Members Choice Credit Union Houston TX | Best Auto Loans & Business Banking

Introduction

Welcome to Members Choice at Phillips66, where our commitment to serving the community shines through every interaction. Located at 2331 Citywest Blvd, Houston, TX 77042, we have proudly supported our members since 1941. With a strong membership base of over 47,000 individuals, we understand the importance of building lasting relationships and providing exceptional financial services tailored to your needs. At Members Choice, we believe that being part of a credit union means more than just banking; it's about community. Our total assets of $780,724,628 and total deposits amounting to $52,488,221 reflect our dedication to fostering financial growth for all members. Whether you're seeking personal banking solutions like checking accounts or auto loans, or business services including loans and merchant services, we're here to help you achieve your goals. Under the leadership of CEO Luke Billeri and Board President Johnny Williams, our team of 113 employees is dedicated to ensuring that your experience with us is seamless and supportive. We also take pride in maintaining a net worth of $59,571,684, showcasing our stability and reliability in managing your finances. While members can visit us at 2331 Citywest Blvd, official correspondence should be sent to 2331 Citywest Blvd, Houston, TX 77043. If you have any questions or would like assistance with your account, don't hesitate to reach out by calling us at 800-753-2428. We invite you to explore how Members Choice can support your financial journey. Visit us today or check out our website at mccu.com for more information on how we can assist you. Your financial future is bright with us by your side!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Members Choice family. Experience personalized service tailored just for you and discover how we can help make your financial dreams come true. Reach out today at 800-753-2428 or visit us online at www.mccu.com for more information on how you can join us on this journey towards a brighter financial future!

Our Evolution

Since opening our doors more than eight decades ago, Members Choice has continually adapted to meet the changing needs of our members. We began as a small credit union with a mission to provide accessible financial services to those in our community. Over the years, we have expanded our offerings to include a wide range of products such as auto loans, mortgages, personal loans, and business banking services. Today, with total assets exceeding $780 million, we are proud to be one of the leading credit unions in the area. Our growth is not just measured by numbers but by the relationships we build with our members. We listen to your feedback and make improvements that matter most to you. Whether it's introducing online banking or mobile payment options, we ensure that convenience and accessibility remain at the forefront of our service.

Our Mission

At Members Choice, our mission is clear: we strive to empower individuals and families through financial education and support while fostering a sense of community. We believe that everyone deserves access to quality financial resources that can help them achieve their goals. Our dedicated team is here to guide you through every step of your financial journey. We are also deeply committed to giving back to Houston. Through various outreach initiatives and partnerships with local organizations, we aim to uplift those around us and contribute positively to our community's well-being. While members can visit us at 2331 Citywest Blvd for all their banking needs during our operating hours Monday, Tuesday, and Thursday from 8:30 am to 4:30 pm official correspondence should be sent to our mailing address at 2331 Citywest Blvd, Houston, TX 77043.

Branch Location & Accessibility

Convenient Access

At Members Choice, we prioritize making banking easy for you. Our branch is designed with accessibility in mind. Whether you need to park or use our facilities, we have ADA-compliant ramps and plenty of parking spaces available. If you're visiting us during our operating hours Monday, Tuesday, and Thursday from 8:30 AM to 4:30 PM you'll find our staff ready to assist you with all your banking needs.

Get in Touch

We invite you to visit us at Members Choice! Feel free to call us at 800-753-2428 if you have any questions or need further assistance. We look forward to welcoming you into our branch and helping you with all your banking needs!

Services You Can Count On

While you're here, explore the variety of services we offer. From personal banking solutions like checking and savings accounts to auto loans and mortgage options, we aim to help you achieve your financial goals. Although we currently do not have ATM services or drive-thru banking at this location, our friendly team is always available for one-on-one assistance. If you need to send official correspondence, please note that our mailing address is slightly different: 2331 Citywest Blvd, Houston, TX 77043.

Member Eligibility

At Members Choice, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family dedicated to helping you achieve your financial goals. If you're wondering how to become a member, it's easier than you might think! Generally, individuals who live, work, or worship in the area around 2331 Citywest Blvd Houston Tx 77042 can join us. Whether you're looking for personal banking options like checking and savings accounts, or need support with auto loans and mortgages, we're here to assist you every step of the way. For detailed eligibility requirements, feel free to check out our website at . When you're ready to open an account, just give us a call at (800) 753-2428, and our friendly staff will guide you through the process. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,658,207, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine being able to accept payments from customers seamlessly. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Whether you're selling online or in-store, we provide reliable solutions that enhance your customer experience. Partner with Members Choice today, and let us help you take your business to new heights! For more information, call us at (800) 753-2428 or visit our website at Phillips66.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or truck, our auto loans and vehicle financing options offer competitive rates that can help you drive away in the vehicle of your dreams. We understand that purchasing a car is a big decision, which is why we work with you to find financing solutions that fit your budget.

Business Banking

For our members who are entrepreneurs or small business owners, we offer comprehensive business banking services including merchant services and business loans. We understand the challenges of running a business and are committed to supporting your growth through tailored financial solutions.

Credit Cards with Rewards

Make every purchase count with our credit cards featuring rewards programs. These cards not only offer convenience but also give you points for everyday spending that can be redeemed for various benefits. It's a smart way to earn while you spend!

Easy Access Services

While we currently do not have ATM availability or drive-thru service at this location, we ensure that all essential services are just a click away through our digital platforms. Our online banking, along with features like mobile payments and person-to-person transfers, makes it easier than ever for you to manage your finances anytime, anywhere. At Members Choice, we believe in making banking simpler and more accessible for everyone in Houston, TX. For more information about any of these services or assistance tailored specifically for you, please call us at 800-753-2428 or visit our website at www.mccu.com. We look forward to serving you!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans designed for first-time buyers and seasoned homeowners alike. Whether you're purchasing a new home or looking to refinance an existing mortgage for better rates, our team is ready to guide you through every step of the process.

Personal Banking

Our personal banking services are designed to make managing your finances easy and convenient. With checking and savings accounts tailored for different lifestyles, you can choose an account that fits your needs perfectly. Imagine having instant access to your funds through our online and mobile banking platforms, allowing you to check your balance, transfer money, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans provide quick access to funds when you need them most. Additionally, if you're dealing with multiple debts, consider our debt consolidation options to simplify your payments and reduce stress.

Digital & Online Banking

At Members Choice, we understand that convenience and security are key when it comes to managing your finances. That's why we've tailored our digital and online banking services to fit your lifestyle, allowing you to bank anytime, anywhere. With our user-friendly online banking platform available at https://www.mccu.com/ , you can take control of your finances with just a few clicks. Need to check your balance? Want to make a transfer? It's all possible 24/7, so you can manage your accounts when it suits you best. Plus, our electronic signature authorization feature makes signing documents a breeze no need for trips to the branch! We also offer e-statements for those who prefer a paperless approach. By going digital, you not only help the environment but also gain instant access to your statements whenever you need them. And if you're always on the go, our mobile application lets you handle transactions right from your smartphone, making mobile payments easier than ever. Want to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends and family with just their email or phone number no hassle involved! At Members Choice, we prioritize your security while providing these convenient features. Our online banking services are designed with safety in mind, ensuring that your information is protected every step of the way. Experience the ease of modern banking with us today! Visit https://www.mccu.com/ and discover how our digital solutions can make your financial life simpler and more secure.

Financial Strength

Building Trust Through Growth

Total Share and Deposit Accounts: 85,325, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 ensure we have ample resources to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 2331 Citywest Blvd Houston Tx 77042 or call (800) 753-2428 to learn more about how we can help you achieve your financial goals.

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 113 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $167,985,535 in share certificates and $76,623,089 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,863,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $57,239,627 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,117 in used auto loans and $562,423,937 in total loans and leases.

Strong Financial Health

With a net worth of $59,571,684, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,242,963 in used vehicle loans and $61,241,684 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have competitive options that can make your purchase easier.

Business Loans

For business owners, our outstanding commercial loans totaling $18,658,207 provide the capital needed to grow and expand. We recognize the challenges faced by small businesses and are here to support your journey towards success. Our branch is located at 2331 Citywest Blvd Houston Tx 77042, and our team is ready to assist you with any questions you may have about our loan offerings. You can reach us at 800-753-2428 for more information or to schedule an appointment. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today and see how Members Choice can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,874,448, make buying or refinancing simple. We are committed to guiding you through every step of the process so you can secure a comfortable place to call home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,059,291 in loans helping members manage their finances effectively. These cards provide an easy way to handle unexpected expenses or day-to-day purchases while enjoying peace of mind.

Loan Aggregator

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MEMBERS CHOICE CREDIT UNION