Members 1st Credit Union Gettysburg PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Members 1st, your trusted partner in financial services since 1950. Conveniently located at 1005 York Rd, Gettysburg, PA 17325, our branch is dedicated to serving the needs of our community with a personal touch. With over 596,510 members and assets totaling an impressive $8,039,711,199, we are proud to offer a wide range of services designed to help you achieve your financial goals. At Members 1st, we believe in building strong relationships with our members. Our commitment is reflected in our total deposits of $407,063,180 and a net worth of $986,315,309, showcasing our stability and reliability as a credit union. Whether you're looking for auto loans, mortgage options, or personal banking solutions, our team is here to assist you every step of the way. Led by CEO Michael Wilson and Board President Jon Kirssin, our experienced staff of 1,241 employees is dedicated to providing exceptional service tailored to your needs. We understand that financial decisions can be overwhelming; that's why we're here to guide you through each process with expertise and care. While members can visit us at our branch location, official correspondence should be sent to the same address: 1005 York Rd, Gettysburg, PA 17325. With features like online and mobile banking, ATMs for easy access to your funds, and personalized support for business loans with a net member business loan balance of $1,121,830,555, we strive to make banking convenient and accessible for everyone in Gettysburg. Ready to take the next step toward your financial success? Call us today at 800-237-7288 or visit our website at Members 1st for more information on how we can help you thrive. Join us at Members 1st where you're not just a member; you're family!

Branch History & Mission

At Members 1st, our story began in 1950, rooted in a commitment to serve our community in Gettysburg, PA. Over the decades, we have grown from a small credit union into a thriving financial institution with a total membership of over 596,510 and assets totaling an impressive $8,039,711,199. Our branch is conveniently located at 1005 York Rd, Gettysburg, PA 17325, making it easy for members to access our services. Our mission is clear: to empower our members through exceptional financial services while fostering community support. We believe that when our members thrive, so does the community. This philosophy drives everything we do, from offering personal banking solutions like checking and savings accounts to providing auto loans and mortgages. We are here to help you achieve your financial goals. In addition to traditional banking services, we have embraced technology to ensure that our members can bank on their terms. With online and mobile banking options available, you can manage your finances anywhere at any time. Our commitment to accessibility includes ADA compliance and user-friendly digital platforms that cater to all members of the community. While our branch has grown and evolved over the years, we've maintained strong ties with local organizations and initiatives. We proudly participate in community outreach programs that aim to uplift those around us. Our partnerships reflect our dedication not just to finance but also to fostering a vibrant local community. For your convenience, we offer ATM access and drive-thru banking services for quick transactions. Whether you're stopping by during lobby hours or utilizing our drive-thru on Saturdays from 9:00 AM to 2:00 PM, we're here to serve you with friendly faces ready to assist. While members can visit us at 1005 York Rd, official correspondence should be sent to the same address as we ensure seamless communication for all your needs. Join us at Members 1st today! Experience firsthand how we combine top-notch financial services with heartfelt community support. Call us at 800-237-7288 or visit our website at members1st.org for more information on how you can become part of our family. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Members 1st at the Gettysburg East Branch, conveniently located at 1005 York Rd, Gettysburg, PA 17325. Our branch is nestled in a vibrant area near notable landmarks like the historic Gettysburg National Military Park, making it easy for you to stop by while exploring the rich history of our town. At Members 1st, we strive to make banking simple and accessible for everyone. Our branch features ample parking and is designed with accessibility in mind, ensuring that all members can comfortably visit us. Whether you're coming in for a quick transaction or need assistance with your accounts, our friendly staff is here to help. We understand that your time is valuable, which is why we offer flexible operating hours. You can visit us from Monday to Friday between 9:00 AM and 5:00 PM, and on Saturdays from 9:00 AM to 2:00 PM. We're closed on Sundays to allow our team some well-deserved rest. If you prefer banking from home, take advantage of our online and mobile banking services available through our website at members1st.org. For those who appreciate the convenience of ATMs and drive-thru services, we've got you covered! Our branch has an ATM available for quick cash withdrawals and balance checks. Plus, our drive-thru allows for simple transactions like deposits and withdrawals without leaving your vehicle. While members can visit us at the branch address mentioned above, official correspondence should be sent to the same address as there's no separate mailing location. If you have any questions or need assistance before your visit, feel free to call us at 800-237-7288. We look forward to serving you at Members 1st!

Member Eligibility

At Members 1st, we believe that everyone deserves a chance to be part of a community that truly cares. If you're looking to join us, becoming a member is easier than you might think! We welcome individuals who live, work, worship, or attend school in our service area. This means if you're part of our local neighborhoods, you can take advantage of all the great services we offer. Plus, once you're a member, you'll enjoy access to personalized financial services tailored just for you. For full details on eligibility and to ensure you meet all the criteria, check out our resource at http://www.members1st.org/business/business-membership. Joining is just the beginning of your journey with us! Opening an account at Members 1st is straightforward and designed with your convenience in mind. Whether you're interested in personal banking options or loans, we are here to help every step of the way. If you have any questions or need assistance, feel free to give us a call at (800) 237-7288. We can't wait to welcome you into our family at 1005 York Rd Gettysburg Pa 17325!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine a local café seamlessly accepting card payments while also managing inventory and tracking sales all with the help of our user-friendly tools. This not only enhances customer satisfaction but also streamlines your operations. Join us at Members 1st, located at 1005 York Rd Gettysburg Pa 17325 in Gettysburg, PA, and discover how we can partner with you to achieve your business goals. Call us at (800) 237-7288 or visit our website for more information!

Comprehensive List Of Services

Business Banking Services

For business owners, our services extend into the realm of business banking. From merchant services that streamline transactions to business loans that fuel growth, we strive to support local businesses in achieving their full potential.

Credit Cards with Rewards

To add even more value to your everyday spending, explore our credit cards with rewards. They not only simplify your purchasing but also reward you for choosing us for your financial needs.

Drive-Thru & ATM Services

For those who prefer face-to-face interaction without stepping inside the branch, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions. We also have an ATM available for your cash withdrawal needs. At Members 1st in Gettysburg, PA, we pride ourselves on being more than just a credit union; we are a community partner committed to helping you navigate all of life's financial moments. If you're ready to explore how our services can benefit you or if you have any questions about what we offer, don't hesitate to reach out! Call us today at 800-237-7288 or visit our website at members1st.org for more information. Your financial journey starts here!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Members 1st offers robust online and mobile banking features. You can manage your accounts from anywhere, pay bills, transfer funds, and even access person-to-person payment services right from your phone or computer. With easy ATM access for withdrawals and balance checks, getting cash when you need it has never been simpler.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options to help you achieve your financial goals. Whether you're looking to open a checking or savings account, or need assistance with auto loans and vehicle financing, we've got you covered. Our mortgage loans and refinancing options are designed to help you secure the home of your dreams or reduce your current payments. If you find yourself needing extra cash for unexpected expenses, our personal loans and debt consolidation services can provide the support you need.

Digital & Online Banking

Key Services to Enhance Your Banking Experience

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick no cash needed! Plus, with our mobile application, you can manage your accounts from your smartphone wherever you are. We also offer e-statements, making it easy for you to keep track of your finances without the clutter of paper. And if you're looking for flexibility, our mobile payments feature lets you make purchases directly from your phone.

Security and Ease of Use

Your security is our top priority. While we currently do not support electronic signature authorization, rest assured that our systems are designed with robust security measures to protect your information. Our user-friendly interface ensures that even those new to online banking can navigate easily, so you can focus on what matters most your financial goals. Experience real-time account management today with Members 1st's digital banking solutions. Whether you're checking balances or making payments, we're here to help you every step of the way!

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you with reliability and trust. With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: we have $123,054 in used auto loans and an impressive $6,560,311,992 in total loans and leases that support your financial goals across various sectors. Though our current net income stands at $0 this period reflects our operational efficiency over time. We are dedicated to continuing to offer competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The total share accounts stand at 1,189,787, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Members 1st is your trusted partner. Visit us at 1005 York Rd Gettysburg Pa 17325 or call 800-237-7288 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, ensuring that you can find a plan that fits your budget. Plus, if you're interested in refinancing your current auto loan, we have options available to help reduce your monthly payments.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we also offer credit lines totaling $2,982,497,513 to give you flexibility when managing unexpected expenses. Our unsecured credit card loans amounting to $307,751,386 provide an easy way for members to manage their finances effectively while enjoying rewards and benefits. We believe in empowering our members through tailored financial solutions. If you're exploring eligibility options for any of these loan products or considering refinancing existing loans for better terms, feel free to reach out. For more information on how we can support you in achieving your financial goals or if you have questions about our services at our Gettysburg branch located at 1005 York Rd Gettysburg Pa 17325, please call us at 800-237-7288. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Members 1st, we're here not just to lend but also to guide you towards a brighter financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We work closely with you to navigate the mortgage process and find terms that suit your financial situation. Whether it's your first home or an investment property, we're here to assist you every step of the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and trustworthiness in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This means that users can rely on unbiased results when comparing loans. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions that align with their financial goals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Ready to find the best loan offers? Compare real-time loan offers today at LendMesh and discover options tailored to your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh takes accuracy seriously. The loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers without hidden fees or misleading information.

Members 1st

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans