Metro Credit Union Boston MA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Metro at Dorchester, your trusted partner in financial well-being since 1926. Located at 960 William T Morrissey Blvd, Boston, MA 02122, we have proudly served our community for over 95 years, building lasting relationships with our members and helping them achieve their financial dreams. At Metro, we understand that banking is more than just transactions; it's about community and support. With a total membership of 216,366 and assets exceeding $3.4 billion, we are committed to providing personalized service tailored to your unique needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our dedicated team is here to assist you every step of the way. Our current CEO, Robert Cashman, along with Board President Mark Smoller, leads a talented staff of 323 employees who are passionate about serving our members. We believe in transparency and empowerment, which is why we're proud to share that our total deposits stand at $88,435,184, with a robust net worth of $283,524,463. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 960 William T Morrissey Blvd, Boston, MA 2122. In today's fast-paced world, convenience matters. That's why we offer various services including online banking and ATM access to help you manage your finances effortlessly. We're here not just as a credit union but as a vital part of your financial journey. We invite you to explore all the ways Metro can help you thrive financially. Call us today at 877-696-3876 or visit our website at [Metro Credit Union]( http://www.metrocu.org ) to learn more about what we offer. Your financial success is our priority!

Branch History & Mission

Community Engagement

Our partnerships with local businesses and organizations further illustrate our dedication to community growth. We regularly participate in events and programs that uplift those around us because when our community thrives, we all thrive. As we look toward the future, we invite you to join us on this journey. Discover how becoming a member of Metro can benefit you not just financially but also as part of a supportive community dedicated to your success. Together, let's achieve your financial goals! For more information or assistance, feel free to call us at 877-696-3876 or visit [our website]( https://www.metrocu.org ). Join Metro today and experience the difference!

Our Journey

Since our inception, Metro has been dedicated to empowering individuals and families through accessible financial solutions. We've witnessed remarkable milestones, including the expansion of our services to meet the evolving needs of our members. From personal banking products like checking and savings accounts to auto loans and mortgages, we are here to help you navigate your financial journey. Our branch is conveniently located near key landmarks in Boston, making it easy for members to visit us during our operating hours. We're open Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. While you can find us at our physical location for all your banking needs, official correspondence should be sent to our mailing address at 960 William T Morrissey Blvd, Boston, MA 2122.

Our Mission

At Metro, our mission is clear: we strive to provide exceptional financial services while fostering a sense of community among our members. We believe that everyone deserves access to quality banking options that can enhance their lives. Our commitment goes beyond just transactions; we actively engage in community outreach initiatives aimed at supporting local organizations and residents. We prioritize customer service by embracing digital advancements that make banking more convenient. Whether it's through online banking or mobile applications, we ensure that our members can manage their finances anytime, anywhere. Additionally, we maintain compliance with ADA standards to ensure accessibility for all.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance before visiting us, don't hesitate to call our friendly team at 877-696-3876. We invite you to stop by Metro at 960 William T Morrissey Blvd today your financial journey starts here!

Operating Hours

Our doors are open to serve you during the week! You can visit us Monday through Wednesday from 9:00 AM to 5:00 PM, and on Thursday and Friday until 6:00 PM. For those busy Saturdays, we're also here from 9:00 AM to 1:00 PM. We understand that life can get hectic, so we strive to offer flexible hours that fit into your schedule.

Parking & Accessibility

At Metro, we prioritize convenience and accessibility for all our members. Our branch features ample parking so you can easily find a spot during your visit. If you have mobility concerns, rest assured that our facility is ADA compliant with ramps and other features designed for your comfort.

Services Offered

At Metro, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is ready to assist you every step of the way. Plus, with ATM availability right at our branch, accessing your funds has never been easier!

Member Eligibility

Joining the Metro community is like becoming part of a close-knit family where everyone looks out for one another. If you live, work, or go to school in the area, you're likely eligible to become a member! We welcome individuals from all walks of life, ensuring that everyone has access to our range of financial services tailored just for you. At Metro, located at 960 William T Morrissey Blvd Boston Ma 02122, we pride ourselves on offering not just banking solutions but also a supportive environment where your financial goals can thrive. To learn more about the specific eligibility requirements and how to get started on your membership journey, feel free to visit our website at . It's easy to apply and become part of something special! If you have any questions or need assistance, don't hesitate to reach out to us at (877) 696-3876. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $485,540,313, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that simplify everyday transactions. Imagine having a reliable payment processing system that allows you to focus on what you do best running your business. With our solutions, you can accept payments easily, manage your cash flow efficiently, and provide excellent customer service all from one place. When you choose Metro at 960 William T Morrissey Blvd Boston Ma 02122, Boston, MA, you're not just getting a bank; you're gaining a partner invested in your success. For more information about how we can help your business thrive, call us at (877) 696-3876 or visit our website at [ https://www.metrocu.org/]( https://www.metrocu.org ).

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services are available for basic transactions like withdrawals and balance checks, making it easy for you to access your funds when you need them most. At Metro, we are committed to helping you achieve your financial goals through personalized service and an extensive range of products. If you're ready to take the next step in managing your finances or if you have any questions about our offerings, don't hesitate to reach out! Call us today at (877) 696-3876 or visit us at our branch in Boston, MA. We look forward to assisting you! Explore all that we have to offer by visiting our website: [Dorchester]( https://www.metrocu.org/ ).

Business Banking

For entrepreneurs and business owners, Metro offers tailored solutions that cater to your specific needs. Our business banking services, including merchant services and business loans, provide the support necessary to grow your venture.

Credit Solutions

Life can throw unexpected expenses your way. With our personal loans and debt consolidation services, you can manage those costs effectively while keeping your stress levels low. Plus, our credit cards with rewards allow you to earn points on everyday purchases, giving you something back for your spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking solutions that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even pay bills with just a few clicks or taps on your phone.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are tailored to fit your lifestyle. Imagine having easy access to your funds with no monthly fees, allowing you to save more for those special moments in life. We also provide competitive rates on auto loans and vehicle financing so you can hit the road without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options can help make your dream a reality.

Digital & Online Banking

Mobile Convenience

For those who prefer banking on their smartphones, our mobile application makes managing your money even easier. Although we currently do not offer mobile payments, our app provides access to essential features such as person-to-person transfers. You can send money to friends and family instantly perfect for splitting bills or sending gifts! In short, Metro is committed to providing user-friendly digital banking options that prioritize your security while delivering convenience right at your fingertips. Explore all that we have to offer today!

Online Banking Features

Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you can manage your finances in real-time without any hassle. Plus, you can sign documents electronically with our electronic signature authorization feature, making it quicker and more efficient to complete transactions.

Stay Updated with E-Statements

Say goodbye to paper clutter! With e-statements available at Metro, you can easily access your account statements online. This not only helps you keep track of your finances but also contributes to a greener environment by reducing paper waste.

Financial Strength

Commitment to Growth

Our strong position is further reflected in our $268,761,060 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have $27,984 in used auto loans and $2,978,446,625 in total loans and leases available to support your financial goals across various sectors.

Efficient Operations

Our operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 319 full-time employees and 4 part-time employees, we ensure that our branches are always ready to serve you with knowledgeable support.

Member Trust

We take pride in having 356,472 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 960 William T Morrissey Blvd Boston Ma 02122 or call (877) 696-3876 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Your savings are safe with us. Members' funds are secured through $920,324,417 in share certificates and $669,972,531 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $138,133,000, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $283,524,463, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $823 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,007,194 in used vehicle loans and $570,956,708 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, we have options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $485,540,313 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,333,892, make buying or refinancing simple. We provide guidance through the entire process, ensuring you find the right fit for your needs.

Refinancing Options

If you're considering refinancing your current loans, we can help you explore various eligibility options that may save you money over time. Our team is dedicated to finding solutions that fit your financial situation. At Metro, our goal is to empower you with the right financial tools. For more information about our loan offerings or to speak with a representative, please reach out at (877) 696-3876. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at our branch located at 960 William T Morrissey Blvd Boston Ma 02122, Boston, MA. We're here to assist you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,193,070 in loans helping members manage their finances effectively. This option allows you to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

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Metro

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans