Members 1st Credit Union Halifax PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Members 1st, your trusted financial partner in Halifax, PA. Located at 3589 Peters Mountain Rd, our branch has been serving the community since 1950 with a commitment to provide exceptional banking services tailored to meet the needs of our members. With a strong membership base of over 596,510 individuals, we pride ourselves on fostering relationships built on trust and reliability. At Members 1st, we understand that every financial journey is unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. Our dedicated team of 1241 employees, led by CEO Michael Wilson and Board President Jon Kirssin, is here to help you navigate your financial goals with personalized support. As a member-owned credit union, our focus is on you. We have total assets of $8,039,711,199 and total deposits amounting to $407,063,180, ensuring that your funds are secure and accessible whenever you need them. With total loans reaching 331,621, we are committed to providing competitive rates and flexible options to help you achieve your dreams. While members can visit us at our branch location in Halifax, official correspondence should be sent to our mailing address at 3589 Peters Mountain Road, Halifax, PA 17032-9608. We invite you to explore our website at members1st.org for more information about our services or to get in touch with us directly at 800-237-7288. Join us today and discover how Members 1st can support your financial needs while making a positive impact in our community!

Branch History & Mission

At Members 1st, we take pride in our rich legacy that has grown alongside the vibrant community of Halifax, PA. Established in 1950, our branch has been a cornerstone for financial support and community engagement for over seven decades. Located at 3589 Peters Mountain Rd, Halifax, PA 17032, we are easily accessible for our members and neighbors alike. As you visit us, you'll find a welcoming atmosphere that reflects our commitment to serving you. From our humble beginnings, Members 1st has evolved significantly. Today, we proudly serve a total membership of 596,510, providing a wide range of services designed to meet the diverse needs of individuals and families. With total assets reaching an impressive $8,039,711,199, we have continually expanded our offerings while maintaining our focus on member satisfaction and community well-being. Our mission is straightforward yet profound: to empower our members with financial tools and resources that foster growth and stability while actively supporting the local community. We believe that when our members succeed, the entire community flourishes. This commitment drives us to offer personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. In addition to traditional banking services, we are dedicated to enhancing your experience through technology. Our digital advancements include online banking and mobile payments that allow you to manage your finances conveniently from anywhere. Accessibility is crucial; therefore, we ensure ADA compliance across all platforms and services. While you can visit us at our branch address for in-person service during lobby hours Monday to Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 2:00 PM we also offer drive-thru banking for quick transactions. For any official correspondence outside of your visits, please send mail to 3589 Peters Mountain Road, Halifax, PA 17032-9608. Members 1st is not just a financial institution; we are a partner in your journey towards financial wellness. Our outreach efforts reflect this partnership as we engage in various community initiatives aimed at making a positive impact right here in Halifax. We collaborate with local organizations and support events that uplift our neighbors. We invite you to join Members 1st today! Experience firsthand how we can assist you on your path toward achieving your financial goals while also being part of a community-focused credit union. Reach out to us at 800-237-7288 or visit our website for more information about membership benefits and services available to you. Together, let's build a brighter future!

Branch Location & Accessibility

Connect With Us Today!

We invite you to stop by or give us a call at 800-237-7288 to learn more about how we can help you achieve your financial goals. At Members 1st Halifax Branch, we're not just about banking; we're about building lasting relationships with our members!

Convenient Access and Parking

At our branch, you'll find ample parking that makes visiting us a breeze. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can access our services comfortably. Plus, if you're on the go, we offer drive-thru banking services for quick transactions like deposits and withdrawals.

Operating Hours That Fit Your Schedule

We understand that life gets busy, so we're here when you need us. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, with Saturday hours from 9:00 AM to 2:00 PM for those who prefer weekend visits. On Sundays, we're closed to give our team a well-deserved break.

Services Tailored to You

Members 1st offers a range of services designed to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our knowledgeable staff is ready to assist you. We also have an ATM on-site for your convenience and mobile banking options available anytime you need them. While members can visit us at 3589 Peters Mountain Rd, official correspondence should be sent to our mailing address at 3589 Peters Mountain Road, Halifax, PA 17032-9608.

Member Eligibility

Becoming a member of Members 1st is like joining a warm, welcoming family that truly cares about your financial well-being. If you live, work, or worship in the area, or if you are affiliated with certain organizations, you may be eligible for membership. It's as simple as that! At Members 1st, we offer a range of benefits designed to support our members' needs, from competitive loan rates to personalized service and community involvement. To learn more about the specific eligibility requirements, feel free to visit this link for all the details. Opening an account is straightforward and welcoming. Just reach out to us at (800) 237-7288, and our friendly staff will guide you through the process. You can also stop by our branch located at 3589 Peters Mountain Rd Halifax Pa 17032, where we'll be happy to help you get started on your journey toward financial empowerment. Join us today and discover the advantages of being part of Members 1st!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services to help streamline your operations. Imagine accepting payments effortlessly, managing transactions on-the-go, and enhancing customer satisfaction all while focusing on what you do best: running your business. Our tools are designed to make financial management simple and effective so that you can concentrate on growth. Visit us at 3589 Peters Mountain Rd Halifax Pa 17032 or give us a call at (800) 237-7288 to learn how we can partner with you on your journey to success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, our business banking services encompass everything from merchant services to secure and competitive business loans. We're here to support your entrepreneurial journey with financial products designed specifically for businesses.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like ATM access for withdrawals and balance checks, along with the option for person-to-person payments, handling your finances has never been easier.

Credit Card Options

Our credit cards with rewards give you the chance to earn points for everyday purchases. This means every time you swipe your card, you could be working toward travel rewards or cash back!

In-Person Services

If you prefer face-to-face interactions, visit us during lobby hours Monday through Friday from 9:00 AM to 5:00 PM or Saturday from 9:00 AM to 2:00 PM. Our friendly staff is ready to assist you with deposits, withdrawals, or any other banking needs through our basic drive-thru service. At Members 1st in Halifax, PA, we're dedicated to making banking simpler and more accessible for everyone. With a focus on personalized service and community support, we invite you to explore how our comprehensive range of financial services can benefit you today. For more information or assistance with opening an account, please call us at 800-237-7288 or visit our website at members1st.org. Let us help you achieve your financial goals!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options that make managing your finances easy and efficient. Our checking and savings accounts are designed for all lifestyles, helping you save for future goals while enjoying easy access to your funds. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help you drive away in your dream car without breaking the bank. For those looking to own a home or refinance an existing mortgage, our mortgage loans are tailored to fit your budget and preferences. Additionally, we understand that life can throw unexpected expenses your way; that's why we offer personal loans and debt consolidation options to help you manage those costs effectively.

Digital & Online Banking

Effortless Transactions

With features like person-to-person transfers, sending money to friends or family has never been easier. Need to access your statements? You can opt for e-statements that provide a quick and eco-friendly way to keep track of your finances without cluttering your mailbox. In summary, Members 1st offers user-friendly digital banking solutions that prioritize both convenience and security. Join us today and take control of your banking experience!

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer money whenever it suits you. You no longer need to wait in line; everything is just a tap away! Plus, if you're on the go, our mobile application gives you the flexibility to handle your finances right from your smartphone. Whether it's checking your account or making mobile payments, we've got you covered.

Security You Can Trust

Your safety is important to us. While we currently do not offer electronic signature authorization, we ensure that all your transactions are protected with robust security measures. Feel confident knowing that your information is safe while you enjoy hassle-free banking.

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel secure in your financial decisions, which is why we are committed to maintaining a strong and reliable financial foundation. With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,220,309 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $123,054 in used auto loans and an impressive $6,560,311,992 in total loans and leases. Our operational efficiency reflects in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $23,731,259. Total Share and Deposit Accounts: 1,189,787, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Members 1st is your trusted partner. Visit us at 3589 Peters Mountain Rd Halifax Pa 17032 or call 800-237-7288 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, ensuring you can find the right fit for your budget.

Credit Lines and Additional Options

For those needing more flexibility in borrowing, our total credit lines amount to $2,982,497,513. This provides an excellent resource for managing cash flow or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, which means you have support whether you're purchasing your first home or refinancing an existing mortgage.

Refinancing Opportunities

If you're considering refinancing your current loans or mortgages for better rates or terms, we encourage you to reach out. Our team is here to discuss eligibility options and help you navigate the process smoothly. At Members 1st located at 3589 Peters Mountain Rd Halifax Pa 17032, we're dedicated to supporting our members with comprehensive financial solutions tailored just for them. For any questions or further assistance regarding our loan offerings, don't hesitate to call us at 800-237-7288. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $307,751,386 in unsecured credit card loans helping members manage their finances effectively, you can count on us for reliable financial solutions.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, giving you peace of mind as you explore your options.

Members 1st

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans