understand how important it is to have reliable transportation, and we're here to support you every step of the way. If homeownership is on your horizon, look no further than our Mortgage Loans & Refinancing services. We offer competitive rates and personalized assistance to guide you through the process. Additionally, our Personal Loans & Debt Consolidation options provide financial flexibility for unexpected expenses or consolidating multiple debts into one manageable payment. Don't forget about our Credit Cards with Rewards, which allow you to earn benefits while making everyday purchases. It's an easy way to get more out of your spending!

Digital & Online Banking

Conclusion

With all these features combined, managing your money has never been more straightforward or secure at Metro. We strive to provide accessible services that fit into your busy life while ensuring you have full control over your finances. Join us today and experience the benefits of modern banking!

Key Features

Our online banking service at https://www.metrocu.org/ allows you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. You can enjoy 24/7 access to your accounts, making it easy to stay on top of your financial needs without having to visit a branch in person.

Security You Can Trust

We prioritize your security by offering electronic signature authorization for certain transactions, so you can complete tasks quickly while keeping your information safe. Additionally, e-statements are available for those who wish to go paperless saving trees and keeping your documents organized in one place.

User-Friendly Experience

For those who prefer using their mobile devices, our mobile application is available for download. This app provides a simple way to manage your finances right from your smartphone or tablet. Plus, with features like person-to-person transfers, sending money to friends or family has never been easier!

Financial Strength

Commitment to Growth

With $268,761,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our focus on growth translates into more opportunities for you to achieve your financial goals. Our lending capacity supports members' financial aspirations across various sectors, with $27,984 in used auto loans and $2,978,446,625 in total loans and leases available. Whether you're looking for a vehicle or planning major purchases, we've got the financing solutions you need.

Efficient Operations

Our operational efficiency shines through with a net income of $0 that allows us to maintain competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 4 part-time employees who are always ready to assist you with knowledgeable service.

Member-Centric Savings Options

Members' savings are secured through $920,324,417 in share certificates and $669,972,531 in money market shares, offering stable and rewarding financial growth opportunities. These options not only enhance your saving potential but also assure you that your investments are in good hands. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,133,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment sets us apart as a member-focused institution dedicated to your financial well-being.

Solid Financial Foundation

With a net worth of $283,524,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This impressive net worth reflects our commitment to sound financial practices and the prudent management of your resources. Our net worth ratio of $823 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability is crucial for our members as it means we are well-prepared to navigate any challenges that may arise.

Strong Member Base

The trust placed in us by our community is evident from our 356,472 total share accounts. This growing member base reflects the confidence others have in Metro, further establishing our credibility as a reliable credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 1 Salem St Medford Ma 02155 or call (877) 696-3876 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

At Metro, we understand that financial needs come in many forms. Whether you're looking to purchase a new car, buy a home, or manage your everyday expenses, we have tailored loan products to help you reach your goals. Our commitment to our members is evident through our extensive offerings and personalized service. With over 68,862 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly noteworthy; looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,007,194 in used vehicle loans and $570,956,708 in new vehicle loans already helping members get on the road. For those considering homeownership, we provide mortgage options that include Junior Lien 1-4 Family Residential Properties loans totaling $153,333,892. This makes buying or refinancing simple and accessible. In addition to our auto and mortgage loans, we also offer flexible terms on unsecured credit card loans, with a total of $12,193,070 in loans helping members manage their finances effectively. If you need more substantial financing for business endeavors, our outstanding commercial loans totaling $485,540,313 provide the capital needed to grow and expand. We know that refinancing can be a smart move for many borrowers. If you're interested in exploring refinancing options or checking your eligibility for any of our products, don't hesitate to reach out. You can find us at 1 Salem St Medford Ma 02155, Medford, MA, or call us at (877) 696-3876 for any questions regarding our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Metro, we're dedicated to supporting your financial journey with practical solutions designed just for you.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from reputable financial institutions. This level of transparency builds trust between users and lenders. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that serve the user's best interests. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, enabling them to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping individuals secure better financing options. Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/vehicle_loans ) and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that all offers displayed are fair and transparent. By using verified financial institutions, LendMesh guarantees that users have access to legitimate loan options without any hidden agendas.

Metro

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans