Members First Credit Union Evart MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Members First Credit Union, your trusted financial partner located at 201 E 7th St, Evart, MI 49631. Established in 1936, we have been dedicated to serving our community with integrity and care for over 85 years. Our commitment to providing personalized financial solutions is reflected in our robust membership of 65,163 individuals who rely on us for their banking needs. At Members First, we understand that each member's financial journey is unique. That's why we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage options. With total assets exceeding $838 million and total deposits around $18 million, our strength lies in our ability to support you while ensuring your money is safe and growing. Our friendly team of 247 employees is led by CEO Carrie Iafrate and Board President Robert Cooper, both of whom are committed to fostering a welcoming environment where members feel valued and understood. We also ensure that communication remains open; feel free to reach us at 855-835-6328 for any inquiries or assistance. While members can visit us at our branch address, official correspondence should be directed to our mailing address: PO Box 2165, Midland, MI 48641-2165. We invite you to explore the many ways we can help you achieve your financial goals. Whether you're looking for a new loan or want advice on saving, we're here for you every step of the way. Check out our services online at www.mfcu.net or stop by today! Your financial future starts with Members First Credit Union.

Branch History & Mission

Welcome to Members First Credit Union, a cornerstone of financial service in Evart, MI. Since our founding in 1936, we have grown from humble beginnings into a thriving credit union that proudly serves over 65,000 members. Our journey began with a commitment to provide accessible and affordable financial solutions to the community, and this mission continues to guide us today. Located at 201 E 7th St, our Evart branch stands as a beacon of support for individuals and families looking to achieve their financial goals. As you visit us, you'll notice how our branch is conveniently situated near local landmarks, making it easy for you to stop by for all your banking needs. If you need to send official correspondence, please address it to our mailing address: PO Box 2165, Midland, MI 48641-2165. At Members First Credit Union, we believe that banking should be about more than just transactions; it should be about building relationships and strengthening communities. This ethos drives us to offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. We understand that each member's journey is unique, which is why we strive to provide personalized support tailored to your specific needs. Our mission statement reflects our dedication: "To provide quality financial services while enhancing the well-being of our members and the communities we serve." This mission inspires everything we do from offering competitive rates on loans and savings accounts to engaging in community outreach programs that uplift those around us. As part of our commitment to innovation and accessibility, we are proud to offer modern conveniences like online and mobile banking. Whether you're making deposits or applying for loans from the comfort of your home, we've ensured our services are user-friendly and secure. Our drive-thru service adds another layer of convenience for those busy days when you need quick access without leaving your car. With total assets exceeding $838 million and a solid foundation built on trust and transparency, Members First Credit Union is well-equipped to meet your financial needs today and in the future. We invite you to join our growing family of members who benefit from our customer-centric approach. Experience the difference at Members First Credit Union where you're not just a number; you're part of something bigger. Visit us today or call us at 855-835-6328 to learn how we can support your financial journey!

Branch Location & Accessibility

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours tailored to fit your schedule. You can visit us Monday through Tuesday and Friday from 8 a.m. to 5 p.m., and on Wednesday, we open slightly later at 9 a.m. For those who prefer drive-thru services, we're available on Saturdays from 9 a.m. until 12:30 p.m.

Services Offered

At Members First, we provide a range of services designed to meet your banking needs. From checking and savings accounts to auto loans and mortgages, we've got you covered! Our ATM is available for quick cash withdrawals and balance checks, while our drive-thru service allows for easy deposits and simple transactions without leaving your vehicle. Don't hesitate to reach out if you have questions or need assistance call us at 855-835-6328! Our friendly team is eager to help you navigate your financial journey. We invite you to come by our Evart branch soon and discover how Members First Credit Union can support you today!

Member Eligibility

At Members First, we believe in building a warm and welcoming community where everyone can thrive. Becoming a member is simple and open to many! If you live, work, worship, or attend school in the area around 201 E 7Th St Evart Mi 49631, you're likely eligible to join us. We also welcome family members of existing members, so if you have someone already part of our community, you're on the right path! Joining Members First means access to a variety of financial products and services tailored just for you, including competitive rates on loans and accounts that help your money grow. To learn more about the specific eligibility criteria, feel free to visit our detailed page at https://mfcu-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=407&key=vkn1%2bfr9f1m%3d#/thingsyouneed. Once you're ready to take the next step toward membership, opening an account is easy just head over to http://www.mfcu.net/borrow/apply-for-a-loan or give us a call at (855) 835-6328. We can't wait to welcome you into our Members First family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $297 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $76 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,610,984, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our merchant services allow you to process transactions quickly and efficiently, ensuring that your customers have a smooth experience. This means fewer headaches for you and happier customers who can pay using their preferred methods. Visit us at 201 E 7th St, Evart, MI 49631 or call us at 855-835-6328 to learn how we can support your business goals. Together, we can build a brighter future for your company!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key at Members First. With ATM services available both at our branch and throughout the area, accessing cash is never a hassle. Our drive-thru banking makes quick deposits and withdrawals easy without leaving your vehicle.

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or truck, our auto loans provide competitive rates and flexible terms. We want to help get you behind the wheel without breaking the bank. Plus, our team is ready to guide you through the financing process, ensuring you find an option that works best for your budget.

Business Banking

For entrepreneurs and business owners in Evart, we offer comprehensive business banking services. From merchant services that simplify transactions for your customers to business loans designed to fuel growth, we're committed to helping local businesses thrive.

Credit Cards with Rewards

Our credit cards not only offer convenience but also rewards on everyday purchases. Imagine earning points for every dollar spent that can be redeemed for travel, cash back, or gift cards! It's a great way to make the most out of your spending.

Digital Banking Features

At Members First, we know how important it is for members like you to access banking services anytime and anywhere. That's why our online and mobile banking options allow you to manage accounts efficiently whether you're at home or out running errands. In summary, whether it's personal banking needs like checking accounts or loans for larger purchases such as homes and cars, or even specialized services like business financing Members First has got you covered! Visit us at 201 E 7Th St Evart MI 49631, give us a call at 855-835-6328, or explore more about what we offer by visiting our website. We look forward to serving you!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their existing mortgage, we offer mortgage loans that cater to various needs. Whether you're a first-time homebuyer or looking to lower your monthly payments, our mortgage specialists will work closely with you to find the right solution.

Personal Banking

Starting with personal banking, we offer various options for checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills from the comfort of your home or on the go. Our checking and savings accounts come with features that make managing your money simple and straightforward.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. Whether it's for medical bills, home repairs, or debt consolidation, we aim to provide affordable solutions that meet your needs without overwhelming you financially.

Digital & Online Banking

Key Features

With e-statements, you can receive your account statements electronically, making it simple to track your spending without the clutter of paper documents. Plus, if you ever need to sign documents digitally, our electronic signature authorization makes that process quick and efficient. For those who prefer using their smartphones, our mobile application offers all the capabilities of online banking right at your fingertips. You can even take advantage of mobile payments to make purchases directly from your phone perfect for busy days when you need to move fast. If sharing funds with friends or family is part of your routine, you'll love our person-to-person transfers feature. It's a hassle-free way to send money instantly, without needing cash or checks. At Members First, we prioritize both accessibility and security in everything we do. With user-friendly interfaces and robust protection measures in place, managing your finances has never been easier or safer. Join us today and experience how our digital and online banking services can enhance your financial journey!

Financial Strength

At Members First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you better, ensuring that your money is in safe hands. With a net worth of $78,201,110, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $179,081,541 in share certificates and $217,039,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $58,643,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $16,222 in used auto loans and $616,853,698 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,176,936. Total Share Accounts: 146,882, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 201 E 7Th St Evart Mi 49631 or call (855) 835-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $247,839,400 in used vehicle loans and $33,072,339 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used vehicle, our team can guide you through the process efficiently.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $23,642,822, allowing you to invest in your future without overwhelming financial strain. Explore your options with us and take the first step toward securing your dream home.

Other Financing Options

For business owners looking for support, our outstanding commercial loans totaling $28,610,984 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for operational costs, our commercial lending solutions are designed to help your business thrive. If you're interested in refinancing any existing loans or want to know more about eligibility options for our products, please visit our website at www.mfcu.net or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With Members First by your side, navigating your financial journey has never been easier!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $45,540,568 in loans helping members manage their finances effectively. Enjoy the freedom that comes with having additional purchasing power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions, which helps you make better decisions tailored to your needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of using LendMesh as your go-to tool for finding competitive loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Members First