Metro Credit Union Lawrence MA | Best Auto Loans & ATM Access

Introduction

Welcome to Metro, your trusted financial partner located at 215 S Broadway, Lawrence, MA 01843. Established in 1926, we have proudly served our community for nearly a century, fostering strong relationships with our members and providing them with reliable financial solutions. With over 216,000 members and total assets exceeding $3.4 billion, we are committed to supporting you on your financial journey. At Metro, we believe in empowering our members through personalized banking services. Our offerings include everything from checking and savings accounts to auto loans, mortgage refinancing, and business banking services. As of now, our total deposits stand at an impressive $88,435,184, while our loan portfolio has grown to support 68,862 loans and leases. We strive to meet the diverse needs of our community, ensuring that you have access to the resources necessary for achieving your goals. Our leadership team is dedicated to maintaining the highest standards of service and trust. Under the guidance of CEO Robert Cashman and Board President Mark Smoller, we prioritize transparency and member satisfaction in every interaction. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to our mailing address: 215 S Broadway, Lawrence, MA 01843-1400. If you have any questions or need assistance, feel free to reach out at 877-696-3876. We invite you to explore how Metro can help you achieve your financial dreams. Visit us today or check out our website at [metrocu.org]( https://www.metrocu.org ) for more information on how we can serve you better!

Branch History & Mission

Commitment to Community

Metro is dedicated to giving back through various outreach initiatives and partnerships aimed at improving the lives of those in our community. From sponsoring local events to providing educational workshops on financial literacy, we are deeply invested in making Lawrence a better place for everyone. We understand that each member has unique needs and aspirations. That's why we continuously seek ways to enhance our offerings while maintaining ADA compliance and customer-centric practices.

Join Us Today!

We invite you to experience the benefits of being part of Metro. With operating hours designed for your convenience Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM there's always time for you at Metro. If you're looking for a financial partner who genuinely cares about your goals and dreams, look no further! Call us today at 877-696-3876 or visit our website at [metrocu.org]( https://www.metrocu.org ) to learn more about becoming a member. Together, let's build a brighter financial future!

Our Evolution

Since our inception, Metro has remained committed to providing accessible financial services that empower individuals and families in Lawrence and beyond. Our journey began with a simple mission: to offer reliable banking solutions tailored to the unique needs of our community. As we progressed through the decades, we embraced innovations in banking technology while ensuring that personal service remains at the heart of everything we do. Our location on S Broadway is not just a bank; it's a hub for financial education and community engagement. We are proud to be part of Lawrence's vibrant landscape, surrounded by local businesses and landmarks that reflect our shared history and values. Whether you're stopping by for a quick transaction or seeking advice on your financial future, our team is here to support you.

Our Mission

At Metro, our mission extends beyond traditional banking. We believe in fostering financial wellness within our community by providing services such as personal banking accounts, auto loans, mortgage options, business banking solutions, and more all designed with you in mind. We strive to create an inclusive environment where everyone feels welcome and supported. While members can visit us at 215 S Broadway for all their banking needs, official correspondence should be sent to our mailing address at 215 S Broadway, Lawrence, MA 01843-1400. We aim to make banking as convenient as possible by offering ATM access and online banking services that fit your busy lifestyle.

Branch Location & Accessibility

Nearby Landmarks

Located just a stone's throw away from the bustling downtown area and close to key landmarks like the Lawrence Heritage State Park, our branch serves as a convenient stop for all your banking needs while enjoying the local scenery.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Wednesday from 9:00 AM to 5:00 PM, and on Thursday and Friday until 6:00 PM. We also welcome you on Saturdays from 9:00 AM to 1:00 PM for any of your banking needs.

Services Offered

At our Lawrence branch, we provide a full suite of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. For business owners, we offer merchant services and business loans. Plus, with ATM access available, withdrawing cash or checking your balance is quick and easy. While members can visit us at 215 S Broadway for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance before your visit, feel free to give us a call at 877-696-3876. We look forward to seeing you soon at Metro Credit Union's Lawrence branch!

Member Eligibility

At Metro, we believe that everyone deserves the chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area around 215 S Broadway Lawrence Ma 01843, you're likely eligible to join us. We cherish diversity and aim to serve individuals from all walks of life, so whether you're looking for personal banking solutions or business services, you'll find a home here. Joining our family not only provides access to competitive rates and personalized services but also opens doors to community involvement and support. To learn more about the specific eligibility requirements, feel free to visit our detailed page at . If you're ready to take the next step or have questions, don't hesitate to reach out to us at (877) 696-3876. We're excited to help you begin your journey with Metro!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored for businesses of all sizes. Imagine being able to accept payments easily and securely, enhancing customer satisfaction while streamlining your cash flow. Our merchant services can help you do just that, allowing you to focus on what matters most growing your business. Visit us at 215 S Broadway Lawrence Ma 01843 or call us at (877) 696-3876 to learn how we can partner with you in your business endeavors.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easier than ever to hit the road with confidence. With competitive rates and flexible terms, you can find a loan that fits your budget. Plus, if you're looking to refinance an existing loan, we can help reduce your monthly payments so you can save more.

Business Banking

For our business members, we provide essential services like merchant services and business loans. Running a business is challenging enough without worrying about finances; that's why we're here to support local entrepreneurs with tailored banking solutions that help foster growth.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase brings you closer to exciting benefits. Whether it's travel perks or cashback on everyday spending, our credit cards are designed to add value while giving you flexibility in how you spend.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing solutions. Whether you're purchasing your first home or looking to upgrade, we guide you through every aspect of the process. Our mortgage specialists will work closely with you to find the best rates and terms that suit your financial situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Metro offers robust online and mobile banking services. You can manage your accounts anytime, anywhere from paying bills to transferring funds all at your fingertips. At Metro, we believe in creating a financial partnership that grows with you. If you're ready to explore how we can help enhance your financial journey, give us a call at (877) 696-3876 or visit us at 215 S Broadway Lawrence Ma 01843 today! Together, let's build a brighter financial future for you and your family.

Personal Banking

Managing your money should be straightforward, and that's why we offer personal banking services like checking and savings accounts designed for everyday needs. Imagine having easy access to your funds with our online and mobile banking features, allowing you to check your balance or transfer money right from your smartphone. We also provide ATM services for convenient cash withdrawals and balance checks whenever you need them.

Personal Loans & Debt Consolidation

If unexpected expenses arise or you're looking to consolidate debt, our personal loans offer a practical solution. We understand that life can throw curveballs, and having access to quick funds can ease financial stress. Let us help you navigate through these situations with personalized loan options that meet your needs.

Digital & Online Banking

Key Features of Our Digital Banking Services

We offer a variety of services that simplify your banking experience: - E-Statements: Stay organized and eco-friendly with e-statements available for all members. Access your statements electronically and say goodbye to paper clutter. - Mobile Application: Our mobile app puts banking in the palm of your hand. It's easy to download and allows you to bank from wherever life takes you. - Person-to-Person Transfers: Need to send money to a friend? With our person-to-person transfer feature, it's quick and easy. Just a few taps on your phone, and you're done! - 24/7 Online Banking Services: Life doesn't stop, and neither do we! Our online banking services are available around the clock, giving you the freedom to manage your accounts whenever it suits you. - Electronic Signature Authorization: Enjoy the convenience of signing documents electronically. This feature makes loan applications and other paperwork easier than ever. At Metro, we're committed to making banking accessible for everyone. With our suite of digital tools, managing your finances has never been easier or more secure. Join us today and experience the ease of modern banking!

Financial Strength

Growing Trust Among Members

Total Share and Deposit Accounts: 356,472, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 215 S Broadway Lawrence Ma 01843 or call (877) 696-3876 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $920,324,417 in share certificates and $669,972,531 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,133,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $268,761,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $27,984 in used auto loans and $2,978,446,625 in total loans and leases.

Solid Financial Foundation

With a net worth of $283,524,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $823 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,007,194 in used vehicle loans and $570,956,708 in new vehicle loans already helping members get on the road. We provide both new and used vehicle financing, ensuring you have access to affordable options no matter what kind of car you're interested in.

Commercial Loans

For business owners, our outstanding commercial loans totaling $485,540,313 provide the capital needed to grow and expand your business operations. We are committed to supporting local businesses with tailored solutions that meet their specific needs. No matter which loan product interests you, we are here to help. If you're considering refinancing or want to learn more about eligibility options for any of our offerings, please reach out. Our friendly team at Metro is available at (877) 696-3876 to answer any questions you may have. For further information about our services or to apply for a loan today, visit us at 215 S Broadway Lawrence Ma 01843, Lawrence, MA 01843. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us at Metro, where we prioritize your financial well-being and work together towards achieving your dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,333,892, make buying or refinancing simple. We know that securing a home is a significant step, and our team is here to guide you through the process seamlessly.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $12,193,070 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that can make your spending work for you.

Loan Aggregator

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Metro

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans