Members Choice Credit Union Katy TX | Affordable Vehicle Loans & Quick Personal Loans

Introduction

At Members Choice, we believe in building strong communities and fostering financial growth. Located at 401 W Grand Pkwy S, Katy, TX 77494, our branch has been a trusted partner for individuals and families since 1941. With a commitment to service and a focus on member satisfaction, we proudly support over 47,204 members with personalized banking solutions tailored to their needs. As of now, our total assets stand at an impressive $780,724,628, demonstrating our stability and capacity to serve our community effectively. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. Our members have access to more than just banking; they gain a partner that prioritizes their financial well-being. While members can visit us at the branch for all their banking needs, official correspondence should be sent to our mailing address at 401 W Grand Parkway South, Katy, TX 77450. Our dedicated team of 113 employees is here to assist you from Monday to Friday: 9 am - 6 pm and Saturday: 9 am - 1 pm. Whether you're looking to secure a new vehicle loan or need advice on managing your finances, we're here to help every step of the way. Under the leadership of our CEO Luke Billeri and Board President Johnny Williams, we strive not only to meet but exceed your expectations. We're proud of our strong financial standing with total deposits reaching $52,488,221 and a net worth of $59,571,684, ensuring that your funds are safe with us. Explore how we can make a positive impact on your financial journey today! Visit us in person or give us a call at 281-754-1399. Together, let's build a brighter future! For more information about our services or to learn how you can become a member, please check out our website at mccu.com.

Branch History & Mission

Welcome to Members Choice in Katy, TX! Since our founding in 1941, we have proudly served our community with dedication and care. Over the decades, we have grown from a small credit union into a trusted financial partner for over 47,000 members. Our journey has been marked by a commitment to providing exceptional service and fostering financial well-being for all. Located at 401 W Grand Pkwy S, our branch is easily accessible and close to local landmarks that are familiar to residents. Whether you're visiting for personal banking or exploring loan options, you'll find our welcoming atmosphere designed with your needs in mind. We also offer drive-thru services and ATM access for your convenience. At Members Choice, our mission is simple yet powerful: to empower our members through quality financial services while actively contributing to community development. We believe that by supporting our members' financial goals be it through checking accounts, auto loans, mortgages, or business banking we can help build a stronger community together. With total assets exceeding $780 million, we pride ourselves on maintaining financial strength while continuing to innovate. Our operating hours are designed to fit your schedule: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Whether you need assistance in person or prefer the ease of online banking and mobile payments, we are here for you. Our commitment goes beyond just numbers; it extends to how we engage with the community. Through various outreach initiatives and partnerships with local organizations, we strive to make a positive impact. We understand that when our members succeed, so does our community. If you're looking for a credit union that genuinely cares about its members and the surrounding community, look no further than Members Choice. Join us today and experience firsthand the benefits of being part of a cooperative institution that prioritizes your needs. For any inquiries or assistance, feel free to call us at 281-754-1399. We look forward to serving you!

Branch Location & Accessibility

Welcome to Members Choice, your friendly neighborhood credit union! Conveniently located at 401 W Grand Pkwy S in Katy, Texas, our branch is here to make your banking experience smooth and accessible. Whether you're stopping by for personal banking or looking for financing options, we're just a short drive from popular spots like the Katy Mills Mall and Typhoon Texas Waterpark. At Members Choice, we understand that accessibility matters. Our branch is designed with features that ensure everyone can enjoy our services. We offer ample parking space and ADA-compliant ramps, making it easy for all members to visit us. If you prefer to bank from the comfort of your car, our drive-thru service is available for quick transactions. We're open Monday through Friday from 9 AM to 6 PM, and on Saturday from 9 AM to 1 PM perfect for those busy weekdays! If you need assistance or have questions about our services, don't hesitate to give us a call at 281-754-1399. For your convenience, we also provide ATM access on-site, allowing you to handle cash withdrawals and balance checks anytime during our operating hours. While members can visit us at 401 W Grand Pkwy S, official correspondence should be sent to our mailing address at 401 W Grand Parkway South, Katy, TX 77450. Come visit us today at Members Choice! We look forward to welcoming you and helping you with all your banking needs.

Member Eligibility

At Members Choice, we believe that everyone deserves a chance to be part of our welcoming community. Joining us is simple and open to those who live, work, or worship in our vibrant area. Whether you're a first-time member or looking to switch from another financial institution, we're here to support you every step of the way. To learn more about the specific eligibility requirements, please visit our website at . Becoming a member at Members Choice not only gives you access to a range of financial products like checking and savings accounts, auto loans, and credit cards with rewards, but it also connects you with a network that genuinely cares about your financial well-being. Ready to take the next step? You can easily open an account by calling us at (281) 754-1399 or visiting us at our branch located at 401 W Grand Pkwy S Katy Tx 77494. We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,658,207, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced environment, having efficient payment solutions is crucial. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine processing payments seamlessly while keeping your customers happy and satisfied. Let us help you achieve your business goals at Members Choice, located at 401 W Grand Pkwy S Katy Tx 77494 in Katy, TX. Reach out to us at (281) 754-1399 to learn more about how we can assist you!

Comprehensive List Of Services

Business Banking Solutions

For local businesses, we provide comprehensive business banking services. From merchant services that simplify transactions for your customers to business loans that help expand your operations, we've got you covered. Supporting our community's entrepreneurs is part of what makes us proud.

Convenience through Technology

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. Need cash? We offer ATM access and cash withdrawal services for quick and easy transactions without the hassle. Plus, with basic drive-thru banking available for deposits and withdrawals, visiting us is as convenient as ever.

Credit Cards with Rewards

Who doesn't love rewards? With our credit cards, you can earn benefits while making purchases. Whether you're buying groceries or planning a vacation, every swipe can bring you closer to earning rewards that matter to you.

Personal Banking Made Easy

We understand that managing finances can be overwhelming at times. That's why we offer personal banking services that include checking and savings accounts designed for your convenience. Need a car? Our auto loans and vehicle financing options make it simple to drive home in the vehicle you want. For those looking to settle into a new home, our mortgage loans and refinancing solutions can help you navigate the process smoothly. If you find yourself facing unexpected expenses or want to consolidate debt, our personal loans are just a call away, tailored to fit your unique situation.

Your Financial Partner

Whether you're navigating the challenges of daily expenses or planning for future investments, Members Choice is here for you every step of the way. We believe in building lasting relationships with our members based on trust and support. If you're interested in learning more about how we can help meet your financial needs or if you have questions about any of our services, don't hesitate! Visit us at 401 W Grand Pkwy S in Katy or give us a call at 281-754-1399 today!

Digital & Online Banking

Access Anytime, Anywhere

With 24/7 online banking services available at https://www.mccu.com/ , you can check your account balance, pay bills, and transfer funds whenever it suits you. No more rushing to the bank before closing time your financial needs are just a click away.

Effortless Transactions

Want to send money to a friend or family member? Our person-to-person transfer feature allows you to send money easily and securely, making splitting bills or paying back loans hassle-free. Plus, with mobile payments enabled, you can shop with peace of mind knowing your payment details are protected.

Security First

We prioritize your security with robust measures in place, ensuring that your personal information remains safe while you bank online. You can feel confident knowing that every transaction is protected. In short, our digital and online banking services at Members Choice empower you to manage your finances efficiently anytime and anywhere. Explore all these features today by visiting us at https://www.mccu.com/ and take full control of your financial journey!

User-Friendly Features

Our mobile application makes it simple to handle your banking tasks right from your smartphone. You can also enjoy features like electronic signature authorization for quick approvals and e-statements to keep track of your transactions without cluttering your mailbox. This means more space for the things that truly matter!

Financial Strength

Commitment to Growth

With $57,239,627 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is reflected in our $5,117 in used auto loans and $562,423,937 in total loans and leases, supporting members' financial goals across various sectors.

Growing Member Base

With a total of 85,325 share accounts, we demonstrate our growing member base that trusts us with their finances. This trust fuels our commitment to providing top-tier service and valuable financial products tailored for your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 401 W Grand Pkwy S Katy Tx 77494 or call (281) 754-1399 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $167,985,535 in share certificates and $76,623,089 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,863,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 113 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $59,571,684, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're interested in refinancing options or want to explore eligibility criteria for any of our loan products, please don't hesitate to reach out. Our dedicated team is ready to assist you in finding the right solution tailored to your situation. For more information about our loan offerings or to get started today, feel free to contact us at 281-754-1399 or visit us at our branch located at 401 W Grand Pkwy S Katy Tx 77494. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Members Choice be your first step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,242,963 in used vehicle loans and $61,241,684 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles that fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $18,658,207 provide the capital needed to grow and expand. Whether you need funding for inventory or an upgrade to equipment, we're here to support your business ambitions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,059,291 in loans helping members manage their finances effectively. These cards come with various benefits that can help you streamline your spending while enjoying rewards along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $42,874,448, making it easier for you to secure the home you've always wanted.

Loan Aggregator

Benefits of Using LendMesh

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MEMBERS CHOICE CREDIT UNION