Members Choice Credit Union Ashland KY | Best Auto Loans & Quick Personal Loans

Introduction

At Members Choice, we believe in building strong relationships with our members and the community. Located at 800 Saint Christopher Dr Ste 2, Ashland, KY 41101, our branch has proudly served the needs of our members since 1932. With a commitment to personalized service, we strive to provide financial solutions that empower you to achieve your goals. As of today, our credit union boasts a total membership of 23,367 individuals who trust us with their financial journeys. Our total assets stand at an impressive $404,758,220, reflecting our solid foundation and ability to support our community's diverse needs. We have successfully issued 13,974 loans and leases, helping members secure everything from their dream cars to their first homes. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 800 Saint Christopher Dr Ste 2, Ashland, KY 41101-7030. Our friendly team is here to assist you during regular business hours from Monday to Friday, 8 AM to 5 PM. Under the leadership of CEO Jason Suman and Board President Don Neikirk, we continue to prioritize member satisfaction while maintaining a net worth of $32,305,245 and cash in hand totaling $1,735,450. We are proud to play a vital role in our community's economic growth through responsible lending and comprehensive financial services. Explore our range of offerings including personal banking accounts, auto loans, mortgage options, and business banking services. Visit us online at mccu.net or call us at 606-326-7055 for more information about how we can assist you on your financial journey. Join us today and experience the Members Choice difference!

Branch History & Mission

Welcome to Members Choice, a cornerstone of financial support in Ashland, Kentucky. Established in 1932, our branch has proudly served the community for over nine decades, helping generations achieve their financial goals. From humble beginnings, we have grown into a trusted institution with a total membership of 23,367 and total assets reaching an impressive $404,758,220. Located at 800 Saint Christopher Dr Ste 2, Ashland, KY 41101, our branch is easily accessible for all your banking needs. While we welcome you to visit us at this address, please note that official correspondence should be sent to the same address. Over the years, we've made significant strides in expanding our services and enhancing member experience. Our commitment to providing personalized financial solutions has allowed us to adapt and grow alongside our members' needs. At Members Choice, our mission is clear: we strive to empower our members by offering exceptional financial products and services while fostering community growth and support. We believe that when our members thrive, so does our community. Whether it's through auto loans, mortgage financing, or personal banking services, we are dedicated to making banking simple and accessible for everyone. In today's digital age, we've embraced technology to better serve you. Our online banking platform allows members to manage their accounts anytime and anywhere with ease. Though we currently do not offer ATM services or drive-thru banking, we ensure that all our operations comply with ADA standards so that everyone can access the services they need comfortably. Our branch is also deeply rooted in community outreach efforts. We partner with local organizations to support initiatives that uplift our neighbors and foster economic growth within Ashland. By focusing on partnerships and collaboration, we aim to create lasting positive impacts beyond just financial transactions. We invite you to join the Members Choice family today! Experience firsthand the benefits of being a member of a credit union that truly cares about your financial well-being and community involvement. Together, let's build a brighter future! For more information on membership eligibility or to open an account, please visit our website or call us at 606-326-7055 during our operating hours from Monday to Friday between 8 AM and 5 PM.

Branch Location & Accessibility

Welcome to Members Choice, your friendly neighborhood credit union located at 800 Saint Christopher Dr Ste 2 in beautiful Ashland, Kentucky. Our branch is conveniently situated near local landmarks, making it easy for you to drop by and take care of your banking needs. Whether you're heading home or out for errands, we're right in your path! While members can visit us at this address, official correspondence should be sent to the same location: 800 Saint Christopher Dr Ste 2, Ashland, KY 41101-7030. At Members Choice, we understand that accessibility is key. Our branch features ADA-compliant entryways and ramps, ensuring everyone can easily access our services. Plus, parking is ample and conveniently located right outside the building. We are open Monday through Friday from 8 AM to 5 PM, offering a range of personal banking services tailored just for you. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, our dedicated team is here to assist you. Currently, we do not offer ATM or drive-thru services at this location. However, our team is always ready to help with any transactions you need to complete inside the branch. If you have questions or need assistance before visiting, feel free to give us a call at 606-326-7055. We invite you to come in and see how we can support your financial journey!

Member Eligibility

At Members Choice, we believe in building a community that supports each other. Joining us is easy and welcoming, and we'd love to have you as a member! If you live, work, or worship in the area around 800 Saint Christopher Dr Ste 2 Ashland Ky 41101, you're likely eligible to join our family. We also invite certain groups, organizations, and associations to become part of our credit union community. To get the full scoop on who can become a member, check out our detailed eligibility criteria at http://www.mccu.net/how-to-become-a-member . Becoming a member means you gain access to a variety of financial services designed with your needs in mind, from checking and savings accounts to auto loans and credit cards with rewards. The process of opening an account is straightforward simply visit us online at https://my.mccu.net/enroll or give us a call at (606) 326-7055 if you have questions. We're here to help every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $29,644,272, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments effortlessly while focusing on what you do best running your business. Our merchant services provide you with the tools needed to handle transactions smoothly, whether online or in-person. This means faster checkouts and happier customers, allowing your business to thrive. Located conveniently at 800 Saint Christopher Dr Ste 2 Ashland Ky 41101, Ashland, KY 41101, our team is ready to help you explore the right financial solutions for your business. Call us today at (606) 326-7055 for personalized assistance!

Comprehensive List Of Services

Business Banking Support

For business owners, we provide essential banking services including merchant services and business loans. We know that managing a business comes with its own set of challenges, so having a supportive partner like us can make all the difference.

Convenient Access Anytime

In today's fast-paced world, convenience matters. That's why we've made it easy for you to manage your finances with features like online banking and mobile access. Need cash? While we currently do not have ATMs at this location, our team can assist with cash withdrawal services whenever you visit us. If you're ready to explore how Members Choice can help you achieve your financial goals, give us a call at (606) 326-7055 or stop by our branch during operating hours from Monday to Friday between 8 AM and 5 PM. We look forward to welcoming you and helping you make the most of your money!

Flexible Lending Opportunities

If you need extra cash for unexpected expenses or want to consolidate debt, our personal loans are straightforward and easy to apply for. Additionally, we offer credit cards with rewards that make your everyday purchases even more rewarding.

Home Financing Options

Looking to buy a home or refinance an existing mortgage? We understand that this can be a daunting process, which is why we offer mortgage loans with competitive rates and personalized service. Our team will guide you through each step, ensuring you find the right fit for your budget.

Personal Banking Solutions

For those managing day-to-day expenses, our personal banking services include checking and savings accounts designed with your lifestyle in mind. Imagine easily accessing your funds through our online and mobile banking platforms, allowing you to check balances or transfer money from anywhere. If you're considering making a big purchase like a car, our auto loans and vehicle financing options can help you get on the road quickly and affordably.

Digital & Online Banking

Accessibility and Real-Time Management

Staying connected to your finances has never been easier. With features like e-statements available at Yes and the ability to set up payments directly from your device, managing your money is right at your fingertips. Even if you're not able to visit us in person, our digital tools ensure that you're always in touch with what matters most your financial well-being. Join us at Members Choice today and discover how our digital banking services can enhance your everyday banking experience!

Key Features

Our online banking service provides a user-friendly experience, letting you check balances, transfer funds, and pay bills with just a few clicks. Enjoy the peace of mind that comes from knowing your information is secure while you bank from home or on the go. Plus, with 24/7 online banking access, you have complete control over your finances whenever it suits you. If you're looking for an even more streamlined experience, our mobile application makes banking on your smartphone simple and efficient. Whether you want to send money through person-to-person transfers or view your electronic statements at a glance, our app has got you covered. And yes, we offer electronic signature authorization to make signing documents quick and hassle-free.

Financial Strength

At Members Choice, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which allows us to provide the services and support our community needs. With a net worth of $32,305,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $798 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $161,491,311 in share certificates and $38,990,886 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is further reflected in our $29,825,270 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,896 in used auto loans and $264,656,990 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $583,415 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $7,127,917. Total Share and Deposit Accounts: 46,844, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 800 Saint Christopher Dr Ste 2 Ashland Ky 41101 or call (606) 326-7055 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Options

In addition to these offerings, we also have personal loans available for debt consolidation and other financial needs. If you're interested in refinancing any existing loans or want to explore eligibility options for our products, our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to reach out to us at (606) 326-7055 or visit us at our branch located at 800 Saint Christopher Dr Ste 2 Ashland Ky 41101 in Ashland, KY. We're here Monday through Friday from 8 AM to 5 PM ready to help you take the next step toward your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,559,913 in used vehicle loans and $29,716,049 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles so you can find the perfect ride for your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $29,644,272 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, we have solutions designed specifically for businesses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,003,402, make buying or refinancing simple. We guide you through the process and ensure you have all the information needed to make an informed decision.

Unsecured Credit Card Loans

Managing your day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $11,845,873 in loans helping members manage their finances effectively. This option allows for easy access to funds when you need it most without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can feel confident knowing that your options are grounded in real data. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all your options without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. With constantly updated information, you won't miss out on competitive offers. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of the platform. Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMBERS CHOICE CREDIT UNION