Members 1st Credit Union Red Lion PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Members 1st, your trusted partner in financial well-being, located at 3206 Cape Horn Rd, Red Lion, PA 17356. Since our establishment in 1950, we have grown into a vital part of the community with a strong commitment to serving our members. Today, we proudly support over 596,510 members and manage total assets exceeding $8 billion. At Members 1st, we believe in putting our members first. Our extensive range of services includes everything from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. With $407063180 in total deposits and a net worth of $986315309, you can feel confident that your finances are secure with us. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 3175 Cape Horn Rd, Red Lion, PA 17356. Our dedicated team of over 1,241 employees, led by CEO Michael Wilson and Board President Jon Kirssin, is here to ensure you receive the best possible service tailored to your unique needs. Whether you're looking for a straightforward loan or need assistance with online banking, we're here for you every step of the way. Feel free to reach out by calling us at 717-378-5002 or explore our website at members1st.org for more information. Join us today and experience the Members 1st difference!

Branch History & Mission

At Members 1st, we take pride in our rich history and unwavering commitment to the community of Red Lion, PA. Since opening our doors in 1950, we have been dedicated to providing exceptional financial services that empower our members and support local growth. Our branch is conveniently located at 3206 Cape Horn Rd, a place where neighbors gather and financial aspirations come to life. Over the years, Members 1st has evolved significantly. From our humble beginnings, we have grown into a strong institution with over 596,510 members and total assets exceeding $8 billion. This growth reflects our commitment to meeting the diverse needs of our community and ensuring that each member feels valued and supported. Our mission is simple yet powerful: to help our members achieve their financial goals while fostering a sense of community. We offer a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. Beyond just financial products, we believe in giving back to the community that supports us. Our outreach programs are designed to uplift those around us and create lasting positive impacts. While members can visit us at 3206 Cape Horn Rd for all their banking needs, official correspondence should be sent to our mailing address at 3175 Cape Horn Rd, Red Lion, PA 17356. We invite you to connect with us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM, Saturday from 9:00 AM to 2:00 PM, and closed on Sundays. At Members 1st, we are proud to embrace modern advancements in banking. We provide online and mobile banking options for easy access to accounts anytime, anywhere. Our ATM availability ensures that cash withdrawal services are always within reach for our members. We understand that financial decisions can be challenging; that's why we're here to help every step of the way. If you're looking for a credit union that prioritizes your needs while making a positive impact in the community, look no further than Members 1st. Join us today and experience firsthand the benefits of being part of an organization that truly cares about its members! For more information or assistance, please call us at 717-378-5002 or visit our website at members1st.org.

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can call us at 717-378-5002. Our friendly staff is always ready to help you navigate your financial journey. We invite you to stop by and experience the welcoming atmosphere at Members 1st your trusted partner in achieving financial wellness!

Operating Hours

We know how important it is for you to have flexible banking options. That's why our lobby hours are designed to fit your busy schedule. You can visit us from Monday through Friday from 9:00 AM to 5:00 PM, and on Saturday from 9:00 AM to 2:00 PM. While we're closed on Sundays, our ATM is available around the clock for your convenience.

Services Offered

At Members 1st, we offer a wide range of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're a business owner, take advantage of our business banking services which include merchant services and business loans. While we currently do not offer drive-thru service at this location, members can enjoy easy access to our ATM for cash withdrawals and balance inquiries whenever needed. If you ever need to send us official correspondence or documents, please note that our mailing address is different: 3175 Cape Horn Rd, Red Lion, PA 17356.

Member Eligibility

Joining the Members 1st family means becoming part of a supportive community dedicated to your financial well-being. To become a member at our branch located at 3206 Cape Horn Rd, Red Lion, PA 17356, you simply need to meet some friendly eligibility criteria. If you live, work, worship, or attend school in York County, you're already halfway there! We also welcome immediate family members of existing members. The perks of joining us include access to personalized financial services and a variety of banking products tailored to fit your needs. Ready to take the next step? Opening an account is a breeze! For more details on how to join and enjoy all that we offer, visit us at this link. If you have any questions or want to chat about membership options, feel free to give us a call at 717-378-5002. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine streamlining your payment processes so you can focus on what you do best running your business. Our merchant services provide easy payment solutions that allow you to accept payments from customers quickly and securely. This means more time for growth and less hassle managing transactions. Visit us at 3206 Cape Horn Rd Red Lion Pa 17356 in Red Lion, PA or call us at (717) 378-5002 to learn how our business banking and commercial services can empower your success.

Comprehensive List Of Services

Accessibility and Convenience

At Members 1st, convenience is key. Our branch offers multiple ways to bank: visit us in person during our operating hours or take advantage of our digital banking features at any time. With our commitment to member service and satisfaction, we're here for all your financial needs. For more information about our services or assistance with any banking inquiries, please don't hesitate to reach out! Call us at 717-378-5002 or visit our website at members1st.org. Join us today and experience banking designed with you in mind!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options make the process straightforward. We offer competitive rates and flexible terms that fit within your budget. Picture yourself driving off in your dream vehicle while knowing that your financing is manageable.

Business Banking

If you're a business owner or entrepreneur, our Business Banking services are tailored just for you. From merchant services that simplify transactions to business loans that help grow your venture, we provide resources that help turn your ideas into reality.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on purchases while enjoying all the benefits of card membership. Use your card for everyday spending and watch as rewards stack up making it easier to treat yourself later!

Mortgage Loans & Refinancing

For those ready to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide valuable support. We work with you every step of the way to find the best loan options available, making homeownership more attainable than ever.

Personal Banking

We understand that everyone has different banking needs. Our Personal Banking services include checking and savings accounts designed for ease of use and flexibility. Imagine effortlessly managing your finances from anywhere with our Online & Mobile Banking features, which allow you to check balances, transfer funds, and pay bills right from your phone. Our accounts also come with access to ATMs for cash withdrawals and balance checks, ensuring you have easy access to your money when you need it.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options to help you get back on track. Whether it's consolidating debt into one manageable payment or covering emergency expenses, we're here to assist you in finding the right solution.

Digital & Online Banking

Online Banking Features

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Need to check your balance or review recent transactions? It's all just a click away! Our online banking system also allows you to set up e-statements, making it easy to stay organized while helping the environment by reducing paper waste. For those who like to send money quickly, our person-to-person transfers feature lets you easily send cash to friends or family without the hassle of writing checks or withdrawing cash. Plus, if you're on the move, you can enjoy our mobile application that brings all these features right to your fingertips.

Security and Convenience

Your security is our top priority. While we do not currently offer electronic signature authorization, rest assured that our online systems are equipped with robust security measures to keep your information safe. You can also take advantage of mobile payments, allowing you to make purchases directly from your smartphone no need for cash or cards! In short, Members 1st's digital and online banking services empower you with real-time account management while prioritizing your security and convenience. Explore everything we have to offer today by visiting https://www.members1st.org/, and take control of your financial future with confidence!

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reassuring you that your money is in safe hands. With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,220,309 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, our capacity to support your financial goals is evident with $123,054 in used auto loans and an impressive $6,560,311,992 in total loans and leases. Our operational efficiency shines through with a net income of $0, reflecting our commitment to maintaining sound practices while serving you effectively. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to assist you with knowledgeable service. With net shares available for lending and investments at $23,731,259 and a total of 1,189,787 share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 3206 Cape Horn Rd Red Lion PA 17356 or call us at 717-378-5002 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're considering financing for a new or used vehicle, our team is ready to assist you through every step of the process.

Business Loans

For business owners in our community, we have outstanding commercial loans totaling $888,146,957 that provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to enhance your current business model, our team can help develop a financing plan that suits your unique needs. At Members 1st in Red Lion, PA, we pride ourselves on our commitment to serving our members' financial needs. For any inquiries or further details about our loan offerings and refinancing options available at our branch location or online at our website, feel free to reach out at 717-378-5002. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan product that fits your life!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618. If you're considering refinancing an existing mortgage or exploring eligibility options for first-time buyers, we're here to guide you through the available choices.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also provide flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members navigate their finances more effectively. These cards come with various features designed to fit your lifestyle and budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers tailored to their needs.

Members 1st

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans