Members First Credit Union Harrison MI | Best Auto Loans & Checking Accounts

Introduction

Welcome to Members First Credit Union at 3641 N Clare Ave, Harrison, MI 48625! Since our establishment in 1936, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet your needs. With over 65,000 members, we are dedicated to fostering a supportive environment where everyone can thrive financially. At Members First, we understand that banking is about building relationships. Our total assets stand at an impressive $838,451,592, and we have facilitated 59,077 loans and leases to help our members achieve their financial goals. Whether you're looking for auto loans, mortgages, or personal banking services, our team is here to guide you every step of the way. We are proud of our strong financial health, with total deposits amounting to $18,382,797 and a net worth of $78,201,110. Our CEO, Carrie Iafrate, along with Board President Robert Cooper, leads our dedicated team of 247 employees, ensuring that we remain responsive to your needs while upholding our mission of member-focused service. While you can visit us at our branch location for all your banking needs, any official correspondence should be directed to our mailing address: PO Box 2165, Midland, MI 48641-2165. Join us at Members First Credit Union and experience the difference that comes from being part of a cooperative institution that values its members. For more information about our services or to get started on your financial journey today, call us at (835) 835-6328 or visit our website at www.mfcu.net. We look forward to welcoming you into our community!

Branch History & Mission

Commitment to Accessibility

We are committed to ensuring that all members can access our services easily. With features like ADA-compliant facilities, online banking options, mobile payments, and an ATM available on-site, we've made banking more convenient than ever. Our drive-thru service allows for quick transactions without needing to enter the branch ideal for those on the go!

Join Us Today

As part of Members First Credit Union's legacy, we invite you to join us as we continue this journey together. Experience firsthand the benefits of being part of a member-focused organization that puts your needs first. Whether you're looking for personal banking solutions or business services, we're here for you. Come visit us during our operating hours 8 a.m. - 5 p.m. Monday through Tuesday; 9 a.m. - 5 p.m. Wednesday; 8 a.m. - 5 p.m. Thursday; 8 a.m. - 6 p.m. Friday; or 9 a.m. - 12:30 p.m. Saturday (drive-thru only). For more information or assistance, feel free to reach out at (835) 835-6328. Join Members First today and discover how together we can build a better financial future!

Our Mission

At Members First, our mission is simple yet profound: we aim to empower our members by offering exceptional financial services while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals without barriers. That's why we provide various services from checking and savings accounts to auto loans and mortgage financing all designed with your needs in mind. In addition to our robust suite of financial products, we take pride in being actively involved in the Harrison community. We support local events and organizations because we know that when our community thrives, so do our members. This connection drives us to continually improve and innovate how we serve you.

Branch Location & Accessibility

Comprehensive Services Right Here

Members First Credit Union offers a range of services right at your fingertips. From personal banking options like checking and savings accounts to auto loans and mortgages, our friendly staff is here to help you every step of the way. Don't forget about our ATM availability, which allows for quick cash withdrawals and balance checks whenever you need them. While members can visit us at 3641 N Clare Ave Harrison Mi 48625, official correspondence should be sent to PO Box 2165, Midland, MI 48641-2165.

Connect with Us Today!

If you have any questions or want to learn more about how we can assist you, please don't hesitate to give us a call at (835) 835-6328. We look forward to welcoming you into our branch soon! Explore the benefits of being part of Members First Credit Union today!

Convenient Access and Features

At Members First, we understand the importance of accessibility. Our branch features ADA-compliant entrances and parking, ensuring all members can comfortably visit us. We also offer a drive-thru service for those who prefer to bank from their vehicles. With ample parking available, you won't have any trouble finding a spot when you visit us.

Operating Hours Tailored to You

Our doors are open to serve you during convenient hours: Monday through Tuesday from 8 a.m. to 5 p.m., Wednesday from 9 a.m. to 5 p.m., Thursday from 8 a.m. to 6 p.m., and on Friday from 9 a.m. until 12:30 p.m. (drive-thru only). We strive to accommodate your busy schedule and make banking as easy as possible.

Member Eligibility

Joining the Members First community is a wonderful way to gain access to personalized financial services and supportive member benefits. To become a member of Members First, you need to meet a few simple eligibility criteria that focus on our shared values and community ties. Whether you're a resident of Clare County or surrounding areas, or connected through family or employment with existing members, you can easily qualify for membership. We welcome individuals from diverse backgrounds, making it easy for everyone to feel at home here. Once you're ready to take the next step, opening an account is straightforward! You can find all the necessary details about eligibility by visiting https://mfcu-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=407&key=vkn1%2bfr9f1m%3d#/thingsyouneed. If you have any questions or need assistance, don't hesitate to call us at (835) 835-6328. We're here to help you every step of the way as you join our community at Members First, located at 3641 N Clare Ave Harrison Mi 48625. Your journey towards better banking starts here!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and enhance customer experiences. Whether you're processing payments online or in-store, our reliable services keep your cash flow steady. Picture this: a busy Saturday at your retail shop, where quick payment processing allows you to serve more customers without delays this is what our merchant services can do for you. Visit us at 3641 N Clare Ave Harrison Mi 48625 in Harrison, MI, or call us at (835) 835-6328 to learn how we can help your business reach its full potential!

Our Commercial Loan Offerings

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $297 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $76 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,610,984, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our branch provides convenient ATM access for withdrawals and balance checks. With drive-thru service available for simple transactions like deposits and withdrawals, banking with us fits seamlessly into your busy life. At Members First, we believe in making banking accessible and straightforward. We're here to support you with all your financial needs no matter how big or small they may be. For more information about our services or to start taking advantage of what we offer, don't hesitate to reach out at (835) 835-6328 or visit us online at www.mfcu.net. Let's take this journey together!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans provide competitive rates that make financing straightforward and accessible. We understand that purchasing a vehicle is a big decision, which is why we offer personalized service to help you find the right loan for your budget.

Business Banking

For our business members, we offer merchant services and business loans tailored to help you grow and succeed. Whether you're starting a new venture or expanding an existing one, our dedicated business banking team is ready to support your financial journey.

Credit Cards with Rewards

Our credit cards come with rewards that add value to every purchase you make. Enjoy cash back or travel points while benefiting from low interest rates and no annual fees.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your current mortgage, Members First offers various mortgage options to fit your needs. Our team will work closely with you to guide you through the process, ensuring that you feel confident every step of the way.

Personal Banking

Whether you're looking to open a checking or savings account, we have personal banking solutions tailored just for you. Imagine having easy access to your money through our online and mobile banking options. You can check your balance, transfer funds, and even pay bills right from your phone or computer. Plus, with features like e-statements and electronic signatures, managing your finances has never been easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our personal loans are here to help you navigate those challenges. Whether you're looking to consolidate debt or fund a special project, we'll provide flexible terms and competitive rates to make it manageable.

Digital & Online Banking

Accessibility and Security

We take your security seriously. All of our digital services are built with strong encryption to protect your personal information and financial transactions. And if you prefer going paperless, you can opt for E-Statements, giving you access to your account statements right from your inbox instead of waiting for them in the mail. At Members First, we strive to provide a seamless banking experience tailored to fit your lifestyle. Our digital banking solutions ensure that managing your finances is not only straightforward but also secure. Experience the ease and freedom of modern banking today!

Key Services Offered

With our 24/7 Online Banking Services, you have real-time access to your accounts, allowing you to check balances, transfer funds, and pay bills all from the comfort of your own device. If you're in need of quick transactions, our Person-to-Person Transfers feature lets you send money directly to friends or family without any hassle. For those who prefer using their smartphones, we provide a robust Mobile Application that includes features like mobile payments, making it easy to pay for purchases directly from your phone. Plus, with our Electronic Signature Authorization, signing documents has never been simpler or more secure you can do it all electronically without stepping foot in a branch.

Financial Strength

Growing Trust

With net shares (funds available for lending and investments) totaling $3,176,936, and a robust member base reflected in our total share accounts of 146,882, it's clear that our community trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 3641 N Clare Ave Harrison Mi 48625 or call (835) 835-6328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $179,081,541 in share certificates and $217,039,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $58,643,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to helping you reach your financial goals is reflected in our lending capacity. We have $16,222 in used auto loans and $616,853,698 in total loans and leases available to support various financial needs.

Solid Financial Health

With a net worth of $78,201,110, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $33,072,339 in new vehicle loans and $247,839,400 in used vehicle loans to help members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, our flexible terms make financing easy and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $28,610,984 provide the capital needed to grow and expand your business. We understand the importance of having access to funds when opportunities arise and are committed to supporting local entrepreneurs. We also provide refinancing options for many of our loan products. If you're considering refinancing an existing loan or would like more information on eligibility requirements, please don't hesitate to reach out. If you're ready to explore your options further or have any questions about our loan offerings, contact us at (835) 835-6328 or visit us at our branch located at 3641 N Clare Ave Harrison Mi 48625, Harrison, MI. You can also apply online through our website at Members First. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Members First be your partner in achieving financial success!

Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $45,540,568 in loans available, our credit cards are designed to help you manage your finances effectively while providing rewards for your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options are here to help. We offer Junior Lien 1-4 Family Residential Property loans totaling $23,642,822, making buying or refinancing simple. Our team is dedicated to guiding you through each step of the process so you can focus on what matters most your new home.

Loan Aggregator

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