Mesquite Credit Union TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Mesquite, your trusted financial partner located at 1510 N Galloway Ave, Mesquite, TX 75149. Since our establishment in 1968, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial well-being. As part of the Mesquite Credit Union family, we proudly support nearly 3,000 members and manage total assets exceeding $40 million. At Mesquite, we believe in building lasting relationships with our members. Our friendly staff, led by CEO Lisa Connell and Board President Brenda Reames, is here to provide personalized service tailored to your unique needs. Whether you're looking for checking accounts, auto loans, or mortgage refinancing, we offer a wide range of services designed to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 1510 N Galloway Ave, Mesquite, TX 75149. We are here to assist you during our convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. With total deposits reaching $3,289,558 and a net worth of $3,792,653, we ensure that your funds are secure and accessible when you need them most. Our focus on community impact is evident in our lending practices; we've issued over 860 loans, helping countless individuals and families realize their dreams. We invite you to explore how Mesquite can support your financial journey. Feel free to reach out at 972-285-8951 or visit us online at mesquitecu.org for more information about becoming a member or accessing our services. Your financial success starts here!

Branch History & Mission

Community Focus

Being part of the Mesquite community means more than just providing financial services; it means giving back. We actively engage in partnerships with local organizations to support various outreach efforts aimed at improving the quality of life for residents in Mesquite and surrounding areas. By participating in community events and programs, we strive to make a positive impact that goes beyond banking. While members can visit us at 1510 N Galloway Ave, official correspondence should be sent to the same address as our mailing address: 1510 N Galloway Ave, Mesquite, TX 75149. Our drive-thru service and ATM availability ensure that you can access your funds conveniently whenever needed. Our operating hours are designed with you in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us today at Mesquite! Experience firsthand how we can support your financial goals while being an active part of your community. Call us at 972-285-8951 or visit our website for more information about becoming a member and exploring all that we offer!

Our Mission

At Mesquite, our mission is simple yet profound: to provide accessible financial services while enriching the lives of our members and the community. We believe in putting people first whether it's offering competitive rates on auto loans or providing personalized banking solutions that empower families and businesses alike. Our services include checking and savings accounts, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. We are also committed to embracing technology for a better banking experience. Our online banking platform allows members to manage their finances from anywhere, while mobile payments and e-statements ensure convenience at your fingertips. Additionally, we prioritize accessibility by maintaining ADA compliance throughout our branch.

Branch Location & Accessibility

Get in Touch!

If you have any questions or would like more information about our services before your visit, feel free to give us a call at 972-285-8951. We're excited to help you with all your banking needs right here at the Mesquite branch! Come visit us today!

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from popular local spots, making it easy to stop by while you're out and about. With ample parking available, you can visit us without any hassle. We pride ourselves on being accessible for everyone; our facility includes ADA-compliant features and ramps to ensure that all members can easily access our services.

Operating Hours and Services Offered

We understand that life gets busy, so we offer flexible operating hours. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our friendly staff is here during these times to assist you with a variety of services including personal banking, auto loans, mortgage options, and more. In addition to in-branch services, we have an ATM available for your convenience. If you're in need of quick banking transactions like deposits or withdrawals, our drive-thru service makes it simple and efficient.

Member Eligibility

At Mesquite, we believe that everyone deserves the opportunity to be part of a supportive community. If you're looking to join us, becoming a member is straightforward and welcoming. You can qualify for membership if you live, work, worship, or attend school in our area or have a family member who is already a member. This makes it easy for you to enjoy all the benefits we offer, including competitive rates on loans and savings accounts, personalized service, and access to online banking features that make managing your finances simple and convenient. If you're ready to take the next step toward membership, we encourage you to visit our eligibility page at http://www.mesquitecu.org/become-a-member for more details on the requirements. Once you're ready to open an account, just give us a call at (972) 285-8951 or stop by our branch located at 1510 N Galloway Ave Mesquite Tx 75149. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services designed to simplify your daily operations. Imagine having the ability to process payments seamlessly, manage transactions efficiently, and enhance customer satisfaction all in one place. Whether you're a small startup or an established company, our merchant services can streamline your payment processes, allowing you more time to focus on what you do best: running your business. Let us partner with you on your journey towards success. Visit us at 1510 N Galloway Ave Mesquite Tx 75149 or call us at (972) 285-8951 to learn more about how our business banking and commercial services can make a difference for you!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans, we are eager to help businesses in our community. Our goal is to provide flexible financing options that empower entrepreneurs to take their ventures to new heights.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, Mesquite offers comprehensive business banking services. From merchant services that simplify payment processing to flexible business loans designed to fuel growth, we're here to support your entrepreneurial spirit.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can manage your accounts from anywhere, pay bills, transfer funds, and even access person-to-person payment options without having to visit us in person. Need cash? Our ATM services allow for easy withdrawals and balance checks whenever you need them.

Drive-Thru & In-Branch Services

If you prefer face-to-face interaction or need assistance with simple transactions like deposits or withdrawals, our basic drive-thru service is available for your convenience. We strive to ensure that whether you visit us in person or use our digital platforms, your experience remains smooth and efficient. At Mesquite, we're more than just a credit union; we're a community partner ready to assist you with all your financial needs. If you're interested in learning more about how we can support you on your financial journey or if you'd like to become a member, don't hesitate to call us at 972-285-8951 or visit our website at mesquitecu.org. We look forward to serving you!

Personal Banking Services

Navigating your financial journey can be overwhelming, but it doesn't have to be. At Mesquite, we offer checking and savings accounts tailored to your lifestyle. Whether you're saving for a rainy day or managing daily expenses, our accounts come with features that make banking easier. If you're in the market for a new vehicle or need to refinance an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms. For those dreaming of homeownership, our mortgage loans and refinancing services can guide you through the process. And if you're facing unexpected expenses, our personal loans and debt consolidation options are here to help you regain control. We also understand the importance of rewards in everyday spending. That's why we offer credit cards with rewards that let you earn points on purchases you already make.

Digital & Online Banking

Key Features

With our online banking platform at https://www.mesquitecu.org/, you can easily check your balances, transfer funds, and pay bills without having to visit a branch. Our 24/7 online banking services ensure that you have full control over your finances whenever you need it. Plus, with e-statements, you can receive your account statements electronically, saving trees and keeping your records organized. For those who prefer using their smartphones, our mobile application provides all the features of online banking right at your fingertips. You can make person-to-person transfers to friends or family instantly. Whether it's splitting a dinner bill or sending a gift, it's fast and easy!

Security and Convenience

Security is our top priority at Mesquite. Our digital services include electronic signature authorization, ensuring that all transactions are safe and secure. You can trust us to protect your personal information while making banking easier for you. Additionally, we offer mobile payments, so you can leave your wallet at home! Just use your phone to make purchases quickly and securely. This feature adds an extra layer of convenience to your daily life. In conclusion, whether you're at home or on the go, our digital and online banking services provide accessibility and ease-of-use for all your banking needs. Join us at Mesquite today and experience financial management like never before!

Financial Strength

At Mesquite, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the strong financial foundation that allows us to serve you better. With a net worth of $3,792,653, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $243,493 in share certificates and $2,264,654 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,779,414 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $6,632 in used auto loans and $25,521,775 in total loans and leases, helping our members achieve their financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 5,022, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $484,753. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mesquite is your trusted partner. Visit us at 1510 N Galloway Ave Mesquite TX 75149 or call 972-285-8951 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

We also support our members through refinancing options and eligibility assessments to ensure that everyone has access to the financial support they need. You can reach us at (972) 285-8951 for more information about our loan offerings or visit us at our branch located at 1510 N Galloway Ave Mesquite Tx 75149 in Mesquite, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to helping you every step of the way as you explore your financing options!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,053,568 in used vehicle loans and $5,249,369 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget.

Credit Lines

Additionally, our total credit lines available amount to $2,500,000, providing you with access to funds when you need them most. This flexibility can help you cover unexpected expenses or take advantage of opportunities as they arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $561,972, make buying or refinancing simple. We provide competitive rates and personalized service to help you navigate the process of securing your dream home.

Unsecured Credit Card Loans

For those looking for flexible credit solutions, we also offer unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with convenient features and no collateral required, making them an excellent option for everyday expenses.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that all offers displayed are fair and transparent. Each lender's details are meticulously vetted to ensure the accuracy of the comparisons presented to users.

Key Benefits of Using LendMesh

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Mesquite