Marine Credit Union Chippewa Falls WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Marine Credit Union! Located at 302 Bay St, Chippewa Falls, WI 54729, we have been proudly serving our community since 1949. With a total membership of 76,191 and assets exceeding $1 billion, we are committed to providing personalized financial solutions that cater to your unique needs. At Marine, we understand that financial decisions can be overwhelming. That's why we offer a wide range of services, including personal banking, auto loans, mortgage refinancing, and business banking options. Our dedicated team of 409 employees, led by CEO Darrick Weeks and Board President Tom Knothe, is here to guide you every step of the way. We invite you to explore our offerings. With total deposits amounting to $63,535,569 and total loans reaching 40,193, we're not just a credit union; we're a community partner focused on your financial well-being. Whether you're looking to open an account or apply for a loan, you can trust us to provide reliable support. While members can visit us at our branch address, official correspondence should be sent to 302 Bay Street, Chippewa Falls, WI 54729. For any inquiries or assistance, feel free to give us a call at 715-438-6361. Join us at Marine Credit Union and experience the difference in member-focused service today! Explore more about what we offer by visiting our website at Marine Credit Union. We look forward to helping you achieve your financial goals!

Branch History & Mission

At Marine Credit Union, our story began in 1949, when we first opened our doors to the community in Chippewa Falls, WI. Over the decades, we have grown from a small local institution into a trusted financial partner for over 76,191 members. Our commitment to serving the needs of our community has shaped our history and continues to inspire us every day. Located at 302 Bay St, Chippewa Falls, WI 54729, we are proud to be part of a vibrant community that values support and connection. Our branch has always been dedicated to providing exceptional service and innovative financial solutions. Today, with total assets exceeding $1 billion, we stand as a testament to the trust and loyalty of our members. Our mission is simple yet powerful: to empower individuals and families through accessible financial services while fostering a spirit of community support. We offer a variety of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking. Each product is designed with our members' best interests at heart. While members can visit us at 302 Bay St, official correspondence should be sent to 302 Bay Street, Chippewa Falls, WI 54729 if needed. We understand that convenience matters; that's why we provide ATM access and drive-thru banking for those who prefer quick transactions without leaving their cars. As we embrace modern technology, we ensure that all members enjoy features like online banking and mobile payments. This commitment extends beyond just convenience; it reflects our dedication to making financial management straightforward for everyone. We also believe in giving back. Our partnerships with local organizations have allowed us to participate in numerous outreach efforts aimed at enhancing the lives of those around us. Whether it's sponsoring community events or providing financial education workshops, we strive to make a positive impact. With operating hours designed for your convenience Monday through Friday from 9:00 am to 5:00 pm (and extended until 5:30 pm on Fridays) we're here when you need us most. Join us at Marine Credit Union today and discover how we can help you achieve your financial goals while being part of a caring community. Experience the difference that comes from being more than just a member; become part of our family! For more information or assistance, please call us at 715-438-6361 or visit our website at marinecu.com.

Branch Location & Accessibility

Welcome to the Marine Credit Union branch located at 302 Bay St in beautiful Chippewa Falls, Wisconsin! Nestled in the heart of Chippewa County, our branch is conveniently situated near local favorites like the Chippewa River and just a short drive from the vibrant downtown area. Whether you're a long-time member or considering joining us, we pride ourselves on providing easy access to all your banking needs. While you can visit us at our branch address, please note that any official correspondence should be sent to the same location: 302 Bay Street, Chippewa Falls, WI 54729. Our doors are open Monday through Friday, with lobby hours from 9 AM to 5 PM and extended hours until 5:30 PM on Fridays. We also have a drive-thru service available for those who prefer a quick and convenient banking experience. At Marine Credit Union, accessibility is important to us. Our branch is designed to accommodate all members, featuring ADA-compliant facilities and ramps for easy entry. Parking is plentiful and easily accessible, making your visit as smooth as possible. For your convenience, we offer ATM services right here at our location. You can take advantage of cash withdrawals and balance checks at any time. If you're looking for personalized assistance or have questions about our range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards our friendly team is ready to help you. Ready to experience the benefits of being a Marine Credit Union member? Stop by our Chippewa Falls branch today or give us a call at 715-438-6361. We look forward to serving you!

Member Eligibility

Becoming a member of Marine means joining a welcoming community where your financial well-being is our priority. We believe everyone deserves access to quality banking services, and that's why we're thrilled to share how you can join us at our Chippewa Falls branch, located at 302 Bay St Chippewa Falls Wi 54729. To be eligible for membership, you should reside, work, or attend school in the area we serve. We're committed to inclusivity, so whether you're new to banking or looking for a fresh start, there's a place for you here. Opening an account with us is straightforward and designed to make you feel at home. If you're ready to take the next step toward better banking options, simply give us a call at (715) 438-6361 for personalized assistance or visit our website for more details on eligibility criteria at . Let us support your financial journey with services tailored just for you!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions.

Merchant Services That Make Life Easier

As a business owner, managing transactions should be easy and hassle-free. Our merchant services allow you to accept payments seamlessly, whether in-store or online. Picture this: a customer walks into your shop and makes a purchase without any delays, thanks to our efficient payment processing solutions. This not only enhances customer satisfaction but also streamlines your operations. Located at 302 Bay St Chippewa Falls Wi 54729, Chippewa Falls, WI 54729, we are here to help you navigate your financial needs. Reach out to us at (715) 438-6361 for more information on how we can assist your business today!

Comprehensive List Of Services

Business Banking Services

At Marine, we also understand the unique challenges faced by local businesses. Our business banking services, including merchant services and business loans, are designed to support entrepreneurs every step of the way. Whether you're starting a new venture or looking to expand an existing one, we're here to help.

Credit Cards & Rewards

For those looking to earn rewards while spending, our credit cards with rewards give you points on everyday purchases, turning shopping into an opportunity for savings on future transactions. It's just one more way we aim to add value to your financial journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With options like ATM access for withdrawals and balance checks, as well as person-to-person payment services, staying on top of your finances has never been easier.

Drive-Thru and ATM Services

For those who prefer traditional banking methods, our drive-thru service provides quick access for deposits, withdrawals, and simple transactions without leaving your car. Additionally, our ATM services ensure you can withdraw cash when needed without hassle. We invite you to explore all the ways Marine can serve you better. If you have questions or need assistance, don't hesitate to reach out at (715) 438-6361. Your financial well-being is our top priority! Visit us at our website today to learn more about all of our offerings or stop by our branch in Chippewa Falls where your success is our mission!

Personal Banking Solutions

Managing your money shouldn't be complicated. That's why we offer a variety of personal banking options, including checking and savings accounts designed to fit any lifestyle. Imagine easily tracking your spending while saving for that dream vacation! Our auto loans and vehicle financing make it simple to get behind the wheel of a new car without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options can help turn that dream into reality, ensuring you find the right plan that fits your budget. Plus, if you're facing unexpected expenses, our personal loans and debt consolidation services can provide the relief you need to regain control over your finances.

Digital & Online Banking

Features that Make Banking Easy

Our mobile application brings the power of banking right to your fingertips. With this app, you can make mobile payments easily and send money directly to friends and family with our person-to-person transfer feature. Imagine splitting a dinner bill or paying back a friend in seconds! Security is always top of mind at Marine. We use advanced technology to keep your information safe while ensuring a user-friendly experience. Whether you're logging in from your laptop or using our mobile app on the go, you can feel confident that your financial data is protected. Accessibility is key in today's fast-paced world, and our online services are designed with that in mind. Real-time account management means you can respond quickly to any financial needs without having to visit a branch physically. Join us at Marine and discover how our digital banking services can simplify your financial life today!

Financial Strength

Growing Trust

The trust placed in us by our growing membership is evident with a total of 158,995 share accounts. This reflects our commitment to creating lasting relationships built on reliability and support. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marine is your trusted partner. Visit us at 302 Bay St Chippewa Falls Wi 54729 or call (715) 438-6361 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

We prioritize our members over everything else. Members' savings are secured through $223,657,162 in share certificates and $128,285,422 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, with non-member deposits at $6,555,312, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 389 full-time employees and 20 part-time employees ready to assist you with all your banking needs.

Reinvestment for Growth

Our commitment to growth is reflected in our $116,902,825 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $13,710 in used auto loans and $831,940,248 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Health

With a net worth of $123,749,865, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust position also contributes to our net worth ratio of $1,198, demonstrating a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Marine, we understand that financial needs can vary greatly, whether you're looking to buy a new car, purchase your dream home, or manage day-to-day expenses. That's why we offer a variety of loan products tailored to help you achieve your goals. With over 40,193 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are designed to make your vehicle purchase easier and more affordable. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $109,084,010 in used vehicle loans and $5,866,414 in new vehicle loans already helping members get on the road. For those considering homeownership, our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $41,053,084, making it easier for you to invest in your future. If you're looking for flexibility in managing your finances, consider our unsecured credit card loans. With a total of $84,896 in loans available, these options can help you cover unexpected expenses or consolidate debt without the need for collateral. Whether you need an auto loan to get into a reliable vehicle, a mortgage to secure your family's future, or an unsecured credit card to navigate everyday purchases, Marine is here for you. Our goal is to support our members every step of the way. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in refinancing or learning about eligibility options, don't hesitate to reach out. For more information about our loan offerings or to start your application today, call us at (715) 438-6361 or visit us at our branch located at 302 Bay St Chippewa Falls Wi 54729 in Chippewa Falls, WI. We're here to assist you!

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