Members Choice Credit Union Houston TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Members Choice, your trusted credit union located at 18211 Katy Fwy, Houston, TX 77094. Since our establishment in 1941, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our 47,204 members. With total assets exceeding $780 million, we are here to help you achieve your financial goals. At Members Choice, we offer a comprehensive range of services including personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team, led by CEO Luke Billeri and Board President Johnny Williams, works diligently to ensure that every member receives the support they deserve. We understand that trust is key in financial matters, which is why we prioritize transparency and reliability in all our interactions. While members can visit us at our physical location for friendly service and expert advice, official correspondence should be sent to the same address: 18211 Katy Fwy, Houston, TX 77094-1395. With total deposits amounting to $52 million and cash reserves of about $2.89 million, we are well-equipped to assist you with your financial needs. Whether you're looking for competitive loan options over 23,000 loans and leases issued or simply want to open an account with us online at [mccu.com](https://www.mccu.com), Members Choice is committed to providing quality service. We invite you to explore what makes us different. Call us today at 281-398-9900** or stop by during our hours of operation from Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Let's work together towards a brighter financial future!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become a part of Members Choice. Experience firsthand how our member-focused approach sets us apart from traditional banks. Join us today and let's work together towards achieving your financial goals! For more information or assistance, feel free to reach out at (281) 398-9900 or visit us online at Members Choice.

Our Journey

From our humble beginnings, Members Choice has evolved into a robust institution with total assets exceeding $780 million. Our branch is located at 18211 Katy Fwy, easily accessible for those in the area and near prominent landmarks that highlight Houston's vibrant community. Whether you're stopping by for a quick transaction or seeking guidance on loans and accounts, our friendly staff is here to assist you. We take pride in offering a wide range of services tailored to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we strive to empower every individual who walks through our doors. With modern advancements such as online banking and mobile payments, we ensure that accessing your finances is convenient and secure.

Our Mission

At Members Choice, our mission extends beyond just banking; we are committed to improving the lives of our members and supporting the local community. We believe that everyone deserves access to quality financial services regardless of their background. This commitment is reflected in our community outreach efforts and partnerships that aim to uplift those around us. Our mission statement emphasizes trust, support, and growth both for our members and for the communities we serve. We are not just here to provide loans or savings accounts; we want to be an integral part of your financial journey. We understand that each member's story is unique, and we tailor our approach accordingly. While members can visit us at 18211 Katy Fwy Houston Tx 77094, official correspondence should be sent to 18211 Katy Fwy, Houston, TX 77094-1395 if different. Our branch operates Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 1 pm for your convenience. Additionally, we offer drive-thru services and ATM access for quick transactions.

Branch Location & Accessibility

Comprehensive Services Right at Your Fingertips

At Members Choice, we offer a range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with our ATM on-site and drive-thru banking options available, managing your finances has never been easier! If you need assistance or have questions about our services, don't hesitate to give us a call at 281-398-9900. Our dedicated team is here to help you every step of the way. While members can visit us at 18211 Katy Fwy Houston Tx 77094, official correspondence should be sent to 18211 Katy Fwy, Houston, TX 77094-1395. We look forward to welcoming you soon at Members Choice!

Convenient Access and Parking

At Members Choice, we prioritize your convenience. Our location offers ample parking space so you won't have to worry about finding a spot when you visit us. We also ensure that our facilities are ADA compliant, featuring ramps and accessible entrances to accommodate everyone.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby is open Monday through Friday from 9 AM to 6 PM, allowing you plenty of time to take care of your banking tasks during the week. If you're looking to visit on Saturday, our drive-thru service is available from 9 AM to 1 PM for quick and easy transactions.

Member Eligibility

At Members Choice, we believe that becoming a member is more than just opening an account it's about joining a supportive community that values your financial well-being. If you're looking to become part of our family, you'll be happy to know that eligibility is open to individuals who live, work, or worship in our local area. Additionally, family members of current members are also welcome to join us! This means that whether you're starting your first savings account or seeking loans for your next big purchase, we're here to help you every step of the way. To learn more about the specific eligibility criteria and ensure you meet them, feel free to visit our website at . Opening an account with us is straightforward and welcoming. Once you've confirmed your eligibility, simply reach out to us at (281) 398-9900 or visit us at our branch located at 18211 Katy Fwy Houston Tx 77094. Our friendly team is ready to guide you through the process and answer any questions you might have. We can't wait for you to experience the many benefits of membership at Members Choice!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,658,207, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from your customers, whether in-store or online. Our solutions not only enhance customer experience but also allow you to focus on what you do best running your business. Visit us at 18211 Katy Fwy Houston Tx 77094 in Houston, TX, or call us at (281) 398-9900 to learn how we can assist you on your path to success!

Comprehensive List Of Services

Business Banking

If you're an entrepreneur or small business owner, you'll appreciate our Business Banking services, including Merchant Services & Business Loans. We aim to support your growth by offering financial tools that fit your unique business model.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Members Choice, we offer robust Online & Mobile Banking features. With just a few clicks on our mobile app or website, you can manage your accounts, pay bills, and transfer funds anytime, anywhere. Our ATM & Cash Withdrawal Services ensure you have access to your money when you need it most.

Easy Access Services

For those who prefer in-person service, our location at 18211 Katy Fwy Houston Tx 77094 offers basic drive-thru banking options for deposits and withdrawals during our operating hours from 9 AM to 6 PM Monday through Friday and 9 AM to 1 PM on Saturdays. Additionally, members can take advantage of shared branch transactions for deposits and withdrawals at partner credit unions nearby. At Members Choice, we are committed to making banking straightforward and beneficial for everyone. We invite you to visit us at our branch or give us a call at (281) 398-9900 if you have any questions or want more information about how we can assist you in achieving your financial goals. Take the first step towards better banking today explore all that we offer!

Financial Assistance

Life can throw unexpected expenses your way, which is why we provide Personal Loans & Debt Consolidation options. These loans are perfect for covering emergencies or consolidating debt into one manageable payment. Plus, with our Credit Cards with Rewards, every purchase can earn you points toward exciting rewards.

Personal Banking Solutions

Our personal banking services include everything you need to manage your finances effectively. You can open a Checking or Savings Account that suits your lifestyle, making it easier than ever to save and spend wisely. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options will help you drive away in your dream car with competitive rates and flexible terms. For those looking to buy a home or refinance an existing mortgage, we offer Mortgage Loans & Refinancing designed to simplify the process and get you into your new home faster.

Digital & Online Banking

Key Features

Our online banking services provide 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. With features like electronic signature authorization, you can complete important transactions without the hassle of paperwork. Plus, if you choose e-statements, you'll receive your account statements electronically saving trees and time! If you're someone who loves using mobile devices for payments, you're in luck! Our mobile payments feature makes it simple to send money right from your smartphone. And with our mobile application available for download, banking is literally at your fingertips. You can manage everything from person-to-person transfers to checking your latest transactions without ever stepping into a branch.

Security and Accessibility

We prioritize your security with advanced encryption technology to keep your personal information safe while you bank online. Our user-friendly design ensures that you don't have to be tech-savvy to navigate our online services easily. In today's fast-paced world, having the ability to manage your finances in real-time is crucial. That's why we encourage all our members to take full advantage of the digital banking tools available at Members Choice. With easy access and powerful features, taking charge of your finances has never been simpler!

Financial Strength

At Members Choice, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that you can trust us with your hard-earned money. With a net worth of $59,571,684, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $167,985,535 in share certificates and $76,623,089 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,863,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $57,239,627 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $5,617,000 in used auto loans and a total of $562,423,937 in loans and leases. Our financial performance is reflected in our operations as well; our current net income stands at $0, showcasing our efficiency in managing resources. We also take pride in having 113 full-time employees ready to assist you with personalized service tailored to your needs. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 85,325, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 18211 Katy Fwy Houston Tx 77094 or call us at 281-398-9900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,242,963 in used vehicle loans and $61,241,684 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with the vehicle you desire. Plus, refinancing options are available if you're looking to lower your current payments.

Business Loans

For business owners, our outstanding commercial loans totaling $18,658,207 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive in today's competitive market. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Members Choice located at 18211 Katy Fwy Houston Tx 77094, we prioritize your financial well-being and strive to offer solutions that empower you. For more information or to discuss eligibility options for any of our loan products, feel free to give us a call at 281-398-9900. Let us help you navigate your financial future with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,874,448, make buying or refinancing simple. We aim to make the process as straightforward as possible so that you can focus on making your house a home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $6,059,291 in loans helping members manage their finances effectively. Whether you need help covering unexpected expenses or want to take advantage of rewards programs, our credit cards are designed with your needs in mind.

Loan Aggregator

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MEMBERS CHOICE CREDIT UNION