Members Choice Credit Union Ashland KY | Basic ATM & Drive-Thru Banking

Introduction

Welcome to Members Choice, your trusted financial partner located at 1401 Central Ave, Ashland, KY 41101. Since our establishment in 1932, we have been dedicated to serving our community with a strong commitment to providing quality financial services. With a total membership of 23,367 and assets exceeding $404,758,220, we pride ourselves on being a reliable resource for all your banking needs. At Members Choice, we understand that every member is unique, which is why we offer a variety of loan options, with over 13,974 loans currently in service. Our robust financial health is reflected in our net worth of $32,305,245 and total deposits reaching $13,941,936. We aim to support our members not just through numbers but by building lasting relationships based on trust and transparency. Our CEO, Jason Suman, along with Board President Don Neikirk, lead a dedicated team of 80 employees who are here to assist you. We are proud to offer essential services such as ATM access and drive-thru banking for your convenience. While you can visit us at our branch address for all your banking needs, any official correspondence should be directed to our mailing address: P O BOX 1468, ASHLAND, KY 41105. We invite you to explore how we can help you achieve your financial goals. For more information or assistance, feel free to call us at 606-326-8000 or visit our website at mccu.net. Join us today and experience the difference that comes with being part of the Members Choice family!

Branch History & Mission

Community Engagement

Our dedication to community support is evident through various initiatives that aim to uplift those around us. From educational workshops on financial literacy to participation in local events, we work hard to give back and strengthen the bonds within Ashland and its surrounding areas. As technology evolves, so do we. Our digital advancements ensure that you can manage your finances efficiently through online banking and mobile applications designed for ease of use.

Join Us Today

As we continue to grow and adapt in this ever-changing world, we invite you to become part of our story at Members Choice. Whether you need financial guidance or want to participate in community programs, there's a place for you here. Visit us today or explore more about how you can join at our website. Together, let's build a brighter future!

Our Mission

At Members Choice, our mission is simple yet powerful: We strive to empower our members by providing them with essential financial services while fostering community growth. We believe that everyone deserves access to fair banking options that help them achieve their goals whether it's buying a home or financing education. In addition to traditional banking services, we are proud to offer features such as ATM availability and drive-thru banking for your convenience. Our commitment extends beyond transactions; we prioritize accessibility by ensuring ADA compliance across all platforms and services.

Our Story

Located at 1401 Central Ave, Ashland, KY 41101, our branch has been a cornerstone for many local families and businesses. Our journey began during a time when communities needed help managing their finances. We stepped up to provide affordable financial services tailored to the needs of our members. Over the decades, we've made significant strides in expanding our offerings while maintaining our commitment to personalized service. Our headquarters in Ashland further strengthens our connection to the community. The close-knit relationships we've built with local organizations have allowed us to extend our reach through partnerships and outreach programs that make a real difference in people's lives. While members can visit us at 1401 Central Ave Ashland Ky 41101, official correspondence should be sent to P O BOX 1468, ASHLAND, KY 41105.

Branch Location & Accessibility

Convenient Access

When you visit us, you'll find ample parking right outside our doors, ensuring that you can get in and out with ease. We are proud to be ADA compliant, so our facilities are equipped with ramps and other features to assist all members of our community. Whether you're coming in for a quick transaction or need assistance with your accounts, our welcoming staff is here to help.

Join Us Today!

We invite you to stop by and discover how Members Choice can help you meet your financial goals. Whether you're opening a new account or just stopping by for some advice, our team is here ready to serve you! Your financial journey starts here come visit us today!

Nearby Landmarks

Located conveniently near local landmarks, Members Choice is just a stone's throw away from popular spots that make it easy to combine errands with your banking needs. And if you prefer the drive-thru option, we've got that covered too! For any official correspondence, please send mail to P O BOX 1468, Ashland, KY 41105. If you have any questions or need assistance, don't hesitate to call us at 606-326-8000.

Operating Hours & Services

We know your time is valuable, which is why we offer flexible operating hours. Our lobby is open from Monday through Friday from 7 AM to 5 PM, and on Saturdays from 8 AM to 12 PM. Need access outside these hours? No problem! Our ATM services are available for quick withdrawals and balance checks whenever you need them. In addition to standard banking services like deposits and withdrawals, we also provide shared branch transactions for members of partner credit unions. This means you have even more options for managing your money effectively!

Member Eligibility

Becoming a member of Members Choice is like joining a warm and welcoming family that's here to support your financial journey. We invite anyone who lives, works, worships, or attends school in the Boyd County area to become part of our community. This means if you have ties to Ashland or surrounding areas, you're likely eligible! Membership opens the door to a variety of benefits, from competitive loan rates to personalized service that truly cares about your needs. To learn more about the specific eligibility criteria, please visit us at http://www.mccu.net/how-to-become-a-member . Joining is simple! Just head over to our account opening page at https://my.mccu.net/enroll , and you'll find everything you need to get started. If you have any questions or need assistance, don't hesitate to call us at (606) 326-8000. We're excited to help you take this important step toward financial wellness right here at Members Choice, located at 1401 Central Ave Ashland Ky 41101.

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify transactions and enhance customer experience. Imagine being able to process payments quickly and securely, allowing you to focus on what you do best running your business. Our services ensure that you can accept payments anytime, anywhere, making it easier for customers to shop with you. Discover how Members Choice can partner with you in your business journey. Visit us at 1401 Central Ave Ashland Ky 41101 or call us at (606) 326-8000 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $29,644,272, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

We understand that life can be busy, which is why we offer ATM Services Only for those on-the-go moments. With our ATMs, you can easily withdraw cash or check your balance without stepping inside the branch. For members who prefer face-to-face interactions, our Basic Drive-Thru Banking allows you to handle deposits and withdrawals quickly and efficiently. It's perfect for those days when you're short on time but still need to take care of your banking tasks.

Commitment to Accessibility

At Members Choice, we prioritize making banking accessible for everyone. Our branch features a drive-thru service, allowing you to complete transactions from the comfort of your vehicle. Plus, with basic ATM access available, you can get cash or check balances whenever you need them. For any questions or assistance regarding our services, don't hesitate to reach out! You can contact us at 606-326-8000, and our friendly staff will be glad to help.

Join Us Today!

We invite you to explore all that Members Choice has to offer. Visit us today at our Ashland location and experience firsthand how we can support your financial journey. Whether you're stopping by for a transaction or considering becoming a member, we're here for you every step of the way! For more information about membership options or services, check out our website at mccu.net. Your financial success is our priority!

Shared Branching for Greater Convenience

In addition to our standard services, we also participate in Basic Shared Branch Transactions. If you're a member of partner credit unions, this means you can make deposits and withdrawals at our location just as easily as if you were at your own credit union. This feature expands your access to funds and enhances convenience when traveling or visiting different areas.

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.mccu.net/ , you can check your account balance, pay bills, and transfer funds anytime, anywhere. Our 24/7 online banking services mean that you have access to your accounts around the clock, giving you peace of mind whether it's day or night. We also offer electronic statements, so you can review your transactions quickly without the clutter of paper. If you ever need to sign documents, our electronic signature authorization feature allows for quick and secure signing without the hassle of printing and mailing. For those who love using their mobile devices, our mobile application puts all these features right in your pocket. You can easily send money through person-to-person transfers or make payments with just a few taps. While we currently do not support mobile payments, our app still provides a user-friendly interface for all your banking needs.

Security and Accessibility

Your security is our priority. All transactions made through our online banking services are safeguarded with top-notch encryption technology. This means you can focus on managing your finances without worrying about unauthorized access. At Members Choice, we believe in making banking accessible for everyone. With real-time account management features, you'll always know where you stand financially. Plus, if you ever have questions or need assistance, our friendly staff is just a phone call away at (606) 326-8000. Experience the freedom of managing your money on your terms with our comprehensive digital and online banking services at Members Choice!

Financial Strength

Growing Membership Base

Members Choice proudly serves a growing community with a total of 46,844 share accounts. This number showcases the trust that so many have placed in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 1401 Central Ave Ashland KY 41101 or call us at 606-326-8000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Focus

We prioritize our members above all else. In doing so, we've secured $161,491,311 in share certificates and $38,990,886 in money market shares, offering stable and rewarding financial growth opportunities for you. Unlike traditional banks, our focus remains on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our net income of $583,415 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored for our members. We are also proud to have 73 full-time employees and 7 part-time employees, ensuring that our branches are always ready to assist you with a knowledgeable and committed team.

Our Solid Financial Health

With a net worth of $32,305,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further reflected in our net worth ratio of 798, which demonstrates our ability to continue providing loans and competitive savings rates without interruption even during uncertain economic times.

Reinvestment for Growth

With $29,825,270 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is designed to support your financial goals with $28,996,896 in used auto loans and a total of $264,656,990 in loans and leases across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,559,913 in used vehicle loans and $29,716,049 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you can find the right fit for your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $29,644,272 provide the capital needed to grow and expand your business. We are dedicated to supporting local businesses by offering tailored solutions that fit your specific needs. At Members Choice located at 1401 Central Ave Ashland Ky 41101, we pride ourselves on being more than just a financial institution; we're a community partner committed to helping you succeed financially. For more information about our loan offerings or to discuss your options with one of our representatives, please call us at 606-326-8000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can assist you in achieving your financial dreams today!

Credit Options

Managing everyday expenses is easier with our unsecured credit card loans. With a total of $11,845,873 in unsecured credit card loans available, you can enjoy flexible terms and easy access to funds when you need them most. This option allows you to handle unexpected costs without the burden of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $5,003,402, making buying or refinancing simple. We offer competitive interest rates and flexible terms to make homeownership accessible for our members. If you're considering refinancing your existing mortgage, we can guide you through the eligibility process to potentially lower your monthly payments.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see is accurate and reflects current market conditions. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus remains on providing unbiased results that help users find the best options for their situation. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh allows users to make informed decisions quickly and easily. This feature is essential in a fast-moving financial landscape where rates can change frequently. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals navigate their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MEMBERS CHOICE CREDIT UNION

Introduction

Branch History & Mission

Community Engagement

Join Us Today

Our Mission

Our Story

Branch Location & Accessibility

Convenient Access

Join Us Today!

Nearby Landmarks

Operating Hours & Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Banking Made Easy

Commitment to Accessibility

Join Us Today!

Shared Branching for Greater Convenience

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Growing Membership Base

Member-Centric Focus

Operational Efficiency

Our Solid Financial Health

Reinvestment for Growth

Loan Offering

Auto Loans

Business Loans

Credit Options

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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