Members First Credit Union Mt Pleasant MI | Best Auto Loans & Business Banking

Introduction

Welcome to Members First, your trusted partner in financial success, located at 4976 E Broadway St, Mt Pleasant, MI 48858. Established in 1936, we have proudly served our community for over eight decades, nurturing a strong bond with our 65,163 members. With total assets of $838,451,592 and deposits reaching $18,382,797, we are committed to providing personalized banking solutions that empower you and your family. At Members First, we understand that each member's journey is unique. That's why we offer a range of services tailored to meet your needs from auto loans and mortgages to personal loans and credit cards with rewards. Our dedicated team, led by CEO Carrie Iafrate and Board President Robert Cooper, works tirelessly to ensure you receive the support you deserve. While members can visit us at our branch on Broadway Street, official correspondence should be sent to our mailing address: PO Box 2165, Midland, MI 48641-2165. Whether you're looking for financial advice or need assistance with your accounts, our friendly staff is here to help. With a net worth of $78,201,110 and cash in hand totaling $9,867,758, Members First stands as a stable financial institution in the heart of Mt Pleasant. We invite you to explore how we can assist you today. Feel free to call us at 855-835-6328 or visit our website at mfcu.net for more information. Together, let's make your financial goals a reality!

Branch History & Mission

Join Us Today!

As we continue to grow and adapt alongside our community's needs, we invite you to become part of the Members First family. Experience firsthand the benefits of membership from personalized service to competitive rates on loans and savings products. For more information or to open an account today, visit us online at www.mfcu.net or call us at (855) 835-6328. Together, let's build a brighter financial future!

Our Evolution

Located at 4976 E Broadway St, right in the heart of Mt Pleasant, our branch has witnessed significant milestones that shaped its path. Over the years, we have expanded our services from basic savings accounts to a comprehensive suite of financial products including auto loans, mortgages, and business banking solutions. We are dedicated to staying current with technology, providing online and mobile banking options that make managing your finances easier than ever. With an ADA-compliant facility and a drive-thru service available, we strive to ensure all members can access our services comfortably. While you can visit us at our Mt Pleasant branch for all your banking needs, official correspondence should be sent to PO Box 2165, Midland, MI 48641-2165.

Our Mission

At Members First Credit Union, our mission is simple yet powerful: to enrich the lives of our members while fostering a strong sense of community. We believe that everyone deserves access to quality financial services tailored to their needs. Beyond traditional banking, we actively engage in community outreach initiatives that uplift local organizations and support those in need. Our commitment extends beyond numbers; it's about building relationships based on trust and integrity. With operating hours designed for your convenience 8 a.m. - 5 p.m. Monday through Tuesday, 9 a.m. - 5 p.m. Wednesday, 8 a.m. - 6 p.m. Thursday, and 9 a.m. - 12:30 p.m. Saturday (drive-thru only) we are always here when you need us.

Branch Location & Accessibility

Convenient Access and Features

At Members First, we understand that accessibility is key. Our location offers ample parking and features that comply with ADA standards, ensuring everyone can visit us comfortably. Whether you're stopping by for a quick transaction or seeking guidance on financial products, our welcoming environment is designed with you in mind. While members can visit us at 4976 E Broadway St, please note that official correspondence should be sent to our mailing address at PO Box 2165, Midland, MI 48641-2165.

Operating Hours That Fit Your Schedule

We're here for you during the week! Our lobby hours are from 8 a.m. to 5 p.m. on Monday, Tuesday, and Wednesday, extending to 8 a.m. to 6 p.m. on Thursday for those who need a little extra time. On Fridays, we're open until 12:30 p.m., perfect for those last-minute errands before the weekend.

Services Tailored to You

At our branch, you'll find a range of services including checking and savings accounts, auto loans, personal loans, and even mortgage options all designed to help you reach your financial goals. Plus, with an ATM available on-site and drive-thru banking options for simple transactions, we strive to make your banking experience as convenient as possible. Feel free to call us at 855-835-6328 if you have any questions or need assistance before your visit. We look forward to welcoming you into our Members First family!

Member Eligibility

Joining the Members First community is not just about banking; it's about becoming part of a supportive network that values you as an individual. If you're looking to become a member at our Mt Pleasant branch, located at 4976 E Broadway St, MI 48858, you're in luck! Our membership is open to anyone who lives, works, worships, or attends school in Isabella County and surrounding areas. This means that whether you're a longtime resident or new to the community, we invite you to experience the benefits of being part of Members First. For detailed eligibility criteria, feel free to check out our website at this link. Opening an account with us is simple and straightforward. You can start your journey by visiting this page or give us a call at 855-835-6328 if you have any questions. We're here to help you every step of the way as you take advantage of our personalized services, from checking accounts to loans and more. Embrace a brighter financial future with Members First!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $297 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $76 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,610,984, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to our loan offerings, we provide robust merchant services designed to streamline your operations. Imagine being able to accept payments easily whether online or in-person enhancing your customer experience while keeping your cash flow healthy. Our merchant services can help you focus on what you do best: running your business. Whether you're just starting out or looking to expand, Members First at 4976 E Broadway St Mt Pleasant Mi 48858 in Mt Pleasant, MI is here to support you every step of the way. Reach out today at (855) 835-6328 to learn how we can help your business grow!

Comprehensive List Of Services

Accessibility and Support

For those who prefer in-person service, our branch offers basic drive-thru banking for deposits and simple transactions, ensuring that even quick errands are handled efficiently. Our friendly staff is here to answer any questions you may have about our offerings or assist with any banking needs. At Members First, we are proud to serve over 65,000 members with dedication and care. With access to diverse financial products designed for both individuals and businesses, we strive to make each member's experience positive and rewarding. Feel free to reach out at 855-835-6328 if you have any questions or would like more information about how we can assist you on your financial journey. Join us today at Members First where your financial success begins! For more details about all of our services, visit us online at mfcu.net.

Business Banking Essentials

For those running a business, we have tailored solutions just for you. Our business banking services, including merchant services and business loans, help streamline operations and support growth. We understand that every business is unique; therefore, we work closely with our members to create financial strategies that fit their specific needs.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that allow you to manage your finances anytime, anywhere. Whether you're checking balances or transferring funds, our digital tools make it easy. Need cash on the go? Utilize our ATM services for quick withdrawals or balance checks without the hassle.

Personal Banking Solutions

We offer a variety of personal banking options designed to meet your everyday needs. Our checking and savings accounts provide easy access to your funds while helping you save for future goals. If you're in the market for a vehicle, our auto loans and vehicle financing options make it simple to drive away in the car you want without breaking the bank. Looking for a new home? Our mortgage loans and refinancing services can guide you through the process, making homeownership more accessible. Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation products come in handy, allowing you to manage costs effectively without stress. Plus, with our credit cards that offer rewards, every purchase can bring you closer to exciting benefits.

Digital & Online Banking

Accessibility and Real-Time Management

With our digital services, managing your finances has never been easier or more accessible. You can monitor transactions in real-time and adjust your budget accordingly all from the comfort of your home or while out running errands. At Members First, we're committed to providing a banking experience that fits into your life seamlessly. Join us today to take advantage of our innovative digital banking solutions!

User-Friendly Features

We know how important it is to stay connected with your money. That's why we provide e-statements that allow you to view your account statements digitally no more waiting for mail! Plus, our mobile application makes banking on the go a breeze. You can easily deposit checks, make payments, and even send money through our person-to-person transfers feature. Security is a top priority for us at Members First. Our electronic signature authorization ensures that all your transactions are secure and verified. And if you're looking for quick payment options, our mobile payments feature lets you make purchases directly from your phone.

Financial Strength

Growing Member Base

We proudly serve a growing member base with a total of 146,882 share accounts. This shows that more people trust Members First with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 4976 E Broadway St Mt Pleasant Mi 48858 or call 855-835-6328 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $179,081,541 in share certificates and $217,039,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our operational efficiency during this period. We aim to continually provide competitive loan rates and solid financial products for our members. Our dedicated team comprises 241 full-time employees and 6 part-time employees, ensuring that our branches are always ready to serve you with knowledgeable support.

Reinvestment for Better Services

With $58,643,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $16,222 in used auto loans and $616,853,698 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $78,201,110, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

At Members First, we believe in making borrowing accessible. We also offer refinancing options for many of our loan products to help you save money over time. If you're interested in exploring eligibility options or applying for a loan today, please visit us online or call us at 855-835-6328 during our business hours: Monday through Tuesday from 8 a.m. - 5 p.m., Wednesday from 9 a.m. - 5 p.m., Thursday from 8 a.m. - 6 p.m., and Friday from 9 a.m. - 12:30 p.m. (Drive-thru only). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to learn more about how our loan offerings can help enhance your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $247,839,400 in used vehicle loans and $33,072,339 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, we have financing options to suit your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $28,610,984 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,642,822, make buying or refinancing simple. We work closely with you to ensure you understand all available options and can choose the one that best fits your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,540,568 in loans helping members manage their finances effectively. These cards provide an easy way to handle day-to-day expenses while enjoying rewards and benefits tailored for our members.

Loan Aggregator

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Members First