Members Choice Credit Union Houston TX | Best Auto Loans & Business Banking

Introduction

Community Focus

Our dedicated team of 113 employees, led by CEO Luke Billeri and Board President Johnny Williams, works tirelessly to provide exceptional service and personalized financial solutions. Whether you're looking for auto loans, mortgages, or personal banking services, we are here for you. With total deposits amounting to $52,488,221 and a solid net worth of $59,571,684, Members Choice stands as a reliable partner in your financial journey. While members can visit us at our branch location, official correspondence should be sent to the same address: 1503 Eldridge Parkway, Houston, TX 77077. We encourage you to explore our range of services that include online and mobile banking options for convenience at your fingertips.

Join Us Today

Discover how Members Choice can help you achieve your financial goals. Reach out to us at 800-753-2428 or visit our website at mccu.com. We look forward to welcoming you into our family!

Branch History & Mission

Welcome to Members Choice, a pillar of the Houston community since 1941. Located at 1503 Eldridge Pkwy, Houston, TX 77077, our branch has grown alongside our members, fostering strong relationships and supporting financial journeys for over eight decades. With a total membership of 47,204 and assets amounting to $780,724,628, we are proud to provide accessible banking solutions tailored to meet the diverse needs of our community. From our humble beginnings, Members Choice has continually evolved to serve you better. Our mission is clear: to empower our members with quality financial services while actively contributing to the growth and well-being of our community. We offer a range of personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. As part of our commitment to convenience and accessibility, we are pleased to offer ATM availability and drive-thru banking services. Our lobby hours run from 9 am to 6 pm Monday through Friday, and on Saturdays from 9 am to 1 pm for drive-thru transactions. This flexibility allows us to cater to your busy schedule while ensuring you have access to essential services when you need them. At Members Choice, we believe in giving back. Our partnerships with local organizations enhance community outreach efforts that make a real difference in people's lives. Whether it's sponsoring events or supporting initiatives that uplift those in need, we strive to create a positive impact beyond just banking. While members can visit us at 1503 Eldridge Pkwy, official correspondence should be sent to 1503 Eldridge Parkway, Houston, TX 77077. We also embrace modern technology with online and mobile banking options that ensure our services are always at your fingertips. Join us at Members Choice as we continue this journey together. Experience the benefits of being part of a community-focused credit union where your financial success is our priority. Contact us today at 800-753-2428 or visit us online at mccu.com to learn more about how we can support your financial goals!

Branch Location & Accessibility

Operating Hours

Our doors are open Monday through Friday from 9 am to 6 pm and on Saturday from 9 am to 1 pm. We strive to accommodate your busy schedule, making it easy for you to get the services you need when it works best for you.

Parking & Accessibility Features

Parking is ample and convenient, ensuring you can easily access our branch without any hassle. We prioritize accessibility for all our members, with features such as ADA-compliant ramps and pathways for those who need them.

Services Offered

At Members Choice, we provide a wide range of services designed with your financial wellbeing in mind. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Our drive-thru service allows for quick transactions including deposits and withdrawals without leaving your vehicle. Plus, with ATM availability on-site, accessing cash is always straightforward. Have questions or need assistance? Feel free to give us a call at 800-753-2428. Our friendly staff is eager to assist you with any inquiries or services you may need. We invite you to visit us today! Experience the difference of banking where members come first at Members Choice in Eldridge.

Member Eligibility

At Members Choice, we believe that becoming a member is like joining a warm and welcoming family where your financial needs come first. If you're curious about eligibility, you'll be pleased to know that our membership is open to anyone who lives, works, or worships in the Houston area. This means if you're part of our vibrant community here at 1503 Eldridge Pkwy Houston Tx 77077, you can easily become one of us! Not only will you gain access to a variety of financial services tailored just for you, but you'll also enjoy competitive rates and personalized support. Opening an account is simple and straightforward. Just give us a call at (800) 753-2428 or visit our website for more information on how to get started. For detailed eligibility criteria, feel free to check out our resource page at . We can't wait to welcome you into the Members Choice family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,658,207, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments effortlessly while keeping track of your sales in real time. Our merchant services provide you with the tools needed to manage transactions smoothly. This means less time worrying about payment processing and more time focusing on growing your business. Located at 1503 Eldridge Pkwy, Houston, TX 77077, our team is dedicated to helping you find the right financial products tailored for your unique needs. Reach out today at 800-753-2428 and discover how Members Choice can empower your business!

Comprehensive List Of Services

Accessibility and Support

Whether you're stopping by during our lobby hours from Monday to Friday (9 am - 6 pm) or utilizing our Saturday drive-thru (9 am - 1 pm), we're here for you. Our friendly staff is always ready to assist with any questions or needs you may have. At Members Choice, we believe that banking should be simple and supportive. With our comprehensive suite of services tailored just for you, managing your finances has never been easier. If you have any questions or would like to learn more about how we can assist you, don't hesitate to reach out at 800-753-2428 or visit us at mccu.com. Let's take this journey together!

Business Banking Services

For small business owners, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. We know how important it is for your business to thrive, and we're here to support your growth with financial products tailored for entrepreneurs.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms empower you to manage your accounts anytime and anywhere. You can easily check balances, transfer funds, and pay bills with just a few taps on your smartphone. And for those who prefer face-to-face interactions but still want quick service, we provide ATM & Cash Withdrawal Services, as well as basic drive-thru banking for deposits and withdrawals.

Financial Flexibility

Life can bring unexpected expenses, and our Personal Loans & Debt Consolidation options provide you with the flexibility you need. Whether it's a medical bill or home improvement project, we can help simplify your financial obligations. Plus, our Credit Cards with Rewards allow you to earn benefits while making everyday purchases.

Personal Banking Solutions

When it comes to personal banking, we understand that every member's situation is unique. That's why we offer Checking & Savings Accounts tailored to help you manage your finances effectively. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options are here to assist you in getting behind the wheel without breaking the bank. For those looking to buy a home or refinance their current mortgage, our Mortgage Loans & Refinancing services make the process straightforward and manageable.

Digital & Online Banking

At Members Choice, we understand that life can get busy, and managing your finances shouldn't add to your stress. That's why we offer a robust suite of digital and online banking services designed to provide convenience, security, and real-time account management right at your fingertips. Our online banking platform is accessible 24/7 through our website at https://www.mccu.com/ . This means you can check balances, transfer funds, and pay bills whenever it suits you whether that's early in the morning or late at night. Plus, with our electronic signature authorization feature, signing documents has never been easier or more secure. For those who prefer going paperless, we also offer e-statements. You can view your statements anytime without cluttering your mailbox. And if you're out and about, our mobile application gives you the power to manage your accounts on the go. Whether you want to make deposits or check your balance, it's all just a few taps away. Need to send money to a friend? With our person-to-person transfer service, it's simple to send cash quickly and securely. Plus, if you're a fan of using your phone for payments, we've got you covered with mobile payment options that let you pay directly from your device. At Members Choice, we prioritize your security while ensuring our services are user-friendly. Our digital banking tools are designed for everyone so whether you're tech-savvy or just starting out with online banking, you'll find them easy to navigate. Explore all these features today and take control of your financial journey with confidence!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 1503 Eldridge Pkwy Houston Tx 77077 or call 800-753-2428 to learn more about how we can help you achieve your financial goals.

Dedicated Team Support

We also take pride in having 113 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our focus on member service translates into a strong connection with our community as shown by our 85,325 total share accounts.

Reinvesting in Our Community

With $57,239,627 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Currently, we support our members' financial goals with $562,423,937 in total loans and leases, which includes $51,117 used auto loans. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $167,985,535 in share certificates and $76,623,089 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,863,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $59,571,684, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,242,963 in used vehicle loans and $61,241,684 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates so that you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $18,658,207 provide the capital needed to grow and expand your business. We understand the challenges entrepreneurs face and are committed to supporting local businesses through tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,874,448, make buying or refinancing simple. We aim to make your experience straightforward and stress-free while providing guidance every step of the way.

Refinancing Options

If you're considering refinancing your current loans for better rates or terms, our team is ready to assist you. We'll work with you to determine eligibility options that best fit your financial situation. You can reach us at 800-753-2428 during our operating hours: Monday to Friday from 9 am to 6 pm and Saturday from 9 am to 1 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Members Choice, we are dedicated to providing our members with reliable services that empower them financially. Explore our loan offerings today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,059,291 in loans helping members manage their finances effectively. These cards can be a great option for those looking to consolidate debt or cover unexpected expenses without tying up collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources ensures that all loan offers are fair and transparent. Users can trust that they are getting reliable information that reflects current market conditions.

MEMBERS CHOICE CREDIT UNION