Members Choice Credit Union Houston TX | Quick Personal Loans & Rewards Cards

Introduction

Welcome to Members Choice, your trusted partner in financial growth, located at 925 N Eldridge Pkwy, Houston, TX 77079. Since our establishment in 1941, we've proudly served our community with a commitment to helping our 47,204 members achieve their financial dreams. With total assets of $780,724,628 and a net worth of $59,571,684, we provide a solid foundation for all your banking needs. At Members Choice, we believe in making banking accessible and beneficial for everyone. We offer a range of services from personal and business loans to checking and savings accounts. Our focus is on building strong relationships with our members by providing personalized service and expert guidance. Led by our dedicated CEO, Luke Billeri, and Board President, Johnny Williams, our team of 113 employees is here to support you. We understand the importance of being a reliable resource for financial decisions. Our office hours are designed to fit your schedule: Monday, Tuesday, and Thursday from 8:30 AM to 4:30 PM. While you can visit us at our branch location, any official correspondence should be sent to the same address for consistency. If you have questions or need assistance, don't hesitate to reach out at 281-754-1003. Explore how Members Choice can help you achieve your financial goals today! For more information on our services or to become a member, visit us online at mccu.com.

Branch History & Mission

Community Engagement

We understand that being a credit union goes beyond just providing financial services; it's about fostering relationships within the community. Members Choice actively participates in local outreach programs and partnerships aimed at improving the quality of life in Houston. From educational workshops to sponsoring local events, we aim to make a positive impact wherever possible. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 925 N Eldridge Pkwy, Houston, TX 77079-2703.

Looking Forward

As we embrace modern advancements in banking technology, we remain dedicated to ensuring that every member experiences convenient access to their finances through online and mobile banking options. Our commitment to ADA compliance ensures that everyone can benefit from our services without barriers. In conclusion, whether you're looking for checking accounts or vehicle financing, Members Choice is here for you every step of the way. Join us today and experience the supportive and community-focused environment that makes us more than just a credit union; we are your partners in financial success! For more information or assistance, feel free to reach out at 281-754-1003 or visit us online at www.mccu.com.

Our Journey

Located at 925 N Eldridge Pkwy, Houston, TX 77079, Members Choice has always prioritized the needs of its members. Over the years, we have adapted to meet the changing financial needs of our community. We offer a wide range of services including personal banking, auto loans, mortgage loans, and business banking solutions. As we look back on our journey since our inception, it's clear that our focus on member satisfaction has been key to our growth and success. Our mission is straightforward: to provide exceptional financial services while supporting and uplifting our community. We strive to create an environment where every member feels valued and empowered to achieve their financial goals. This commitment drives us to ensure that our services are accessible and tailored to fit diverse needs.

Branch Location & Accessibility

Finding Us

You can find us right off Eldridge Parkway, close to the intersection with Briar Forest Drive. This prime location offers ample parking for our members, ensuring that you can pop in without any hassle. Plus, our branch is designed to be welcoming and compliant with ADA standards, featuring ramps and accessible entrances for everyone.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 281-754-1003. Whether you're looking for information about our products or want help with your account, we're here for you! We invite you to visit us soon and experience the difference at Members Choice!

Operating Hours

We know your time is valuable! That's why we operate during convenient hours to fit your busy schedule. As of the week of August 28th, 2023, we're open on Monday, Tuesday, and Thursday from 8:30 AM to 4:30 PM. Please note that we are closed on Wednesdays and Fridays due to a temporary labor shortage but always look forward to serving you on our operational days!

Services Offered

At Members Choice, we offer a variety of services tailored to meet your banking needs from personal checking and savings accounts to auto loans and mortgages. While we currently do not have ATM facilities or drive-thru banking available at this location, our team is here to assist you with online banking options and other member services. For official correspondence, please note that you can use our mailing address: 925 N Eldridge Pkwy, Houston, TX 77079-2703.

Member Eligibility

Joining Members Choice is more than just opening an account; it's about becoming part of a community that cares. If you live, work, or worship in the area, you're likely eligible to become a member! We welcome individuals from various backgrounds, making it easy for anyone to join our supportive family. Plus, being a member means you'll enjoy personalized services tailored to your needs, whether it's access to great loan rates or friendly financial advice. For detailed eligibility criteria, feel free to visit us online at . Once you're ready to take the next step, opening an account is a breeze! Just give us a call at (281) 754-1003, and we'll guide you through the process. We look forward to welcoming you at our branch located at 925 N Eldridge Pkwy Houston Tx 77079!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,658,207, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine having a reliable partner that helps you accept payments seamlessly whether in-person or online allowing you to focus on what you do best: running your business. With our tools, you'll enhance customer satisfaction and streamline operations. Join us at Members Choice, located at 925 N Eldridge Pkwy Houston Tx 77079, Houston, TX, where your success is our priority! For more information, call us at (281) 754-1003.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans and Vehicle Financing options make it easy for you to get behind the wheel without breaking the bank. We provide competitive rates and flexible terms that can be customized to fit your budget. Whether you're purchasing a new vehicle or refinancing an existing loan, our team is ready to assist you.

Business Banking

For our business members, we offer tailored solutions through our Business Banking services. From merchant services that simplify transactions to business loans that help fuel growth, we are committed to supporting local entrepreneurs in achieving their goals.

Convenience at Your Fingertips

In today's fast-paced world, having convenient access to banking services is essential. That's why at Members Choice, we prioritize ease of access through our online platforms and mobile app. You can manage everything from checking account balances to making payments on-the-go all from the comfort of your smartphone or computer. We invite you to visit us at Members Choice, where our friendly staff is eager to assist you with all of your financial needs. For any questions or further information about our services, don't hesitate to call us at 281-754-1003. Let us help you achieve your financial dreams today!

Credit Cards with Rewards

Our Credit Cards with Rewards program adds extra value every time you spend. Enjoy benefits such as cashback or travel rewards while building credit history that works in your favor. It's just one more way we strive to enhance your banking experience.

Mortgage Loans & Refinancing

When it comes to homeownership, we know how important it is to have the right mortgage. Our Mortgage Loans and Refinancing services are designed to guide you through the process smoothly. Whether you're a first-time homebuyer or looking to refinance your current mortgage for better terms, we offer various options that can help you save money over time.

Personal Banking

Managing your daily finances is simple with our Personal Banking services. We offer checking and savings accounts tailored to fit your lifestyle. You can easily access your funds through online and mobile banking, allowing you to check balances, pay bills, and transfer money from anywhere. Plus, with features like e-statements and mobile payments, keeping track of your financial health has never been easier.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans can provide the financial relief you need. With straightforward terms and competitive interest rates, we aim to give you peace of mind as you work towards regaining control of your finances.

Digital & Online Banking

Enhanced Transactions

Need to send money to a friend or family member? Our person-to-person transfer feature lets you do just that with ease! Whether it's splitting a bill or sending a gift, transferring money has never been simpler. Additionally, if you enjoy the convenience of mobile payments, we've got you covered. Our mobile payments feature allows you to make quick transactions using your smartphone, so you can leave your wallet at home and still complete purchases securely. At Members Choice, we prioritize not only accessibility but also security in all our digital banking services. With user-friendly interfaces and robust protection measures in place, you can rest assured that your information is safe while you enjoy the ease of online banking. Experience banking made simple and secure with us today!

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of our electronic signature authorization feature, making it easier than ever to sign documents securely from the comfort of your home. For those who prefer going paperless, we provide e-statements so you can easily track your financial activity without the clutter of physical statements. Plus, our mobile application gives you the power to manage your accounts on-the-go, ensuring you're always in control of your finances.

Financial Strength

Dedicated Team Support

We also take pride in having 113 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our focus on service quality means you can trust that your needs will be met by experienced professionals who care about your financial well-being.

Growing Membership Base

Total Share and Deposit Accounts stand at 85,325, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 925 N Eldridge Pkwy Houston Tx 77079 or call (281) 754-1003 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $167,985,535 in share certificates and $76,623,089 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,863,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $57,239,627 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,117 in used auto loans and $562,423,937 in total loans and leases. Our strong operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Health

With a net worth of $59,571,684, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust foundation is crucial in ensuring that your savings and investments are secure with us. Our net worth ratio of $761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,242,963 in used vehicle loans and $61,241,684 in new vehicle loans already helping members get on the road. Whether you're financing a new ride or purchasing a reliable pre-owned vehicle, our auto loan options can help make it happen.

Business Financing

For business owners, our outstanding commercial loans totaling $18,658,207 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are here to provide financing solutions that suit your operational needs. Our team is here to guide you through every step of the application process. If you're interested in refinancing or exploring eligibility options for any of our loan products, feel free to reach out at 281-754-1003. We are dedicated to helping you find the right loan solution that meets your specific requirements. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Members Choice in Houston, TX, we're committed to making your financial journey straightforward and rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,874,448, make buying or refinancing simple. We work closely with you to understand your unique situation and help you navigate the mortgage process with ease.

Unsecured Credit Card Loans

For those looking for flexible spending options, we also offer unsecured credit card loans with a total of $6,059,291 available to help members manage their finances effectively. With competitive interest rates and no collateral required, it's easier than ever to access funds when you need them.

Loan Aggregator

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MEMBERS CHOICE CREDIT UNION