Members First Credit Union Mt Pleasant MI | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Members First Credit Union - Mt. Pleasant Bluegrass, your trusted partner in financial well-being since 1936. Located at 4490 E Blue Grass Rd, Mt Pleasant, MI 48858, we pride ourselves on being more than just a credit union; we're a part of this vibrant community with over 65,000 members who rely on us for their banking needs. At Members First, we understand that every financial journey is unique. That's why we offer a variety of services tailored to meet your individual needs whether you're looking for personal loans, auto financing, or business banking solutions. With total assets exceeding $838 million and total deposits around $18 million, we have the stability and resources to help you achieve your financial goals. Our commitment to our members is evident in our strong net worth of $78 million and our cash reserves of nearly $9.9 million, ensuring your money is safe with us. While you can always visit us at our branch, if you need to send official correspondence, please address it to our mailing location: PO Box 2165, Midland, MI 48641. We're here for you during our operating hours: Monday through Thursday from 8 am to 5 pm, Wednesday from 9 am to 5 pm, Friday from 8 am to 6 pm, and Saturday from 9 am to 12:30 pm (drive-thru only). Led by our dedicated CEO, Carrie Iafrate, and Board President, Robert Cooper, our team of 247 employees is passionate about providing exceptional service and fostering a sense of community among our members. Whether you're stopping by for a quick transaction or exploring loan options with us, we prioritize your experience. Join us today and discover how Members First can help you take control of your financial future. For more information or assistance, feel free to give us a call at (835) 835-6328 or visit us online at www.mfcu.net. Your journey starts here!

Branch History & Mission

At Members First Credit Union, our journey began in 1936 in the heart of Mt Pleasant, MI. Over the years, we have built a rich legacy of trust and service, growing alongside our community and adapting to meet the needs of our members. Today, we proudly serve over 65,000 members with total assets exceeding $838 million. Our branch is conveniently located at 4490 E Blue Grass Rd, just a stone's throw from local landmarks that highlight the vibrant spirit of Mt Pleasant. From our humble beginnings, we have continually evolved to provide our members with a comprehensive range of financial services. Our mission is simple yet powerful: to empower our members through accessible financial solutions and unwavering support. We strive to make banking easier and more personalized for everyone in our community. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we are here to guide you every step of the way. While members can visit us at 4490 E Blue Grass Rd Mt Pleasant Mi 48858, official correspondence should be sent to PO Box 2165 in Midland, MI. We understand the importance of convenience; that's why we offer ATM availability and drive-thru banking options for quick transactions. Our operating hours are designed with your schedule in mind: open Monday through Thursday from 8 am to 5 pm, Wednesday from 9 am to 5 pm, and Friday until 6 pm. On Saturdays, our drive-thru is available from 9 am to 12:30 pm. At Members First, we believe in giving back to our community. Our outreach initiatives aim not only to support local events but also to foster partnerships that enhance the lives of those around us. We take pride in being a part of Mt Pleasant's fabric and work hard to ensure that our services reflect the values and needs of our members. As we look ahead, we remain committed to innovation and excellence in member service. With advancements like online banking and mobile payments, we are ensuring that you can manage your finances anytime, anywhere while maintaining a personal touch. Join us at Members First Credit Union where your financial success is our top priority! Experience the difference by becoming a member today; visit us online at www.mfcu.net or give us a call at (835) 835-6328. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Members First Credit Union located at 4490 E Blue Grass Rd, Mt Pleasant, MI 48858! Our branch is nestled in the heart of Isabella County, making it a convenient stop for all your banking needs. Whether you're coming from downtown Mt Pleasant or nearby landmarks like Central Michigan University, you'll find us easily accessible. At Members First, we prioritize your convenience and comfort. Our location offers ample parking, ensuring that you can visit us without hassle. We are also fully ADA compliant, featuring ramps and accessible entrances to accommodate all members of our community. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 2165, Midland, MI 48641. We know your time is valuable! That's why we offer flexible operating hours to fit your schedule: Monday, Tuesday, and Thursday from 8 AM to 5 PM; Wednesday from 9 AM to 5 PM; and Friday until 6 PM. Plus, on Saturdays, our drive-thru service is available from 9 AM to 12:30 PM for quick transactions. In addition to traditional banking services like checking and savings accounts, we also provide personal loans, auto financing, mortgages, and credit cards with rewards. Need cash? Our ATM is available for withdrawals and balance checks whenever you need it. For those who prefer a more personal touch or have questions about our services, feel free to call us at (835) 835-6328. We're here to help! We invite you to stop by and see how Members First Credit Union can support your financial journey. Your next great banking experience is just around the corner!

Member Eligibility

At Members First, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Isabella County area, you're already eligible to join us. We also extend membership to family members of existing members, making it easy for your loved ones to benefit from our great services too. As a member of Members First, you'll enjoy personalized banking solutions tailored just for you, along with competitive rates on loans and savings. To kickstart your membership journey, just visit us at our branch located at 4490 E Blue Grass Rd Mt Pleasant Mi 48858 or give us a call at (835) 835-6328. For more detailed information about eligibility requirements, check out our dedicated page here: https://mfcu-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=407&key=vkn1%2bfr9f1m%3d#/thingsyouneed. When you're ready to open an account, you can find everything you need at this link: http://www.mfcu.net/borrow/apply-for-a-loan. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $297 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $76 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,610,984, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, having reliable payment solutions can make all the difference. Our merchant services empower your business to accept payments easily and securely, ensuring that your customers have a seamless experience whether they are shopping online or in-store. From point-of-sale systems to e-commerce solutions, we provide the tools you need to manage transactions efficiently. Visit us at 4490 E Blue Grass Rd Mt Pleasant Mi 48858 in Mt Pleasant, MI, or call us at (835) 835-6328 to learn more about how our business banking and commercial services can help you achieve your goals!

Comprehensive List Of Services

Business Banking Services

For our local businesses, we offer tailored business banking services including merchant services and business loans. We understand the unique challenges faced by small businesses and are committed to providing support that helps them thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even make person-to-person payments with just a few taps on your phone. Plus, if you're out and about, our ATMs provide easy access for cash withdrawals and balance checks without any hassle.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions but still want speed and efficiency, our drive-thru banking offers quick service for deposits, withdrawals, and simple transactions. If you're on the go or prefer the ease of self-service options, our ATMs are available whenever you need them. At Members First, we strive to make banking not only accessible but enjoyable. We invite you to visit us at 4490 E Blue Grass Rd Mt Pleasant MI 48858 or give us a call at (835) 835-6328 during our operating hours. Discover how we can assist you with all your financial needs today! For more information about opening an account or applying for a loan, please visit our website.

Flexible Loan Options

Life often throws unexpected expenses your way, and that's where our personal loans and debt consolidation services come in handy. Whether you need funds for an urgent repair or want to streamline your payments, we have flexible solutions for you. Additionally, our credit cards come with rewards that add value to your purchases while making it easier to manage everyday expenses.

Personal Banking Solutions

We understand that managing finances can be challenging, which is why our personal banking services are designed with you in mind. From opening a checking or savings account to help you manage your day-to-day finances, to offering auto loans and vehicle financing that can make your dream car a reality, we're here for you. If you're thinking about buying a home, our mortgage loans and refinancing options can help turn your dream into an address.

Digital & Online Banking

Key Services for Your Convenience

Our online banking platform lets you view your balances, pay bills, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Plus, our mobile application gives you the power of banking right in your pocket, allowing you to manage your finances on the go. Security is a top priority at Members First. We use electronic signature authorization for safe transactions, so you can feel confident when making important decisions online. Additionally, our e-statements help keep your information organized and accessible while reducing paper clutter.

The Benefits of Going Digital

With features like mobile payments, you can pay for purchases directly from your device making shopping more convenient than ever. Whether you're at home or out and about, our user-friendly digital services ensure that managing your accounts is a breeze. Real-time account management means you're always in control of your finances. Check your transactions, monitor spending habits, and set up alerts all designed to help you stay informed without any hassle. Experience the future of banking with Members First. Join us online today at https://www.mfcu.net/ and discover how easy managing your money can be!

Financial Strength

At Members First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health is evident in our impressive figures and member-focused services. With a net worth of $78,201,110, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $179,081,541 in share certificates and $217,039,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $58,643,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is highlighted by the $16,222 in used auto loans and $616,853,698 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,176,936. Total Share and Deposit Accounts: 146,882, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 4490 E Blue Grass Rd Mt Pleasant Mi 48858 or call (835) 835-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $32,444 in total auto loans, with $33,072,339 already helping members drive off in new vehicles and $247,839,400 supporting those purchasing used cars. We also provide refinancing options for existing auto loans to ensure you're getting the best deal possible.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $28,610,984 provide the capital needed to expand and thrive. Whether you're starting a new venture or looking to improve an existing one, we have solutions for you. At Members First, we're committed to making borrowing straightforward and accessible. If you're interested in any of these loan products or want more information on eligibility options and refinancing possibilities, feel free to reach out to us at (835) 835-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,642,822, make buying or refinancing simple. We offer competitive rates and flexible terms that fit your budget and lifestyle.

Unsecured Credit Card Loans

We understand managing finances can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $45,540,568 helping members effectively manage their expenses. These cards come with rewards and benefits tailored to your needs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their needs.

Members First