Members Choice Credit Union Monett MO

Introduction

Welcome to Members Choice, your trusted financial partner located at 663 W Highway 60, Monett, MO 65708. Since our establishment in 1932, we have been dedicated to serving our community with integrity and care. As a proud member of the cooperative movement, we currently support over 23,367 members with a wealth of resources designed to help you achieve your financial goals. At Members Choice, we manage total assets of $404,758,220 and provide loans totaling 13,974, ensuring that our members have access to the funds they need for various life events whether it's buying a new car or financing a home. Our commitment to you is further reflected in our robust total deposits of $13,941,936 and a net worth of $32,305,245, showcasing our strong financial foundation. Our CEO, Jason Suman, along with Board President Don Neikirk, leads a dedicated team of 80 employees who are ready to assist you every step of the way. We understand the importance of personalized service and strive to create meaningful relationships with our members. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please use the mailing address: 663 W Highway 60, Monett, MO 65708-8215. Whether you're looking to open an account or explore loan options, we invite you to reach out at 619-542-6700 or visit us online at mccu.net. Experience the difference of being part of a credit union that truly values its members!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of the Members Choice family. Experience firsthand how we blend tradition with innovation while focusing on your unique financial journey. For more information on membership or to open an account, visit our website or reach out directly at 619-542-6700. Together, let's build a brighter financial future!

Our Mission

At Members Choice, our mission goes beyond just offering financial products. We aim to empower our community by providing education and support that helps individuals make informed decisions about their finances. We believe that when our members succeed, so does our community. This commitment drives us to participate actively in local outreach initiatives and partnerships that uplift those around us. While you can visit us at 663 W Highway 60, official correspondence should be sent to 663 W Highway 60, Monett, MO 65708-8215 if necessary. Our operating hours are convenient; we're open 24 hours a day for your banking needs.

Our Story

Starting as a small cooperative, Members Choice has grown significantly over the years. Today, we proudly serve 23,367 members and manage total assets of $404,758,220. Our branch is located at 663 W Highway 60, easily accessible for those traveling through the heart of Monett. Whether you're visiting us for personal banking or business needs, our friendly team is here to assist you every step of the way. As we evolved through the decades, we embraced digital advancements to ensure that our members have access to convenient banking solutions. With features like online banking and mobile applications, we strive to meet your financial needs from anywhere. We are also proud to be ADA compliant, making sure that everyone can enjoy our services comfortably.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all members. Our branch is equipped with ADA-compliant features, including ramps and ample parking spaces to accommodate everyone. Your comfort and convenience are our top priorities.

Connect With Us

Have questions or need assistance? Feel free to give us a call at (619) 542-6700. We're here to help! Visit us today and discover how Members Choice can support your financial journey.

Operating Hours

Our doors are open 24 hours a day, ensuring that you can access your accounts whenever it suits you. This flexibility makes it easy to manage your finances on your schedule.

Services Offered

At Members Choice, we provide essential services tailored to meet your needs. While we currently do not offer drive-thru banking or ATM services directly at this location, our team is dedicated to assisting you with all your banking inquiries and transactions inside the branch.

Member Eligibility

At Members Choice, we believe that everyone deserves a supportive financial community, and becoming a member is an easy step towards achieving your financial goals. If you're looking to join us at our branch located at 663 W Highway 60, Monett, MO 65708, you'll be pleased to know that membership is open to a wide range of individuals. Whether you live, work, or worship in our area or are related to someone who does, you're likely eligible! We encourage you to explore the specific criteria laid out on our website at this link for any updates or detailed information. Joining Members Choice comes with numerous benefits including competitive rates on loans and savings accounts, access to friendly service, and a host of financial tools designed just for you. Opening an account is simple; just visit us online at this page or call us at 619-542-6700 for assistance. We're here to help you every step of the way as you become part of our vibrant community!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $29,644,272, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services designed to simplify transactions and enhance customer experiences. For example, our payment processing solutions ensure that your customers can easily make purchases, whether online or in-store, allowing you to focus on what matters most growing your business. Visit us at 663 W Highway 60 Monett Mo 65708 in Monett, MO or call us at (619) 542-6700 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Community Commitment

As a part of the Monett community, we strive to foster strong relationships with our members. We understand that financial needs can change suddenly whether it's an unexpected expense or planning for a big purchase. That's why we're here to listen and provide guidance tailored specifically for you. For any questions or assistance, don't hesitate to reach out to us at 619-542-6700. Our team is eager to help you navigate your financial options and ensure you have the tools needed for success.

Digital Banking Made Easy

In today's fast-paced world, ease of access is crucial. That's why we emphasize digital banking features at Members Choice. With our user-friendly online banking system, you can check your balance, transfer funds, and monitor transactions right from the comfort of your home. This means no more waiting in line; your bank is always just a click away!

Get Started Today!

If you're ready to experience personalized financial services with a community touch, consider joining Members Choice today! Visit us online at www.mccu.net for more information on how to become a member and take advantage of all we offer. Your financial well-being is our priority, and we look forward to serving you!

Personalized Financial Solutions

Understanding that everyone's financial journey is unique, we offer solutions that cater to various scenarios. Whether you're looking to manage your day-to-day expenses or plan for future goals, Members Choice has you covered. Our primary service focuses on ATM Services Only, ensuring that you can access your funds conveniently and securely whenever you need them.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service allows you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of electronic statements, which are not only eco-friendly but also help you keep track of your finances easily yes, we offer Yes! Plus, if you ever need to sign documents quickly, our electronic signature authorization feature ensures that you can do so safely without the hassle of printing or mailing. For those on the go, our mobile application provides all the functionalities of online banking right in your pocket. You can manage your accounts from anywhere, making it easier than ever to stay on top of your financial health. And while mobile payments aren't available yet at Members Choice, our person-to-person transfer feature lets you send money directly to friends and family quickly and securely.

Security You Can Trust

Your security is our top priority. Our online banking platform uses advanced encryption technology to protect your personal information and transactions. You can bank with peace of mind knowing that we take every measure to keep your data safe. With all these features combined, managing your money has never been easier or more accessible. Whether you're at home or out and about, you'll have real-time access to your accounts and the tools you need to make informed financial decisions. Join us at Members Choice today and experience banking made simple!

Financial Strength

Efficient Operations

Our commitment to operational efficiency is evident in our $583,415, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

The trust our members place in us is reflected in our strong member base of 46,844 accounts. This growing community stands as a testament to our dedication to serving each member's unique needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 663 W Highway 60 Monett Mo 65708 or call (619) 542-6700 to learn more about how we can help you achieve your financial goals.

Reinvesting in Our Future

With $29,825,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $2,896 in used auto loans and have an impressive total of $264,656,990 in loans and leases available to support your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $161,491,311 in share certificates and $38,990,886 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $32,305,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $798 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,559,913 in used vehicle loans and $29,716,049 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new vehicle or a reliable used option, our financing solutions can make it happen.

Commercial Loans

For business owners, our outstanding commercial loans totaling $29,644,272 provide the capital needed to grow and expand your business endeavors. We understand the challenges small businesses face and strive to offer supportive solutions tailored to your needs. To learn more about our loan offerings or start an application, feel free to contact us at (619) 542-6700 or visit us at 663 W Highway 60 Monett Mo 65708 in Monett, MO. You can also find more details on our website: https://www.mccu.net/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines and Unsecured Loans

Managing finances can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $11,845,873 in loans helping members manage their finances effectively. Additionally, our credit lines total $59,132,926, providing you with easy access to funds when needed.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,003,402, make buying or refinancing simple. We provide support throughout the process, ensuring that you understand each step. If you're interested in refinancing your current mortgage, ask us about eligibility options that might work for you.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data ensures that users receive fair and transparent offers when comparing loans.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you receive is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you will see all available options without any influence from advertising. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions at any time. This feature helps users make informed decisions quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in delivering value to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MEMBERS CHOICE CREDIT UNION