Members First Credit Union Gladwin MI | Affordable Auto Loans & Checking

Introduction

Welcome to Members First Credit Union - Gladwin Office, where your financial journey is our top priority! Located at 1291 W Cedar Ave, Gladwin, MI 48624, we have proudly served our community since 1936. With a strong commitment to our members, we have grown to support over 65,000 members and manage total assets of $838,451,592. At Members First, we believe in building lasting relationships with our members. Our dedicated team of 247 employees, led by CEO Carrie Iafrate and Board President Robert Cooper, is here to provide you with personalized service and expert financial guidance. Whether you're looking for a new auto loan or want to explore mortgage options, we're here to help you every step of the way. While you can visit us at our Gladwin branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 2165, Midland, MI 48641-2165. Our financial services are designed with you in mind. We offer a wide range of products including personal checking and savings accounts, auto loans, credit cards with rewards, business banking solutions, and online banking services for your convenience. With total deposits reaching $18,382,797 and a net worth of $78,201,110, you can trust that your money is in safe hands. We invite you to explore what Members First Credit Union can do for you. Call us today at 855-835-6328 or visit our website at mfcu.net to learn more about how we can assist you in achieving your financial goals. Your future starts here!

Branch History & Mission

At Members First Credit Union, we take pride in our rich history and unwavering commitment to our members and community. Established in 1936, our Gladwin branch has been a cornerstone of financial support for generations. Located at 1291 W Cedar Ave, Gladwin, MI 48624, we have been here to serve you through thick and thin, evolving alongside the needs of our members. Over the years, Members First has grown significantly. Today, we proudly boast a total membership of over 65,000 individuals who trust us with their financial needs. With total assets reaching an impressive $838,451,592, we are well-equipped to provide a wide range of services from personal banking to business loans and everything in between. Our mission is simple yet powerful: to empower our members to achieve their financial goals while fostering a strong sense of community. We believe that when our members succeed, we all succeed. This guiding principle drives us to offer not only competitive rates on loans and savings but also personalized service that makes each member feel valued. While you can visit us at our Gladwin location for all your banking needs, official correspondence should be sent to our mailing address: PO Box 2165, Midland, MI 48641-2165. Our dedicated team is available during lobby hours from 8 a.m. to 5 p.m. Monday through Tuesday, Wednesday from 9 a.m. to 5 p.m., Thursday until 6 p.m., and Friday until 12:30 p.m. (Drive-thru only). We also provide convenient ATM access and drive-thru banking options for your ease. As we continue to adapt to the changing landscape of finance, we've embraced digital advancements that make banking easier for everyone. Whether you prefer online banking or mobile payments, we're here to support your lifestyle with services designed for convenience and accessibility. Community is at the heart of what we do. Through partnerships and outreach efforts, we strive to give back to the Gladwin area by supporting local initiatives and organizations that align with our values. We invite you to join the Members First family and experience firsthand how we can assist you on your financial journey. Together, let's build a brighter future! For more information or to start your membership today, please call us at 855-835-6328 or visit our website at mfcu.net.

Branch Location & Accessibility

Convenient Access and Surroundings

Our branch is situated near several local landmarks, making it easy to find. If you're coming from downtown Gladwin or nearby parks, you'll appreciate our central location. With ample parking available, you can visit us without the hassle of searching for a spot. Plus, our building is designed to be accessible to everyone, featuring ADA-compliant ramps and entrances.

Get in Touch

If you have any questions or need assistance before your visit, feel free to call us at 855-835-6328. While members can visit us at our Gladwin branch for all their banking needs, please note that official correspondence should be sent to PO Box 2165 in Midland, MI 48641-2165 if different from our branch address. We invite you to stop by and experience the friendly service that Members First Credit Union is known for. We look forward to seeing you soon!

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. You can visit us Monday through Wednesday from 8 a.m. to 5 p.m., Thursday until 6 p.m., and Friday mornings until 12:30 p.m. For those on the go, we also offer drive-thru banking services for quick deposits and withdrawals. In addition to traditional banking services like checking and savings accounts, we provide auto loans, mortgage options, credit cards with rewards, and more all tailored to meet your financial needs. For added convenience, an ATM is available on-site so you can access your cash anytime.

Member Eligibility

Joining the Members First community means stepping into a world of support and opportunity. At Members First, we welcome anyone who lives, works, or worships in our local area to become a member. It's an inclusive space where you can access a range of financial services tailored just for you. Whether you're looking to open a checking account, apply for a loan, or explore other financial products, our friendly team is here to help. To get started, simply check out the eligibility criteria outlined on our website at https://mfcu-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=407&key=vkn1%2bfr9f1m%3d#/thingsyouneed. You'll find that becoming a member is straightforward and inviting! If you have questions or need assistance along the way, feel free to give us a call at (855) 835-6328. We're excited to help you embark on your journey with us at Members First, located at 1291 W Cedar Ave Gladwin Mi 48624!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to streamline your payment processes. Picture this: your customers can pay easily with a variety of options while you enjoy quick deposits and lower fees. Our services help you focus on what matters most growing your business. Located conveniently at 1291 W Cedar Ave Gladwin, MI 48624, we invite you to visit us or call 855-835-6328 to learn more about how Members First can be a partner in your business success. Let's take your business to the next level together!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $297 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $76 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,610,984, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Running a business is no small feat, which is why we offer specialized business banking services. Our merchant services can help streamline transactions and improve cash flow, while our business loans provide the necessary funds for growth and expansion. At Members First, we want to see your business thrive.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features that allow you to manage your finances anytime, anywhere. With online and mobile banking, accessing your accounts is just a click away. You can pay bills, transfer funds, or check balances without needing to visit us in person. Plus, our ATM services ensure that cash withdrawal is simple and straightforward.

Easy Access Banking

For those who prefer face-to-face interactions, our branch located at 1291 W Cedar Ave Gladwin MI 48624 offers basic drive-thru banking services for deposits, withdrawals, and simple transactions. We're open during convenient hours from 8 a.m. to 5 p.m., Monday through Tuesday; 9 a.m. to 5 p.m., Wednesday; 8 a.m. to 6 p.m., Thursday; and 9 a.m. to 12:30 p.m., on Saturdays (drive-thru only). Feel free to reach out by phone at 855-835-6328 if you have any questions or need assistance navigating any of our offerings.

Personal Banking Solutions

We understand that managing your money can sometimes feel overwhelming. That's why we offer a variety of personal banking services designed with your needs in mind. From checking and savings accounts that help you save for future goals, to auto loans that make purchasing your dream car possible, we have options tailored just for you. If you're considering buying a home, our mortgage loans and refinancing services can guide you through the process with ease. For those times when unexpected expenses arise, our personal loans and debt consolidation options provide quick relief and help you regain control over your finances. Plus, don't forget about our credit cards with rewards they're a great way to earn while you spend!

Your Financial Partner

At Members First Credit Union in Gladwin, MI, we are more than just a financial institution; we are your partners in success. We invite you to explore all the services we offer by visiting us online at www.mfcu.net or stopping by our branch today! Let us help you achieve your financial dreams with ease and confidence.

Digital & Online Banking

At Members First, we understand that convenience and security are top priorities for our members. That's why our digital and online banking services are designed to give you access to your accounts anytime, anywhere. Whether you're managing your daily transactions or planning for the future, we've got you covered. With our online banking platform, you can easily check balances, pay bills, and transfer money between accounts all from the comfort of your home or on the go. Enjoy the peace of mind that comes with secure access to your finances 24/7. And if you're looking to send money to friends or family, our person-to-person transfer feature makes it simple and quick. For those who prefer mobile banking, our user-friendly mobile application is available for download. You can make payments using our mobile payments feature, allowing you to handle transactions directly from your smartphone. Plus, with electronic signature authorization, signing documents has never been easier; just a few taps and you're done! To help keep track of your financial statements without the clutter of paper, we offer e-statements that can be accessed at any time through our online services. This not only helps you stay organized but also supports environmentally friendly practices. Our commitment to making banking accessible means you'll always have the tools needed for real-time account management right at your fingertips. If you have any questions or need assistance, feel free to reach out to us at (855) 835-6328. At Members First, we're here to help you every step of the way!

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,176,936. Total Share Accounts: 146,882, showing a strong and growing member base that trusts us with their finances.

Member-Centric Savings Options

Members' savings are secured through $179,081,541 in share certificates and $217,039,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Health

With a net worth of $78,201,110, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $58,643,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $16,222 in used auto loans and $616,853,698 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 1291 W Cedar Ave Gladwin Mi 48624 or call (855) 835-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $247,839,400 in used vehicle loans and $33,072,339 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our competitive financing can make your dream car more attainable than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $28,610,984 provide the capital needed to grow and expand. If you're looking to invest in your business or need working capital for day-to-day operations, we can help find a solution that fits.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $23,642,822. Whether you're stepping into your first home or looking to refinance your existing mortgage for better terms, our dedicated team is here to guide you through each step of the process.

Refinancing Options

If you're considering refinancing your current loans be it for auto financing or mortgage we have options available that could lower your monthly payments or help you pay off debt faster. Our team is ready to assist you in exploring eligibility criteria and potential benefits. To learn more about our loan offerings or discuss which option suits you best, feel free to contact us at 855-835-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Members First can support your financial journey today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,540,568 in loans helping members manage their finances effectively. These cards come with various benefits designed to support your everyday purchases while giving you the flexibility you need.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see reflects current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loan options without worrying about hidden agendas or conflicts of interest. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. This feature is particularly beneficial in a fast-changing financial landscape where rates fluctuate frequently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and user satisfaction associated with the platform. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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