Members 1st Credit Union Palmyra PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Members 1st, your trusted financial partner located at 960 E Main St, Palmyra, PA 17078. Since our establishment in 1950, we have proudly served our community with a commitment to excellence and member satisfaction. With a growing membership of over 596,510 individuals, we understand the importance of personal relationships in banking and are dedicated to making your experience as seamless as possible. At Members 1st, we believe that every member deserves access to top-notch financial services. That's why we offer a range of products tailored to meet your needs from checking and savings accounts to auto loans and mortgages. With total assets exceeding $8 billion and deposits reaching $407,063,180, you can trust us to manage your finances wisely. Our net worth stands at an impressive $986,315,309, ensuring that your money is safe with us. Our leadership team, including CEO Michael Wilson and Board President Jon Kirssin, is committed to fostering a supportive environment where members feel valued. Whether you're looking for personal banking solutions or business services, our knowledgeable staff of 1,241 employees is here to help you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 960 E Main St, Palmyra, PA 17078. You can reach us directly at (717) 473-1161 during our lobby hours Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday until 2 PM. Join us at Members 1st where your financial goals become our priority! Visit us online at members1st.org or call today to learn more about how we can support you in achieving financial success!

Branch History & Mission

At Members 1st, we take pride in our rich history and deep commitment to the community we serve. Founded in 1950, our branch has grown alongside the vibrant town of Palmyra, PA, located at 960 E Main St. Over the years, we have welcomed countless members into our family, providing them with essential financial services that help them achieve their goals. Today, we proudly serve a total membership of 596,510, a testament to the trust and loyalty we've built within our community. Our mission is simple yet powerful: to empower individuals and families through quality financial services while fostering a spirit of cooperation and support. We understand that banking is not just about numbers; it's about people and their stories. That's why we strive to create a welcoming environment where every member feels valued and heard. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, our offerings are designed to meet diverse needs. While members can visit us at 960 E Main St, official correspondence should be sent to the same address as our mailing address. Our branch features convenient amenities such as an ATM and drive-thru service for quick transactions. We're committed to making your banking experience as smooth as possible. In addition to traditional banking services, we embrace technology with online and mobile banking options that keep you connected wherever you are. We also prioritize accessibility for all members by ensuring ADA compliance in our facilities. As part of our dedication to community support, Members 1st actively engages in partnerships and outreach efforts that uplift those around us. We believe in giving back and contributing positively to local initiatives because when our community thrives, we all benefit. With total assets exceeding $8 billion, we're well-positioned to provide stability and growth opportunities for our members. Our operating hours make it easy for you to visit us: Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 2 pm. Join us at Members 1st in Palmyra where your financial journey meets friendly faces ready to help you succeed. Experience the difference of being a member with us today! For more information or assistance, feel free to call us at 717-473-1161 or visit our website at Members 1st.

Branch Location & Accessibility

Banking Services at Your Fingertips

At Members 1st, we offer a variety of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and more. Need quick cash? We have ATM availability and drive-thru services for simple transactions like deposits and withdrawals. While members can visit us at 960 E Main St Palmyra Pa 17078, official correspondence should be sent to 960 E Main St, Palmyra, PA 17078 if it's different. If you have any questions or would like more information about our services, please don't hesitate to give us a call at (717) 473-1161. We look forward to welcoming you into the Members 1st family!

Convenient Location

Our branch is conveniently situated near local landmarks, making it a breeze to find us. If you're out and about in Palmyra, swing by and see how we can help you achieve your financial goals. With ample parking available right outside our door and ADA-compliant features, we ensure that every member can access our services comfortably.

Operating Hours Tailored for You

We understand that life gets busy! That's why our operating hours are designed to fit your schedule. Join us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Our friendly staff is always ready to assist you during these hours.

Member Eligibility

Becoming a member of Members 1st is like joining a family where your financial needs are truly understood and prioritized. If you live, work, worship, or attend school in the area around Palmyra, you're likely eligible to join us! We welcome individuals from various backgrounds to experience the personalized service and community support that our credit union offers. For more specific eligibility details, you can check out our website at http://www.members1st.org/business/business-membership. Once you see that you qualify, opening an account is a breeze. Just visit us at our branch located at 960 E Main St Palmyra Pa 17078, or give us a call at (717) 473-1161 if you have any questions. Our friendly team is here to guide you through the process and help you enjoy the benefits of being part of Members 1st. Join us today and start making the most of your finances with a community-focused institution!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services offer practical tools to streamline payment processes, making it easier for you to focus on what matters most growing your business. Imagine serving customers with ease using integrated payment solutions that enhance their shopping experience while boosting your sales. Visit us at 960 E Main St Palmyra Pa 17078 in Palmyra, PA, or call us at (717) 473-1161 to learn more about how our business banking and commercial services can help turn your vision into reality.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about upgrading your vehicle? Our Auto Loans & Vehicle Financing can help you get behind the wheel with competitive rates that fit your budget. Whether it's a new car or a used one, we make financing simple and straightforward.

Business Banking

For local entrepreneurs and business owners, we have dedicated services under Business Banking, including merchant services and business loans that cater specifically to your needs. We are committed to supporting our local economy by helping businesses thrive.

Convenient Access Points

Our branch offers essential access points such as an ATM for quick cash withdrawals and a Drive-Thru Service for basic transactions like deposits and withdrawals all designed for your convenience. Whether you're visiting us in person or taking advantage of our online features, we strive to make banking easy and efficient. If you have any questions about our services or how we can assist you further, don't hesitate to reach out at 717-473-1161. We invite you to discover all that Members 1st has to offer. Visit us today at our Palmyra branch or check out our website at www.members1st.org for more information on how we can help you achieve your financial goals!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! Enjoy perks while making everyday purchases, which can lead to cash back or points towards travel helping you make the most out of your spending.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you through every step.

Personal Banking

For those managing their day-to-day finances, we offer Personal Banking options including checking and savings accounts designed to help you save and grow your money. Imagine having the flexibility of accessing your funds anytime through our robust Online & Mobile Banking platforms. With features like mobile payments and person-to-person transfers, you can handle transactions from wherever you are.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans offer flexible solutions tailored to your situation. We understand that life can throw curveballs; that's why we aim to provide support when you need it most.

Digital & Online Banking

Convenient Mobile Access

For those who prefer to bank on their mobile devices, our mobile application is available for download. With it, you can enjoy features like mobile payments and person-to-person transfers right from your smartphone. Whether you're splitting a bill with a friend or making a quick purchase, we've got you covered.

E-Statements for Easy Tracking

Say goodbye to paper clutter! Our e-statements are available for those who want to keep track of their finances in an eco-friendly way. Accessing your statements online makes it easy to review transactions and manage your budget effectively. At Members 1st, we're committed to providing you with accessible and secure banking solutions tailored to meet your needs. Explore all the possibilities today!

Online Banking Made Easy

With our 24/7 online banking services, managing your accounts has never been simpler. You can check balances, transfer money, pay bills, and more all from the comfort of your home or on the go. Plus, our user-friendly interface ensures that you can navigate through your options without hassle.

Secure Transactions

Your security is our top priority. While we currently do not support electronic signature authorization, we utilize advanced security measures to protect your personal information and transactions. Feel confident knowing that your data is safe while using our online services.

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to ensure that your savings and investments are secure. With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $123,054 in used auto loans and $6,560,311,992 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $23,731,259. Total Share and Deposit Accounts: 1,189,787, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 960 E Main St Palmyra Pa 17078 or call (717) 473-1161 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new vehicle or a pre-owned one, our flexible financing options can make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges, and we're here to support your entrepreneurial journey. At Members 1st, we also provide refinancing options for many of our loan products, making it easier for you to adjust your financial plans as needed. To learn more about eligibility or to start your application process, feel free to reach out to us at (717) 473-1161 or visit us online at https://www.members1st.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the home buying process.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $307,751,386 helping members manage their finances effectively. Enjoy rewards and benefits while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. Each listing reflects current rates and terms from reputable lenders, allowing you to make informed decisions without second-guessing the quality of your options.

Members 1st

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans