Madison Credit Union WI | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Madison Credit Union, a trusted financial partner serving the Madison community since 1936. Located at 949 E Washington Ave, Madison, WI 53703, we take pride in our commitment to providing exceptional banking services tailored to meet the needs of our 3,135 members. With total assets exceeding $58 million and deposits reaching $2,184,398, we strive to empower our members through reliable financial solutions. At Madison Credit Union, our mission is simple: to enhance your financial well-being. We offer a variety of products and services including personal banking, auto loans, mortgages, and business financing options designed to help you achieve your goals. Our dedicated team of 10 employees, led by CEO Ilene Fritschler and Board President Robin Piper, is always ready to assist you with personalized service that makes banking easier and more accessible. While members can visit us at our branch location, official correspondence should be sent to the same address: 949 E Washington Ave, Madison, WI 53703. We invite you to explore our website at madisoncu.com for more information about our offerings or to apply for membership online. As a member-focused credit union, we prioritize your needs and work hard to ensure that your experience with us is positive and rewarding. Join us today and discover how we can help you navigate your financial journey with confidence. Feel free to call us at (608) 266-4750 or stop by during our lobby hours from 7:30 AM to 5:30 PM on weekdays, and 9:00 AM to 12:00 PM on Saturdays. Your future starts here!

Branch History & Mission

Madison Credit Union has been a cornerstone of financial support in Madison, WI since its establishment in 1936. Over the years, we have grown from a small group of dedicated members to a thriving community of over 3,135 individuals who trust us with their financial needs. With total assets amounting to an impressive $58,475,332, our commitment to serving our members has never wavered. Located at 949 E Washington Ave, Madison, WI 53703, our branch is easily accessible and close to local landmarks that make it a familiar hub for the community. While members can visit us at this location, official correspondence should be sent to the same address as our mailing address remains unchanged. At Madison Credit Union, our mission is clear: we aim to provide excellent financial services while fostering a spirit of community support and growth. We believe that everyone deserves access to personal banking solutions such as checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and much more. Our goal is not just about numbers; it's about empowering our members and helping them achieve their financial dreams. Our branch has seen several milestones throughout its history. As we moved into the digital age, we embraced technology by offering online and mobile banking services. This allows members to manage their finances conveniently from anywhere. We also ensure that everyone feels welcome by maintaining ADA compliance at our facilities. Community outreach is a fundamental part of who we are. We strive to build strong relationships with local organizations and businesses through partnerships that benefit our members and foster economic growth in Madison. Whether it's hosting workshops or sponsoring local events, we are dedicated to giving back to the community that has supported us for nearly nine decades. With operating hours from 7:30 AM to 5:30 PM Monday through Friday and 9:00 AM to 12:00 PM on Saturdays for drive-thru services, we prioritize accessibility and convenience for all our members. While we currently do not have ATM availability at our branch, we offer basic drive-thru banking services for deposits and withdrawals. Join us today at Madison Credit Union! Experience firsthand how our dedication to service can help you achieve your financial goals while being part of a supportive community. For more information or to start your membership journey, visit us online at madisoncu.com or give us a call at (608) 266-4750. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Features

At Madison Credit Union, we prioritize your convenience. You'll find ample parking available, making it simple to visit us without hassle. Our branch is fully ADA-compliant with ramps and other features designed to assist all members. If you're in a hurry or prefer to stay in your vehicle, take advantage of our drive-thru banking service for quick deposits and withdrawals.

Get in Touch

Have questions or ready to visit? Give us a call at 608-266-4750; our friendly staff is eager to assist you. We invite you to stop by Madison Credit Union today your financial journey begins here!

Operating Hours

We know your time is valuable! That's why our lobby hours are designed with you in mind open from 7:30 AM to 5:30 PM Monday through Friday, and our drive-thru operates on Saturdays from 9 AM until noon. This flexible schedule ensures you can access your banking services when it suits you best.

Services Offered

Madison Credit Union offers a wide array of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, if you're a member of a partner credit union, you can enjoy shared branching services right here!

Member Eligibility

At Madison, we believe that everyone deserves a financial partner who truly cares. Becoming a member is more than just opening an account; it's about joining a community that supports your dreams and goals. To be eligible, you simply need to live, work, or worship in the Madison area, or have a family member who is already a member. It's that easy! For more specific details about eligibility criteria, feel free to check out our website at https://madisoncu.com/membership/resources/. Once you find that you qualify, starting your membership journey with us is straightforward. You can open your account online by visiting https://forms.joinmycu.com/mop/117/apply, or if you prefer a personal touch, give us a call at (608) 266-4750 to speak with one of our friendly staff members. We're located at 949 E Washington Ave Madison Wi 53703, and we're excited to welcome you into the Madison family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced market, having reliable payment solutions is key to running a successful business. Our merchant services allow you to accept payments easily and securely, ensuring that your customers have a smooth checkout experience. Whether it's in-person transactions or online sales, we provide tools that simplify your payment processes so you can focus on what matters most growing your business. Visit us at 949 E Washington Ave Madison Wi 53703, Madison, WI or call us at (608) 266-4750 to learn more about how we can help your business succeed!

Comprehensive List Of Services

Additional Services

For added convenience, we provide basic drive-thru banking services like deposits and withdrawals right from your car. Plus, if you're a member of a partner credit union, our Basic Shared Branch Transactions allow you to conduct deposits and withdrawals at our location as well. If you're ready to explore what Madison can do for you or have any questions about our services, feel free to reach out at (608) 266-4750. We are here Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 9:00 AM until 12:00 PM. We invite you to visit us or check out our website at Madison Credit Union. Let's work together towards achieving your financial goals!

Business Banking

For entrepreneurs and small business owners, our Business Banking services including merchant services and business loans are designed to support your ventures. Whether you're just starting out or looking to expand your operations, we've got tools that will help streamline your financial processes.

Credit Options

Don't forget about our Credit Cards with Rewards, which not only provide convenience but also allow you to earn rewards on everyday purchases. This card is perfect for those who want to make their spending work for them.

Digital Banking Convenience

In today's fast-paced world, convenience matters. Our Online & Mobile Banking features give you access to your accounts anytime, anywhere. With mobile payments and person-to-person transfers available at your fingertips, managing your finances has never been easier.

Loans and Financing

When it comes to financing, we offer a variety of options tailored to your needs. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing provides competitive rates that can get you behind the wheel without breaking the bank. For those dreaming of homeownership or looking to refinance their current mortgage, our Mortgage Loans & Refinancing services simplify the process so you can focus on making your new house a home. If you find yourself needing extra cash for unexpected expenses, our Personal Loans & Debt Consolidation can be an excellent solution. We understand that life happens, and we're here to help you navigate those challenges with ease.

Personal Banking

For everyday banking needs, our Personal Banking options include checking and savings accounts that make managing your money easy and effective. Imagine having a checking account that fits your lifestyle whether you're saving for a vacation or simply need a convenient way to pay bills. Our savings accounts help you put aside funds for future goals.

Digital & Online Banking

Key Services

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. If you're looking for an easy way to send money to friends or family, our person-to-person transfer feature is here to help. You can quickly send cash using only their email address or phone number no need for complicated setups. For those who prefer banking on the go, our mobile application provides a user-friendly experience right at your fingertips. Whether you want to check your balance while waiting in line or make payments on the spot, everything is just a tap away. Plus, if you enjoy the convenience of mobile payments, we've got you covered there too!

Secure and Accessible

Your security is our top priority. Although we currently do not support electronic signature authorization, rest assured that all transactions through our online platforms are protected with state-of-the-art security measures. We aim to ensure that every interaction is safe while giving you peace of mind. With e-statements available, you can also go paperless and manage your financial records more efficiently. This option not only helps reduce clutter but also allows you to access important documents whenever needed. In summary, Madison is committed to providing accessible and efficient digital banking solutions tailored for your lifestyle. Join us today at https://madisoncu.com/ and discover how easy it can be to manage your finances online!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 6,439, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Madison is your trusted partner. Visit us at 949 E Washington Ave Madison Wi 53703 or call (608) 266-4750 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Investments

Members' savings are secured through $4,405,923 in share certificates and $7,601,609 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $5,994,781, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,025 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $5,578,709 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that your financial journey with us is supported by robust resources.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. With $87,716 in used auto loans and $26,155,083 in total loans and leases, we're here to help you achieve your dreams whether it's purchasing a vehicle or expanding your business. Our operational efficiency is reflected in our $416,072, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,722,557 in used vehicle loans and $4,018,481 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. Even though we currently have no outstanding commercial loans at Madison, we are committed to supporting local businesses when opportunities arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,145,034, make buying or refinancing simple. We aim to assist you in navigating the mortgage process, ensuring you find a plan that fits your budget.

Refinancing Options

If you're looking to reduce your monthly payments or lower your interest rate on existing loans, ask about our refinancing options. We work closely with members to assess eligibility and find solutions that suit their financial situation. If you're interested in learning more about any of our loan offerings or want to discuss eligibility details further, don't hesitate to reach out! You can contact us at 608-266-4750 or visit us at 949 E Washington Ave Madison WI 53703. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take the next step together towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $148,698 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. Each loan comparison is based on accurate data, allowing users to trust that they are getting the best available options tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can feel confident knowing they are reviewing authentic offers without hidden agendas. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison is grounded in factual information rather than marketing tactics. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. This feature ensures that users have access to the most current rates available in the market. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the impact that effective loan comparisons can have on individuals' financial wellbeing. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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