Members Heritage Credit Union Lexington KY | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Members Heritage, your trusted financial partner located at 3202 Custer Dr, Lexington, KY 40517. Established in 1960, we have proudly served our community for over six decades, building strong relationships with our 54,348 members. At Members Heritage, we focus on providing exceptional personal banking services, including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. With total assets exceeding $537 million and deposits reaching $101 million, our commitment to the financial well-being of our members is unwavering. Our CEO, Pat Ferry, along with Board President Mike Proctor, leads a dedicated team of 88 employees who are here to assist you in achieving your financial goals. We understand that every member's needs are unique, which is why we offer tailored solutions to help you thrive. While members can visit us at our branch location, official correspondence should be sent to the same address: 3202 Custer Dr, Lexington, KY 40517-4025. If you have any questions or need assistance, feel free to reach out to us at (859) 259-3466. At Members Heritage, we value your trust and strive to make a positive impact on our community. Join us today and experience the difference of being a part of a credit union that puts its members first. Visit our website at www.membersheritage.org for more information or to open an account. Your financial future starts here!

Branch History & Mission

Our Journey

From our humble beginnings more than six decades ago, Members Heritage has continuously evolved. Established with the mission to promote financial well-being among our members, we have expanded our offerings to include personal banking, auto loans, mortgages, and business banking services. Each step of the way, we have embraced innovation while staying true to our core values of integrity, respect, and service. Located just minutes from downtown Lexington and easily accessible for all residents in Fayette County, our branch is designed with your convenience in mind. In addition to traditional services like deposits and withdrawals at our drive-thru or through our ATM services available on-site we also offer online and mobile banking options for those who prefer digital access.

Our Mission

At Members Heritage, our mission is clear: to provide exceptional financial services while enhancing the quality of life in our community. We believe that when our members thrive, so does the entire community. That's why we are dedicated not only to offering competitive rates and flexible lending options but also to investing in local initiatives that uplift those around us. Our commitment extends beyond mere transactions. We actively engage in outreach programs and partnerships designed to support local schools, charities, and events. We recognize that fostering a strong sense of community is just as important as providing sound financial advice. While you can visit us at 3202 Custer Dr, official correspondence should be directed to 3202 Custer Dr, Lexington, KY 40517-4025 if needed. Our dedicated team is here during operating hours from 8 AM to 5 PM Monday through Friday, with extended drive-thru hours until 6 PM on Fridays and from 9 AM to 12 PM on Saturdays. Join us at Members Heritage where your financial journey matters. Experience firsthand how we can help you achieve your goals while being part of a supportive community network. For more information or to become a member today, call us at 859-259-3466 or visit our website at www.membersheritage.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Easy Access for Everyone

Our branch is designed with accessibility in mind. With ADA-compliant features and easy parking options, we ensure that everyone can access our services comfortably. If you're driving, you'll find ample parking right outside, making it simple to pop in for any banking needs.

Operating Hours Designed for You

We know life gets busy, so we're here to help during convenient hours. Our lobby is open from 8 AM to 5 PM Monday through Friday, and if you need a little extra time on Fridays, take advantage of our drive-thru service which stays open until 6 PM. Plus, we're ready to assist you on Saturdays from 9 AM to noon!

Services Tailored for Your Needs

At the Members Heritage Pimlico Branch, we offer a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got your financial needs covered. Need cash? We have an ATM available for quick withdrawals and balance checks right at your fingertips. And don't worry about waiting in line our drive-thru service makes quick transactions simple and efficient. If you ever need assistance or have questions about your account, feel free to call us at 859-259-3466. Our friendly staff is eager to help you navigate your banking journey. While members can visit us at 3202 Custer Dr Lexington Ky 40517, official correspondence should be sent to our mailing address: 3202 Custer Dr, Lexington, KY 40517-4025. We invite you to stop by and see how we can support your financial goals today!

Member Eligibility

Becoming a member of Members Heritage is like joining a family that genuinely cares about your financial well-being. Located at 3202 Custer Dr Lexington Ky 40517, we welcome individuals who live, work, worship, or attend school in our community. If you have a close relative who is already a member, you're also eligible to join! We believe that everyone deserves access to personalized financial services that cater to their unique needs. By becoming a member, you unlock a world of benefits including competitive rates on loans and savings accounts, as well as access to resources that help you make informed financial decisions. Ready to take the next step? Opening an account with us is simple and straightforward. For detailed eligibility criteria, check out our website at https://www.membersheritage.org/benefits-of-membership. If you're eager to start your membership journey today, visit us at https://mhcu.financialhost.org/user-login or give us a call at (859) 259-3466. Join us at Members Heritage we're excited to support you on your financial journey!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to accept payments seamlessly, whether your customers are shopping online or visiting your store. Our merchant services simplify transactions, allowing you to focus on what you do best growing your business. From point-of-sale systems to online payment processing, we provide solutions that fit your needs and enhance customer satisfaction. Located at 3202 Custer Dr Lexington Ky 40517, Lexington, KY, we're here to partner with you every step of the way. Reach out today at (859) 259-3466 to discover how we can help your business flourish!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $68 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $194,302, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM services available for cash withdrawals and balance checks, accessing your money has never been easier. You can count on us for reliable access wherever life takes you.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans provide competitive rates and flexible terms to help you get behind the wheel without breaking the bank. With Members Heritage, financing your vehicle is not just about numbers; it's about getting you into the car of your dreams with ease.

Business Banking

For entrepreneurs and business owners, we have specialized services including merchant services and business loans. Running a business comes with its challenges, but we're here to support your growth with financial products designed specifically for you.

Credit Cards with Rewards

Our credit cards not only offer convenience but also rewards for everyday purchases. Imagine earning points on groceries or gas it's like getting paid to shop! With Members Heritage, you'll find a credit card option that enhances your spending experience.

Drive-Thru Banking

Need quick service without leaving your car? Our drive-thru banking offers basic transactions like deposits and withdrawals efficiently. We aim to provide service that fits seamlessly into your day-to-day routine. At Members Heritage, we believe in offering comprehensive financial solutions that empower our members. If you're ready to explore how we can assist you further or if you have any questions about our services, don't hesitate to reach out! Call us today at 859-259-3466 or visit us at Members Heritage for more information. Your journey towards better banking starts here!

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your current mortgage, we offer customized mortgage solutions that suit your financial situation. Our expert team will guide you through every step of the process, making homeownership more accessible than ever.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. From checking balances to transferring funds or paying bills, everything is just a few clicks away.

Personal Banking

Whether you're looking to open a checking or savings account, we make it simple and straightforward. Imagine having access to your funds whenever you need them, whether it's for daily expenses or long-term savings goals. Our personal banking options are designed with you in mind, ensuring that managing your finances is easy.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether you're looking to consolidate debt or cover an emergency cost, we provide affordable options that help relieve financial stress.

Digital & Online Banking

Key Features

Imagine being able to check your account balance, pay bills, or transfer money without having to visit a branch. Our 24/7 online banking services make this a reality. You can access your accounts around the clock, ensuring you have control over your finances whenever you need it. One of the standout features is our electronic signature authorization. This makes signing documents simple and secure, eliminating the hassle of printing and mailing forms. Plus, with e-statements available, you can keep track of your transactions without cluttering your inbox with paper statements. Need to send money to a friend or family member? Our person-to-person transfer service allows you to do just that with ease. Whether it's splitting a dinner bill or sending a birthday gift, you can quickly send funds directly from your account.

Mobile Convenience

For those who prefer banking on the go, our mobile application puts all these services right in the palm of your hand. Check balances, make payments, and even manage e-statements straight from your smartphone. Although we currently don't offer mobile payments, our app still provides everything else you need for efficient banking. At Members Heritage, we're committed to providing user-friendly tools that enhance your banking experience while keeping security at the forefront. With real-time account management and convenient access from any device, managing your finances has never been easier or more secure. Explore all that digital banking has to offer by visiting us today at https://www.membersheritage.org/!

Financial Strength

At Members Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the peace of mind that comes from knowing your financial institution is strong and reliable. With a net worth of $66,501,496, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.36% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $137,893,964 in share certificates and $51,903,775 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $63,177,639 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,760 in used auto loans and a total of $371,849,667 in loans and leases. Although our net income stands at $0, it reflects our operational efficiency during this period. We also take pride in having 87 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 73,441, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Heritage is your trusted partner. Visit us at 3202 Custer Dr., Lexington Ky 40517 or call us at 859-259-3466 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $142,939,535 in used vehicle loans and $50,109,630 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new ride, our team is here to assist you with competitive financing options.

Business Loans

For business owners, our outstanding commercial loans totaling $194,302 provide the capital needed to grow and expand. We recognize that every business has unique needs and are ready to work with you to find the right financial solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $57,256,565, make buying or refinancing simple. We can guide you through the process, ensuring you find the right fit for your budget and lifestyle.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, ask us about our refinancing options. We're dedicated to helping you find solutions that work best for your financial situation. Feel free to reach out to us at (859) 259-3466 or visit us at 3202 Custer Dr Lexington Ky 40517 for more information about any of our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your borrowing needs today!

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans, with a total of $10,129,694 in loans helping members manage their finances effectively. Enjoy the freedom of making purchases without tying up your savings.

Loan Aggregator

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