Marine Credit Union La Crosse WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Marine Credit Union, your trusted financial partner located at 127 West Ave N, La Crosse, WI 54601. Established in 1949, we have proudly served our community for over seven decades, building a solid reputation for reliability and commitment. With a total membership of 76,191 individuals, we strive to provide personalized services that meet the unique needs of each member. At Marine Credit Union, we understand that financial decisions can be overwhelming. That's why our dedicated team is here to guide you every step of the way. Under the leadership of CEO Darrick Weeks and Board President Tom Knothe, our focus remains on fostering a supportive environment where members feel valued and empowered. Our robust financial standing speaks volumes about our commitment to serving you better. With total assets amounting to $1,032,244,021 and total deposits reaching $63,535,569, we are well-equipped to help you achieve your financial goals. Whether you're looking for an auto loan or want to open a savings account, our offerings include everything from personal loans and credit cards with rewards to business banking services. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 309, Onalaska, WI 54650. We invite you to explore our website at marinecu.com for more information about our services and how we can assist you. If you're ready to take the next step in your financial journey or have any questions, don't hesitate to give us a call at (608) 784-7329. Our friendly team is here to help you make informed decisions that benefit you today and in the future. Join us at Marine Credit Union where your financial success is our priority!

Branch History & Mission

Welcome to the heart of La Crosse, where the Marine Credit Union has been a steadfast member of the community since its opening in 1949. Located at 127 West Ave N, our branch has grown alongside the city, adapting to the needs of our members while maintaining our commitment to exceptional service and support. Over the years, Marine has flourished into a trusted financial partner for 76,191 members, with total assets reaching an impressive $1,032,244,021. Our journey began with a simple mission: to provide accessible financial services that empower individuals and families in our community. As we have evolved, so too has our dedication to fostering financial wellness and stability among those we serve. At Marine, we believe that banking should be personal. Our mission is not only to offer competitive rates on savings accounts and loans but also to support local initiatives that uplift our community. We strive to create an inclusive environment where everyone feels valued and can achieve their financial goals. While members can visit us at 127 West Ave N, official correspondence should be sent to PO Box 309, Onalaska, WI 54650 if needed. We are proud to offer various services including personal banking, auto loans, mortgages, business banking, and convenient online and mobile banking options. We also provide essential drive-thru services for quick transactions and ATM access for easy cash withdrawals. Our operating hours are designed with your convenience in mind: Monday through Friday from 9:00 AM to 5:00 PM (with extended hours until 5:30 PM on Fridays), and Saturday from 9:00 AM to 12:00 PM. Whether you prefer face-to-face interactions or digital banking solutions, we are here to meet your needs. In addition to our financial services, Marine actively engages in partnerships and outreach efforts aimed at strengthening our community ties. We participate in local events and support initiatives that make a real difference in people's lives. If you're looking for a credit union that values your membership as much as you do, we invite you to experience everything Marine has to offer. Join us today and become part of a legacy built on trust, integrity, and community spirit. Together, let's work towards a brighter financial future!

Branch Location & Accessibility

Convenient Access

Our location boasts ample parking, making it easy for you to stop by whenever you need assistance. We've also ensured that our facilities are ADA compliant, with features like ramps for those who require extra support. If you're in a hurry, take advantage of our drive-thru banking option, available Monday through Friday, allowing for quick deposits and withdrawals without leaving your vehicle.

Get in Touch!

Have questions? Don't hesitate to give us a call at 608-784-7329. We look forward to welcoming you into our branch soon! Visit us today and discover how we can help you achieve your financial goals right here in La Crosse.

Operating Hours

We understand that life can get busy! That's why we offer flexible hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, extending until 5:30 PM on Fridays and even welcoming visitors on Saturdays from 9:00 AM to 12:00 PM. Whether you have a question about your account or need help with a loan application, our friendly staff is here to assist you during these hours.

Services Tailored for You

At Marine Credit Union, we strive to provide a full suite of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we're here to support you every step of the way. Additionally, our ATM is available for cash withdrawals and balance checks anytime you need it. While members can visit us at 127 West Ave N, official correspondence should be sent to PO Box 309 in Onalaska, WI.

Member Eligibility

Becoming a member of Marine is like stepping into a welcoming community where your financial needs are prioritized. Located at 127 West Ave N La Crosse Wi 54601, we invite individuals who live, work, worship, or attend school in the area to join our family. Whether you're looking for everyday banking services, loans for your next car, or personalized financial advice, you'll find that being part of Marine comes with numerous benefits. It's easy to get started! Just give us a call at (608) 784-7329, and we can guide you through the simple account opening process. For more detailed eligibility criteria and any updates, feel free to check out our website at . We look forward to welcoming you to our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment or expand your operations without the stress of financial constraints. Our loans are designed to empower you, helping you realize your vision and achieve your goals. Whether you're looking to purchase inventory or upgrade technology, we're here to provide the funding you need.

Merchant Services

But it doesn't stop there. We know that managing cash flow is crucial for any business. That's where our merchant services come into play. With tools that streamline transactions and improve customer experiences, you can focus on what matters most growing your business. Picture this: a customer walks into your store, makes a purchase seamlessly using their card, and you receive payment instantly. It's this level of efficiency that can set you apart from competitors. Located at 127 West Ave N La Crosse Wi 54601 in La Crosse, WI, our team is ready to assist you with all your business banking needs. Give us a call at (608) 784-7329 to discover how we can help turn your business dreams into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans provide competitive rates and flexible terms. We make it simple for you to finance the vehicle you want without breaking the bank. Plus, with our quick approval process, you'll be hitting the road in no time!

Business Banking

For entrepreneurs and business owners, we provide tailored business banking solutions including merchant services and business loans. Your success is important to us, and we're here to support your business goals.

Convenience Features

We know convenience matters in today's busy world. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. You can easily make deposits, transfer funds, pay bills, and even send money to friends with just a few taps on your smartphone. Additionally, our drive-thru banking makes it easy for those quick transactions without leaving your car. We also have ATM access available for withdrawals and balance checks whenever you need it. At Marine, we pride ourselves on being more than just a financial institution; we strive to build lasting relationships with our members. If you're interested in learning more about any of our services or would like assistance tailored specifically for you, don't hesitate to reach out! Call us at 608-784-7329 or visit us in person at our La Crosse branch. We look forward to serving you!

Credit Cards with Rewards

Our credit cards not only give you purchasing power but also come with rewards! Whether it's cash back on everyday spending or points for travel, our credit cards are designed to benefit you as you spend.

Mortgage Loans & Refinancing

Homeownership is a big step, and we are here every step of the way. Our mortgage loans and refinancing options can help you secure your dream home or lower your monthly payments on your current mortgage. With personalized service from our knowledgeable staff, you'll find the right loan that meets your needs.

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts designed to make managing your money easier. Imagine having a checking account that fits seamlessly into your lifestyle whether you're paying bills online or making purchases in-store, our accounts come with user-friendly online and mobile banking features that keep you connected 24/7.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans for various needs from home improvements to debt consolidation. Combining debts into one easy payment can relieve stress and save you money on interest over time.

Digital & Online Banking

Key Features for You

Our online banking services include features like electronic signature authorization, making it simple to complete transactions without the hassle of paperwork. Plus, with e-statements available, you'll have quick access to your financial information while helping the environment by reducing paper use. Need to make a payment or send money? Our mobile payments feature allows you to pay bills or transfer funds easily right from your smartphone. For even more convenience, our mobile application puts all these tools at your fingertips, letting you check balances, deposit checks, and manage transfers wherever you are.

Stay Connected and Secure

Security is a top priority at Marine. We utilize advanced technology to ensure that your information is safe while you bank online. With features like person-to-person transfers, sending money to friends and family has never been easier or safer! We pride ourselves on providing user-friendly services that fit seamlessly into your daily life. Whether you're checking account balances or making quick transfers, our tools are designed for real-time account management, giving you the control you need over your finances. In short, with the digital banking services offered at Marine, you have everything you need to manage your money efficiently and securely all in one place!

Financial Strength

Growing Member Base

We believe that a strong community is built on trust. With 158,995 total share accounts, we show that more people are choosing Marine as their trusted partner for financial services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marine is your trusted partner. Visit us at 127 West Ave N La Crosse Wi 54601 or call (608) 784-7329 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 389 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Foundation

With a net worth of $123,749,865, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is reflected in our net worth ratio of $1,198, which demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Community

With $116,902,825 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial journey is evident with $13,710 in used auto loans and $831,940,248 in total loans and leases, helping our members achieve their goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $223,657,162 in share certificates and $128,285,422 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,555,312, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $109,084,010 in used vehicle loans and $5,866,414 in new vehicle loans to assist our members in getting on the road. Whether you're interested in financing a brand-new model or opting for a reliable used car, our dedicated team is here to guide you through the process.

Credit Lines and Unsecured Loans

For those looking for flexibility in their borrowing options, we provide various credit lines with a total of $487,420,490 available. Additionally, we offer unsecured credit card loans with a total of $84,896, allowing members to manage their finances effectively without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $41,053,084. Our team can help you navigate the mortgage landscape, ensuring that you understand your options and find the best fit for your financial situation.

Refinancing Options

If you're considering refinancing existing loans or checking eligibility for our various products, our knowledgeable staff is ready to assist you. We aim to ensure that you receive the most favorable terms tailored to your needs. At Marine Credit Union, we're committed to supporting our members through every financial journey. For more information about our loan offerings or to discuss your specific needs with one of our representatives, please call us at 608-784-7329. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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Marine