Metro Credit Union Boston MA | Quick Personal Loans & Rewards Cards

Introduction

Welcome to Metro, your trusted financial partner located at 922 Commonwealth Ave, Boston, MA 02215. Since our establishment in 1926, we have proudly served a vibrant community of 216,366 members, offering a range of services designed to help you achieve your financial goals. With total assets exceeding $3.44 billion and total deposits reaching $88,435,184, we are committed to providing our members with reliable banking solutions that cater to their unique needs. At Metro, we understand that every member's journey is different. Whether you're looking for a new auto loan among our 68,862 loans and leases or seeking a secure place for your savings with our substantial share deposits of over $2.72 billion, we're here to assist you every step of the way. Our dedicated team, led by CEO Robert Cashman and Board President Mark Smoller, works tirelessly to ensure that we not only meet but exceed your expectations. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 922 Commonwealth Ave, Boston, MA 02215-1204. If you have any questions or need assistance, feel free to reach out to us at 877-696-3876. Join us at Metro and experience the difference of being part of a community-focused credit union where your financial well-being is our top priority! Visit our website at [Metro Credit Union]( https://www.metrocu.org ) for more information on how we can serve you better.

Branch History & Mission

A Legacy of Service

From the very beginning, our mission has been clear: to empower our members by providing affordable financial solutions and fostering a sense of community. Over the years, we have achieved significant milestones, including reaching total assets of $3,443,279,071, which reflects our commitment to prudent management and growth. We take pride in knowing that we are here for you, whether you need assistance with personal banking, auto loans, or mortgages. In addition to traditional banking services, we are always looking for ways to enhance your experience. With features like online banking, mobile payments, and 24/7 ATM availability, we ensure that managing your finances is easy and accessible. Our team is dedicated to serving your needs with integrity and care.

Community Commitment

At Metro, our mission goes beyond just providing financial products; we are deeply invested in the well-being of our community. We regularly partner with local organizations to support various outreach programs that benefit residents of Boston. Whether it's through educational workshops or sponsoring community events, we strive to make a positive impact on the lives of those around us. While members can visit us at 922 Commonwealth Ave Boston Ma 02215, official correspondence should be sent to 922 Commonwealth Ave, Boston, MA 02215-1204 if it differs from our physical location. Our operating hours are designed with your convenience in mind: Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday until 6:00 PM, Friday until 5:00 PM, and Saturday from 9:00 AM to 1:00 PM.

Join Us Today!

We invite you to become part of the Metro family. Experience firsthand how our commitment to customer service and community enhancement sets us apart. Whether you're looking for savings accounts or loans tailored to your needs, we're here for you every step of the way. For more information or assistance, feel free to call us at (877) 696-3876. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Metro at 922 Commonwealth Ave, Boston, MA 02215! Our branch is conveniently located near popular spots like Boston University and the scenic Commonwealth Avenue Mall, making it easy for you to stop by. Whether you're heading to class or enjoying a stroll, our friendly team is here to assist you with all your banking needs. At Metro, we prioritize accessibility. Our branch features ADA-compliant facilities, including ramps and designated parking spots, ensuring everyone can easily access our services. We are proud to offer a welcoming environment where all members feel at home. You can visit us during our convenient operating hours: Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday from 8:30 AM to 6:00 PM, Friday from 8:30 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you need personal banking services like checking and savings accounts or assistance with auto loans and mortgages, we've got you covered. While members can visit us at 922 Commonwealth Ave Boston Ma 02215, official correspondence should be sent to our mailing address at 922 Commonwealth Ave, Boston, MA 02215-1204. If you have any questions or need assistance, feel free to call us at (877) 696-3876. We also offer ATM services for your convenience. Please note that drive-thru banking is not available at this location; however, our team is ready to help you inside the branch. We invite you to come in and see how Metro can support your financial journey. Stop by today or give us a call we look forward to meeting you!

Member Eligibility

At Metro, we're excited to welcome you into our community of members who enjoy personalized service and a range of financial products designed just for them. Becoming a member is simple! If you live, work, or worship in the area, you can easily qualify for membership. We believe that everyone deserves access to friendly banking services, which is why we invite those who meet our eligibility criteria to join us. You can find more details about how to become a member by visiting our [eligibility page]( https://www.metrocu.org/ ). Once you're ready to join, opening an account at Metro is straightforward. Our team is here to guide you through every step of the process so that you feel supported from day one. You'll gain access to a variety of benefits, including competitive rates on loans and savings accounts, as well as the convenience of online and mobile banking. If you have any questions or need assistance, don't hesitate to reach out at (877) 696-3876. We look forward to having you as part of our family at Metro, located conveniently at 922 Commonwealth Ave Boston Ma 02215!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, our merchant services offer practical benefits that can streamline your operations. Imagine easily processing payments from customers while having access to insightful analytics about your sales. This means you can focus on what you do best running your business while we handle the financial details. If you're ready to take your business to the next level, visit us at 922 Commonwealth Ave Boston Ma 02215 in Boston, MA, or call us at (877) 696-3876 to learn more about how we can support you on your path to success.

Tailored Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $485,540,313, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? We provide convenient ATM & Cash Withdrawal Services, allowing easy access whenever you need it. Just stop by any of our ATMs for basic transactions like withdrawals and balance checks. At Metro, we strive to create an environment where all members feel valued and supported in their financial journeys. If you're ready to explore these services further or have questions about how they can benefit you, don't hesitate to reach out at (877) 696-3876 or visit us at Comm Ave today!

Auto Loans & Vehicle Financing

If you're looking to purchase a new vehicle or refinance an existing auto loan, our Auto Loans & Vehicle Financing options can make that dream car more accessible. With competitive rates and flexible terms, we ensure that financing your vehicle is as straightforward as possible. Imagine driving off in a car you love without the financial stress!

Business Banking Services

For our business members, we offer specialized Business Banking services including merchant services and business loans. Growing a business requires not only hard work but also the right financial support. Our team understands these needs and is prepared to assist you in achieving your business goals.

Credit Cards with Rewards

Enjoy shopping? With our Credit Cards with Rewards, every purchase brings you closer to exciting perks. From cash back on everyday purchases to travel rewards, we offer cards that fit your lifestyle while providing added benefits.

Mortgage Loans & Refinancing

Homeownership can be one of life's biggest achievements. Our Mortgage Loans & Refinancing services are designed to help you navigate this important milestone. Whether you're buying your first home or considering refinancing for better rates, our knowledgeable staff will work closely with you to find the best solutions available.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features so you can manage your finances anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills on the go, technology makes it easier than ever.

Personal Banking Services

We know that managing your finances can be overwhelming, which is why we provide Personal Banking options like checking and savings accounts. Whether you are saving for a special occasion or need easy access to your funds for daily expenses, our accounts cater to various lifestyles and goals. Our team is here to help guide you in choosing the right account that fits your financial situation.

Personal Loans & Debt Consolidation

Managing debt can feel like a heavy burden, but it doesn't have to be. Our Personal Loans & Debt Consolidation options provide you with the opportunity to streamline your payments and potentially lower your interest rates. We understand how stressful debt can be, and we are here to help lighten that load.

Digital & Online Banking

Key Services Available

With our online banking services at https://www.metrocu.org/ , you can check your account balances, pay bills, and transfer funds all from the comfort of your couch or while waiting in line. If you need to send money quickly to a friend or family member, our person-to-person transfer feature makes it as simple as a few taps on your screen. Our mobile application is another great way to stay connected. It's user-friendly and packed with features that let you manage your accounts right from your smartphone. Plus, if you're interested in going paperless, we offer e-statements that you can access anytime, anywhere.

Security and Convenience

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are protected every step of the way. You can feel confident knowing that we're committed to keeping your personal information safe. In addition to these features, we know how important it is for members like you to have flexibility in payments. While mobile payments aren't available yet, our commitment to providing secure online services remains strong. With all these tools at your fingertips, managing your finances has never been easier or more efficient. Join us at Metro and experience the convenience of modern banking today!

Financial Strength

A Growing Member Base

The trust of our community is evident with a total of 356,472 share accounts. This shows a strong and growing member base that relies on us for their financial needs.

Conclusion: Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 922 Commonwealth Ave Boston Ma 02215 or call (877) 696-3876 to learn more about how we can help you achieve your financial goals.

Focused on Growth

With $268,761,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $27,984 in used auto loans and $2,978,446,625 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings Secured

Members' savings are secured through $920,324,417 in share certificates and $669,972,531 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,133,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Foundation

With a net worth of $283,524,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $823 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,007,194 in used vehicle loans and $570,956,708 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away with your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $485,540,313 provide the capital needed to grow and expand. We understand how important it is for businesses to have access to funding, and our team is ready to help guide you through your options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,333,892, make buying or refinancing simple. We aim to support you through every step of the process, ensuring that you understand your options and find a plan that fits your budget.

Refinancing Options

If you're considering refinancing any of your existing loans, our dedicated team can assist you in exploring eligibility options. Refinancing may help lower your monthly payments or reduce your interest rate, depending on current market conditions. At Metro, we prioritize transparency and support for all our members. We encourage you to reach out with any questions or visit us at 922 Commonwealth Ave Boston Ma 02215 for personalized assistance. You can also call us at (877) 696-3876 during our operating hours: Monday-Wednesday 8:30 AM - 5:00 PM, Thursday 8:30 AM - 6:00 PM, Friday 8:30 AM - 5:00 PM, and Saturday 9:00 AM - 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here; let us help you take that first step!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,193,070 in loans helping members manage their finances effectively. These credit cards come with rewards and can be a great tool for managing everyday expenses while earning benefits along the way.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh empowers users to make informed choices about their borrowing options. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for all users. By working exclusively with verified financial institutions, LendMesh guarantees that the loan offers displayed are legitimate and trustworthy. One significant advantage of using LendMesh is the commitment to verified data. All loan offers come from recognized financial entities, which enhances transparency in the borrowing process. Furthermore, LendMesh does not prioritize lenders based on paid promotions. This means there are no sponsored listings, allowing users to see unbiased results when comparing loans. With real-time rate comparisons, users can access up-to-date information from multiple institutions. This feature helps borrowers stay informed about current market conditions and make decisions that best suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact LendMesh has had on its users' financial decisions. Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/personal_loans ) and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Metro

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans