Members First Credit Union Corpus Christi TX | Best Auto Loans & Business Banking

Introduction

Welcome to Members First, your trusted financial partner located at 11166 Up River Rd, Corpus Christi, TX 78410. Since our establishment in 1938, we have been dedicated to serving our community with a focus on providing exceptional member services and financial solutions tailored to your needs. With a total membership of 12,673 and assets reaching an impressive $175,535,581, we pride ourselves on being a pillar of support for families and businesses alike. At Members First, we understand that every financial journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our commitment to your financial well-being is reflected in our robust loan portfolio of 6,033 loans and leases and total deposits amounting to $13,935,365. Under the leadership of our CEO, Wanda Muessel, and Board President, Luther Hight, we continuously strive to enhance our offerings while maintaining the highest standards of service. Our dedicated team of 45 employees is here to assist you with any questions or concerns you may have. Feel free to reach out by calling us at 361-241-0045 or visiting us online at www.m1st.org. While members can visit us at our branch location for all their banking needs, official correspondence should be sent directly to our mailing address if necessary. We invite you to join our growing community where your financial goals are our top priority!

Branch History & Mission

At Members First, we take pride in our rich history and unwavering commitment to serving the community. Opened in 1938, our Violet Branch in Corpus Christi, TX, has been a cornerstone of financial support for over 85 years. Nestled at 11166 Up River Rd, this location is not just a branch; it's a gathering place for members who seek reliable banking services and community engagement. From our humble beginnings to becoming a trusted financial institution with over 12,600 members and total assets of $175,535,581, we have witnessed significant growth while staying true to our mission. Our journey reflects a deep-rooted dedication to not just providing exceptional financial services but also uplifting the community around us. We are here to ensure that everyone, regardless of their financial situation, has access to the tools they need for a better future. Our mission is simple yet profound: to empower individuals through comprehensive financial solutions while fostering a sense of community. We offer personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Whether you're looking for assistance with debt consolidation or exploring online and mobile banking features, we've got you covered. As technology advances, so do we. Our commitment to customer satisfaction drives us to provide modern conveniences like mobile payments, online banking, and e-statements while ensuring ADA compliance for all members. Our drive-thru service allows for quick transactions without compromising your busy schedule. Community outreach remains at the heart of what we do. From partnerships with local organizations to educational initiatives that promote financial literacy, Members First actively seeks ways to give back. By supporting local events and programs, we strive to make a meaningful impact on the lives of those in Corpus Christi. While members can visit us at 11166 Up River Rd Corpus Christi Tx 78410, official correspondence should be sent to our mailing address if different from our branch address. For any inquiries or assistance, please reach out to us at (361) 241-0045 during operating hours that align with those of our main office. Join us at Members First and experience how we blend personalized service with cutting-edge technology. Together, let's build a brighter financial future for you and our community!

Branch Location & Accessibility

Welcome to Members First at our Violet Branch, conveniently located at 11166 Up River Rd, Corpus Christi, TX 78410. Nestled in the heart of Nueces County, our branch is easily accessible and surrounded by familiar landmarks, making it a convenient stop for your banking needs. Whether you're near the scenic shoreline or enjoying the local shops, you'll find us just a short drive away. At Members First, we prioritize your convenience. Our branch features ample parking and ADA-compliant accessibility options to ensure that everyone can easily reach us. If you prefer to bank from your vehicle, we offer drive-thru services for quick deposits and withdrawals. We're here for you during our operating hours, which are the same as our main office, allowing flexibility in managing your finances. Whether you need assistance with personal banking services like checking and savings accounts, auto loans, or mortgage refinancing, our friendly team is ready to help. Plus, with our ATM available on-site, you can access cash anytime you need it. If you have any questions or want to learn more about how we can assist you, please don't hesitate to give us a call at 361-241-0045. We invite you to visit us soon and discover how Members First can support your financial journey!

Member Eligibility

Becoming a member of Members First is like joining a caring community that values you and your financial well-being. If you live, work, or worship in the area around 11166 Up River Rd Corpus Christi Tx 78410, you're likely eligible to join us! We believe in making banking accessible for everyone, so even if you're not sure about your eligibility, we encourage you to reach out and ask. Our friendly team is ready to assist you with any questions you may have about membership requirements. For detailed information on who can join, please check out our eligibility guidelines here. Once you're ready to take the next step, opening an account at Members First is a breeze! You'll enjoy a range of services tailored just for you, from checking and savings accounts to auto loans and credit cards with rewards. Plus, being part of our credit union means you'll benefit from lower fees and better rates compared to traditional banks. If you want to learn more or start your membership journey, give us a call at (361) 241-0045. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly, where payments are processed quickly and efficiently. Our merchant services make this possible. From easy credit card processing to detailed transaction reports, we help streamline your operations so you can focus on what you do best growing your business. Visit us at 11166 Up River Rd Corpus Christi Tx 78410 in Corpus Christi, TX to explore how our business banking and commercial services can empower your entrepreneurial journey. Call us at (361) 241-0045 for more information!

Comprehensive List Of Services

Business Banking

For our business members, we provide specialized services including merchant services and business loans to help support your entrepreneurial journey. Whether you're starting a new venture or expanding an existing one, we're here to back you up.

Community Commitment

We invite everyone in Corpus Christi and surrounding areas to explore what we offer. If you have questions about any of our services or want more information, please don't hesitate to reach out at 361-241-0045. At Members First, we're not just a credit union; we're part of this community, committed to helping each member achieve their financial goals. Ready to get started? Visit us online at www.m1st.org today!

Credit Options

Don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases. This means that every time you swipe your card, you're working towards rewards that benefit you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Members First, we offer robust online and mobile banking solutions. You can easily manage your accounts from anywhere check balances, transfer funds, or even make payments right from your phone or computer. Our ATM services also give you easy access to cash whenever you need it. With our drive-thru banking, simple transactions like deposits and withdrawals can be completed without leaving your car making banking as convenient as possible for your busy lifestyle.

Personal Banking

When it comes to personal banking, we offer various options including checking and savings accounts that help you manage your day-to-day finances efficiently. Whether you're looking to save for a vacation or need a reliable account for daily transactions, our accounts are designed with your needs in mind. If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing can make that process smooth and straightforward. We understand how important reliable transportation is, which is why we work hard to provide competitive rates and flexible terms. For larger purchases like a home, our mortgage loans and refinancing options can help turn your dream into reality. We offer personalized guidance throughout the process so you can feel confident in your decision.

Personal Loans

Sometimes life throws unexpected expenses your way, and that's where our personal loans and debt consolidation services come into play. We're here to help you manage those financial bumps in the road with ease.

Digital & Online Banking

Convenient Features

We know life gets busy, so we've included features like e-statements that allow you to receive and review your statements electronically no more paper clutter! If you want to send money quickly to friends or family, our person-to-person transfer service makes it easy to send funds instantly. Additionally, with our mobile payments feature, paying for purchases becomes as simple as a swipe on your phone. At Members First, we strive to provide an online banking experience that is user-friendly and efficient. Whether you're managing daily transactions or planning for the future, our digital tools are here to support you every step of the way. Join us today and experience hassle-free banking like never before!

Key Services at Your Fingertips

With our robust online banking platform available at https://www.m1st.org/, you can check your account balance, transfer funds, and pay bills all without stepping foot in a branch. Our 24/7 online banking services ensure that you have control over your finances whenever you need it. Plus, if you prefer using your smartphone, our mobile application makes banking even easier. You can deposit checks using your camera, manage transactions, and access all your account details right from your pocket.

Security You Can Trust

Your security is our top priority. We offer electronic signature authorization for easy document signing without compromising safety. Our systems are designed to protect your information so that you can bank with confidence.

Financial Strength

Efficiency That Counts

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts: 35,323, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 11166 Up River Rd Corpus Christi Tx 78410 or call (361) 241-0045 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $15,313,880 in share certificates and $32,685,602 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,965,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for You

With $39,379,756 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,332 in used auto loans and $73,512,752 in total loans and leases.

Solid Financial Health

With a net worth of $39,379,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,243 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,567,059 in used vehicle loans and $8,413,043 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle straightforward and affordable.

Credit Lines

For those looking for additional flexibility in managing expenses or unexpected costs, our credit lines amounting to $19,262,102 provide an excellent solution. You only pay interest on what you use, making it a smart choice for financial management. We also offer refinancing options across many of these products. If you're interested in lowering your monthly payments or consolidating debt into one manageable loan, our team is ready to discuss eligibility and options tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at www.m1st.org to learn more about how we can assist you with your borrowing needs. We're here to help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $136,309, make buying or refinancing simple. We aim to support you through every step of the process, ensuring that you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,053,196 in loans helping members manage their finances effectively. This product is ideal for those who want to build their credit or have quick access to funds without collateral.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that all offers displayed are fair and transparent, allowing you to make informed decisions without worrying about hidden fees or misleading information.

Members First