Members First Credit Union Clare MI | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Members First Credit Union - Clare Office, your trusted financial partner since 1936. Located conveniently at 650 W 5Th St, Clare, MI 48617, we pride ourselves on fostering a supportive community where members can thrive. With a robust membership of over 65,163, we are dedicated to providing exceptional service and tailored financial solutions. At Members First, we understand that every member's journey is unique. That's why our offerings range from personal banking services, including checking and savings accounts, to auto loans and mortgage financing. We currently manage total assets of $838,451,592 and have facilitated an impressive 59,077 loans and leases to help our members achieve their goals. While you can visit us in person at our Clare branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 2165, Midland, MI 48641-2165. With a team of 247 dedicated employees, led by CEO Carrie Iafrate and Board President Robert Cooper, we are committed to serving you with integrity and care. Our financial strength is reflected in our significant net worth of $78,201,110 and total deposits amounting to $18,382,797. We also maintain liquidity with $9,867,758 in cash on hand. Our goal is not just to be a credit union but a community pillar where every member feels valued. Whether you're looking for loans with competitive rates or straightforward banking services, we're here for you! Feel free to reach out at 855-835-6328 during our operating hours from 8 a.m. to 5 p.m., Monday through Thursday; 9 a.m. to 5 p.m. on Wednesday; or until 12:30 p.m. on Friday (drive-thru only). Explore more about us by visiting our website at mfcu.net and discover how we can help you achieve your financial dreams today!

Branch History & Mission

Community Engagement

Members First Credit Union believes in giving back to the community that supports us. Through various partnerships and outreach programs, we actively participate in local events and initiatives aimed at improving the lives of those around us. Our team is dedicated not only to helping you achieve your financial dreams but also to ensuring that Clare remains a thriving place for all its residents. We understand the importance of accessibility in today's world. That's why we've embraced digital advancements such as online banking and mobile payments alongside traditional services like ATMs available at our branch to ensure you're connected wherever you are. In conclusion, we invite you to join Members First Credit Union a place where your financial well-being is our top priority. Discover how we can assist you on your journey towards financial success by visiting us today or exploring our offerings online at mfcu.net. Together, let's build a brighter future!

Our Mission

Our mission is simple yet powerful: to empower our members with the financial tools they need while fostering a strong sense of community. We believe that everyone deserves access to affordable financial services that enhance their quality of life. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business services, we're here for you. While members can visit us at 650 W 5Th St, official correspondence should be sent to PO Box 2165, Midland, MI 48641-2165. We aim to create a welcoming environment where all individuals feel valued and supported. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 8 a.m. to 5 p.m., Friday from 9 a.m. to 12:30 p.m., allowing you flexibility in accessing your financial services.

Branch Location & Accessibility

Call Us Today!

If you have any questions or want to learn more about what we offer, don't hesitate to give us a call at 855-835-6328. We look forward to welcoming you into our branch soon! Your financial journey starts here with Members First Credit Union let's make it a great one together!

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from popular spots like the beautiful Clare City Park and the local library. This prime location means you can easily stop by while visiting these community favorites. We offer ample parking and ensure that our facility meets accessibility standards, so everyone can enjoy a hassle-free visit. While you can visit us directly at our Clare address for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 2165, Midland, MI 48641-2165.

Operating Hours and Services

We understand that your time is valuable! That's why we're open Monday through Thursday from 8 a.m. to 5 p.m., Friday from 9 a.m. to 12:30 p.m. (drive-thru only), and we're closed on weekends. This schedule allows us to be available when you need us most. At Members First Credit Union, we provide various services tailored to fit your financial needs from personal checking and savings accounts to auto loans and credit cards with rewards. Our dedicated team is here to assist you with everything from online banking queries to loan applications.

Member Eligibility

Becoming a member of Members First is like opening the door to a community that truly cares about your financial well-being. If you're looking to join us at our welcoming location at 650 W 5Th St Clare Mi 48617, we make the process straightforward and friendly. Generally, anyone who lives, works, worships, or attends school in our service area is eligible to become a member. This means you can easily tap into a range of financial services designed just for you, from checking accounts to loans and beyond. To learn more about specific eligibility criteria and see if you qualify, feel free to check out this resource: https://mfcu-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=407&key=vkn1%2bfr9f1m%3d#/thingsyouneed. Once you're ready to take the plunge and open an account, we've made it easy! You can find all the details on how to get started by visiting http://www.mfcu.net/borrow/apply-for-a-loan. If you have any questions along the way or need assistance, don't hesitate to reach out at (855) 835-6328. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $297 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $76 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,610,984, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a bustling café where customers can pay easily using their phones while you manage inventory with just a few clicks. Our merchant services provide practical tools to streamline your operations, allowing you to focus on what matters most growing your business. With features like mobile payments and online banking, we make managing your finances simple and efficient. Discover how Members First at 650 W 5Th St Clare Mi 48617, Clare, MI can help you thrive. Reach out today at (855) 835-6328!

Comprehensive List Of Services

Accessibility Features

We know how busy life can get; that's why we have made sure that accessing your accounts is simple. With our ATM services, you can easily withdraw cash or check balances whenever you need it. Our ATMs are available for basic transactions without the hassle.

Connect With Us

Whether you're already a member or considering joining us, we're here to help! For more information about our full range of services or to discuss how we can support your financial goals, feel free to reach out at 855-835-6328. Join us at Members First Credit Union in Clare today! Visit us online at mfcu.net for more details or to open an account. We're excited to be part of your financial journey!

Credit Options

To reward your spending habits, we offer credit cards with rewards that give back while you shop. Enjoy benefits that fit your lifestyle!

Loans and Financing

If you're planning to buy a car or refinance your existing vehicle, our auto loans and vehicle financing options are here to help. We understand that securing the right loan can make a significant difference in your financial well-being. Additionally, our mortgage loans and refinancing services cater to first-time homebuyers and seasoned homeowners alike, providing competitive rates and personalized service. Need some extra cash? Our personal loans can assist with everything from unexpected expenses to debt consolidation. And if you're a business owner, don't miss out on our business banking services, which include merchant services and business loans designed to support your growth.

Personal Banking

For those looking to manage their day-to-day finances, we offer checking and savings accounts designed for flexibility and ease. Whether you're saving for a special purchase or just want a secure place for your funds, our accounts come with user-friendly features. Plus, with online and mobile banking, you can check balances, transfer money, and pay bills right from your smartphone or computer.

Digital & Online Banking

Access Your Accounts Anytime

We also provide e-statements for easy record-keeping and mobile payment options for those on-the-go transactions. Want to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Just a few taps on your smartphone, and the money is sent!

Convenient Online Banking Services

With our 24/7 online banking services available at https://www.mfcu.net/, you can check balances, transfer funds, and pay bills with just a few clicks. No more rushing to the branch or waiting in long lines your bank is always open. Plus, we offer electronic signature authorization to make signing documents quick and hassle-free.

Everything at Your Fingertips

Our mobile application gives you access to all these features right in the palm of your hand. Download it today and start enjoying real-time account management wherever life takes you! From checking balances to making payments, everything you need is just a touch away. At Members First, we are committed to making banking easier for you. Explore all our digital services today and see how we can help simplify your financial journey!

Security Meets User-Friendliness

Your security is our priority. Our online banking platform uses advanced encryption technology, ensuring your information is safe while you manage your account. Whether you're using our mobile application or logging in from your computer, you can have peace of mind knowing that your data is protected.

Financial Strength

A Growing Community

Our commitment to serving you is also shown through our growing community of trust Total Share Accounts: 146,882, indicating a strong membership base that believes in us. Net Shares (Funds available for lending and investments): $3,176,936 further illustrates our dedication to creating opportunities for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 650 W 5Th St Clare Mi 48617 or call (855) 835-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Service Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $179,081,541 in share certificates and $217,039,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $78,201,110, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Future Growth

With $58,643,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $16,222 in used auto loans and $616,853,698 in total loans and leases, supporting your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $247,839,400 in used vehicle loans and $33,072,339 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $28,610,984 provide the capital needed to grow and expand. Our team understands the unique challenges faced by businesses and is ready to work with you on finding the right financing solutions.

Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $45,540,568 in loans helping members manage their finances effectively. Whether it's for unexpected expenses or planned purchases, our credit cards come with benefits that can enhance your financial health.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,642,822, make buying or refinancing simple. We offer competitive rates and flexible terms designed to fit your lifestyle.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we can help you navigate your options. Refinancing could lead to lower monthly payments or better interest rates depending on your current financial situation. At Members First Credit Union, we pride ourselves on being more than just a lender; we are your partner in achieving financial success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you in reaching your financial dreams!

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key advantages for users seeking to compare loans: - Verified Data: All loan offers come from trusted financial institutions, ensuring that users have access to accurate and reliable information. - No Sponsored Listings: Unlike many comparison tools that prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. This means that users can trust they are seeing the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping individuals secure better financial deals. Take control of your financial future today by comparing real-time loan offers at LendMesh and discover the best rates tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality ensures that all offers are fair and transparent. Each listed loan option is backed by verified data from legitimate financial institutions, giving users peace of mind when comparing rates.

Members First