Members Choice Credit Union Greenup KY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Members Choice, your trusted financial partner located at 226 Main St, Greenup, KY 41144. Established in 1932, we have been committed to serving our community for over nine decades, helping our 23,367 members achieve their financial goals. With total assets amounting to an impressive $404,758,220, we pride ourselves on offering a solid foundation for your banking needs. At Members Choice, we understand that every member is unique. That's why we offer a range of services tailored just for you from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team of 80 employees, led by CEO Jason Suman and Board President Don Neikirk, is here to guide you every step of the way. While members can visit us at our Greenup branch, official correspondence should be sent to our mailing address: P O Box 1468, Ashland, KY 41105-1468. This ensures that all your communication reaches us promptly. With total deposits reaching $13,941,936 and a net worth of $32,305,245, Members Choice stands strong in the community as a reliable financial institution. We are here not just to help you save money but also to build lasting relationships based on trust and support. We invite you to explore how we can assist you with your financial journey. Whether you're interested in opening an account or simply have questions about our services, feel free to reach out at 606-329-7876 or visit us online at mccu.net. Let us be your first choice for all your banking needs!

Branch History & Mission

Commitment to Innovation

As times change, so do we. We are proud to offer modern conveniences such as online banking and mobile applications for easy access to your accounts. Our commitment to accessibility also includes ensuring that our services meet ADA compliance standards, making it easier for everyone in the community to utilize our offerings. While you can visit us at our branch location on Main St, official correspondence should be sent to P O Box 1468, Ashland, KY 41105-1468 if necessary. Our lobby hours are Monday through Friday from 8 AM to 5 PM, giving you plenty of time during the week to stop by or reach us at (606) 329-7876 with any questions. We invite you to join us at Members Choice. Experience personalized service from a team that cares about your financial goals and the well-being of our community. Together, let's build a brighter financial future!

Our Mission

At Members Choice, our mission is simple yet powerful: to empower our members through accessible financial services and support. We believe in putting people first and providing opportunities that enhance their financial well-being. Whether it's personal banking, auto loans, or business services, we strive to offer products that meet the diverse needs of our members. In addition to financial services, we are dedicated to community outreach and support. Our team regularly participates in local events and initiatives aimed at improving the lives of those in Greenup and surrounding areas. We take pride in being more than just a credit union; we are your neighbors and partners in building a brighter future.

Branch Location & Accessibility

Call-to-Action

Ready to experience convenient banking? Feel free to give us a call at 606-329-7876 if you have any questions or want more information about our services. We look forward to welcoming you into our Members Choice family soon!

Nearby Landmarks and Accessibility

Our branch is not far from popular local spots like the Greenup County Courthouse and the scenic Riverfront Park. With ample parking available, you won't have to worry about finding a space when you come in. We are committed to accessibility for all our members; our facility meets ADA compliance standards and features ramps for those who need them.

Operating Hours

At Members Choice, we strive to accommodate your banking needs with lobby hours from 8 AM to 5 PM, Monday through Friday. This schedule allows you to visit us at your convenience without rushing.

Services Offered

While you're here, take advantage of our wide array of services designed just for you! We offer personal banking options such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, personal loans for debt consolidation, and even credit cards with rewards. For business owners, we provide merchant services and business loans as well! Plus, enjoy the ease of online and mobile banking. We may not have an ATM or drive-thru service at this location yet; however, our dedicated staff is always ready to assist you with all your banking needs inside the branch.

Member Eligibility

Joining Members Choice is like becoming part of a close-knit family where everyone looks out for each other. To become a member, you simply need to meet a few friendly criteria that make it easy for you to join our community. If you live, work, worship, or go to school in certain areas, or if you're related to someone who's already a member, you're likely eligible! Plus, being part of Members Choice means you'll enjoy personalized service and access to great financial products designed just for you. For more detailed information about membership eligibility, feel free to visit our resource page at http://www.mccu.net/how-to-become-a-member . Ready to get started? Opening an account with us is straightforward and welcoming. You can begin your journey towards membership by visiting https://my.mccu.net/enroll , or if you prefer speaking with someone directly, don't hesitate to give us a call at (606) 329-7876. We're here to help you every step of the way! Our branch is conveniently located at 226 Main St Greenup Ky 41144, and we look forward to welcoming you into the Members Choice family soon!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced market, efficient payment processing can be the difference between success and stagnation. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine a bustling café where customers pay seamlessly at the counter while you prepare their favorite drinks. With our reliable services, your payments are processed quickly and securely, giving you more time to connect with customers and grow your brand. Explore how Members Choice, located at 226 Main St Greenup Ky 41144 in Greenup, KY, can empower your business today! For more information, call us at (606) 329-7876 or visit our website at https://www.mccu.net/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $29,644,272, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our business members, we have tailored services such as merchant services and business loans designed to help you grow and thrive. Whether you're starting a new venture or looking to expand an existing one, we provide the financial backing needed for success.

Embracing Digital Convenience

In today's fast-paced world, convenience is key. At Members Choice, we prioritize digital banking features like online banking, enabling you to handle transactions from anywhere at any time. You can even send money directly between friends using our person-to-person payment feature perfect for splitting bills or paying back a friend! While we currently do not have ATMs or drive-thru services available at this location, our friendly staff is always ready to assist during lobby hours from 8 AM to 5 PM Monday through Friday. If you're ready to take control of your financial future with us at Members Choice, give us a call at 606-329-7876 or visit our website at www.mccu.net for more information on how to become a member today!

Home Financing Made Easy

For those considering purchasing a home or refinancing an existing mortgage, our mortgage loans provide comprehensive solutions tailored just for you. Our experienced team will walk you through the process, ensuring that you understand all your options and feel confident in your decision.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options designed for your everyday needs. Our checking and savings accounts provide flexible choices that help you manage your finances effectively. You can easily access your funds online or through our mobile banking app. Imagine being able to check your balance or transfer money from your phone while on the go it's that simple! If you're in the market for a new vehicle, our auto loans and vehicle financing options can help you drive away in style without breaking the bank. We understand that buying a car is a significant investment, so we offer competitive rates and personalized service to ensure you find the right loan for your budget.

Rewarding Credit Options

Don't forget about our credit cards with rewards! These cards not only offer competitive interest rates but also allow you to earn points on every purchase. It's a great way to reward yourself while managing your spending wisely.

Simplifying Debt Management

We also recognize that life can sometimes bring unexpected expenses. That's why we offer personal loans and debt consolidation services to help ease your financial burden. Whether it's for medical bills, home repairs, or consolidating high-interest debts, we're here to assist you in finding the best financial path forward.

Digital & Online Banking

Key Services Offered

Our comprehensive online banking services are available 24/7 at https://www.mccu.net/ . You can easily check balances, view transaction history, and transfer funds with just a few clicks. Plus, with our electronic signature authorization feature, signing documents is quick and easy no need to visit the branch! For those who prefer going paperless, we offer e-statements that allow you to receive your financial statements electronically. This not only helps keep your information secure but also saves trees a win-win! If you often find yourself needing to send money to friends or family, our person-to-person transfer option makes it simple and fast. Just enter their details, and you're good to go!

Mobile Banking at Your Fingertips

Take your banking experience even further with our mobile application. Available for download, this app puts all the features of online banking right in your pocket. While mobile payments aren't currently offered, you'll still enjoy a user-friendly interface that makes managing your accounts easier than ever. With Members Choice's online banking solutions, you can take control of your finances on your terms whether it's at home or on the move. Sign up today and discover how easy managing your money can be!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 46,844, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $7,127,917 further illustrates our dedication to maintaining a robust financial position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 226 Main St Greenup Ky 41144 or call (606) 329-7876 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $161,491,311 in share certificates and $38,990,886 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $583,415, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $29,825,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $2,896 in used auto loans and $264,656,990 in total loans and leases, supporting members' financial goals across various sectors.

Solid Foundation

With a net worth of $32,305,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $798 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Contact Us

To learn more about our loan offerings or start your application process today, visit us at our branch located at 226 Main St Greenup Ky 41144, or call us at 606-329-7876. We are available from 8 AM to 5 PM Monday through Friday. For more information on how to become a member and take advantage of our competitive rates and services, please visit this link. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Diverse Loan Products

With over 13974 loans issued, we've helped thousands of members achieve their financial goals. Our comprehensive range of loan offerings includes: - Auto Loans: Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,559,913 in used vehicle loans and $29,716,049 in new vehicle loans already helping members get on the road. - Mortgage Loans: Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,003,402, make buying or refinancing simple. - Unsecured Credit Card Loans: We also offer flexible terms on unsecured credit card loans, with a total of $11,845,873 in loans helping members manage their finances effectively. - Credit Lines: For those who want to keep their options open, our credit lines amounting to $59,132,926 give you access to funds whenever you need them.

Refinancing and Eligibility Options

If you're considering refinancing existing loans or checking your eligibility for any of our products, we can help guide you through the process. Our team is here to assist you in understanding your options and making informed decisions.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data guarantees fair and transparent offers for every user.

MEMBERS CHOICE CREDIT UNION