Metro Credit Union Boston MA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Metro at 1071 Massachusetts Ave, Boston, MA 02118, where our commitment to serving the community shines through every interaction. Since our establishment in 1926, we have grown into a trusted partner for over 216,000 members, offering a range of financial services designed to meet your needs. With total assets exceeding $3.44 billion and deposits reaching $88.4 million, we take pride in being a financially sound institution you can rely on. At Metro, we are more than just a credit union; we are an integral part of the Boston community. Our dedicated team of 323 employees, led by CEO Robert Cashman and Board President Mark Smoller, is here to provide personalized service that prioritizes your financial well-being. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we're here to help. While you can visit us at our main branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 1071 Massachusetts Ave, Boston, MA 02118-2617. With a net worth of over $283 million and cash reserves of approximately $8.5 million, we are well-positioned to support our members' financial goals. Our diverse offerings include personal loans, business banking options, and online services tailored for your convenience. Join us at Metro today and experience the difference of working with a credit union that truly cares about its members. Feel free to give us a call at 877-696-3876 or visit our website at MetroCU.org for more information on how we can assist you. Let's build a brighter financial future together!

Branch History & Mission

At Metro, located at 1071 Massachusetts Ave in the vibrant city of Boston, MA, we proudly carry a rich history that dates back to 1926. For nearly a century, our commitment has been to serve our community with integrity and passion. As we have grown from a small credit union to a significant financial institution with total assets exceeding $3.4 billion, our mission has remained clear: to provide accessible financial services while fostering strong community ties. Over the years, Metro has evolved significantly, adapting to the changing needs of our members and embracing advancements in technology. We have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our membership has flourished to over 216,000 individuals who trust us for their financial needs. Our mission is centered on empowering our members through financial education and exceptional service. We believe in supporting not just our members but also the broader community through various outreach efforts and partnerships. Whether it's sponsoring local events or providing educational resources, we aim to make a positive impact in Boston and beyond. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address: 1071 Massachusetts Ave, Boston, MA 02118-2617. Metro is dedicated to being accessible to everyone. We offer ATM services and drive-thru banking for your convenience. Our operating hours are designed with you in mind: Monday through Wednesday from 8:30 AM to 5:00 PM; Thursday and Friday until 6:00 PM; and Saturday from 8:30 AM to 1:00 PM. As we look forward to the future, we invite you to join us on this journey. Experience the benefits of being a part of Metro where your financial success is our priority! Contact us at 877-696-3876 or visit our website for more information on how we can assist you today.

Branch Location & Accessibility

Convenient Access and Features

At Metro, we understand how important accessibility is. Our branch is equipped with features that ensure everyone can visit us comfortably, including ADA-compliant entryways and ample parking space. If you prefer to handle your banking from your vehicle, take advantage of our drive-thru service available during extended hours on weekdays and Saturdays. We're here for you Monday through Wednesday from 8:30 AM to 5:00 PM, and we stay open later until 6:00 PM on Thursday and Friday. Need to swing by on Saturday? We welcome you from 8:30 AM to 1:00 PM! For those quick transactions or cash withdrawals, our ATM is conveniently located right outside the branch for easy access anytime.

Personalized Banking Services

Whether you're looking to open a checking or savings account, secure an auto loan, or explore mortgage options, our dedicated team is ready to help you every step of the way. With personal banking services tailored just for you, plus business banking solutions like merchant services and business loans, we strive to meet all your financial needs under one roof. While members can visit us at 1071 Massachusetts Ave, official correspondence should be sent to the same address as our mailing address: 1071 Massachusetts Ave, Boston, MA 02118-2617. We invite you to come experience what Metro has to offer! If you have any questions or need assistance before your visit, feel free to give us a call at 877-696-3876. We look forward to welcoming you into our branch soon!

Member Eligibility

Joining the Metro family means stepping into a community that truly cares about your financial well-being. At Metro, we believe everyone deserves access to our range of services, and becoming a member is a straightforward process. You can qualify for membership if you live, work, worship, or attend school in the areas we serve. Whether you're looking for a personal banking solution or need support with loans, our members enjoy exclusive benefits that enhance their financial journey. To find out more about eligibility details, feel free to visit this page. Opening an account is just as easy! Simply reach out to us at 877-696-3876, and our friendly team will guide you through every step. We're located at 1071 Massachusetts Ave in Boston, MA 02118, and we'd love to see you in person. If you prefer to start online or need more information about opening an account, check out our resources here. Your future starts here with Metro!

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $485,540,313, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, our merchant services make it easy for you to accept payments and manage your cash flow seamlessly. Imagine running your operations without worrying about payment processing whether it's in-store or online. We provide tools that help streamline transactions, allowing you more time to focus on what really matters: growing your business. Visit us at 1071 Massachusetts Ave Boston Ma 02118 in Boston, MA or call us at (877) 696-3876 to discover how we can partner with you on your journey to success!

Comprehensive List Of Services

Accessing Cash When You Need It

Need cash on the go? Our network of ATMs ensures you have easy access to your funds whenever necessary. With simple ATM functions like balance checks and withdrawals available at your fingertips, managing your money has never been easier. At Metro, we are dedicated to making banking simple and accessible for everyone in the community. Ready to experience personalized service tailored just for you? Visit us at 1071 Massachusetts Ave Boston Ma 02118, give us a call at (877) 696-3876, or explore more about our offerings online at our website. We look forward to serving you!

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why at Mass Ave, we offer robust online and mobile banking features, allowing you to manage your accounts from anywhere at any time. Check balances, transfer funds, or pay bills effortlessly with just a few clicks. And if you prefer traditional banking methods, we also provide basic drive-thru banking for deposits and withdrawals.

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing services provide various options tailored to fit your budget and lifestyle. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we guide you through every step of the process.

Personal Banking Solutions

Managing your money shouldn't feel overwhelming. That's why our personal banking services are designed with you in mind. With checking and savings accounts, you can easily keep track of your finances while enjoying the benefits of competitive interest rates. If you're planning to purchase a new car, our auto loans and vehicle financing options can help make that dream a reality with flexible terms and affordable rates.

Simplifying Loans and Credit

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We understand the importance of managing debt effectively, and we offer solutions that help ease financial burdens. Plus, our credit cards with rewards program allows you to earn points on everyday purchases making it easier for you to save while spending.

Support for Businesses

For our business members, we provide essential banking services like merchant services and business loans tailored for both startups and established companies. We recognize that every business has unique needs, and we are here to support your growth with personalized service.

Digital & Online Banking

Key Features

One of the standout features is our person-to-person transfer service, which allows you to send money quickly and easily to friends or family without hassle. Need to sign important documents? Our electronic signature authorization makes it simple to complete transactions securely. Plus, with e-statements available, you can stay organized by accessing your financial statements electronically no more waiting for mail! If you prefer using a mobile device, our user-friendly mobile application is here to help. It offers all the features you need right at your fingertips, ensuring that managing your finances is as easy as tapping a few buttons. While we currently do not offer mobile payments, we are constantly looking for ways to enhance your banking experience. Our commitment to providing secure and accessible banking means that you can rest easy knowing that your information is protected while you enjoy the flexibility of real-time account management. Join us today at Metro and experience the ease of digital banking tailored just for you!

Financial Strength

At Metro, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our financial strength, ensuring that your hard-earned money is in reliable hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $283,524,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $823 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $920,324,417 in share certificates and $669,972,531 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,133,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $268,761,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $27,984 in used auto loans and $2,978,446,625 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 356,472, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 1071 Massachusetts Ave Boston Ma 02118 or call (877) 696-3876 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,007,194 in used vehicle loans and $570,956,708 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $485,540,313 provide the capital needed to grow and expand. We understand that every business has unique needs, and our team is here to work with you to tailor solutions that support your ambitions. In addition to these offerings, if you're considering refinancing options or want to check your eligibility for any of our products, please don't hesitate to reach out. You can contact us at (877) 696-3876, or visit us at our branch located at 1071 Massachusetts Ave Boston Ma 02118 in Boston, MA. Our commitment is to help you navigate your financial journey with ease. At Metro, we're not just here to lend; we're here to support your dreams through smart financing options tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,333,892, make buying or refinancing simple. We offer personalized assistance to ensure you find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $12,193,070 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need without tying up your assets.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers tailored to their needs. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each listing comes from organizations that meet strict regulatory standards. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means users can trust they are viewing the best available options without hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. You won't waste time on outdated information. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of using LendMesh to secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Metro