Members First Credit Union Jenison MI | Affordable Auto Loans & Checking

Introduction

Welcome to Members First Credit Union - Jenison Office, where your financial well-being is our top priority! Located at 195 Chicago Dr, Jenison, MI 49428, we have been proudly serving our community since 1936. With a commitment to providing exceptional service and support, we currently boast a strong membership of 65,163 individuals who trust us with their financial needs. As a member-focused credit union, we understand that every dollar counts. That's why we manage total assets of over $838 million, ensuring that your deposits are secure and working for you. Our dedicated team, led by CEO Carrie Iafrate and Board President Robert Cooper, strives to create a welcoming environment for everyone who walks through our doors. While members can visit us at our branch, official correspondence should be sent to our mailing address: PO Box 2165, Midland, MI 48641-2165. At Members First, we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our total deposits stand at an impressive $18,382,797, reflecting our members' trust in us. With a net worth of $78,201,110 and total loans amounting to 59,077, we ensure that your financial growth is not just a promise but a reality. We also have over $9 million in cash on hand to meet your immediate banking needs. We invite you to explore the various ways Members First can assist you in achieving your financial goals. Whether you're looking to open an account or apply for a loan, our friendly staff is here to help every step of the way. Feel free to call us at 855-835-6328 or visit our website at www.mfcu.net for more information. Join us at Members First Credit Union - Jenison Office today and experience the difference of being part of a community-focused financial institution!

Branch History & Mission

Community Focus

Community engagement is central to who we are at Members First Credit Union. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in Jenison and beyond. From sponsoring local events to supporting educational initiatives, we are passionate about investing in our neighbors' futures. As we look ahead, our commitment remains strong. We invite you to join us at Members First Credit Union and experience firsthand the benefits of membership. Together, let's build a brighter future for our community! If you're ready to take the next step in your financial journey or want more information about what we offer, please call us at 855-835-6328 or visit us online at www.mfcu.net.

Our Mission

Our mission at Members First Credit Union is clear: We exist to serve our members by providing high-quality financial services while also giving back to the communities we are part of. We believe that when our members succeed, our community thrives. This commitment drives us to offer not only competitive rates and innovative products but also a supportive environment where members can feel confident in their financial decisions. While you can visit us at 195 Chicago Dr, all official correspondence should be sent to PO Box 2165, Midland, MI 48641-2165. Our dedicated team is here for you during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM (drive-thru only). Whether you prefer online banking or face-to-face interactions, we make it easy for you to manage your finances. We pride ourselves on being accessible and accommodating. Our branch features an ATM for your convenience and drive-thru banking services for quick transactions. We also take pride in maintaining ADA compliance and ensuring that all members have access to our services.

Branch Location & Accessibility

Accessibility Features

At Members First, we believe that banking should be accessible to all. Our branch is equipped with ADA-compliant features, including ramps and wide doorways to ensure ease of access for everyone. If you're unable to come inside, our drive-thru service makes it simple to manage your banking needs without leaving your vehicle.

Conveniently Located

Nestled in Ottawa County, our branch is just a stone's throw away from popular local spots like the bustling Jenison Center for the Arts and the scenic Grand River. Whether you're coming from home or work, you'll find us easily reachable. We offer ample parking right outside our doors, so you won't have to worry about finding a spot when you visit.

Operating Hours

We understand that life can get busy. That's why we offer flexible hours to fit your schedule! Our lobby is open Monday through Friday from 9 AM to 5 PM, and on Saturdays, you can utilize our drive-thru from 9 AM to 1 PM for quick transactions.

Services Available

At the Jenison Office, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our ATM is available around the clock for cash withdrawals and balance inquiries whenever you need it. While you can visit us at 195 Chicago Dr, please note that any official correspondence should be sent to our mailing address: PO Box 2165, Midland, MI 48641-2165. Feel free to reach out at 855-835-6328 if you have any questions or need assistance! We look forward to welcoming you at Members First Credit Union - Jenison Office soon!

Member Eligibility

Becoming a member of Members First is like joining a family that genuinely cares about your financial well-being. Located at 195 Chicago Dr Jenison Mi 49428, we welcome anyone who lives, works, worships, or attends school in the areas we serve. This means you have an opportunity to access a range of benefits tailored just for you! If you're ready to take the next step, opening an account is simple and straightforward. You can learn more about the eligibility criteria by visiting our detailed page at https://mfcu-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=407&key=vkn1%2bfr9f1m%3d#/thingsyouneed. And when you're set to start your journey with us, just check out our account opening process at http://www.mfcu.net/borrow/apply-for-a-loan. If you have any questions, feel free to reach out to us at (855) 835-6328 we're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $297 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $76 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,610,984, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to lending options, we offer comprehensive merchant services designed to streamline your payment processes. Imagine a local coffee shop that can quickly accept payments from customers using various methods whether it's credit cards, mobile wallets, or contactless payments. Our services ensure you can focus on what you do best: serving your customers. Located at 195 Chicago Dr Jenison Mi 49428 in Jenison, MI, we're dedicated to empowering local businesses with the tools they need for success. For more information or to get started, call us at (855) 835-6328 today!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our convenient ATM & Cash Withdrawal Services make accessing your funds hassle-free. We also provide basic drive-thru banking for quick transactions like deposits and withdrawals, ensuring that even the simplest tasks are handled efficiently. At Members First, we pride ourselves on being more than just a financial institution; we're part of the community. If you're interested in learning more about any of our services or if you're ready to take the next step in managing your finances, please reach out by calling us at (855) 835-6328. Let us help you achieve your financial goals today!

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Our Business Banking services include everything from Merchant Services to help streamline your payment processing, to tailored Business Loans that support growth and expansion efforts.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking features so that you can manage your finances anytime and anywhere. From checking balances and transferring funds to paying bills and making person-to-person payments, our digital banking platform keeps everything at your fingertips.

Credit Cards with Rewards

For those who enjoy earning rewards while they spend, our Credit Cards with Rewards program allows you to earn points on everyday purchases. Use these points towards exciting rewards, travel, or even cashback giving you more value from your spending.

Loans and Financing Options

Looking to purchase a new car or refinance your home? At Members First, we understand that life can bring unexpected expenses or opportunities. That's why we offer Auto Loans & Vehicle Financing that cater to your budget and lifestyle. Additionally, our Mortgage Loans & Refinancing options allow you to secure competitive rates and terms that fit your needs. Whether you're dreaming of owning a home or need assistance with debt consolidation through our Personal Loans, we have solutions for you.

Personal Banking

When it comes to personal banking, we offer a variety of options. Our Checking & Savings Accounts are designed with flexibility in mind, making it easy for you to manage your money and save for the future. Imagine having a checking account that not only helps you handle daily transactions but also rewards you for your spending habits. This is exactly what our accounts aim to provide.

Digital & Online Banking

Key Features

With our mobile application, banking is literally at your fingertips. You can easily manage your accounts, make payments, and even deposit checks right from your smartphone. Plus, with the option for mobile payments, you can make purchases quickly and securely using your device. We also offer e-statements for those who prefer going paperless. This feature not only helps you keep track of your finances but also enhances security by reducing the risk of sensitive information falling into the wrong hands. If you ever need to sign documents quickly, our electronic signature authorization makes it easy to handle paperwork without the hassle of printing. When it comes to sending money to friends or family, our person-to-person transfers feature allows you to send funds instantly. It's a simple way to share expenses or settle up after a meal without needing cash or checks.

Security and Accessibility

Your security is a top priority at Members First. We employ advanced encryption technologies to protect your information during transactions. With user-friendly interfaces across all our platforms, you'll find navigating through options intuitive and straightforward. In today's fast-paced world, we know that accessibility is key. Our services are designed to give you real-time control over your finances anytime, anywhere. So whether you're managing daily expenses or planning for future goals, rest assured that Members First has the tools you need to do it effectively. Explore all these features and more by visiting us online at https://www.mfcu.net/ today!

Financial Strength

At Members First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that you can trust us with your financial needs. With a net worth of $78,201,110, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $179,081,541 in share certificates and $217,039,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $58,643,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,222 in used auto loans and $616,853,698 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,176,936. Total Share and Deposit Accounts: 146,882, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 195 Chicago Dr Jenison Mi 49428 or call (855) 835-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $247,839,400 in used vehicle loans and $33,072,339 in new vehicle loans already helping members get on the road. We cater to various budgets and credit situations, ensuring that financing your next vehicle is as straightforward as possible.

Credit Lines and Business Loans

For those who need additional flexibility, our total credit lines amount to $164,070,000, offering you access to funds whenever necessary. Additionally, if you're a business owner looking for support, our outstanding commercial loans totaling $28,610,984 provide the capital needed to grow and expand your business operations. At Members First located at 195 Chicago Dr Jenison Mi 49428, our team is here to assist you every step of the way. For more information on eligibility and how to apply for these products, don't hesitate to reach out at 855-835-6328 or visit our website at Members First. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options with us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $23,642,822, making buying or refinancing simple. We provide flexible terms and competitive interest rates to guide you through the home-buying process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,540,568 in loans helping members manage their finances effectively. These cards are designed for everyday purchases without requiring collateral and can be an excellent tool for building or improving your credit score.

Loan Aggregator

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