Members Choice Credit Union Katy TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Members Choice, your trusted partner in financial services located at 8951 S Fry Rd, Katy, TX 77494. Established in 1941, we have proudly served our community for over 80 years, building a solid foundation of trust and reliability among our 47,204 members. At Members Choice, we understand that your financial needs are unique, and we are committed to providing personalized solutions that empower you to achieve your goals. With total assets of $780,724,628 and total deposits reaching $52,488,221, we prioritize the security and growth of your finances. Our robust offerings include a wide range of services such as personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Whether you're looking to purchase a new vehicle or expand your business through loans, our dedicated team is here to assist you every step of the way. Our leadership team is passionate about fostering a supportive community. Led by CEO Luke Billeri and Board President Johnny Williams, we believe in transparency and accountability. With 113 employees working tirelessly to meet your needs, we strive to create an environment where our members feel valued and understood. While you can visit us at our branch for all your banking needs, official correspondence should be sent to 8951 S. Fry Road, Katy, TX 77494. We invite you to connect with us by phone at 281-754-1460 or explore our website at mccu.com for more information on how we can help you thrive financially. Join us today at Members Choice where your financial future is our priority!

Branch History & Mission

Welcome to Members Choice, a cornerstone of financial services in Katy, Texas. Since opening our doors in 1941, we have been dedicated to helping our members achieve their financial goals while fostering a strong sense of community. From our humble beginnings, we have grown significantly over the years, now proudly serving over 47,000 members and managing total assets exceeding $780 million. Located at 8951 S Fry Rd, Katy, TX 77494, our branch is easily accessible and close to local landmarks that many residents know well. While you can visit us at this address for all your banking needs, official correspondence should be sent to our mailing address: 8951 S. Fry Road, Katy, TX 77494. At Members Choice, our mission is clear: we strive to provide personalized financial solutions that cater to the unique needs of our members. Our services range from personal banking options like checking and savings accounts to auto loans and business banking solutions. We believe in empowering individuals and families through education and support so they can make informed financial decisions. Over the decades, we have embraced innovation while remaining committed to traditional values of trust and service. Our digital advancements allow members to manage their finances conveniently through online banking and mobile applications. Additionally, we offer ADA-compliant facilities to ensure everyone has access to our services. Community support is at the heart of what we do. We actively engage in various outreach efforts and partnerships that enhance the quality of life in Katy. Whether it's sponsoring local events or collaborating with other organizations for charitable initiatives, we are dedicated to giving back. With operating hours designed for your convenience Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 1 pm you can always find time to visit us or reach out by phone at 281-754-1460. Our drive-thru service makes it even easier for you to complete simple transactions without leaving your vehicle. As we look ahead, we invite you to become part of the Members Choice family. Join us today and experience firsthand the benefits of being a member-driven credit union that truly cares about your financial well-being and community involvement. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Amenities

At Members Choice, we prioritize making banking accessible for everyone. Our branch features ADA-compliant facilities, including ramps and designated parking areas for those with mobility needs. Plus, we offer ample parking right outside our doors, so you won't have to worry about finding a spot.

Connect With Us

We invite you to come by and see what makes Members Choice the right choice for your banking needs! Have questions? Feel free to give us a call at 281-754-1460; we're always happy to assist you. Experience the difference at Members Choice where your financial goals are our priority!

Operating Hours

We know that life can get busy, so we've tailored our operating hours to fit your schedule. Visit us Monday through Friday from 9 AM to 6 PM and on Saturdays from 9 AM to 1 PM. Whether you need assistance with personal banking or want to explore our loan options, our friendly staff is here to help during these times.

Services Offered

As a member of Members Choice, you have access to a wide range of services designed with your financial wellness in mind. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! We also offer online and mobile banking for added convenience. If you're in a hurry, take advantage of our drive-thru service for quick deposits and withdrawals. For those who prefer using ATMs, we have one conveniently located on-site for your cash withdrawal needs.

Member Eligibility

At Members Choice, we believe that everyone deserves the opportunity to join a community that values their financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. If you're a resident of Texas or work in the area, you are already on your way to joining us! We welcome individuals who are looking for personalized banking solutions and community support. For more detailed information about the eligibility requirements, feel free to check out our website at . Joining is as easy as picking up the phone and giving us a call at (281) 754-1460 or visiting us in person at our branch located at 8951 S Fry Rd Katy Tx 77494. Whether you're interested in opening a checking account, applying for an auto loan, or exploring other financial services, our team is ready to assist you every step of the way. We can't wait to welcome you into the Members Choice family!

Business Banking & Commercial Services

Financing Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,658,207, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Empower Your Business

Imagine seamlessly processing payments while focusing on what you do best running your business. Our merchant services offer reliable payment processing solutions, ensuring that transactions are quick and secure. This means more time for you to engage with customers and grow your brand. Located conveniently at 8951 S Fry Rd Katy Tx 77494, Katy, TX, our team is ready to help you navigate your financial options. Contact us today at (281) 754-1460 to learn more about how we can support your business ambitions!

Comprehensive List Of Services

Accessibility

Located at 8951 S Fry Rd, Katy, TX 77494, we invite you to visit us or reach out via phone at 281-754-1460. Our friendly staff is ready to assist you during our lobby hours from 9 am to 6 pm Monday through Friday and 9 am to 1 pm on Saturdays. We believe that everyone deserves access to comprehensive financial services tailored to their unique needs. At Members Choice, we are committed to being your trusted partner in achieving financial success. Ready to explore all these offerings? Stop by today or visit us online at mccu.com to learn more!

Business Banking

For business owners, we offer robust solutions through our business banking services, including merchant services and business loans. We know how important it is to keep your operations running smoothly, so we're here to support your endeavors with financial products that work for you.

Credit Cards

Don't forget about our credit cards with rewards! They not only offer convenience for everyday purchases but also give you points that can be redeemed for various rewards. It's an easy way to earn while you spend!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Members Choice provides excellent online and mobile banking features. You can check balances, transfer funds, and even pay bills from the comfort of your home or on-the-go. Our ATM services allow easy cash withdrawals, while our basic drive-thru banking makes quick transactions hassle-free.

Personal Banking

Our personal banking services are designed with you in mind. With options for checking and savings accounts, you can easily manage your day-to-day finances while saving for future goals. For those looking to purchase a new car or refinance an existing loan, our auto loans and vehicle financing options make it simple and straightforward. Imagine driving off in your dream car without the stress of complicated financing that's what we aim for at Members Choice. If you're thinking about buying a home, our mortgage loans and refinancing solutions can guide you through the process, ensuring you find terms that suit your budget. And if life throws unexpected expenses your way, our personal loans and debt consolidation services can provide relief and help get your finances back on track.

Digital & Online Banking

E-Statements and Mobile Features

Keeping track of your finances is even easier with our e-statements, which provide a secure way to view your account statements online. You'll never have to worry about lost mail again! For those on the go, our mobile application offers all the features you need right at your fingertips, including mobile payments and person-to-person transfers. Say goodbye to carrying cash; just use your smartphone for quick and easy transactions!

Security You Can Trust

At Members Choice, we prioritize your security. Our online banking services incorporate advanced security measures to protect your personal information while providing easy access to your accounts. You can rest assured knowing that your financial data is safe with us. In summary, whether you're managing day-to-day expenses or making larger financial decisions, our digital banking services at Members Choice offer convenience, accessibility, and peace of mind. Join us today and experience banking like never before!

Financial Strength

Growing Together

Total Share Accounts stand at 85,325, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further showcasing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 8951 S Fry Rd Katy Tx 77494 or call (281) 754-1460 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $57,239,627 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,117 in used auto loans and $562,423,937 in total loans and leases.

Member-Centric Savings

Your savings are secured through $167,985,535 in share certificates and $76,623,089 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,863,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 113 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $59,571,684, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,242,963 in used vehicle loans and $61,241,684 in new vehicle loans already helping members get on the road. Whether you are considering financing a new or used vehicle, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $18,658,207 provide the capital needed to grow and expand your business. Whether you're looking to invest in equipment or fund an expansion project, our commercial loan options can support your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $42,874,448. This means whether you're a first-time homebuyer or looking to refinance your current mortgage, we've got solutions tailored for you.

Refinancing Options

We also recognize that circumstances change. If you're interested in refinancing any of your existing loans for better terms or lower rates, our team can assist you in exploring eligibility options that best suit your situation. At Members Choice Credit Union, our mission is to support your financial journey with reliable products and exceptional service. For more information about any of our loan offerings or to speak with one of our knowledgeable representatives, please call us at 281-754-1460. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

Managing finances effectively is crucial in today's world. We offer flexible terms on unsecured credit card loans with a total of $6,059,291 in loans available. These cards provide you with purchasing power while helping you manage your expenses wisely.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to sourcing means that users can trust the information they see on the platform.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can feel confident that the options presented are valid and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This ensures you are looking at all available options without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. The platform continuously updates its data so you have access to the latest offers. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMBERS CHOICE CREDIT UNION