Marine Credit Union Wilmington NC | Top Auto Loans & Personal Banking

Introduction

Welcome to Marine Credit Union, your trusted financial partner located at 1039 S College Rd Ste 106, Wilmington, NC 28403. Since our establishment in 1959, we have proudly served our community with a commitment to excellence and member satisfaction. With a total membership of 81,525 and assets exceeding $1 billion, we are dedicated to providing you with personalized financial solutions that cater to your unique needs. At Marine, we understand the importance of a strong financial foundation. That's why we offer a variety of services ranging from checking and savings accounts to auto loans, mortgages, and business banking solutions. With total deposits amounting to $45,882,107 and net worth reaching $105,386,253, you can trust us to manage your finances responsibly while helping you achieve your goals. Our team is led by CEO Jeffrey Clark and Board President Chuck Collins, who are passionate about making a positive impact in the lives of our members. Together with our dedicated staff of 260 employees, we strive to create a welcoming environment where you feel valued and supported. Whether you're looking for assistance with personal loans or want to explore our online banking features, we're here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 1039 S College Rd Ste 106, Wilmington, NC 28403-4434. Feel free to reach out at 910-577-7333 or visit our website at marinefederalhb.org for more information about how we can help you navigate your financial journey. Join us today and experience the difference that comes with being part of the Marine Credit Union family!

Branch History & Mission

Community Engagement

Marine is more than just a credit union; we are an integral part of the Wilmington community. We actively participate in outreach programs and partnerships that aim to uplift those around us. Whether through educational workshops or local sponsorships, we believe in giving back and investing in our community's future. For any correspondence, please note that while you can visit us at our branch address above, official mail should be sent to 1039 S College Rd Ste 106, Wilmington, NC 28403-4434. We invite you to join us at Marine! Experience firsthand how we can assist you in reaching your financial dreams while being part of a supportive network committed to your success. Visit us during our operating hours Monday through Friday from 9 am to 5 pm or give us a call at 910-577-7333. Welcome aboard!

Our Journey

From our humble beginnings in 1959, Marine has dedicated itself to empowering our members with the tools they need to achieve their financial goals. Our commitment to the community has been central to our mission. Through various milestones including the expansion of our services and embracing modern technology we have consistently aimed to enhance the banking experience for all members. As we continue to grow and adapt, we focus on ensuring that our offerings meet the evolving needs of our members. With a full suite of services ranging from personal banking, auto loans, and mortgage refinancing to business banking solutions, we strive to be your go-to partner for financial success.

Our Mission

At Marine, our mission is clear: we are dedicated to providing exceptional financial services while fostering a supportive community environment. We believe in building relationships based on trust and transparency. Our goal is not only to help you manage your money but also to support local initiatives and projects that make Wilmington a better place for everyone. We take pride in offering digital advancements such as online banking and mobile payments, making it easier than ever for you to access your accounts anytime, anywhere. Our commitment to ADA compliance ensures that all members can enjoy a welcoming and accessible experience at our branch.

Branch Location & Accessibility

Welcome to the Marine Credit Union branch located at 1039 S College Rd Ste 106 in Wilmington, NC! Our friendly team is here to provide you with convenient and accessible banking services right in the heart of New Hanover County. Whether you're stopping by for personal banking needs or looking to explore our various loan options, we're easily reachable and ready to help. Nestled near popular local spots, our branch is just a stone's throw away from the bustling University of North Carolina Wilmington campus, making it a prime location for students and residents alike. With ample parking available, visiting us is hassle-free. Plus, we've ensured our facility is ADA compliant, featuring ramps and easy access for all members of the community. Our operating hours are designed to fit your busy schedule. We're open Monday through Friday from 9 AM to 5 PM, ensuring you can come in at a time that works best for you. If you need assistance outside of these hours, don't hesitate to reach out via phone at 910-577-7333; we'll be glad to help! For added convenience, we offer ATM services so you can manage your cash flow without stepping inside the branch. While we currently do not have drive-thru banking available, our dedicated staff is always on hand during lobby hours to assist you with any transactions or inquiries. If you require specialized services or have questions about shared service centers, rest assured that we're part of a network that allows members access to basic transactions at partner credit unions. So why wait? Come visit us today at Marine Credit Union! We look forward to meeting you and helping you achieve your financial goals.

Member Eligibility

At Marine, we believe that everyone deserves a chance to be part of a friendly and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the Wilmington area, or if you're a family member of an existing member, you're eligible to join us. This means you can enjoy all the benefits we offer, from personalized banking services to competitive loan rates. We pride ourselves on treating our members like family, ensuring you receive the care and attention you deserve. To start your journey with us, just visit our branch at 1039 S College Rd Ste 106 Wilmington Nc 28403 or give us a call at (910) 577-7333 for more information. You can also check out our eligibility criteria by visiting this link: . Opening an account is easy too; just head over to our account opening page at https://www.marinefederalhb.org/home/apply-for-a-loan. We can't wait to welcome you into the Marine family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to our competitive loan options, we offer merchant services designed to streamline your operations. Picture this: you're running a busy shop, and your customers want to pay quickly and easily. Our merchant services allow you to accept payments on-the-go, making it simple for you to focus on what you do best running your business. Located at 1039 S College Rd Ste 106 Wilmington Nc 28403, we invite you to visit us or call us at (910) 577-7333 to explore how our business banking solutions can support your goals. Let's work together to turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $64 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $107 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,931,819, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide tailored Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our experienced team is committed to supporting your business goals.

Convenient Access Anytime

With today's busy lifestyle, having access to your accounts anytime is crucial. Our Online & Mobile Banking services allow you to manage your finances on-the-go, making transactions simple and quick. Plus, our ATM and cash withdrawal services ensure that accessing cash is never a hassle. For those who are members of partner credit unions, we also offer basic shared branch transactions like deposits and withdrawals making it easier than ever to manage funds no matter where you are.

Home Financing Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing services are here to help. We guide you through the mortgage process, offering various loan options to fit different financial situations. If you already have a mortgage, our refinancing options may lower your monthly payments or help you access cash for renovations or other needs.

Personal Banking Solutions

We understand that managing your finances can be complex, which is why we offer Personal Banking services that include checking and savings accounts designed for your convenience. Whether you're saving for a special occasion or managing everyday expenses, our accounts are user-friendly and accessible through online and mobile banking platforms. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it easy for you to drive away in your dream car. We provide competitive rates and flexible terms, ensuring that you find a loan that fits your budget.

Support When You Need It Most

Life can throw unexpected challenges your way, which is why we offer Personal Loans & Debt Consolidation services. If you're looking to simplify your finances or manage debt more effectively, we're here to assist you every step of the way. Our credit cards come with attractive rewards, giving you more value on your everyday purchases. With Credit Cards with Rewards, you can earn points or cash back while enjoying the benefits of responsible spending.

Your Financial Partner

At Marine, we strive to create an environment where financial wellness is attainable for everyone in our community. With our full suite of services from personal banking to business solutions we're here to support all aspects of your financial journey. Ready to take the next step? Visit us today at 1039 S College Rd Ste 106 Wilmington Nc 28403, call us at (910) 577-7333, or explore more about what we offer on our website here. Let's work together towards achieving your financial goals!

Digital & Online Banking

Key Services

With our 24/7 Online Banking Services, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or managing payments, our user-friendly platform puts you in control. Need to sign documents quickly? Our Electronic Signature Authorization feature allows you to complete transactions securely without the hassle of printing or mailing forms. Plus, with E-Statements available, you'll have immediate access to your account statements online, helping you stay organized and eco-friendly. For those on the go, our Mobile Application makes banking even more accessible. You can perform transactions right from your smartphone and take advantage of our Mobile Payments Feature for quick and easy purchases. Want to send money to a friend? Our Person-to-Person Transfers option lets you do just that with a few taps on your screen. Security is at the forefront of everything we do at Marine. We employ advanced measures to protect your information and ensure safe transactions so you can bank with peace of mind. Whether you're at home or out and about, managing your finances has never been easier. Join us at Marine and experience the power of digital banking today!

Financial Strength

Growing Community Trust

Total Share Accounts stand at 162,378, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,374,897, further highlighting our readiness to assist you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marine is your trusted partner. Visit us at 1039 S College Rd Ste 106 Wilmington Nc 28403 or call (910) 577-7333 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $9,928 in used auto loans and $724,953,458 in total loans and leases. Our ability to offer diverse financing options means you can find solutions tailored to your needs.

Member-Centric Savings

Members' savings are secured through $185,562,428 in share certificates and $201,867,712 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $47,725,186, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our focus on operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $93,003,928 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy allows us to support your financial goals effectively.

Solid Foundation

With a net worth of $105,386,253, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,036 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,733,789 in used vehicle loans and $54,848,841 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $35,931,819 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and offer tailored solutions to meet those needs. Our experienced team is committed to providing personalized service and support throughout your borrowing journey. If you're considering refinancing or want to learn more about eligibility options for any of these loan products, don't hesitate to reach out. You can contact us at 910-577-7333 during our lobby hours from Monday through Friday between 9 AM and 5 PM. For further details on our services or to apply for a loan online today, visit our website at Marine Federal. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $91,747,899, making buying or refinancing simple. We're here to guide you through the mortgage process and make it as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $59,377,784 in loans helping members manage their finances effectively. This option allows you to enjoy purchasing power without tying up your savings.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, allowing users to make informed decisions without hidden agendas.

Marine