Members 1st Credit Union Shrewsbury PA | Affordable Vehicle Loans & Top Checking

Introduction

Welcome to Members 1st, your trusted financial partner located at 14601 Mount Airy Rd, Shrewsbury, PA 17361. Since our establishment in 1950, we have been dedicated to serving our community and helping over 596,510 members achieve their financial goals. With a total asset base of $8,039,711,199, we pride ourselves on providing reliable services that meet the diverse needs of our members. At Members 1st, we understand that banking is about more than just numbers it's about people. Our committed team, led by CEO Michael Wilson and Board President Jon Kirssin, works tirelessly to create a welcoming environment where you can find solutions for personal banking, auto loans, mortgages, credit cards with rewards, and business banking services. We are here for you whether you're looking to save for the future or manage day-to-day expenses. While members can visit us at our Shrewsbury branch, official correspondence should be sent to our mailing address at 14601 Mt Airy Rd, Shrewsbury, PA 17361-1433. Our friendly staff is available to assist you during our operating hours: Monday through Thursday from 9 a.m. to 5 p.m., Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 2 p.m. With total deposits reaching $407,063,180 and cash in hand amounting to $84,550,719, Members 1st is well-positioned to support your financial journey. Whether you are interested in securing one of the 331,621 loans we've issued or simply want to explore how we can enhance your banking experience through online and mobile banking options, we invite you to reach out. Join us today in discovering how Members 1st can empower your financial future! Call us at 800-237-7288 or visit our website at members1st.org for more information. Your community bank is here for you!

Branch History & Mission

A Legacy of Growth

From the beginning, Members 1st has been dedicated to providing quality financial services tailored to meet the needs of our members. Over the years, we've seen significant milestones that have shaped who we are today. Our total assets now stand at an impressive $8,039,711,199, allowing us to offer a wide range of products and services that empower individuals and families alike. Our mission is simple yet profound: to enhance the financial well-being of our members while fostering a spirit of community support. We believe that when our members thrive, so does our community. This philosophy drives everything we do, from personal banking solutions like checking and savings accounts to auto loans and mortgages.

Accessibility and Innovation

We understand the importance of convenience and accessibility in today's fast-paced world. That's why we offer ATM services and drive-thru banking options for quick transactions. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 9 a.m. to 5 p.m., Friday until 6 p.m., and Saturday from 9 a.m. to 2 p.m. Additionally, we provide online and mobile banking solutions that allow members to manage their finances anytime, anywhere.

Community Engagement

Members 1st isn't just about finances; it's about people. We actively engage in community outreach initiatives that help improve lives beyond banking. Whether through partnerships with local organizations or events that bring people together, we strive to make a positive impact every day.

Join Us Today

As we continue this journey together, we invite you to be part of our story. Whether you're looking for personal banking services or business solutions, Members 1st is here for you every step of the way. Experience the benefits of membership today by visiting us at our Shrewsbury branch or calling us at 800-237-7288. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Accessibility Features

At Members 1st, we prioritize accessibility for all of our members. Our branch features ADA-compliant facilities, including ramps for easy entry and spacious areas for comfortable navigation. Whether you choose to visit us in person or prefer the convenience of our drive-thru banking services, we aim to provide an inclusive experience that meets your needs.

Call to Action

Whether you're looking to open an account or need assistance with existing services, we invite you to stop by the Members 1st Shrewsberry Branch today! Feel free to give us a call at 800-237-7288 if you have any questions or need further information. We look forward to serving you!

Operating Hours and Services

We are here for you during convenient hours: Monday through Thursday from 9 a.m. to 5 p.m., Friday until 6 p.m., and Saturday from 9 a.m. to 2 p.m. Need to access cash? Our ATM is available on-site for quick withdrawals and balance checks, ensuring that your banking needs are met even outside of regular hours. Our friendly team offers a variety of services tailored to support you in achieving your financial goals. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we have something for everyone. Plus, our online and mobile banking services allow you to manage your finances anytime, anywhere.

Member Eligibility

Becoming a member of Members 1st is like joining a welcoming family that supports your financial goals. To be eligible, you just need to live, work, or worship in our local community, or have an immediate family member who is already a member. We pride ourselves on making banking accessible and beneficial for everyone, so whether you're just starting out or looking to expand your financial portfolio, we've got something for you. If you're interested in learning more about the eligibility criteria, feel free to check out the detailed information at http://www.members1st.org/business/business-membership. Opening an account with us is easy and straightforward! All you need to do is visit us at 14601 Mount Airy Rd Shrewsbury Pa 17361 or give us a call at (800) 237-7288. Our friendly team is here to help guide you through the process and answer any questions you may have. Join us at Members 1st, where we focus on building strong relationships and providing personalized services tailored just for you!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that make daily operations smoother. Imagine being able to process payments effortlessly while managing your cash flow more efficiently. Our solutions empower you to focus on what matters most growing your business. Visit us at 14601 Mount Airy Rd Shrewsbury Pa 17361 in Shrewsbury, PA, or call us at (800) 237-7288 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

For simple transactions like deposits and withdrawals, our friendly staff is ready to assist you through our basic Drive-Thru Banking service. Additionally, we provide basic ATM access for cash withdrawals and balance checks. With everything from personal loans to business banking under one roof, Members 1st is here to support your financial journey every step of the way. We invite you to reach out at 800-237-7288 or visit us in person at our Shrewsbury branch for more information about how we can meet your unique financial needs. Join us today and experience the difference at Members 1st!

Business Banking Services

For entrepreneurs and business owners, we also provide comprehensive Business Banking solutions. This includes essential Merchant Services that help streamline payment processing and enhance customer experiences. Our Business Loans are designed to provide the funding necessary for growth and operational needs.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills all from the palm of your hand. Our ATM & Cash Withdrawal Services ensure you have easy access to your money when you need it most, whether you're at home or on the go.

Personal Banking Solutions

Managing your personal finances has never been easier with our Personal Banking services. We offer a variety of Checking & Savings Accounts tailored to fit different lifestyles and financial goals. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing can help you get behind the wheel with competitive rates and flexible terms. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options provide the support you need for one of life's biggest investments. When unexpected expenses arise, our Personal Loans & Debt Consolidation services can assist you in getting back on track. And don't forget about our Credit Cards with Rewards, which allow you to earn while you spend, making everyday purchases even more rewarding.

Digital & Online Banking

Key Features

With our user-friendly mobile application, banking is literally at your fingertips. You can check balances, make transfers, and pay bills with just a few taps. Plus, our mobile payments feature allows you to make purchases quickly and securely right from your phone. Say goodbye to fumbling for cash or cards! We also provide the option for person-to-person transfers, making it simple to send money to friends or family without needing cash on hand. And if you prefer going paperless, our e-statements make it easy to view your account activity online while helping the environment.

Security and Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization, you can trust that all transactions are protected with robust security measures. Our platform is designed to be intuitive so that anyone can navigate it comfortably, whether you're tech-savvy or just getting started. Managing your accounts has never been more straightforward. With real-time updates, you'll always know where you stand financially. At Members 1st, we're committed to providing accessible banking solutions tailored to fit your busy life. Visit us online today at https://www.members1st.org/ and take control of your finances!

Financial Strength

Commitment to Innovation

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to grow alongside you as your needs evolve.

Dedicated Team

We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our strength lies not only in numbers but also in the people who make up our organization.

Growing Member Base

Total Share and Deposit Accounts: 1,189,787, showing a strong and growing member base that trusts us with their finances. With funds available for lending and investments at $23,731,259, we're well-equipped to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Members 1st is your trusted partner. Visit us at 14601 Mount Airy Rd Shrewsbury Pa 17361 or call 800-237-7288 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Secure Savings Opportunities

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $123,054 in used auto loans and an impressive total of $6,560,311,992 in total loans and leases. Our $0 net income reflects our operational efficiency; even without profit margins this year, we remain dedicated to providing competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have tailored financing options to suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. We understand the challenges of running a business, and our team is here to support you every step of the way. At Members 1st, we're dedicated to helping you find the right loan product for your needs. Our lending specialists are ready to answer any questions you may have about eligibility and refinancing options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website for more information on how we can assist you with your borrowing needs!

Credit Card Loans

Managing day-to-day expenses is easier with our flexible unsecured credit card loans, totaling $307,751,386. These cards come with great benefits and features designed to help you manage your finances effectively. Enjoy rewards and flexibility while staying within your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We provide clear terms and competitive rates to help you secure your dream home without stress. If you're considering refinancing your current mortgage, we can assist you with that as well.

Loan Aggregator

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Members 1st

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans