Members First Credit Union Brigham City UT | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Members First, your trusted credit union located at 120 E 1000 S, Brigham City, UT 84302. Since our establishment in 1958, we have been dedicated to serving our community with personalized financial solutions that empower our members to achieve their goals. With a strong membership base of over 13,847 individuals, we take pride in being a cornerstone of financial stability and growth in Brigham City. At Members First, we understand the importance of reliable banking services. That's why we offer a wide range of products tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Currently, our total assets stand at an impressive $182,230,254, backed by total deposits of $16,926,898. Our commitment to sound financial management is reflected in our robust net worth of $25,049,938 and cash reserves of $2,496,565, ensuring that your money is safe with us. Leadership plays a vital role in fostering trust and transparency. Under the guidance of CEO Darryn Hodgson and Board President Clyde Wohlgemuth, we strive to create a welcoming environment where every member feels valued. Our team consists of 39 dedicated employees, all working together to provide you with exceptional service. While you can visit us anytime at our branch location for face-to-face support, official correspondence should be directed to our mailing address: 120 East 1000 South, Brigham City, UT 84302. If you have questions or need assistance, feel free to reach out at (435) 723-5231 during our operating hours Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Join us today at Members First and discover how we can help you navigate your financial journey with confidence! Visit our website at https://www.memfirstcu.com for more information about our services and offerings.

Branch History & Mission

At Members First, we take pride in our rich history and commitment to serving the community of Brigham City, Utah. Established in 1958, our branch has grown alongside the community, evolving from humble beginnings into a trusted financial institution with over 13,847 members today. Our journey is marked by a dedication to providing exceptional financial services while supporting local initiatives and fostering a sense of belonging among our members. Located at 120 E 1000 S, Brigham City, UT 84302, Members First has become a cornerstone in the lives of many residents. Our branch is conveniently situated near local landmarks, making it easy for members to access our services. While you can visit us at this address for all your banking needs, please note that official correspondence should be sent to 120 East 1000 South, Brigham City, UT 84302 if this differs from our physical location. Our mission is clear: to empower our members with comprehensive financial solutions that promote their well-being and enhance their quality of life. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. Our goal is to ensure that every member feels valued and supported on their financial journey. As we look back at our milestones, we also embrace innovation. Members First is committed to staying up-to-date with technology by providing online and mobile banking services, ensuring our members can manage their finances conveniently from anywhere. With features like mobile payments and electronic statements, we strive to enhance your banking experience while maintaining compliance with ADA standards for accessibility. Community engagement is at the heart of what we do. We believe in giving back through various outreach programs and partnerships that uplift those around us. Whether it's sponsoring local events or supporting charitable causes, Members First actively contributes to making Brigham City a better place for all. We invite you to join us at Members First and experience the difference a community-focused credit union can make in your life. With total assets exceeding $182 million, we have the resources to help you achieve your financial goals while offering personalized service that truly cares about your needs. Visit us during our operating hours Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM or give us a call at 435-723-5231. Together, let's build a brighter financial future!

Branch Location & Accessibility

Conveniently Located

When you visit us, you'll find that we're close to popular landmarks like the Brigham City Library and the local park, making it easy to stop by while running errands or enjoying a day out. Our location features ample parking and is fully ADA compliant, ensuring that everyone can access our services without hassle.

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why we offer flexible operating hours. Join us Monday through Friday from 8:30 AM to 6:00 PM and on Saturdays from 9:00 AM to 2:00 PM. Whether you need assistance with personal banking, auto loans, or just want to chat about your financial goals, our team is here for you during those hours.

Services Tailored for You

At Members First, we offer a variety of services designed to meet your needs whether you're looking for checking and savings accounts, vehicle financing, mortgage loans, or business banking solutions. Plus, enjoy the convenience of our ATM services and drive-thru banking options for quick transactions without leaving your car.

Stay in Touch

Have questions? Feel free to give us a call at 435-723-5231. While members can visit us at our Brigham City location for all their banking needs, any official correspondence should be sent to our mailing address at 120 East 1000 South, Brigham City, UT 84302. We invite you to stop by and discover how Members First can help make your banking experience easier and more enjoyable. Your financial journey starts here!

Member Eligibility

Becoming a member of Members First is like joining a friendly community that supports your financial goals. If you live, work, or attend school in the area, you're likely eligible to join us! We welcome individuals from all walks of life, and our aim is to provide you with personalized service and helpful resources tailored just for you. You can enjoy benefits like lower loan rates, higher savings yields, and a range of services designed to make banking easier for you. To learn more about the specific eligibility criteria, check out our detailed information at . If you're ready to take the next step toward membership, opening an account with us is simple and straightforward. Just give us a call at (435) 723-5231, and our team will guide you through the process! Remember, we're here to help you every step of the way at 120 E 1000 S Brigham City Ut 84302.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer merchant services that simplify how you manage transactions. Imagine running your day-to-day operations without worrying about payment processing. Our solutions help you accept payments quickly and securely, allowing you to focus more on serving your customers. Visit us at 120 E 1000 S Brigham City Ut 84302 in Brigham City, UT or call us at (435) 723-5231 to discover how our business banking and commercial services can help turn your vision into reality!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer face-to-face transactions or quick cash withdrawals, we offer basic drive-thru banking for deposits and withdrawals along with easy access to ATMs for balance checks and cash withdrawals. Our goal is to make banking as straightforward as possible.

Business Banking Solutions

We haven't forgotten about our local businesses! Our business banking services include merchant services and business loans aimed at helping entrepreneurs thrive. Whether you're starting a new venture or expanding an existing one, we provide the financial support you need.

Credit Cards and Rewards

If you're looking for a way to earn rewards while spending, check out our credit cards with rewards programs. This option allows you to benefit from everyday purchases while enjoying perks like cash back or travel rewards.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. At Members First, we prioritize convenience through our robust online and mobile banking features. You can easily manage your accounts, transfer funds, pay bills, and even make person-to-person payments right from your smartphone or computer.

Final Thoughts

At Members First, we believe in building lasting relationships with our members by providing reliable and accessible financial services. Whether you're at home or on the go, we're here to support you every step of the way. If you want more information about any of our offerings or wish to discuss how we can assist you further, don't hesitate to call us at 435-723-5231 or visit us today!

Personal Banking Services

We understand that managing your finances is essential to your everyday life. That's why we offer various personal banking options tailored to suit your needs. Our checking and savings accounts provide flexibility and security for your funds. If you're considering purchasing a car or need help with vehicle financing, our auto loans are designed to make the process easy and affordable. For those dreaming of home ownership, our mortgage loans and refinancing options can guide you through every step of securing your dream home. We also offer personal loans for debt consolidation or unexpected expenses, ensuring you have access to the funds when you need them most.

Digital & Online Banking

Security You Can Trust

Your security is our top priority. Our digital banking features are designed with advanced security measures to keep your information safe while providing you with easy access to your accounts. You can feel confident knowing that your personal data is protected every step of the way. At Members First, we strive to provide you with not just services, but tools that empower you to manage your finances effectively. Explore our online banking options today at https://www.memfirstcu.com/ and discover how easy it is to take control of your financial life!

User-Friendly Features

Navigating our mobile application is a breeze. Available for download, it puts all the power of banking right in your pocket. You can make mobile payments effortlessly and even send money to friends or family through person-to-person transfers. Plus, with electronic signature authorization, signing documents has never been simpler or safer.

Financial Strength

At Members First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to serving you well. With a net worth of $25,049,938, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,375 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $39,434,600 in share certificates and $34,443,820 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $37, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,376,222 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $3,125 in used auto loans and $94,460,821 in total loans and leases, we support your financial goals across various sectors. Our performance is reflected in our operational efficiency with a net income of $2,573,716, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $8,737,189. Total Share and Deposit Accounts: 31,961, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 120 E 1000 S Brigham City Ut 84302 or call (435) 723-5231 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,184,272 in used vehicle loans and $8,118,289 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we provide flexible terms that make financing straightforward and accessible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,685,738, make buying or refinancing simple. We work closely with our members to ensure they find the right fit for their financial situation. Refinancing options are also available if you're looking to lower your monthly payments or tap into your home's equity.

Unsecured Credit Cards

Managing finances effectively is crucial for every member. We also offer flexible terms on unsecured credit card loans, with a total of $5,320,591 in loans helping our members stay on top of their expenses while earning rewards on their purchases. Our dedicated team is here to help you navigate through your options and find the best loan product suited to your needs. You can reach us at (435) 723-5231 or visit us at 120 E 1000 S Brigham City Ut 84302, Brigham City, UT 84302. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way!

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Members First