Members Credit Union Lenoir NC | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Members Credit Union - Lenoir, your trusted partner in financial well-being since 1953! Located at 1240 Morganton Blvd SW, Lenoir, NC 28645, we pride ourselves on providing personalized banking solutions tailored to meet the needs of our community. With over 48,000 members and total assets reaching a robust $440,106,431, we are dedicated to helping you achieve your financial goals. At Members Credit Union, we understand that every member's journey is unique. Whether you're looking to secure an auto loan, open a savings account, or explore mortgage options, our experienced team is here to support you every step of the way. Our commitment is reflected not only in our diverse range of services including personal banking, business loans, and online banking but also in our strong financial standing with total deposits of $46,880,736 and a net worth of $63,335,298. Our leadership team is equally devoted to fostering a community-centric approach. Under the guidance of CEO Robert Donley and Board President William Tittsworth, we strive to build lasting relationships with our members. You can always count on us for transparent communication and reliable service. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: P.O. Box 1468, Lenoir, NC 28645. Ready to take the next step? Explore our services today at memcu.com or give us a call at 828-757-3299. Join us as we continue to make a positive impact in Lenoir and beyond!

Branch History & Mission

Welcome to Members Credit Union - Lenoir, a proud financial institution with deep roots in the Lenoir community. Since our founding in 1953, we have dedicated ourselves to serving our members and fostering financial well-being. With a unique identifier of 25,610, our branch has grown alongside the community, expanding our services and adapting to meet the needs of our members. Located at 1240 Morganton Blvd SW, Lenoir, NC 28645, our branch is easy to find and close to many local landmarks. Whether you're visiting us for personal banking or seeking advice on loans and financing, you'll find a welcoming atmosphere ready to help. While members can visit us at this address, official correspondence should be sent to P.O. Box 1468, Lenoir, NC 28645. At Members Credit Union - Lenoir, we are not just about numbers; we are about people. Our mission is clear: we strive to provide exceptional financial services while making a positive impact in our community. With over 48,053 members and total assets amounting to $440,106,431, we are committed to ensuring that every member's financial journey is supported through personalized service and innovative solutions. Over the years, we have embraced advancements in technology to improve accessibility for all members. Our services include online banking and mobile payments, allowing you to manage your finances anytime, anywhere. We also prioritize inclusivity by ensuring ADA compliance across all our operations. Community outreach is at the heart of what we do. We actively seek partnerships with local organizations to support various initiatives that uplift our neighbors. By investing in local projects and programs, we aim to contribute positively to the growth and prosperity of Lenoir. Our operating hours are from 8:00 AM to 5:00 PM Monday through Friday, providing ample opportunity for you to stop by or give us a call at 828-757-3299. Though we currently do not offer ATM services or drive-thru banking options, our dedicated staff is here to assist you with any financial needs during lobby hours. We invite you to experience the difference at Members Credit Union - Lenoir. Join us today and become part of a thriving community that values your financial success as much as you do. Visit us at memcu.com for more information on membership eligibility and how we can help you achieve your goals!

Branch Location & Accessibility

Welcome to Members Credit Union - Lenoir, your friendly neighborhood banking partner! Conveniently located at 1240 Morganton Blvd Sw, Lenoir, NC, we are here to serve all your financial needs. Our branch is easily accessible and situated near popular local landmarks, making it a breeze for you to stop by. While members can visit us at this location, official correspondence should be sent to P.O. Box 1468, Lenoir, NC 28645. We take pride in ensuring that our branch is welcoming and accommodating for everyone. With ample parking available and features like ADA compliance, we strive to make your visit as comfortable as possible. At Members Credit Union - Lenoir, we understand that your time is valuable. That's why our lobby hours are designed to fit into your busy schedule. We're open from 8:00 AM to 5:00 PM Monday through Friday, ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage loans, and more. Although we don't currently offer ATM or drive-thru services at this location, our friendly team is always on hand to provide personalized assistance and answer any questions you may have. Whether you're looking to open a new account or need help with loan options, we're here for you! Feel free to give us a call at 828-757-3299 if you have any questions or need further information. We invite you to come by and experience the friendly service that Members Credit Union - Lenoir has to offer!

Member Eligibility

At Members, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Caldwell County area, you're already eligible to join us. We also invite family members of existing members to apply, making it easy to include loved ones in our cooperative. By joining Members, you'll gain access to a range of benefits, from personalized banking services to competitive loan rates, all designed with your needs in mind. To start your journey with us, just visit our website at https://memcu.com/membership/ for more details on eligibility criteria. When you're ready to open an account, check out this link for a straightforward application process: https://www.loanliner.com/loanrequest/presenter/loanform?cuid=03201893&loanformid=7275642109208170153&channelid=6969420220087080345&locationid=9845830719301113842&campaign=front+page+apply+button&isframed=f. If you have any questions or need assistance, don't hesitate to reach out at (828) 757-3299. We're here for you every step of the way as you take this exciting step toward membership at Members, located at 1240 Morganton Blvd Sw Lenoir Nc 28645.

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Sense

In addition to loans, our merchant services simplify transactions so you can focus on what matters most running your business. Picture this: your customers can pay easily, whether they're using credit cards or mobile payments. This not only enhances customer satisfaction but also boosts your sales potential. Join us at Members, located at 1240 Morganton Blvd Sw Lenoir Nc 28645 in Lenoir, NC, and discover how we can empower your business today! For inquiries, give us a call at (828) 757-3299.

Comprehensive List Of Services

Business Banking Support

For our entrepreneurial members, we also offer comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with its challenges, and we are here to support your growth with tailored financial solutions.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether checking balances, transferring funds, or paying bills, our digital platforms make it simple. We also offer ATM and cash withdrawal services, ensuring that accessing your money is quick and hassle-free. At Members Credit Union - Lenoir, we're committed to making your banking experience as smooth as possible. With our dedicated team ready to assist you at every turn, we invite you to explore how our comprehensive list of services can benefit you. If you have any questions or would like more information about what we offer, please don't hesitate to reach out! You can contact us at (828) 757-3299 or visit us at 1240 Morganton Blvd Sw, Lenoir, NC 28645. Let's take the next step towards achieving your financial goals together!

Flexible Loan Options

Life can be unpredictable, which is why our personal loans and debt consolidation options are available to assist you in managing unexpected expenses or consolidating debt into one manageable payment. Plus, our credit cards with rewards can provide you with added benefits while you shop.

Personal Banking Solutions

We offer various personal banking options, including checking and savings accounts designed to help you save and manage your money effectively. Need a reliable way to finance your next vehicle? Our auto loans and vehicle financing services can help you get on the road without the financial stress. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans are here to support you through every step of the process.

Digital & Online Banking

Convenience at Your Fingertips

With e-statements available, you can say goodbye to paper clutter and keep track of your financial activity digitally. You'll receive notifications directly in your inbox, helping you stay organized without lifting a finger. And if you're interested in making purchases with ease, our mobile payments feature allows you to pay quickly from your smartphone. Managing your finances has never been easier or more convenient than with the digital banking services at Members. Whether it's checking your account balance or setting up automatic payments, everything is designed to give you peace of mind and control over your financial life. Join us today and experience the convenience firsthand!

Key Features

Our online banking service allows you to check balances, pay bills, and transfer funds effortlessly. Want to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, if you're always on the go, our mobile application ensures that you have all these services right in your pocket. Security is a top priority for us. While we currently do not support electronic signature authorization, you can still feel confident knowing that your personal information is protected with advanced security measures.

Financial Strength

Commitment to Growth

With $51,172,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,665 in used auto loans and $189,083,261 in total loans and leases.

Member Trust

Total Share Accounts: 104,568 showcase a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $936,016, which further highlights our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members is your trusted partner. Visit us at 1240 Morganton Blvd Sw Lenoir Nc 28645 or call (828) 757-3299 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $3,882,896, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $21,869,141 in share certificates and $78,739,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $63,335,298, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,437 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,741,955 in used vehicle loans and $9,496,418 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car buying experience as smooth as possible.

Credit Lines and Other Options

For those needing additional flexibility, our total credit lines amount to $140,964,069, providing you with access to funds whenever you need them. If you're considering refinancing any existing loans or exploring eligibility options for our products, we're here to help guide you through the process. At Members, we pride ourselves on offering straightforward solutions without unnecessary complexities. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply for a loan or simply want more information about our offerings, feel free to reach out to us at (828) 757-3299 or visit us at our branch located at 1240 Morganton Blvd Sw Lenoir Nc 28645 in Lenoir, NC. Our dedicated team is here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,162, make buying or refinancing simple. We aim to support you through the entire process with competitive interest rates and personalized service.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can be an excellent way to handle everyday expenses while enjoying the benefits of rewards.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures that all loan offers are fair and transparent. With LendMesh, you can trust that the comparisons you see reflect accurate and up-to-date information.

Members