Members Choice Credit Union Katy TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Members Choice located at 3770 Fry Rd, Katy, TX 77449. Since opening our doors in 1941, we have been committed to serving our community and providing reliable financial solutions tailored to your needs. With a strong foundation built on trust and service, we proudly support over 47,000 members with a range of banking services. At Members Choice, we understand that your financial goals are unique. That's why we offer a variety of products, including checking and savings accounts, auto loans, mortgage options, and business banking services. Our total assets exceed $780 million, which enables us to provide competitive rates and personalized solutions. With total deposits amounting to $52,488,221, our commitment to your financial well-being is evident. Your trust matters to us. Our dedicated team of 113 employees, led by CEO Luke Billeri and Board President Johnny Williams, ensures that you receive exceptional service every time you visit. We also prioritize transparency and accessibility; feel free to reach out at 281-754-1422 for any questions or concerns. While members can visit us at our physical location, official correspondence should be sent to our mailing address: 3770 N Fry Rd, Katy, TX 77449. Join us today and experience the difference that a member-focused credit union can make in your life. Explore more about what we offer at mccu.com or stop by during our lobby hours from Monday to Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. We're here to help you thrive financially!

Branch History & Mission

Welcome to Members Choice, your trusted credit union in Katy, Texas! Since opening our doors in 1941, we have proudly served our community with a commitment to providing exceptional financial services and fostering meaningful relationships. Our branch, located at 3770 Fry Rd, Katy, TX 77449, has become a cornerstone for local residents seeking reliable banking solutions. Over the years, Members Choice has experienced significant growth and transformation. Starting as a small credit union, we now boast a total membership of over 47,000 individuals who rely on us for their banking needs. Our total assets have reached an impressive $780724628, reflecting our strength and stability in the financial landscape. As we continue to evolve, our mission remains steadfast: to empower our members through accessible financial products while supporting the communities we serve. At Members Choice, we prioritize your convenience and satisfaction. Our operating hours are designed to fit your busy schedule Monday through Friday from 9 AM to 6 PM and Saturdays from 9 AM to 1 PM. We also offer ATM availability and drive-thru banking for quick transactions on the go. Our mission extends beyond just banking; it encompasses community support and engagement. We actively participate in various outreach efforts that aim to uplift and enhance the quality of life in Katy. Whether it's through partnerships with local organizations or sponsoring community events, we believe in giving back to those who have supported us throughout the years. If you need assistance or want to learn more about how we can help you achieve your financial goals, please don't hesitate to contact us at 281-754-1422. While members can visit us at our branch location on Fry Rd, official correspondence should be sent to our mailing address: 3770 N Fry Rd, Katy, TX 77449. Join us at Members Choice and experience the benefits of being part of a community-focused credit union that truly cares about your financial well-being. Together, let's build a brighter future!

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance, don't hesitate to reach out! You can give us a call at 281-754-1422 for more information about our services or simply stop by during our operating hours. We look forward to welcoming you at Members Choice and being a part of your financial journey!

Convenient Access

At Members Choice, we strive to make your banking experience as smooth as possible. Our branch features ample parking and is designed with accessibility in mind, including ADA-compliant ramps for those who may need them. You'll find our lobby open Monday through Friday from 9 am to 6 pm, making it easy for you to fit us into your busy schedule. On Saturdays, our drive-thru service is available from 9 am to 1 pm, offering you another layer of convenience.

Services Offered

We understand that banking isn't just about transactions; it's about building relationships and serving our community. At our Fry Road location, you can take advantage of a range of services tailored to meet your personal and business needs. From checking and savings accounts to auto loans and mortgages, we have solutions that can help you achieve your financial goals. Plus, with an ATM on-site and drive-thru banking available for quick transactions like deposits and withdrawals, managing your finances has never been easier. While members can visit us at 3770 Fry Rd, official correspondence should be sent to our mailing address at 3770 N Fry Rd, Katy, TX 77449.

Member Eligibility

Becoming a member of Members Choice feels like joining a family where your financial needs are truly understood. Located at 3770 Fry Rd Katy Tx 77449, we welcome individuals who live, work, worship, or attend school in the area. If you share our values and are looking for a supportive community that prioritizes your financial well-being, you're already on the right path! To learn more about specific eligibility criteria, feel free to visit our website at . Joining is straightforward and rewarding! As a member of Members Choice, you'll enjoy a range of benefits designed to help you thrive financially, from personalized service to competitive rates on loans and savings accounts. If you're ready to take the next step, opening an account is easy just give us a call at (281) 754-1422 or check out our account opening details online. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine effortlessly managing transactions while focusing on what matters most your customers. Our merchant services provide the tools you need for smooth payment processing, making it easier for you to accept credit cards and manage your cash flow efficiently. Located at 3770 Fry Rd Katy Tx 77449 in Katy, TX, we are here to help you navigate your business banking needs. Contact us today at (281) 754-1422 to learn how we can partner with you for success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,658,207, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash in a hurry? Our location offers ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits, withdrawals, and simple transactions. This means you can handle your banking needs quickly without having to step inside the branch. As part of our ongoing commitment to serving our members' needs, we invite you to explore all that Members Choice has to offer. For more information or if you have any questions about our services, please don't hesitate to contact us at 281-754-1422. We're here to help you achieve your financial goals!

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. We're here to support your business growth with financial tools that make managing your cash flow easier.

Convenient Digital Banking

In today's fast-paced world, convenience is key. At Members Choice, we provide robust Online & Mobile Banking platforms so you can access your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, managing your finances has never been easier.

Home Financing

For those dreaming of homeownership or needing to refinance their current mortgage, our Mortgage Loans & Refinancing options provide competitive rates and flexible terms. We work with you to find a solution that fits your financial situation.

Personal Banking Solutions

We understand that every member has unique financial goals. That's why we offer a variety of personal banking options. Whether you're looking to open a checking or savings account, our accounts are designed to help you save money and manage your daily expenses effectively. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing make it simple to get behind the wheel without breaking the bank.

Personal Loans and Credit Options

Life can be unpredictable, and sometimes you need a little extra help. Our Personal Loans & Debt Consolidation services are available to assist you in managing unexpected expenses or consolidating existing debts into one manageable payment. Plus, with our Credit Cards with Rewards, you can earn points on your everyday purchases while enjoying low interest rates.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features. You can enjoy the convenience of electronic signature authorization, allowing you to sign documents digitally without needing to visit a branch. Plus, if you prefer going paperless, e-statements are readily available for you to access anytime. With our mobile application, managing your account is just a tap away. You can also make mobile payments easily, whether you're shopping at your favorite store or splitting a bill with friends through our person-to-person transfer feature. These tools are designed to give you real-time control over your finances, making it easier than ever to stay organized.

Security and Accessibility

We prioritize your security by providing robust protection for all your transactions. Our systems are equipped with advanced security measures to keep your information safe while you bank online or via our mobile app. Whether you're using a computer or a smartphone, rest assured that your data is secure. In today's fast-paced world, having access to your banking services anytime and anywhere means more freedom and less stress. At Members Choice, we're committed to providing the tools you need for easy account management so you can focus on what matters most in life. Join us today and experience the convenience of modern banking!

Financial Strength

At Members Choice, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with a trustworthy banking experience that prioritizes your financial well-being. With a net worth of $59,571,684, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $167,985,535 in share certificates and $76,623,089 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,863,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $57,239,627 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, our capacity to lend is reflected in our $562,423,937 in total loans and leases. This includes $5,117 in used auto loans which support members' financial goals across various sectors. Our operational efficiency is evident as demonstrated by our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 113 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. The trust placed in us by our community is reflected in the 85,325 total share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 3770 Fry Rd Katy Tx 77449 or call 281-754-1422 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,242,963 in used vehicle loans and $61,241,684 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive off in your desired vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $18,658,207 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, we have financing options that can support your ambitions. At Members Choice Credit Union, we prioritize your financial well-being. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to ask one of our friendly representatives for assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or check out our website at www.mccu.com for more information on how we can assist you with your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,874,448, make buying or refinancing simple. We work closely with you to find the best mortgage solution tailored to your needs, ensuring a smooth process from application to closing.

Personal Loans and Credit Cards

For those unexpected expenses or planned purchases, we also offer flexible terms on unsecured credit card loans, with a total of $6,059,291 helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their needs. By relying on verified financial institutions, LendMesh guarantees that all loan comparisons are accurate and trustworthy.

MEMBERS CHOICE CREDIT UNION