Members Credit Union Winston Salem NC | Quick Personal Loans & Auto Financing

Introduction

Welcome to Members, your trusted credit union located at 1000 E Hanes Mill Rd, Winston Salem, NC 27105. Established in 1953, we have been dedicated to serving our community for over six decades. With a robust membership of 48,053 individuals and total assets amounting to an impressive $440,106,431, we pride ourselves on being a reliable partner in your financial journey. At Members, we understand that each member has unique needs. That's why we offer a wide range of services, from personal banking and auto loans to mortgage solutions and business banking. Our commitment to you is reflected in our total deposits of $46,880,736, ensuring your hard-earned money is safe and accessible. Led by our experienced CEO, Robert Donley, and Board President, William Tittsworth, our team of 117 dedicated employees is here to provide personalized service that makes banking easy and approachable. Whether you're looking for a new loan or simply want to discuss your financial goals, we are here to help. While you can visit us directly at our branch for all your banking needs, please feel free to reach out via phone at 336-519-4479. For more information about our services or to explore membership opportunities, head over to our website at memcu.com. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Community Impact

Our commitment extends beyond financial services; it encompasses the well-being of our community as a whole. We actively engage in outreach efforts and partnerships that uplift local organizations and initiatives. Whether sponsoring events or providing educational resources on financial literacy, we strive to make a lasting impact on the lives of those we serve. As we look toward the future, we remain focused on enhancing accessibility with ADA-compliant facilities and exploring digital advancements that further enrich member experiences. Join us at Members Credit Union as we celebrate our history while looking forward to a bright future together. Experience the difference of being part of a cooperative that truly cares about its members' success. Visit us today or explore more about becoming a member by checking out our website or calling us at 336-519-4479. Let's build your financial future together!

Our Mission

The mission of Members Credit Union is straightforward yet powerful: to provide exceptional financial services while fostering a strong sense of community. We believe that banking should be more than just transactions; it should empower individuals and families. Our offerings range from personal checking and savings accounts to auto loans and mortgage refinancing. We also support local businesses through merchant services and business loans. We are dedicated to ensuring that every member receives personalized attention and solutions tailored to their unique situations. In addition to traditional banking services, we embrace modern technology with online banking options and mobile payments that make managing finances convenient for everyone.

Branch Location & Accessibility

Welcome to Members! Conveniently located at 1000 E Hanes Mill Rd Winston Salem Nc 27105 in the heart of Winston Salem, NC, our branch is here to serve you with friendly faces and personalized financial solutions. We understand that accessibility is important for our members, which is why we've made sure our location is easy to reach. Nestled close to local landmarks, such as [insert nearby landmarks or points of interest], finding us is a breeze. Whether you're driving from nearby neighborhoods or walking over from your office, we're right where you need us. Parking is available, and we're proud to offer features like ADA compliance, ensuring everyone can access our services comfortably. At Members, we are open Monday through Friday from 8:00 am to 5:00 pm, making it easy for you to drop by when it suits your schedule. If you have questions or need assistance, feel free to call us at (336) 519-4479; our dedicated team is always ready to help. While we currently do not offer ATM services or drive-thru banking, our branch staff is equipped to handle all your personal banking needs from checking and savings accounts to auto loans and credit cards with rewards. We strive to provide a welcoming atmosphere where you can discuss your financial goals and explore the best options for you. So why wait? We invite you to visit us at 1000 E Hanes Mill Rd Winston Salem Nc 27105 today! Experience firsthand how Members can help empower your financial journey.

Member Eligibility

At Members, we believe that everyone deserves a chance to join a community that truly cares. Becoming a member is straightforward and welcoming! If you live, work, or worship in the area around 1000 E Hanes Mill Rd Winston Salem Nc 27105, you're likely eligible to join our supportive family. We also welcome members of certain organizations and their families. For the most detailed and up-to-date information about eligibility, check out our website at https://memcu.com/membership/. Joining us is just the beginning of enjoying the benefits that come with being part of Members. As a member, you'll gain access to great financial products, personalized service, and a commitment to your financial well-being. To open an account and start your journey with us, simply visit this link: https://www.loanliner.com/loanrequest/presenter/loanform?cuid=03201893&loanformid=7275642109208170153&channelid=6969420220087080345&locationid=9845830719301113842&campaign=front+page+apply+button&isframed=f or give us a call at (336) 519-4479 during our operating hours from 8:00 am to 5:00 pm, Monday through Friday. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to invest in new equipment, hire additional staff, or expand your space. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no recorded member commercial loans or non-member commercial loans, we are dedicated to providing flexible financing solutions for future opportunities.

Merchant Services

In today's fast-paced environment, effective payment processing can set your business apart. Our merchant services simplify transactions, making it easier for your customers to pay and for you to manage sales. Imagine providing a seamless checkout experience that keeps your customers coming back. If you're ready to explore how we can assist your business at Members located at 1000 E Hanes Mill Rd Winston Salem Nc 27105, Winston Salem, NC 27105, give us a call at (336) 519-4479. Let's work together to drive your success!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we have tailored Business Banking solutions, including merchant services and business loans. Running a business comes with its own set of challenges; our services are designed to support your growth and success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Hbic, we offer robust Online & Mobile Banking options. Manage your accounts anytime and anywhere using our user-friendly app or website. From checking balances to transferring funds or making payments, everything is just a few taps away. Whether you're interested in ATM services or cash withdrawals, we've got you covered too! Our commitment is to ensure that accessing your finances is as easy as possible. If you're ready to explore all these fantastic services and more, don't hesitate! Call us today at (336) 519-4479 or visit us at https://memcu.com/ for more information on how we can assist you in achieving your financial dreams. Your journey towards smarter banking starts here at Members!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! Enjoy the benefits of cash back or travel points on purchases you already make every day. It's an easy way to earn rewards while building credit for your future.

Home Ownership

For those dreaming of home ownership, we provide comprehensive Mortgage Loans & Refinancing options. Whether it's your first home or you're looking to refinance an existing mortgage for better rates, our experts are here to assist you every step of the way. Let us help make that dream home yours!

Personal Banking Solutions

For those managing day-to-day finances, we offer a variety of Personal Banking options including checking and savings accounts. Imagine having the freedom to manage your money easily while enjoying competitive interest rates. Our accounts are designed with you in mind, making it simple to save for future plans or handle everyday expenses.

Personal Loans

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services offer flexible solutions. Life can throw curveballs at any time having access to funds when you need them most is crucial. Our loans are designed to help alleviate financial stress while keeping payments manageable.

Vehicle Financing

If you're thinking about purchasing a car, our Auto Loans & Vehicle Financing can help get you behind the wheel quickly and affordably. We understand that finding the right vehicle is important, and our team is here to guide you through the financing process. With flexible terms and competitive rates, driving home in your new car can be a reality sooner than you think.

Digital & Online Banking

Key Features

We prioritize your convenience without compromising security. Our online banking includes features such as e-statements, which are available for those who prefer a paperless option. This not only helps you keep track of your finances but also contributes to a more environmentally friendly approach to banking. For those who are always on the move, our mobile application ensures that you have full access to your accounts right in your pocket. You can easily make person-to-person transfers, making it simple to send money to friends or family instantly. Plus, if you're using mobile payments, you can enjoy a quick and secure way to pay for purchases right from your smartphone.

Security and Ease of Use

With no need for electronic signature authorization when using our digital services, we keep things straightforward while ensuring that your information is safe and protected. We strive to create a user-friendly experience so you can focus on what matters most your life! At Members, we're committed to making banking accessible for everyone. No matter where you are or what time it is, our online services empower you with real-time account management that fits seamlessly into your busy lifestyle. Enjoy the freedom of banking on your terms!

Financial Strength

At Members, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring that you can trust us with your savings and lending needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $63,335,298, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,437 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,869,141 in share certificates and $78,739,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $51,172,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $8,665 in used auto loans and $189,083,261 in total loans and leases, supporting members' financial goals across various sectors. Our $3,882,896 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $936,016. Total Share and Deposit Accounts: 104,568, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members is your trusted partner. Visit us at 1000 E Hanes Mill Rd Winston Salem Nc 27105 or call (336) 519-4479 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,741,955 in used vehicle loans and $9,496,418 in new vehicle loans already helping members get on the road. We understand that purchasing a vehicle is an important decision, which is why our auto financing options are designed to make this process as smooth as possible. If you're considering refinancing your current auto loan, we also provide options that could lower your monthly payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,162, make buying or refinancing simple. We offer competitive interest rates and personalized service to guide you through every step of the mortgage process.

Personal Loans and Credit Lines

In addition to our auto and mortgage loans, we also offer credit lines and personal loans to help meet various financial needs. Our total credit lines stand at $140,964,069, allowing you flexibility when it comes to managing unexpected expenses or funding personal projects.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards are perfect for those who want to build their credit while enjoying rewards and benefits. At Members, we believe that everyone deserves access to affordable financing options. To learn more about eligibility requirements or how to apply for any of our loan products, feel free to reach out at (336) 519-4479 or visit us at 1000 E Hanes Mill Rd Winston Salem Nc 27105 in Winston Salem, NC. We're here to help you navigate your borrowing options with ease!

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that all offers are fair and transparent. Users can trust that the information presented is not only accurate but also reflective of current market conditions.

Benefits of Using LendMesh

LendMesh provides several key benefits to help users navigate their loan options: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness and user satisfaction. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Members