M & C Menlo Park Credit Union Iselin NJ | Best Auto Loans & Business Banking

Introduction

Welcome to M & C Menlo Park, your trusted credit union located at Co BASF Corporation, Iselin, NJ 08830. Since our establishment in 1967, we've been dedicated to serving the financial needs of our community with reliability and care. With a total membership of 165 and assets reaching an impressive $1,320,579, we are proud to be a cornerstone for families and individuals seeking personalized banking solutions. At M & C Menlo Park, we understand that each member's financial journey is unique. That's why we offer a wide array of services designed to help you thrive whether it's opening a checking account, securing an auto loan, or managing your savings. Currently, we hold total deposits of $194,646 and have facilitated 81 loans and leases, ensuring that our members have access to the funds they need for life's important moments. Led by our dedicated CEO, Kimberly Maycott, and Board President, Cora Wright, our small but passionate team of just one employee is committed to providing you with exceptional service every step of the way. We believe in building lasting relationships within our community and are here to support your financial goals. While members can visit us at Co BASF Corporation, official correspondence should be sent to c/o BASF Corporation, Iselin, NJ 8830. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 732-205-5199 during our lobby hours on Wednesdays from 12:15 PM - 1:30 PM. Explore how M & C Menlo Park can make a positive impact on your financial well-being. Join us today and experience the difference that comes from being part of a community-focused credit union! For more information about our services or to learn how we can assist you further, visit us online at mcmenlopark.com.

Branch History & Mission

Welcome to M & C Menlo Park, a credit union with a rich history and a strong commitment to serving the community in Iselin, NJ. Since our establishment in 1967, we have grown alongside our members, currently boasting a total membership of 165 individuals who trust us for their financial needs. Our journey began with a simple mission: to provide accessible and meaningful financial services while supporting the communities we serve. Located at Co BASF Corporation, Iselin, NJ 08830, our branch is conveniently situated near several local landmarks, making it easy for you to visit us during our operating hours on Wednesdays from 12:15 PM to 1:30 PM. While members can visit us at this address, official correspondence should be sent to c/o BASF Corporation, Iselin, NJ 8830. Over the years, M & C Menlo Park has achieved significant milestones. We have cultivated a robust financial foundation with total assets amounting to ${1320579}. This growth enables us to offer a variety of services tailored to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, we strive to provide quality products that support your financial journey. At the heart of our mission is the belief that financial services should not just focus on numbers but also foster genuine connections within our community. We are dedicated to helping our members make informed decisions about their finances while also engaging in community outreach efforts that strengthen the bonds between us. Our commitment extends beyond traditional banking; we emphasize customer support and accessibility through initiatives like online banking and mobile applications. As we look ahead, we remain focused on enhancing member experiences while adhering to standards that promote accessibility for all. Our team is here to guide you every step of the way as you navigate your financial path. Join us at M & C Menlo Park and experience firsthand how we're more than just a credit union we're your partner in achieving financial well-being. If you're ready to take the next step towards better banking options or simply want more information about our services, don't hesitate to reach out at 732-205-5199. Together, let's build a brighter financial future!

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance outside of our operating hours, feel free to give us a call at 732-205-5199. Our friendly staff is always ready to help. We invite you to visit M & C Menlo Park soon your financial journey starts here!

Nearby Landmarks and Accessibility Features

Our branch is close to several well-known spots, making it easy for you to drop by. Whether you're coming from nearby businesses or local residences, you'll find us conveniently positioned. Our location is designed with accessibility in mind; we have ADA-compliant features and ramps to assist everyone who walks through our doors.

Operating Hours and Services Offered

M & C Menlo Park understands that your time is valuable. That's why we offer lobby hours on Wednesdays from 12:15 PM to 1:30 PM. During this time, our dedicated team is here to help you with a variety of services including personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans, and even business banking solutions. Whether you need assistance with loans or just want some advice on managing your finances, we're here for you!

Member Eligibility

At M & C Menlo Park, we believe that joining our community is like stepping into a warm, welcoming family. If you live or work in the area, you're likely already eligible to become a member! We cater to individuals who have connections to our local community and those affiliated with certain organizations. Becoming a member means gaining access to a variety of financial services designed to support your goals, from personal loans to savings accounts. The process is simple and friendly just visit us at Co Basf Corporation Iselin Nj 08830 or give us a call at (732) 205-5199 for more details on how to join. You can also check out the specific eligibility requirements on our website at . We're excited to welcome you into our growing family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine a scenario where your business transactions are smooth and efficient. Our merchant services make it easy for you to accept payments from customers, whether they prefer credit cards or digital wallets. This means more sales for you and happier customers who can pay their way. With the right tools at your fingertips, you can focus on what matters most growing your business. Located at Co Basf Corporation Iselin Nj 08830 in Iselin, NJ, we invite you to explore how our tailored services can help your business thrive. For more information, feel free to call us at (732) 205-5199!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not offer ATMs at our location, rest assured that cash withdrawal services are readily available through various networks in the area. We invite you to explore all the ways M & C Menlo Park can assist you in achieving your financial goals. If you have any questions or need assistance with any service mentioned above, don't hesitate to reach out at (732) 205-5199. Our friendly team is ready to help! Visit us today and discover how we can make banking work for you!

Auto Loans & Vehicle Financing

Thinking about buying a new car? With our auto loans and vehicle financing, we can help turn your dream into reality. We understand that purchasing a vehicle is a significant investment, so we offer competitive rates and flexible terms to suit your budget. Picture yourself driving off in your new car, knowing you made a smart financial choice.

Business Banking Services

For small business owners, we offer tailored business banking solutions including merchant services and business loans. Whether you're starting up or expanding, we're dedicated to supporting your entrepreneurial dreams with financial products designed for growth.

Credit Cards with Rewards

Enjoy shopping while earning rewards with our credit cards! Imagine accumulating points for every dollar spent that can be redeemed for exciting perks. It's not just about making purchases; it's about making every transaction work harder for you.

Mortgage Loans & Refinancing

If homeownership is on your mind, our mortgage loans provide the support you need to purchase your dream home. For those looking to reduce their monthly payments or tap into their home's equity, our refinancing options offer great opportunities. We're here to guide you through the process, ensuring it feels as straightforward as possible.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why at Main Office, we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds seamlessly from your smartphone or computer, banking has never been easier.

Personal Banking Solutions

Whether you are looking to open a new checking or savings account, we have options that fit your lifestyle. Imagine having a checking account that helps you manage your day-to-day expenses with ease, or a savings account that encourages you to set aside money for future goals. Our personal banking services are crafted to make your financial journey smoother.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why having access to personal loans can be beneficial. Whether it's for medical bills or home repairs, we aim to provide quick solutions. Additionally, if managing multiple debts feels overwhelming, our debt consolidation services can help simplify your payments into one manageable loan.

Digital & Online Banking

Key Features of Our Online Banking

Our online banking platform offers a user-friendly experience that allows you to check balances, pay bills, and transfer funds with just a few clicks. You can view your e-statements whenever you need them, making it easier to stay organized without the clutter of paper statements. Plus, if you're on the go, our mobile application gives you all the tools you need right in your pocket. For those who enjoy making transactions directly with friends or family, our person-to-person transfer feature makes sharing expenses effortless. While we currently don't offer mobile payments, our commitment to enhancing your banking experience remains strong.

Security and Accessibility

Your security is our top priority. We ensure that your personal information is protected while you manage your accounts digitally. Although we do not offer electronic signature authorization at this time, our system is designed to keep your data safe and secure during every transaction. With real-time account management features, you can easily track your spending and savings habits. This accessibility empowers you to make informed financial decisions right from the comfort of your home or on-the-go. At M & C Menlo Park, we're dedicated to providing modern banking solutions that fit into your lifestyle. Whether you're using our online banking services or accessing your account through our mobile application, we're here to help you every step of the way. Experience the ease of managing your finances today!

Financial Strength

Commitment to Innovation

With $38,885 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is significant, as evidenced by our $14 in used auto loans and $588,804 in total loans and leases supporting your financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts stand at 237, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $48,591, further enhancing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, M & C Menlo Park is your trusted partner. Visit us at Co Basf Corporation Iselin Nj 08830 or call (732) 205-5199 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $482,887 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 0 full-time employees and 1 part-time employees ready to assist you with expert service.

Strong Financial Health

With a net worth of $86,589, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $656 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $197,417 in used vehicle loans and $204,632 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new vehicle or a reliable used one, we have options that fit your budget.

Credit Lines

Need extra flexibility? Our credit lines provide just that, with a total available amount of $100,000. This option allows you to access funds as needed without having to apply for multiple loans. At M & C Menlo Park, our goal is to support our members financially while ensuring transparency and accessibility. If you're considering refinancing or want more information about eligibility options for any of these products, please feel free to reach out. You can contact us at (732) 205-5199 or visit us at our branch located at Co Basf Corporation Iselin Nj 08830, Iselin, NJ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you take the next step toward your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have any Junior Lien 1-4 Family Residential Properties loans, we're here to guide you through your mortgage journey and explore other financing solutions that may be available.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with competitive rates and no collateral required, allowing you to handle unexpected costs with ease.

Loan Aggregator

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M C Menlo Park