Members 1st Credit Union Lititz PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Members 1st, your trusted financial partner right here in Lititz, PA! Located at 901 Lititz Pike, our branch has been serving the community since 1950, growing alongside our members and adapting to their financial needs. With a total membership of 596,510 and total assets reaching an impressive $8,039,711,199, we pride ourselves on being a cornerstone of stability and support for those we serve. At Members 1st, we understand that banking is more than just transactions it's about building relationships and fostering community. Our dedicated team, led by CEO Michael Wilson and Board President Jon Kirssin, is committed to providing you with personalized service that puts your financial goals first. Whether you're looking for auto loans, mortgages, or just a safe place to deposit your money (with total deposits at $407,063,180), we have solutions tailored for you. While you can visit us at our physical location in Lititz, please note that official correspondence should be directed to the same address: 901 Lititz Pike, Lititz, PA 17543. With total loans and leases amounting to 331,621, and a net worth of $986,315,309, we're equipped to help you navigate life's financial challenges with confidence. Don't hesitate to reach out! Give us a call at 717-435-1900 during our lobby hours Monday through Thursday from 9 am to 5 pm; Friday from 9 am to 6 pm; or Saturday from 9 am to 2 pm. We invite you to explore how Members 1st can make a positive impact on your financial journey today! For more information about our services and offerings, visit us online at Members 1st.

Branch History & Mission

At Members 1st, we take pride in our rich history and unwavering commitment to serving the community. Established in 1950, our Lititz Pike Branch has been a cornerstone of financial support for families and businesses in Lititz, PA. Since our inception, we have grown significantly, currently boasting a membership of over 596,510 individuals who trust us with their financial needs. Located at 901 Lititz Pike, our branch is conveniently situated near various local landmarks, making it easy for members to access our services. Our mission is clear: to provide exceptional financial services while fostering a strong sense of community. We believe in empowering our members by offering a wide range of banking options including checking and savings accounts, auto loans, mortgage loans, and business banking solutions. From the beginning, our focus has been on building lasting relationships with our members and giving back to the community. As we evolved over the years, we expanded our offerings and embraced modern technology. Today, we proudly provide online and mobile banking solutions that ensure convenience for all our members. Our drive-thru service further enhances accessibility for those on the go. We are also committed to ensuring everyone can benefit from our services. Our facilities are ADA compliant, ensuring that everyone can access our resources without barriers. We strive to meet the diverse needs of our community through various partnerships and outreach programs that aim to uplift those around us. While members can visit us at 901 Lititz Pike, official correspondence should be sent to 901 Lititz Pike, Lititz, PA 17543 if different from the branch address. As we look ahead to the future, we invite you to join Members 1st. Experience first-hand how our commitment to excellence can help you achieve your financial goals while becoming part of a community-focused organization dedicated to your success. For any inquiries or assistance, feel free to reach out at 717-435-1900 during our operating hours: Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 2 pm. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance, don't hesitate to call us at 717-435-1900. Our dedicated team is eager to help you navigate your financial journey. Whether you're a long-time member or considering joining our credit union family, we invite you to visit us soon and experience the Members 1st difference!

Easy Access and Amenities

At Members 1st, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, ensuring that everyone can navigate comfortably. Plus, parking is readily available, so you won't have to worry about finding a spot when you stop by. While members can visit us at 901 Lititz Pike, official correspondence should be sent to the same address. If you're looking for convenient banking options, you'll be pleased to know we offer ATM services right on-site as well as a drive-thru facility for quick transactions without leaving your vehicle.

Operating Hours for Your Convenience

We understand that life can get busy, which is why we strive to accommodate your schedule. Our lobby hours are as follows: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We're here during these hours to help you with personal banking services like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards.

Member Eligibility

Becoming a member of Members 1st is like joining a close-knit family that truly cares about your financial well-being. If you live, work, worship, or attend school in the areas we serve, you're likely eligible for membership! We welcome individuals who are looking for a supportive community to help them reach their financial goals. Our members enjoy a range of benefits, from personalized banking services to competitive loan rates and exclusive offers tailored just for you. For more detailed information on eligibility requirements, feel free to check out our website at http://www.members1st.org/business/business-membership . Once you're ready to join us, opening an account is a breeze! Simply give us a call at (717) 435-1900, and our friendly team will guide you through the easy steps to set up your account. We're located at 901 Lititz Pike Lititz Pa 17543, and we can't wait to meet you and help you start your journey with Members 1st!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner when it comes to managing payments. Our merchant services make it easy for businesses to accept transactions effortlessly. From credit card processing to online payment solutions, we simplify the process so you can focus on what really matters growing your business. Located at 901 Lititz Pike Lititz Pa 17543, Lititz, PA, we invite you to connect with us. Let's explore how our banking solutions can help turn your business aspirations into reality! For more information, call us at (717) 435-1900 or visit our website at https://www.members1st.org/ .

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Points

Our branch features basic drive-thru banking for quick deposits and withdrawals, ensuring that even your simplest transactions are handled smoothly. With easy access to both drive-thru and ATM facilities, getting your banking done has never been easier.

Financing Your Future

When it comes to larger purchases like vehicles or homes, we've got you covered with competitive Auto Loans & Vehicle Financing and comprehensive Mortgage Loans & Refinancing options. Imagine driving off in a new car or moving into a home that fits your family perfectly all made possible with our tailored financing solutions. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services can provide the financial relief you need. Plus, our Credit Cards with Rewards allow you to earn benefits while managing your everyday spending.

Join Us Today!

We invite you to experience all that Members 1st has to offer. If you have any questions or want more information about our services, don't hesitate to reach out! Call us at 717-435-1900, or stop by our branch during operating hours: Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 2 pm. Discover how Members 1st can make a difference in your financial journey visit us today!

Personal Banking Made Easy

We understand that managing your finances should be simple and convenient. That's why we offer Personal Banking services, including checking and savings accounts designed for your lifestyle. Need quick access to cash? Our ATM & Cash Withdrawal Services ensure you can get what you need, when you need it. If you're on the go, take advantage of our Online & Mobile Banking options for easy account management right from your smartphone.

Support for Local Businesses

At Members 1st, we believe in supporting our local economy. That's why we offer dedicated Business Banking services that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to help your business thrive.

Digital & Online Banking

Accessible Banking Anytime, Anywhere

With our 24/7 online banking services, you have the freedom to manage your accounts whenever it suits you. Whether it's checking your balance, transferring funds, or paying bills, everything is just a click away. Plus, if you prefer using your mobile device, our dedicated mobile application makes banking on the go simple and straightforward.

Easy Transactions at Your Fingertips

Need to send money to a friend? Our person-to-person transfer feature allows you to make quick payments without hassle. And if you're looking to go paperless, you can sign up for e-statements and enjoy the ease of accessing your financial documents securely online. Although we don't currently offer electronic signature authorization, we ensure that your data remains safe and protected throughout your banking journey.

Secure Mobile Payments

With our mobile payments feature, making purchases is as easy as tapping your phone. It's not just about convenience; it's also about security. We prioritize keeping your information safe while providing you with quick payment options. In summary, Members 1st is committed to offering accessible and secure digital banking solutions that enhance your financial management experience. Join us today and explore how our online services can make managing your finances easier than ever!

Financial Strength

Commitment to Growth

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident as we offer $123,054 in used auto loans and have a total of $6,560,311,992 in loans and leases available to support your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 1,189,787, showcasing a strong and growing member base that trusts us with their finances. This trust allows us to maintain robust net shares (funds available for lending and investments): $23,731,259. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 901 Lititz Pike Lititz Pa 17543 or call (717) 435-1900 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our ability to operate efficiently is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we provide competitive rates and flexible terms that make it easy to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We offer various mortgage solutions tailored to fit your budget and lifestyle. Our experienced team is ready to guide you through the process and answer any questions you may have about eligibility and refinancing options.

Other Financing Options

Additionally, for business owners seeking growth opportunities, our outstanding commercial loans totaling $888,146,957 provide the capital needed to expand operations. If you're looking for personal loans or debt consolidation options, we have solutions available that can help streamline your financial responsibilities. At Members 1st, we pride ourselves on transparency and support. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter where you are in your financial journey, our dedicated team is here to assist you every step of the way. Reach out today and let us help you find the right loan product for your needs!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your spending habits while providing you the financial flexibility you need.

Loan Aggregator

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Ensuring Accurate Comparisons

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MEMBERS 1ST

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans