Members Choice Credit Union Houston TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Members Choice, your trusted financial partner located at 15701 Kingfield Dr, Houston, TX 77084. Since our establishment in 1941, we have proudly served our community, growing to support over 47,204 members with a strong commitment to their financial well-being. Our robust assets of $780,724,628 and total deposits amounting to $52,488,221 reflect the trust that our members place in us. At Members Choice, we believe in providing services that truly benefit you. We offer a wide range of financial products including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. With 113 dedicated employees, we strive to create a welcoming environment where your needs come first. Our leadership is anchored by CEO Luke Billeri and Board President Johnny Williams, who guide our mission to foster community engagement and enhance member satisfaction. We're not just about numbers; we're about relationships. Every day, we work to ensure that each member feels valued and understood. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address: 15701 Kingfield Drive, Houston, TX 77084. Ready to take the next step in your financial journey? Feel free to reach out at 800-753-2428 or explore our website at mccu.com for more information on how we can help you achieve your goals. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

At Members Choice, we take pride in our rich history and unwavering commitment to our community in Houston, TX. Since opening our doors in 1941, we have been dedicated to serving our members with integrity and care. With a growing membership of over 47,000 individuals and families, we have become a trusted partner for financial needs in the area. Located at 15701 Kingfield Dr, Houston, TX 77084, Members Choice has witnessed significant growth over the decades. Our journey began with a handful of members who shared a vision of accessible financial services. Today, we proudly manage total assets exceeding $780 million. This growth reflects not only our dedication to providing valuable financial products but also our members' trust in us. Our mission is simple yet profound: to empower our members through exceptional financial services while fostering a strong sense of community. We understand that everyone's financial journey is unique, which is why we offer personalized solutions that range from checking and savings accounts to auto loans, mortgages, and business banking services. Each product is designed with your needs in mind. While members can visit us at 15701 Kingfield Dr, official correspondence should be sent to 15701 Kingfield Drive, Houston, TX 77084. We strive to make banking convenient; that's why we provide ATM availability for quick cash access and operate during flexible hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. We are also committed to being accessible for all, ensuring ADA compliance across our branch facilities. Our focus on customer service extends beyond traditional banking; we actively engage in community outreach programs that foster economic development and support local initiatives. As part of our ongoing effort to enhance member experience, we've embraced technology by offering online and mobile banking options. Whether it's making transactions or accessing account information on-the-go, we are here for you every step of the way. Join us at Members Choice as we continue this journey together. Experience firsthand how we're dedicated to making a positive impact not just on your finances but also within the community. For more information or assistance, feel free to reach out at 800-753-2428 or visit us online at www.mccu.com. We look forward to welcoming you into our family!

Branch Location & Accessibility

Convenient Access

You can find us near well-known spots like the bustling West Oaks Mall and just a short drive from the beautiful George Bush Park. Parking is readily available, ensuring a hassle-free visit. Plus, our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can feel welcome.

Get in Touch

If you have any questions or would like more information about our offerings, feel free to give us a call at 800-753-2428. We invite you to visit us soon at Members Choice where your financial needs come first!

Operating Hours and Services

At Members Choice, we understand that convenience matters. Our lobby hours are designed to fit your schedule, open Monday through Friday from 9 AM to 6 PM, and on Saturdays from 9 AM to 1 PM. While we do not have a drive-thru service, we offer an ATM for quick cash withdrawals and balance checks anytime you need it. As for our services, we're proud to provide a range of personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. Our online and mobile banking features make managing your finances easier than ever!

Member Eligibility

Welcome to Members Choice, where becoming a member means joining a friendly community that values your financial well-being. If you live, work, or attend school in the Houston area, you're likely eligible to join us! We believe in making banking accessible for everyone, which is why we welcome individuals from various backgrounds. Not only will you gain access to a range of services tailored to meet your needs like checking and savings accounts, auto loans, and credit cards with rewards but you'll also benefit from our commitment to personalized service. To learn more about the specific eligibility criteria, feel free to check out our detailed information at . Ready to take the next step? Opening an account with us is simple! Just give us a call at (800) 753-2428, or visit us at our branch located at 15701 Kingfield Dr Houston Tx 77084. We can't wait to welcome you into our Members Choice family!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,658,207, we continue to drive economic growth by financing new and expanding businesses.

Real-World Merchant Services

In addition to our robust loan offerings, we provide merchant services that simplify payment processing. Imagine running your business smoothly while accepting payments easily from customers be it through cards or mobile payments. Our services ensure that you can focus on what you do best: serving your clients and growing your brand. Come visit us at 15701 Kingfield Dr Houston Tx 77084 in Houston, TX, or call us at (800) 753-2428 to learn more about how our business banking solutions can make a real difference for you. Your success is our priority!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we offer robust business banking options including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to provide support tailored specifically for your business needs.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! Use them for daily purchases and watch those rewards stack up perfect for anyone who loves to travel or shop.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've made banking accessible anytime, anywhere through our online and mobile banking platforms. With just a few taps on your smartphone, you can manage accounts, transfer funds, or check balances all from the comfort of your home or while on the go. Plus, our ATM services ensure that cash withdrawals are quick and hassle-free.

Get in Touch

If you're curious about how any of these services can benefit you, don't hesitate to reach out! Call us at 800-753-2428, or visit us during our operating hours: Monday through Friday from 9 am to 6 pm, and Saturday from 9 am to 1 pm. At Members Choice, we believe in making financial services accessible for everyone in the community. Discover all that we have to offer today!

Personal Banking Solutions

Managing your money should be easy and convenient. That's why we offer various checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that offers you the flexibility to manage everyday expenses while also earning interest on your savings. With our auto loans and vehicle financing, driving away in your dream car can become a reality without putting too much strain on your budget. If homeownership is on your mind, our mortgage loans and refinancing options can help you find the right path toward owning your own home. We know that life can throw unexpected challenges your way; that's why our personal loans and debt consolidation services are here to help lighten the load when you need it most.

Digital & Online Banking

Convenient Online Access

Our online banking platform at https://www.mccu.com/ allows you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Whether you're using a computer or a mobile device, our 24/7 online banking services ensure that you're always in control of your financial matters.

Mobile Banking Made Easy

For those who prefer banking on their phones, our mobile application makes it simple to manage your accounts right from your pocket. You can enjoy features like mobile payments, making transactions quicker than ever before. Plus, with person-to-person transfers, sending money to friends or family is just a few taps away.

Safe and Secure Transactions

We prioritize your security. With electronic signature authorization available, signing documents is fast and safe. Additionally, you can opt for e-statements to keep track of your account activity while reducing paper clutter. All transactions are protected by advanced security measures, giving you peace of mind every time you log in. In summary, Members Choice offers an array of digital banking solutions that provide accessibility and ease-of-use. Whether you're checking balances or transferring funds through our mobile app, we make banking work for you. Join us today to experience the benefits of modern banking!

Financial Strength

Dedicated Team

We take pride in having 113 full-time employees ready to serve you with expertise and care. Our team is dedicated to ensuring your banking experience is smooth and beneficial.

Efficient Operations

Our operational efficiency is highlighted by our $0, reflecting how well we manage resources while continuing to provide competitive loan rates and solid financial products for our members.

Lending Support

Our lending capacity supports members' financial goals across various sectors. We currently have $5,117 in used auto loans and $562,423,937 in total loans and leases available for you. This shows our ability to help you achieve your dreams whether it's buying a car or financing larger projects.

Member-Centric Savings

Members' savings are secured through $167,985,535 in share certificates and $76,623,089 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,863,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $57,239,627 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth means that you can trust us to adapt and meet your financial needs over time.

Solid Foundation

With a net worth of $59,571,684, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share and Deposit Accounts: 85,325 showcase a strong and growing member base that trusts us with their finances. This community of members strengthens our ability to provide excellent service while maintaining financial stability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 15701 Kingfield Dr Houston Tx 77084 or call (800) 753-2428 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,242,963 in used vehicle loans and $61,241,684 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away in the vehicle you want without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $18,658,207 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; that's why we're dedicated to offering support through tailored financing solutions designed for success. We believe in making borrowing straightforward and accessible. If you're considering refinancing or are unsure about eligibility options for any of our products, feel free to contact us. Our knowledgeable staff is ready to assist you in finding the best loan solution for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Members Choice, we're here to help you navigate your financial future with confidence and clarity.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,874,448, make buying or refinancing simple. We have various plans tailored for first-time buyers and those looking to refinance their existing mortgages. Our team is here to guide you through every step of the process.

Personal Financing Solutions

We also offer flexible terms on unsecured credit card loans, with a total of $6,059,291 in loans helping members manage their finances effectively. Whether it's for unexpected expenses or planned purchases, our credit cards come with rewards that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are comparing accurate and up-to-date rates. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all available options without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Whether you're looking for a mortgage or a personal loan, you will have access to relevant information at your fingertips. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this platform in helping individuals secure better financial terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to regulatory guidelines ensures that users receive fair and transparent offers. By utilizing data from established financial institutions, LendMesh guarantees that the information is both reliable and current.

MEMBERS CHOICE CREDIT UNION

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loans That Make a Difference

Real-World Merchant Services

Comprehensive List Of Services

Business Banking Services

Credit Cards & Rewards

Digital Banking Convenience

Get in Touch

Personal Banking Solutions

Digital & Online Banking

Convenient Online Access

Mobile Banking Made Easy

Safe and Secure Transactions

Financial Strength

Dedicated Team

Efficient Operations

Lending Support

Member-Centric Savings

Reinvestment for Growth

Solid Foundation

Strong Member Base

Loan Offering

Auto Loans

Business Loans

Mortgage Options

Personal Financing Solutions

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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