Members First Credit Union Corpus Christi TX | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Members First, where your financial well-being is our top priority! Conveniently located at 5444 S Staples St, Corpus Christi, TX 78411, we have been serving our community since 1938. With a strong commitment to our members, we proudly support over 12,673 individuals in achieving their financial goals. At Members First, we believe in creating a supportive environment for all our members. Our total assets amount to an impressive $175,535,581, backed by a solid net worth of $39,379,756. We understand the importance of accessible banking services, which is why we offer a variety of options including personal banking accounts, auto loans, and mortgage refinancing tailored to your needs. In addition to being financially robust, we maintain a dedicated team of 45 employees led by our CEO Wanda Muessel and Board President Luther Hight. Together, they strive to ensure that each member feels valued and understood. Whether you need assistance with loans or would like to explore investment options, we're here for you. While you're welcome to visit us at our branch location for all your banking needs, official correspondence should be directed to the same address: 5444 S Staples St, Corpus Christi, TX 78411. Join us today and discover how Members First can help you navigate your financial journey! For more information or inquiries, feel free to reach out via phone at 361-991-6178. We look forward to seeing you soon!

Branch History & Mission

Our Mission

At Members First, our mission is clear: to empower our members through exceptional financial services while fostering a spirit of community support. We believe that everyone deserves the opportunity for financial wellness and security. That's why we focus not only on delivering top-notch banking products but also on being actively involved in local initiatives that uplift and enhance the lives of those around us. Our commitment extends beyond just numbers; it's about building relationships. We strive to create an inclusive environment where every member feels valued and understood. By offering resources such as online and mobile banking, we make it easier for you to manage your finances on your terms. While members can visit us at 5444 S Staples St, official correspondence should be sent to the same address. We invite you to call us at 361-991-6178 if you have any questions or need assistance. As we look towards the future, Members First remains dedicated to innovation while honoring our legacy of service. We continuously seek ways to enhance our offerings and engage with the community through partnerships and outreach programs. Join us today at Members First and experience firsthand how we put our members first because your success is our success! Visit us or explore more at www.m1st.org.

Branch Location & Accessibility

Convenient Accessibility

Our branch is designed with accessibility in mind, ensuring that all members can enjoy a comfortable visit. We have ample parking available right outside, along with ADA-compliant features such as ramps and accessible entrances. Whether you're coming in for a quick transaction or to discuss your financial goals, you'll find it easy to navigate our space.

Operating Hours That Fit Your Schedule

At Members First, we understand that your time is valuable. That's why we offer convenient operating hours: our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. If you're looking for even more flexibility, our drive-thru service operates Monday through Friday from 7:30 AM to 6 PM and Saturday from 9 AM to 1 PM. This means you can manage your banking without interrupting your day.

Services Tailored Just for You

We offer a wide range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is here to guide you every step of the way. Plus, with ATM availability on-site, you can access cash whenever you need it. If you'd like to reach out before your visit, feel free to give us a call at 361-991-6178. We're here to help! Come by Members First today and experience banking that puts you first!

Member Eligibility

Becoming a member of Members First is like joining a family where your financial well-being is our top priority. If you're looking to enjoy the benefits of personalized banking services, we welcome you! To be eligible, you typically need to reside, work, or attend school in the communities we serve. This means that if you're part of the vibrant life here in Corpus Christi or surrounding areas, you can easily join us! For more specific details about eligibility requirements, feel free to check out our resource at . Opening an account with us is straightforward and designed with you in mind. Simply stop by our branch located at 5444 S Staples St Corpus Christi Tx 78411, or give us a call at (361) 991-6178 for assistance. We're here to guide you every step of the way! Joining Members First not only gives you access to a wide range of financial products but also connects you with a community that genuinely cares about your success. Don't hesitate become part of our growing family today!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans issued, we look forward to offering flexible financing solutions that can help your business thrive in the future.

Practical Merchant Services

When it comes to merchant services, think of us as your partner in navigating the day-to-day financial transactions that keep your business running smoothly. From payment processing to cash management, our services are tailored to streamline operations and enhance customer satisfaction. Imagine being able to accept payments effortlessly while focusing on what you do best growing your business. If you're ready to explore how our services can support your entrepreneurial ambitions, visit us at 5444 S Staples St Corpus Christi Tx 78411 in Corpus Christi, TX or call us at (361) 991-6178. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to help your business thrive. We know how crucial it is to have reliable financial support when growing your enterprise.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or making payments, everything is just a click away. Plus, with our ATM and cash withdrawal services, accessing your money has never been easier.

Credit Cards and Rewards

For those who enjoy earning rewards on their purchases, our credit cards with rewards program is perfect for you. Earn points on everyday spending and redeem them for exciting rewards that add value to your life.

Drive-Thru and ATM Access

For those quick transactions on-the-go, take advantage of our basic drive-thru banking services. Whether it's deposits, withdrawals, or simple transactions, we're here to make it easy for you. And don't forget about our basic ATM access, which allows you to withdraw cash or check your balance without stepping inside the branch. At Members First, we prioritize accessibility and convenience in all that we do. We invite you to explore our comprehensive list of services and see how we can support your financial journey. If you have any questions or want more information about what we offer, don't hesitate to call us at 361-991-6178 or visit our website at www.m1st.org. We're here for you!

Personal Banking Services

We understand that managing finances can sometimes feel overwhelming. That's why our personal banking options are designed with you in mind. With checking and savings accounts, you can easily manage your day-to-day expenses while saving for future goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates to help you drive away in the car of your dreams. Buying a home? Our mortgage loans and refinancing services can guide you through the process smoothly, ensuring you find the best fit for your budget. Additionally, if you're facing unexpected expenses or need to consolidate debt, our personal loans and debt consolidation options can provide the relief you need without excessive fees.

Digital & Online Banking

E-Statements

Stay organized with e-statements! Opting for e-statements not only helps you keep track of your finances but also contributes to a greener planet by reducing paper waste. At Members First, we're committed to providing accessible and user-friendly digital banking solutions that empower you to manage your finances in real-time. We're here for you every step of the way!

Effortless Transactions

Need to send money to a friend? Our person-to-person transfers allow you to easily send funds without any hassle. Additionally, with electronic signature authorization, signing documents electronically has never been easier making transactions quick and efficient.

Mobile Banking Features

For those who prefer banking on the go, our mobile application is available for easy download. With this handy tool, you can manage your accounts right from your smartphone. Plus, our mobile payments feature makes it simple to pay for purchases directly from your device. Say goodbye to fumbling for cash or cards!

Online Banking Services

With our 24/7 online banking services, you can access your accounts anytime and anywhere. Whether you need to check your balance, pay bills, or transfer funds, everything is just a few clicks away at https://www.m1st.org/. You'll also enjoy the peace of mind that comes with our robust security measures.

Financial Strength

At Members First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you need a trusted partner to help you navigate your financial journey. With a net worth of $39,379,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 22.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $15,313,880 in share certificates and $32,685,602 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,965,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $39,379,756 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is evident with $73,512,752 in total loans and leases supporting various financial goals across sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 35,323, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 5444 S Staples St Corpus Christi TX 78411 or call 361-991-6178 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,567,059 in used vehicle loans and $8,413,043 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our flexible terms ensure that you can find the perfect financing solution.

Credit Lines

Additionally, our credit lines total $19,262,102, giving you access to funds when you need them most. This option is perfect for those who want flexibility in managing expenses while ensuring they stay within budget. At Members First, we are dedicated to helping our members navigate their financial journeys with confidence. All performance insights and financial data provided here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you meet your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $136,309, making it easier for you to invest in your dream home or improve your current living situation. If you're considering refinancing an existing mortgage, ask about our eligibility options that can save you money on monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,053,196 in loans helping members manage their finances effectively. These cards are ideal for everyday purchases and provide a straightforward way to build your credit history without requiring collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the effectiveness of LendMesh in helping borrowers save money and time. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that all offers are fair and transparent. By relying on verified financial institutions, LendMesh provides users with confidence in the loan options presented.

Members First