Metro Credit Union Arlington Heights IL | Best Auto Loans & Business Banking

Introduction

Welcome to Metro, your trusted financial partner located at 2440 E Rand Rd, Arlington Heights, IL 60004. Since our establishment in 1973, we have been committed to providing exceptional banking services tailored to meet the needs of our diverse community. With a strong membership base of 3,261 and total assets amounting to an impressive $69,978,541, we pride ourselves on being a reliable choice for all your banking needs. At Metro, we understand that every member is unique. That's why we offer a wide range of products and services including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Whether you're looking to finance a new vehicle or consolidate debt, our dedicated team is here to help you navigate your financial journey. Our leadership team, under the guidance of CEO Salvatore Fragale and Board President Donna Wilson, works tirelessly to ensure that our members receive top-notch service and support. With 13 full-time employees ready to assist you, we are always available when you need us. While members can visit us at our branch location, official correspondence should be sent to the same address: 2440 E Rand Rd, Arlington Heights, IL 60004-5802. Feel free to reach out via phone at 847-670-0456 or send us a fax at 847-670-0401. Discover the benefits of banking with Metro today! Visit our website at http://www.mcu.org for more information or stop by our branch during our operating hours: Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 1 PM. We look forward to serving you!

Branch History & Mission

Join Us

We invite you to become a part of the Metro family! Experience firsthand how we can support your financial goals while contributing positively to our community. With operating hours Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 1 PM, there's plenty of time for you to explore what we offer. Feel free to reach out at (847) 670-0456 or visit us online at [Metro Credit Union]( https://www.metrocu.org/ ) for more information. Together, let's build a brighter financial future!

Our Journey

Located at 2440 E Rand Rd, Arlington Heights, IL 60004, our branch has witnessed many changes in the financial landscape. From humble beginnings, we have evolved into a trusted provider of various financial services tailored to meet the diverse needs of our members. Our commitment to personal banking including checking and savings accounts, auto loans, mortgages, and credit cards ensures that we are here for every step of your financial journey. As technology advanced, so did we. We embraced digital banking solutions like online banking and mobile payments to offer convenience without sacrificing personal touch. Our drive-thru service further exemplifies our dedication to accessibility and efficiency.

Our Mission

At Metro, our mission is clear: to empower our members through quality financial services while fostering a strong sense of community. We believe in putting people first whether it's through competitive loan rates or community outreach initiatives. We strive not only to be your bank but also your partner in achieving financial wellness. We are proud of our community involvement and partnerships that enrich lives beyond just financial transactions. Our commitment extends beyond business; it reflects our passion for making a positive impact in Arlington Heights. While you can visit us at 2440 E Rand Rd Arlington Heights Il 60004, official correspondence should be sent to 2440 E Rand Rd, Arlington Heights, IL 60004-5802 if it differs from our branch location.

Branch Location & Accessibility

Banking Services at Your Fingertips

Inside our branch, you'll find a range of services tailored just for you. From checking and savings accounts to auto loans and mortgages, our friendly team is eager to assist you with all your banking needs. Need cash? Enjoy the convenience of our ATM available on-site for quick withdrawals and balance checks. Plus, if you prefer a drive-thru option for simple transactions like deposits or withdrawals, we've got that covered too! If you're looking for official correspondence, please send it to our mailing address: 2440 E Rand Rd, Arlington Heights, IL 60004-5802.

Come Visit Us!

We're excited to welcome you to Metro! If you have any questions or need assistance before your visit, don't hesitate to call us at (847) 670-0456. Come see how we can support your financial journey today!

Convenient Access

At Metro, we understand that accessibility matters. Our branch is equipped with features to help everyone feel welcome, including ADA-compliant ramps and ample parking spaces. Whether you're visiting us for a quick transaction or a detailed consultation, you'll find our staff ready to assist you.

Operating Hours That Fit Your Schedule

We're here for you during the week! Stop by from Monday through Friday, 8 AM to 5 PM, or visit us on Saturday from 8 AM to 1 PM. Whether you're rushing before work or have some time on the weekend, we aim to accommodate your schedule.

Member Eligibility

At Metro, becoming a member means joining a close-knit community where your financial well-being is our priority. If you live, work, worship, or attend school in the area around 2440 E Rand Rd Arlington Heights Il 60004, you're already eligible to join us! We welcome individuals from all walks of life, and our goal is to provide you with the tools and support you need to reach your financial goals. Being a member at Metro comes with fantastic benefits like personalized service, competitive rates on loans, and access to exclusive financial products tailored just for you. The process of opening an account is straightforward and friendly. Simply visit our website to learn more about the eligibility criteria and get started on your journey with us. If you have any questions or need assistance, don't hesitate to give us a call at (847) 670-0456. For detailed information on eligibility requirements, feel free to check out our resource here: . We're excited to welcome you into the Metro family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments effortlessly while focusing on what you do best running your business. Our merchant services offer reliable solutions that allow you to process transactions smoothly, from credit card payments to online sales. This means more convenience for your customers and improved cash flow for you. Located at 2440 E Rand Rd Arlington Heights Il 60004 in Arlington Heights, IL, our team is ready to partner with you on your journey. For more information or to explore your options, call us at (847) 670-0456 or visit us online at https://www.metrocu.org/ . Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking Services

For our members who are small business owners, we offer robust business banking services, including merchant services and business loans. We understand the challenges that come with running a business, and we're here to support you every step of the way.

Convenient Access to Cash

Need cash quickly? Our branch offers ATM access for withdrawals and balance checks, along with basic drive-thru banking services for deposits, withdrawals, and simple transactions. This means you can take care of your banking needs without stepping inside the branch during our operating hours: Monday through Friday from 8 AM to 5 PM, and Saturday from 8 AM to 1 PM.

Credit and Debt Management

Managing debt can feel overwhelming at times. That's why we provide personal loans and debt consolidation services to help streamline your finances. Our competitive rates on credit cards with rewards mean you can earn while you spend, giving you more value for your purchases.

Get in Touch!

With all these services available at Metro, we're dedicated to helping you achieve your financial goals. If you have any questions or would like assistance, feel free to reach out at (847) 670-0456 or visit us at 2440 E Rand Rd Arlington Heights Il 60004. Explore how we can serve you better by visiting our website at [Main Office]( https://www.metrocu.org/ ). Your financial journey starts here!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. You can easily manage your finances through our online and mobile banking platforms, allowing you to check balances, transfer funds, and pay bills from anywhere. Plus, with features like e-statements and mobile payments, staying on top of your finances has never been easier. If you're considering financing a new car or need help managing an existing vehicle loan, our auto loans and vehicle financing options make the process straightforward and accessible. We also offer mortgage loans and refinancing solutions that can help you secure the home of your dreams or lower your monthly payments.

Digital & Online Banking

Key Services

With 24/7 online banking services, you can check your balances, transfer funds, and pay bills without stepping foot in the branch. No more waiting in line everything is right at your fingertips! Plus, if you prefer going paperless, our e-statements availability allows you to receive your statements electronically, helping you keep track of your finances while being eco-friendly. Need to send money to a friend or family member? Our person-to-person transfers make it easy to send money directly from your account to theirs, making those little transactions hassle-free. Additionally, if you're on the go, our mobile application lets you manage your accounts right from your smartphone. You can also take advantage of mobile payments for quick and secure transactions using just your phone.

Security & Accessibility

Your security is paramount at Metro. We implement strong security measures to protect your personal information while providing a smooth online experience. While we do not currently offer electronic signature authorization, our commitment to keeping your financial data safe remains unwavering. With all these features combined, you have complete control over your finances whenever you need it. Whether you're checking account balances or making payments on the go, we've got you covered. Experience the ease of managing your money with Metro's digital banking services today!

Financial Strength

A Focused Team

We also take pride in having 11 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 5,894, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 2440 E Rand Rd Arlington Heights Il 60004 or call (847) 670-0456 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $5,565,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,111 in used auto loans and $38,079,955 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $9,200,198 in share certificates and $8,552,598 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $6,355,986, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,592,771 in used vehicle loans and $5,021,318 in new vehicle loans already helping members get on the road. We provide financing options tailored to your needs, whether it's for a brand-new ride or a reliable used vehicle.

Credit Lines

For those looking for additional financial flexibility, our total credit lines amounting to $6,275,917 provide you with access to funds when you need them most. This option allows you to borrow only what you need and pay interest only on the amount used. At Metro, we believe that financing should be straightforward and accessible. If you're considering refinancing or want to learn about eligibility options for any of our loan products, feel free to reach out to us at (847) 670-0456 or visit us at our branch located at 2440 E Rand Rd Arlington Heights Il 60004 in Arlington Heights, IL. We're dedicated to making banking easy and convenient for all our members through online services and mobile banking options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,657,474, make buying or refinancing simple. We offer competitive rates and flexible terms that fit your budget, making it easier than ever to secure your dream home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,153,511 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits designed to give you more value for every dollar spent.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from reputable institutions ensures that users receive fair and transparent offers. Each listing reflects current rates and terms, allowing for a clear view of available options.

Key Benefits of Using LendMesh

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Metro

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans