Members Choice Credit Union Ashland KY | Low Mortgage Rates & Business Banking

Introduction

Welcome to Members Choice, your trusted partner in financial services located at 1315 Cannonsburg Rd, Ashland, KY 41102. Established in 1932, we have proudly served our community for over 90 years. At Members Choice, we believe in empowering our members with the tools they need to achieve their financial goals. With a total membership of 23,367, our credit union is committed to offering personalized service that makes banking easier and more accessible. We currently manage assets totaling $404,758,220 and hold $13,941,936 in deposits, ensuring that your savings are safe and sound. Our experienced team has approved a remarkable 13,974 loans and leases, helping countless individuals and families realize their dreams. Under the leadership of CEO Jason Suman and Board President Don Neikirk, we prioritize community impact and member satisfaction. With a dedicated staff of 80 employees, we're here to provide you with the attention you deserve. Whether you need assistance with personal banking, auto loans, or business services, our team is ready to help. While members can visit us at our branch location, official correspondence should be sent to 1315 CANNONSBURG RD, ASHLAND, KY 41102. For any inquiries or assistance, feel free to give us a call at 606-329-7876 during our operating hours from 8:30 AM to 5:00 PM, Monday through Friday. At Members Choice Credit Union, we are not just about numbers; we're about building lasting relationships within our community. Join us today and experience the difference that a member-focused approach can make! Visit our website at mccu.net for more information or to become a member. We look forward to serving you!

Branch History & Mission

Commitment to Accessibility

We understand that convenience is key in today's fast-paced world. That's why we offer ATM access and drive-thru banking at our location. Our lobby hours from 8:30 AM to 5:00 PM Monday through Friday ensure that you can reach us when you need us most. Plus, we're committed to ADA compliance so that all members of the community can access our services without barriers. While members can visit us at 1315 Cannonsburg Rd for their banking needs, official correspondence should be sent to the same address. If you ever have questions or need assistance, please don't hesitate to call us at 606-329-7876.

Join Us Today!

As we look toward the future, we invite you to be part of our continuing story. Experience firsthand how Members Choice can help you achieve your financial goals while contributing positively to your community. Visit us today or learn more about becoming a member by visiting our website. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Members Choice has grown into a trusted institution that now boasts over 23,000 members and total assets exceeding $404 million. Our branch, located at 1315 Cannonsburg Rd, Ashland, KY 41102, is not just a place for banking; it's a hub for community engagement. As we've evolved through the years, we've embraced changes in technology while maintaining our core mission: to provide reliable financial services tailored to the unique needs of our members. Our history is marked by milestones that highlight our commitment to innovation and accessibility. Whether it was introducing online banking or expanding our loan offerings, each step has been guided by the desire to empower our members financially. Today, we proudly offer a full range of services including personal checking and savings accounts, auto loans, mortgage options, and business banking solutions.

Our Mission

At Members Choice, we believe that banking should be about more than just transactions; it should be about building relationships. Our mission statement reflects this philosophy: "To enhance the financial lives of our members and strengthen the communities we serve." We are dedicated to providing personalized service while ensuring that our products remain accessible to everyone. Our focus on community extends beyond traditional banking. We actively engage in outreach initiatives designed to uplift those around us. From financial literacy workshops to local sponsorships, we strive to make a positive impact in Ashland and the surrounding areas.

Branch Location & Accessibility

Welcome to the Members Choice branch, your friendly neighborhood credit union located at 1315 Cannonsburg Rd in beautiful Ashland, Kentucky. Nestled in Boyd County, our branch is conveniently situated near local landmarks, making it easy for you to stop by. Whether you're visiting for a quick transaction or exploring our wide range of services, you'll find us right off the main road, ensuring accessibility for all. Our branch is designed with your comfort and convenience in mind. We have ample parking available, and our facility is fully ADA compliant with ramps to ensure easy access for everyone. If you're in a hurry, take advantage of our drive-thru banking service, where you can handle deposits, withdrawals, and other simple transactions without leaving your vehicle. While you can visit us at our physical location on Cannonsburg Rd, please note that any official correspondence should be sent to the same address: 1315 CANNONSBURG RD, ASHLAND, KY 41102. We invite you to come see us during our lobby hours from 8:30 AM to 5:00 PM Monday through Friday. Our friendly staff is ready to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. For those who prefer self-service options, we also offer ATM access for cash withdrawals and balance checks right at the branch. Just give us a call at 606-329-7876 if you have any questions or need assistance. Stop by today! At Members Choice, we're dedicated to helping you achieve your financial goals while providing a welcoming atmosphere that feels just like home.

Member Eligibility

At Members Choice, we believe that everyone deserves a supportive financial community. Joining us is easy and welcoming! If you live, work, or worship in the area around our branch at 1315 Cannonsburg Rd Ashland Ky 41102, you're already eligible to become a member. We also invite family members of existing members to join in on the benefits. Membership opens the door to a range of personalized services, from checking and savings accounts to competitive loan options designed just for you. To get started, simply visit our website for detailed eligibility criteria at http://www.mccu.net/how-to-become-a-member . Once you're ready, opening an account is a breeze just check out this link: https://my.mccu.net/enroll . If you have any questions along the way, don't hesitate to reach out at (606) 329-7876. We can't wait to welcome you into our Members Choice family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. These loans can be the lifeline you need to invest in new equipment, hire staff, or launch marketing campaigns.

Driving Economic Growth

With an outstanding commercial loan portfolio of $29,644,272, we continue to drive economic growth by financing new and expanding businesses. Whether you're a member or looking to join our community, we're here to fuel your ambitions with flexible financial solutions tailored just for you. Located at 1315 Cannonsburg Rd Ashland Ky 41102 in Ashland, KY, our team is ready to partner with you on your business journey. Contact us today at (606) 329-7876!

Merchant Services

But we don't stop at loans. Our merchant services provide practical tools to help you manage transactions smoothly. Picture this: A busy Saturday at your café. With our payment solutions, you can accept credit cards and mobile payments easily, ensuring quick service for your customers while keeping track of sales effortlessly.

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer face-to-face interactions or quick transactions, our branch includes both an ATM and Drive-Thru Banking facilities. You can easily make deposits, withdrawals, or other simple transactions without leaving your car.

Credit Cards and Business Banking

We also offer Credit Cards with Rewards, giving you more value for your everyday purchases. Whether it's cash back or travel rewards, we have options that fit your lifestyle. For our business members, we provide comprehensive Business Banking solutions including merchant services and business loans. We know running a business comes with its own set of challenges, and our dedicated team is ready to support you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Members Choice, we offer robust Online & Mobile Banking services. Access your accounts anytime, anywhere, making it easy to manage transactions from the comfort of your home or on the go. With features like e-statements and person-to-person payments, banking has never been simpler.

Join Us Today!

At Members Choice located at 1315 Cannonsburg Rd Ashland KY 41102, we are dedicated to providing exceptional service tailored to meet the needs of our members. If you're interested in learning more about how we can assist you with any of these services or if you're ready to become a member, feel free to give us a call at 606-329-7876 or visit us online at www.mccu.net. We look forward to welcoming you into our community!

Personal Banking Solutions

Our personal banking services include Checking & Savings Accounts designed to suit various lifestyles. Need a reliable place for your money? Our accounts offer features that make managing your finances easy. For those planning to purchase a car, our Auto Loans & Vehicle Financing options are tailored with competitive rates and flexible terms, ensuring you can hit the road without breaking the bank. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services provide the assistance you need to make informed decisions. We understand that life can bring unexpected expenses; hence, our Personal Loans & Debt Consolidation offerings are there to help you regain control over your finances.

Digital & Online Banking

Key Services

Our online banking platform, available at https://www.mccu.net/ , allows you to check balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of electronic statements, making it easier to keep track of your finances without the clutter of paper. Plus, with our user-friendly mobile application, you have all these features right at your fingertips. For added convenience, we offer person-to-person transfers. This feature lets you send money to friends or family quickly and easily, whether they are near or far. And if you ever need to sign documents electronically, our electronic signature authorization makes the process smooth and straightforward.

Security and Accessibility

Security is a top priority for us. Our online banking services are designed with robust security measures to protect your personal information while providing ease of use. Whether you're using our website or mobile app, rest assured that your data is safe. With our digital banking services, real-time account management has never been easier. You can monitor your spending habits, set savings goals, and manage your money effectively all from the comfort of your home or on the move. At Members Choice, we're committed to making banking convenient for you. Explore all that our digital offerings have in store today!

Financial Strength

Commitment to Growth

With $29,825,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $28,996 in used auto loans and a total of $264,656,990 in loans and leases across various sectors.

Growing Member Base

We're proud to have a growing member base with 46,844 total share accounts showing that many individuals trust us with their finances. Our net shares available for lending and investments stand at $7,127,917, highlighting our capability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 1315 Cannonsburg Rd Ashland Ky 41102 or call 606-329-7876 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $161,491,311 in share certificates and $38,990,886 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $583,415 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 73 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $32,305,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 798 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,559,913 in used vehicle loans and $29,716,049 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our financing solutions can make the process easier and more affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $29,644,272 provide the capital needed to grow and expand. We recognize that businesses are essential for community growth and are dedicated to supporting local entrepreneurs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,845,873 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards to suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,003,402, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams without stretching your budget.

Refinancing Options

If you're looking to refinance an existing loan or explore eligibility options for any of our products, we're here to guide you through the process. Our team is committed to finding solutions that work best for your financial situation. Whether you're considering an auto loan for that new car purchase or exploring mortgage options for your next home investment, our knowledgeable staff is ready to assist you every step of the way. If you have questions or need assistance with the application process, feel free to give us a call at 606-329-7876 during our operating hours of 8:30 AM - 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Members Choice be your partner in achieving financial success!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers are fair and transparent, allowing users to trust the information presented.

MEMBERS CHOICE CREDIT UNION

Introduction

Branch History & Mission

Commitment to Accessibility

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Driving Economic Growth

Merchant Services

Comprehensive List Of Services

ATM and Drive-Thru Services

Credit Cards and Business Banking

Digital Banking Convenience

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Commitment to Growth

Growing Member Base

Member-Centric Savings Options

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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