Meriwest Credit Union Sunnyvale CA | Best Auto Loans & Business Banking

Introduction

Welcome to Meriwest, your trusted financial partner located at 563 E El Camino Real, Sunnyvale, CA 94087. Established in 1961, we have proudly served our community for over six decades, building strong relationships with our 79,531 members. At Meriwest, we believe that banking should be straightforward and accessible. With total assets of $2,113,086,591 and deposits exceeding $126,069,139, we are committed to providing secure and reliable financial services tailored to meet your needs. Our dedicated team of 220 employees, led by CEO Lisa Pesta and Board President Arthur Jue, works tirelessly to ensure that every member feels valued and supported. Whether you're looking for personal banking solutions like checking accounts and auto loans or business banking options, we've got you covered. Our diverse offerings also include mortgage loans, credit cards with rewards, and online banking services designed to make managing your finances easier than ever. While members can visit us at our Sunnyvale branch, official correspondence should be sent to our mailing address: PO Box 530953, San Jose, CA 95153-5353. We invite you to explore our services further on our website at Meriwest or give us a call at 877-637-4937 during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Join us today and experience the difference a community-focused credit union can make in your financial journey!

Branch History & Mission

At Meriwest, we take pride in our rich history and unwavering commitment to serving the Sunnyvale community. Established in 1961, our branch has grown alongside our members, evolving from a small credit union into a vital financial institution with over 79,000 members today. Our journey began with a simple mission: to provide accessible financial services that empower individuals and strengthen communities. Located at 563 E El Camino Real in Sunnyvale, California, our branch stands as a beacon of support for local residents. Just a stone's throw away from popular landmarks like the Sunnyvale Town Center, we invite everyone to drop by and experience the warmth of our service firsthand. For any official correspondence, please note that you can reach us at PO Box 530953, San Jose, CA 95153-5353. Our mission is clear: we aim to enhance the financial well-being of our members while fostering community growth. We achieve this by offering an array of services tailored to meet diverse needs from personal banking options like checking and savings accounts to auto loans and business banking solutions. With total assets exceeding $2.1 billion, we are committed to providing sound financial solutions that cater to every stage of life. As technology advances, so do we. Our online and mobile banking platforms ensure that managing your finances is as convenient as possible. We're proud to offer features such as e-statements and electronic signature authentication, making it easier than ever for our members to stay on top of their finances from anywhere. Community outreach is at the heart of what we do. We actively partner with local organizations to support various initiatives aimed at uplifting those around us. Whether through educational programs or charitable contributions, we believe in giving back and strengthening the fabric of our community. Our team is here for you during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Plus, with ATM availability and shared service centers nearby, accessing your funds is hassle-free. Join us at Meriwest and discover how we can help you achieve your financial goals while being part of something bigger a community-focused credit union dedicated to making a difference in Sunnyvale and beyond. Experience the benefits of membership today! Call us at 877-637-4937 or visit our website for more information on how you can become part of the Meriwest family.

Branch Location & Accessibility

Accessibility Features

At Meriwest, we prioritize accessibility for all members. Our location features ADA-compliant ramps and designated parking spaces to ensure everyone can easily access our services. Whether you're stopping by for personal banking or need assistance with loans, our friendly staff is here to help.

Call to Action

We invite you to stop by the Meriwest branch today! If you have any questions or need assistance before your visit, feel free to call us at 877-637-4937. Our team looks forward to serving you!

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9:00 a.m. to 5:00 p.m., on Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. This gives you plenty of opportunities to drop by when it suits you best.

Services Offered

At the Meriwest branch, we offer a variety of services tailored to meet your banking needs. From checking and savings accounts to auto loans and mortgage financing, we have options for everyone. We also provide business banking solutions and shared branch services for partner credit union members, making it easy for you to manage your finances.

Member Eligibility

At Meriwest, we believe in creating a warm and welcoming community where every member is valued. Joining us is easy and opens the door to a world of benefits tailored just for you. If you're living or working in our vibrant neighborhoods, you're likely already eligible to become a member! We welcome individuals from various backgrounds, including those affiliated with local businesses or organizations. You can find more details about eligibility on our website at . Once you've confirmed your eligibility, opening an account is just a click away! Simply visit us online at https://www.mymeriwest.com/dbank/live/app/register to get started, or feel free to reach out to us at (877) 637-4937 if you have any questions. Our friendly team is here to help you every step of the way as you embark on this exciting journey with Meriwest at our Sunnyvale location: 563 E El Camino Real Sunnyvale Ca 94087. Join us today and experience the difference that being a member can make in your financial life!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $64 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $153,397,960, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments effortlessly while focusing on what you do best running your business. Our merchant services allow you to accept various payment methods quickly and securely, enhancing customer satisfaction and boosting sales. Whether it's point-of-sale systems or online payment solutions, we have you covered. Located at 563 E El Camino Real Sunnyvale Ca 94087 in Sunnyvale, CA, we're here to help your business thrive. Let's work together to turn your vision into reality! Reach out to us at (877) 637-4937 for more information on how we can assist you today.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. Our goal is to support local businesses in their growth journeys by providing accessible funding and tools necessary for success.

Credit Cards and Rewards

Who doesn't love rewards? Our Credit Cards with Rewards program allows you to earn points on every purchase, which can be redeemed for travel, gift cards, and more. This gives you an opportunity to benefit from everyday spending while enjoying the perks of membership.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With just a few clicks, you can check balances, transfer funds, and pay bills without visiting the branch. Plus, our ATM & Cash Withdrawal Services give you access to cash when you need it most. We also offer basic shared branch transactions for partner credit union members, making it easy for them to deposit or withdraw funds conveniently.

Final Thoughts

Whether you're starting out on your financial journey or looking for advanced banking solutions, Meriwest is here to help every step of the way. Our friendly staff is eager to assist you in finding the right service that meets your needs. Visit us today at 563 E El Camino Real Sunnyvale Ca 94087, call us at (877) 637-4937, or explore more about our offerings online! Your financial well-being is our top priority!

Personal Banking Solutions

We understand that managing your finances is crucial for a secure future. That's why we offer Personal Banking, which includes checking and savings accounts designed to help you save and manage your money effectively. Whether you're saving for a new home, a vacation, or simply building an emergency fund, our accounts come with no monthly fees and competitive interest rates. For those in need of financing, we provide Auto Loans & Vehicle Financing options that make purchasing your dream car easier than ever. Our streamlined process ensures quick approvals so you can hit the road sooner. Additionally, if you're looking to buy a home or refinance your current mortgage, our Mortgage Loans & Refinancing services will guide you through the options available, ensuring you find the best rate possible. If life throws unexpected expenses your way, consider our Personal Loans & Debt Consolidation services. We aim to help you manage your debt more efficiently by consolidating multiple payments into one manageable loan.

Digital & Online Banking

Key Features

Our online banking platform allows for easy navigation and real-time account management. You can sign up for e-statements to go green and keep track of your finances without the clutter of paper statements. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. If you're on the go, our mobile application makes it even simpler to manage your money from your smartphone. With features like person-to-person transfers, sending money to friends or family is as easy as sending a text message.

Security and Convenience

We prioritize your security while providing these convenient services. Your personal information is protected with advanced security measures so you can bank with peace of mind. Our digital banking options are not just user-friendly; they also ensure that you have control over your financial activities anytime you need it. At Meriwest, we're committed to making banking accessible and straightforward. Whether you're using our website or mobile app, you'll find everything you need to manage your finances effectively right at your fingertips!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 219 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our commitment is evident as we manage a robust total of 109,263 deposit accounts, showcasing a strong member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meriwest is your trusted partner. Visit us at 563 E El Camino Real Sunnyvale Ca 94087 or call (877) 637-4937 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $543,090,834 in share certificates and $240,504,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $169,175,839 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,715 in used auto loans and $1,638,630,843 in total loans and leases.

Solid Financial Position

With a net worth of $193,309,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $915 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,029,236 in used vehicle loans and $71,218,012 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and help you get behind the wheel without the stress of high payments.

Business Financing

For business owners, our outstanding commercial loans totaling $153,397,960 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and are committed to supporting local entrepreneurs with tailored lending solutions. At Meriwest, we're dedicated to providing personalized service and competitive loan options that meet your needs. If you're interested in refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (877) 637-4937 for more information or visit us at our branch located at 563 E El Camino Real Sunnyvale Ca 94087 in Sunnyvale, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $282,395,718, make buying or refinancing simple. Whether you're a first-time buyer or looking to upgrade, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

For those looking for manageable credit solutions, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while keeping your financial future secure.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so users can make informed decisions without hidden agendas. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing users to stay informed about the latest offerings in the market. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the tool can be. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Meriwest