Members First Credit Union Grand Rapids MI | Low Mortgage Rates & Business Banking

Introduction

Welcome to Members First Credit Union - Kentwood Office, where our commitment to serving our members has been strong since 1936. Nestled in the heart of Grand Rapids at 4429 Breton Rd SE, MI 49508, we are more than just a financial institution; we are your neighbors dedicated to helping you achieve your financial goals. With over 65,000 members and assets totaling an impressive $838,451,592, we pride ourselves on providing personalized services that meet the diverse needs of our community. As a member-focused credit union, we offer a wide range of financial solutions including auto loans, mortgages, personal loans, and business banking services. Our total deposits stand at $18,382,797, showcasing the trust our members place in us. With a net worth of $78,201,110 and cash reserves of $9,867,758, you can feel secure knowing your money is in good hands. Led by our CEO Carrie Iafrate and Board President Robert Cooper, our dedicated team of 247 employees is here to ensure that your experience with us is seamless and rewarding. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 2165, Midland, MI 48641-2165. At Members First Credit Union, we believe in the power of community and strive to make a positive impact through various initiatives. Whether you're looking for guidance on your next loan or simply want to explore your savings options, we invite you to connect with us today. Call us at 855-835-6328 or visit our website at mfcu.net to learn more about how we can support you on your financial journey!

Branch History & Mission

Join Us Today!

As we look toward the future, we invite you to become part of the Members First family. Experience firsthand how our mission translates into everyday support for your financial journey. For more information or to open an account today, call us at 855-835-6328 or visit us at mfcu.net. Let's build a brighter future together!

Our Commitment to Community

At Members First Credit Union, we take pride in being more than just a financial institution; we're a part of the Grand Rapids community. Through various partnerships and outreach efforts, we support local initiatives that uplift those around us. From sponsoring community events to offering educational workshops on financial literacy, our goal is to contribute positively to the lives of our members and neighbors. We also embrace modern technology to enhance your banking experience. With options for online banking and mobile payments available, managing your finances has never been easier or more accessible. Plus, our drive-thru service provides convenience for quick transactions without leaving your vehicle. While members can visit us at 4429 Breton Rd SE, official correspondence should be sent to PO Box 2165, Midland, MI 48641-2165. We welcome you during our operating hours: Monday through Thursday from 9 a.m. - 5 p.m., Friday from 9 a.m. - 6 p.m., and Saturday from 9 a.m. - 1 p.m.

Branch Location & Accessibility

Convenient Access and Amenities

We prioritize making banking easy for everyone. Our branch features ample parking spaces and is designed with accessibility in mind, including ramps for those who need them. Whether you're coming in for personal banking services or to discuss loan options, we've got you covered with features like drive-thru banking for quick transactions and ATM availability for those on-the-go moments.

Explore Our Services

At Members First Credit Union, we offer a wide range of services tailored to meet your financial needs from checking and savings accounts to auto loans and mortgages. Whether you're looking to refinance or just want some advice on managing debt, our friendly staff is here to help every step of the way. Ready to experience personalized banking? We invite you to visit us at the Members First Credit Union - Kentwood Office or give us a call at 855-835-6328. Your financial journey starts here!

Operating Hours Tailored to You

We know that everyone has different schedules, which is why we offer flexible operating hours! Visit us Monday through Thursday from 9 a.m. to 5 p.m., and on Friday until 6 p.m., with our drive-thru service available until then as well. On Saturdays, we're open from 9 a.m. to 1 p.m., providing drive-thru services only. We're here when you need us!

Member Eligibility

At Members First, we believe that becoming part of our community is a warm and welcoming experience. If you're looking to join us at Members First, located at 4429 Breton Rd Se Grand Rapids Mi 49508, you're on the right path! Membership is open to anyone who lives, works, worships, or attends school in our service area. Plus, if you have a family member who is already a member, you're automatically eligible too! This inclusivity ensures that everyone can access the benefits we offer, like personalized banking services and competitive loan rates. Getting started with your membership is simple! You can find all the necessary details on how to open an account by visiting this link for eligibility information. We encourage you to check it out for the most up-to-date criteria. If you have any questions or need assistance, feel free to call us at (855) 835-6328. We're here to help you every step of the way as you join our wonderful community!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business without worrying about payment processing. Our merchant services make it easy for you to accept payments seamlessly. Whether you need point-of-sale systems or online payment options, we have you covered. This means more time focusing on what matters: growing your business. If you're ready to explore how Members First can help your business thrive, visit us at 4429 Breton Rd Se Grand Rapids Mi 49508, Grand Rapids, MI or give us a call at (855) 835-6328. Let's take your business to new heights together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $297 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $76 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,610,984, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds

Need cash in a pinch? Our branch features an ATM for easy withdrawals along with basic drive-thru banking where you can conduct simple transactions without leaving your car. Whether you're making deposits or checking balances, we make it easy for you.

Business Banking Solutions

For entrepreneurs and small businesses, we offer robust business banking services, including merchant services that simplify transactions and business loans designed to fuel growth. We understand how vital it is for businesses to have reliable financial partners by their side.

Credit Cards and Rewards

We know everyone loves rewards! That's why our credit cards come with attractive reward programs that allow you to earn points for every purchase. Use those points for travel, shopping, or other exciting opportunities it's just another way we strive to enhance your banking experience.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms let you manage your accounts anytime, anywhere. You can deposit checks, transfer funds, and even pay bills with just a few taps on your phone or clicks on your computer.

Get In Touch

If you're ready to take the next step towards better financial management or have any questions about our services, please reach out! Call us at 855-835-6328, or visit us at our branch in Grand Rapids. Join us at Members First where we prioritize member satisfaction and work together towards achieving your financial goals!

Personal Banking Services

Managing your money should be easy and stress-free. That's why we offer personal banking solutions like checking and savings accounts that cater to your everyday needs. Imagine having quick access to your funds while enjoying competitive interest rates that help your savings grow. Our auto loans and vehicle financing options make it simple for you to hit the road in a new car without breaking the bank. If home ownership is in your plans, our mortgage loans and refinancing services can guide you through purchasing your dream home or restructuring an existing mortgage for better rates. For unexpected expenses or consolidating debt, our personal loans provide flexibility and support when you need it most.

Digital & Online Banking

At Members First, we understand that banking should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home, at work, or on the go, managing your finances has never been easier. Our online banking platform is available 24/7, giving you access to your accounts anytime you need it. You can check balances, make transfers, and pay bills all from the comfort of your own home. For those who prefer using their mobile devices, our user-friendly mobile application allows you to bank on the go. Download it today and enjoy the convenience of managing your finances right in your pocket! Sending money to friends or family? With our person-to-person transfer feature, you can easily send funds without any hassle. Just a few taps on your screen, and the money is on its way! Plus, if you like keeping track of your spending digitally, we offer electronic statements for easy access to your account information whenever you need it. Security is a top priority for us at Members First. We utilize electronic signature authorization to ensure that your transactions are safe and sound. Our commitment to protecting your personal information means you can bank with confidence. Ready to take control of your finances? Visit us online at https://www.mfcu.net/ and explore all our digital banking services today! Experience banking made simple because at Members First, we're here for you every step of the way.

Financial Strength

Committed Team at Your Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

With total share accounts reaching 146,882, it's clear that more individuals trust us with their finances every day. This growing member base enhances our ability to provide comprehensive services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 4429 Breton Rd Se Grand Rapids Mi 49508 or call (855) 835-6328 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $58,643,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $16,222 in used auto loans and a total of $616,853,698 in loans and leases.

Secure Savings for Members

Members' savings are secured through $179,081,541 in share certificates and $217,039,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $78,201,110, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $247,839,400 in used vehicle loans and $33,072,339 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, making it easier than ever to drive away in your next ride.

Business Loans

For business owners, our outstanding commercial loans totaling $28,610,984 provide the capital needed to grow and expand. We understand that every business has unique needs, and our team is here to help you navigate your financing options. If you're interested in any of these loan products or want more information about refinancing options, please reach out. You can contact us at (855) 835-6328 or visit us at our branch located at 4429 Breton Rd Se Grand Rapids Mi 49508 in Grand Rapids, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards better financial health starts here at Members First!

Credit Cards and Lines of Credit

We also offer flexible terms on unsecured credit card loans, with a total of $45,540,568 in loans helping members manage their finances effectively. Additionally, our total credit lines stand at $164,070,000, giving you access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,642,822, make buying or refinancing simple. We aim to guide you through every step of the process, ensuring you feel confident and informed along the way.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach guarantees that users receive fair and transparent offers without hidden fees or surprises.

Members First