Marine Credit Union Onalaska WI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Marine Credit Union, your trusted partner in financial wellness, located at 1848 E Main St, Onalaska, WI 54650. Established in 1949, we have proudly served our community for over seven decades, building a strong foundation of trust and reliability. With a growing membership of 76,191 and total assets exceeding $1 billion (specifically $1,032,244,021), we are dedicated to providing tailored financial solutions that meet your needs. At Marine Credit Union, our commitment goes beyond just banking; we strive to make a positive impact in the lives of our members and the broader Onalaska community. From personal banking options like checking and savings accounts to auto loans, mortgages, and business banking services, we offer a comprehensive suite of products designed to empower you financially. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 309, Onalaska, WI 54650. Our friendly staff is here to assist you from Monday through Friday, with lobby hours extending until 5:30 PM on Fridays. Under the leadership of CEO Darrick Weeks and Board President Tom Knothe, our team of 409 employees is committed to ensuring that your experience with us is nothing short of exceptional. Whether you're looking to open an account or need assistance with loans or credit cards, we're just a phone call away at 608-783-4000. Join us today at Marine Credit Union and discover how we can help you achieve your financial goals! For more information about our services and offerings, visit us online at marinecu.com.

Branch History & Mission

At Marine, we take pride in our rich legacy of serving the community since our doors first opened in 1949. Located at 1848 E Main St, Onalaska, WI 54650, our branch has grown alongside its members, adapting to their needs and embracing the changes that come with time. With a total membership of 76,191, we are not just a credit union; we are a family dedicated to enhancing the financial well-being of each member. Over the years, Marine has achieved significant milestones, including reaching an impressive total asset value of $1,032,244,021. This growth reflects our commitment to providing quality financial services while supporting our community. As we evolved, we introduced various banking solutions such as personal and auto loans, mortgages, and business banking services. We ensure that our offerings meet the diverse needs of our members. Our mission is simple yet profound: to empower individuals and families in achieving their financial goals while fostering a sense of community. At Marine, we believe that banking is more than just transactions; it's about building relationships and providing resources that help people thrive. Our focus extends beyond financial success we actively engage in community outreach programs and partnerships that uplift those around us. We understand the importance of accessibility in today's world. That's why we offer ATM availability and drive-thru banking for your convenience. Our operating hours are designed to fit your busy schedule: Monday through Thursday from 9:00 am to 5:00 pm, and Friday from 9:00 am to 5:30 pm. If you need assistance or want to reach out to us directly, feel free to call us at 608-783-4000. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 309, Onalaska, WI 54650 if different from our physical address. As we continue moving forward into the future, we remain committed to embracing digital advancements that make banking easier for you. With features like online banking and mobile payments available, managing your finances has never been simpler or more efficient. Join us at Marine Credit Union become part of a thriving community focused on support and growth. Experience firsthand how we can help you achieve your financial dreams!

Branch Location & Accessibility

Accessibility Features

At Marine Credit Union, we prioritize accessibility for all members. The branch is ADA compliant, featuring ramps and wide entryways to ensure everyone can easily visit us. Parking is ample, making your trip straightforward and hassle-free.

Contact Us

Have questions or need assistance? Don't hesitate to give us a call at 608-783-4000. Our friendly staff is ready to help! We invite you to come by and see how Marine Credit Union can support your financial journey. We look forward to serving you!

Operating Hours

We understand that life can get busy. That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9:00 AM to 5:00 PM, and on Fridays, we extend our hours until 5:30 PM for your convenience. If you prefer the drive-thru service, you can enjoy quick banking on weekdays as well!

Services Offered

Our branch offers a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Plus, with ATM availability right at our location and basic drive-thru banking for quick transactions, managing your finances has never been easier. While members can visit us at 1848 E Main St, official correspondence should be sent to PO Box 309, Onalaska, WI 54650.

Member Eligibility

At Marine, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple and welcoming! If you live, work, or attend school in the area, you're likely eligible for membership. We invite individuals from all walks of life to come aboard and experience the benefits we offer. Becoming a member means gaining access to a variety of financial services designed just for you, from checking and savings accounts to loans and credit cards with rewards. To learn more about the specific eligibility criteria, feel free to check out this resource: . Ready to get started? Opening an account is easy! Just give us a call at (608) 783-4000 or visit us at our branch located at 1848 E Main St Onalaska Wi 54650. We look forward to welcoming you into the Marine family!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions.

Practical Merchant Services

In today's fast-paced world, having efficient merchant services can make all the difference for your business. Our merchant solutions help streamline transactions so you can focus on what you do best: serving your customers. From payment processing to invoicing, we provide tools that simplify daily operations. Located at 1848 E Main St Onalaska Wi 54650, Onalaska, WI 54650, our team is ready to partner with you on your business journey. Call us at (608) 783-4000 today to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

If you run a business, you'll find that we offer specialized services tailored to entrepreneurs like you. From merchant services that simplify payment processing to competitive business loans, we're committed to supporting your growth and success.

Connect With Us

At Marine, we're more than just a credit union; we're part of your community. Our friendly staff is always ready to assist you with any questions or concerns you may have about our services or how we can better serve you. For more information about how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (608) 783-4000 or visit us online at Ona. Join us today and discover what makes us different!

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can access your accounts anytime, anywhere, making it easier than ever to manage your finances on the go. Need cash? Our ATMs are available for easy withdrawals and balance checks without any hassle. For quick transactions, our basic drive-thru service ensures you can handle deposits, withdrawals, and simple transactions without stepping inside the branch. We're proud to combine traditional banking with modern technology for your convenience.

Personal Banking Solutions

We understand that personal banking is about more than just transactions; it's about building a secure financial future. At Marine, we offer various checking and savings accounts tailored to fit your lifestyle. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help you drive away in style without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our expert team provides personalized guidance through our mortgage loans and refinancing services. Need extra cash for unexpected expenses? Our personal loans and debt consolidation options are designed to give you flexibility while managing your finances effectively. Plus, don't forget about our rewarding credit cards, which come with perks that can enhance your spending power.

Digital & Online Banking

Accessibility and Ease of Use

At Marine, we believe in making banking accessible for everyone. Our user-friendly platform allows you to take charge of your finances with real-time account management. Whether you're checking balances, setting up auto-payments, or reviewing transaction history, everything is designed for ease of use. In summary, our digital and online banking services empower you to manage your money effectively while offering peace of mind through robust security measures. Experience hassle-free banking today with Marine!

Key Features

We prioritize security with features like electronic signature authorization, ensuring that your transactions are safe and verified. Additionally, e-statements are available for those who prefer a paperless option, allowing you to stay organized without cluttering your mailbox. If you're looking to send money quickly to friends or family, our person-to-person transfer service is a breeze. You can send funds instantly using just their email or phone number no need for cash or checks! And if you're always on the move, our mobile payments feature lets you make purchases directly from your smartphone. It's simple and efficient just tap and go!

Financial Strength

At Marine, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a strong foundation for your financial needs, ensuring you can bank with confidence. With a net worth of $123,749,865, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,198 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $223,657,162 in share certificates and $128,285,422 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,555,312, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $116,902,825 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,710 in used auto loans and $831,940,248 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 389 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us is evident with 158,995 total share accounts, showcasing a robust member base that relies on us for their financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marine is your trusted partner. Visit us at 1848 E Main St Onalaska Wi 54650 or call (608) 783-4000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $109,084,010 in used vehicle loans and $5,866,414 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the right fit for your budget.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $84,896 in loans helping members manage their finances effectively. If you're interested in personal loans for debt consolidation or other needs, we can work with you to find the best solution tailored to your situation.

Credit Lines

Additionally, our total credit lines stand at $487,420,490, providing you with access to funds when you need them most. These lines can be useful for unexpected expenses or planned purchases without the need for multiple applications. Our commitment doesn't stop at offering these products; we also provide refinancing options and guidance on eligibility requirements. We believe in empowering our members with knowledge so they can make informed decisions about their finances. For any questions regarding our loan offerings or how we can assist you further, feel free to reach out at 608-783-4000 or visit us at 1848 E Main St Onalaska WI 54650. Our dedicated team is here during lobby hours: Monday through Friday from 9:00 am to 5:00 pm (with extended hours until 5:30 pm on Fridays). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Marine Credit Union be your partner in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,053,084, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your current mortgage, our team is ready to assist you every step of the way.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Every loan comparison reflects the most current rates available, allowing you to make informed decisions without hidden surprises.

Marine