Luzerne County Credit Union Wilkes Barre PA | Best Auto Loans & Business Banking

Introduction

Welcome to Luzerne County, your trusted financial partner located at 20 N Pennsylvania Ave, Wilkes Barre, PA 18701. Since our establishment in 1966, we have proudly served our community, growing to a robust membership of 1,952 members. Our commitment to providing personalized financial solutions has helped us accumulate assets totaling an impressive $20,825,907, alongside maintaining total deposits of $1,618,268. At Luzerne County, we understand that every financial journey is unique. Whether you're looking for auto loans, mortgage refinancing, or personal loans, we are here to support you every step of the way. We currently manage a total of 1,087 loans and leases tailored to meet the diverse needs of our members. With a net worth of $1,590,645, we prioritize your financial stability while ensuring that we remain a reliable institution in the community. Our dedicated team, led by CEO Amy Chappell and Board President Thomas Pizano, comprises 8 employees who are committed to delivering exceptional service. We invite you to explore our range of services that include personal banking accounts, credit cards with rewards, business banking solutions, and convenient online banking options. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be directed to our mailing address at 200 N. River Street, Wilkes Barre, PA 18711. We encourage you to reach out to us at 570-825-1790 during our operating hours from 8:30 AM to 4:00 PM Monday through Friday. Discover how Luzerne County can help you achieve your financial goals today! For more information about our services and membership eligibility, please visit us online at luzernecountyfcu.virtualcu.net.

Branch History & Mission

At Luzerne County, we are proud of our rich history and commitment to serving the community of Wilkes Barre, PA. Established in 1966, our branch has grown alongside our members, adapting to their needs while remaining steadfast in our mission to provide exceptional financial services. With over 1,900 members today, we have built a strong foundation based on trust, integrity, and a genuine desire to help each individual achieve their financial goals. Located at 20 N Pennsylvania Ave, Wilkes Barre, PA 18701, our branch is easily accessible for those in the area. We invite you to visit us during our operating hours from 8:30 AM to 4:00 PM, Monday through Friday. While members can meet with us at this address, any official correspondence should be directed to 200 N. River Street, Wilkes Barre, PA 18711. Our mission at Luzerne County is simple yet powerful: we strive to empower our members through comprehensive financial solutions while actively supporting the local community. We believe that banking should be more than just transactions; it's about building relationships and fostering a sense of belonging. Our services include personal banking options such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking services. In recent years, we have embraced digital advancements to enhance your banking experience. Our online banking platform allows you to manage your finances conveniently from home or on the go. Additionally, we offer person-to-person payment services for easy money transfers between friends and family. We are also dedicated to making banking accessible for everyone. Our branch complies with ADA standards to ensure that all members can access our facilities comfortably. As part of our community outreach efforts, we partner with local organizations and participate in events that uplift and support the residents of Wilkes Barre. With total assets exceeding $20 million, Luzerne County is well-equipped to meet the diverse needs of our members. We take pride in being a member-focused institution where your voice matters. Our team is here to listen and help you navigate your financial journey. We invite you to become part of the Luzerne County family today! Experience firsthand how we can help you build a brighter financial future together. For more information about membership eligibility or to explore our services further, please visit us online at luzernecountyfcu.virtualcu.net or give us a call at 570-825-1790. Join us and discover the difference a community-focused credit union can make in your life!

Branch Location & Accessibility

Easy Access and Parking

At Luzerne County, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities and easy access ramps, ensuring everyone can visit us comfortably. There's ample parking available right outside the branch, so you won't have to worry about finding a spot when you come by.

Operating Hours

We're here for you during our friendly lobby hours from 8:30 AM to 4:00 PM, Monday through Friday. If you need assistance with anything from personal banking to auto loans, our dedicated team is ready to help during these hours.

Reach Out Anytime

If you have any questions or need assistance before your visit, feel free to give us a call at 570-825-1790. We're always happy to help! While members can visit us at 20 N Pennsylvania Ave, please note that any official correspondence should be sent to our mailing address at 200 N. River Street, Wilkes Barre, PA 18711. We invite you to stop by Luzerne County today your financial journey starts here!

Services Offered

While you're here, you can take advantage of a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. If you're part of a partner credit union, we also offer basic shared branch transactions like deposits and withdrawals, making it easier for everyone in our community.

Member Eligibility

At Luzerne County, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards enjoying the benefits we offer. If you're a resident of Luzerne County or have family members who are, you're already on the right track! Our membership is designed to be inclusive, welcoming those who live, work, worship, or attend school in our beautiful area. With just a few easy steps, you can join us and start taking advantage of our personalized banking services. For more detailed information about eligibility, feel free to visit our website at https://luzernecountyfcu.virtualcu.net/membership/. If you're ready to open an account or have any questions, don't hesitate to reach out to us at 570-825-1790. We're excited to help you become part of our community at Luzerne County!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced environment, having the right tools at your fingertips can make all the difference. Our merchant services allow you to process payments quickly and securely, ensuring that you can focus on what matters most growing your business. Imagine being able to handle transactions effortlessly, whether it's through card processing at your storefront or online sales all backed by the trusted support of Luzerne County. Visit us at 20 N Pennsylvania Ave Wilkes Barre Pa 18701 in Wilkes Barre, PA, or call us at (570) 825-1790 to learn more about how we can assist you in achieving your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer specialized banking services tailored to help you thrive. From merchant services that simplify transactions to business loans designed to fuel your growth, Luzerne County is here to support local businesses every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. With features like person-to-person payments and easy access to your accounts through online banking, managing your money has never been simpler.

Loans Made Easy

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation services to help you manage those costs without added stress. Our credit cards come with rewards that make every purchase more rewarding, perfect for everyday spending or special occasions.

Personal Banking

Whether you're looking to open a checking or savings account, Luzerne County has got you covered with our personal banking services. Imagine needing a reliable account for everyday expenses or saving for that special vacation our accounts are designed with you in mind. We also offer auto loans and vehicle financing options, making it easier for you to drive off in the car of your dreams. If homeownership is on your horizon, consider our mortgage loans and refinancing options that can save you money over time.

Shared Branch Transactions

If you're ever in need of cash while away from home, we participate in basic shared branch transactions. This means members of partner credit unions can make deposits and withdrawals right here at Luzerne County. At Luzerne County Credit Union, we prioritize providing a comprehensive suite of services that cater to all aspects of your financial life. Whether it's personal banking or business solutions, we're dedicated to helping you succeed. Visit us today or check out our website at Luzerne County for more information on how we can assist you on your financial journey!

Digital & Online Banking

Accessibility and Security

We take your security seriously. Our online banking features include robust security measures that ensure your information remains safe while you enjoy the flexibility of managing your finances digitally. Plus, our platform is designed for ease of use; you don't need to be tech-savvy to navigate through it. Though we don't have a mobile application yet, accessing our services via smartphones is straightforward through the web browser. All you need is an internet connection! At Luzerne County, we are dedicated to providing accessible financial solutions that cater to your needs. Join us today and experience the convenience of digital banking tailored for you!

Key Features

Our online banking platform at https://luzernecountyfcu.virtualcu.net/ provides a user-friendly experience, allowing you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you can manage your accounts with ease. We also offer person-to-person transfers, making it convenient to send money to friends and family without any hassle. For those who prefer paperless solutions, we provide e-statements so you can receive your account statements electronically. This not only helps you stay organized but also contributes to protecting the environment. While we currently do not support electronic signature authorization or mobile payments, our commitment is to continuously enhance our services for your convenience.

Financial Strength

Building Trust Through Membership

With a growing member base of 3,320 total share accounts, Luzerne County has established itself as a trusted partner in managing your finances. Our net shares available for lending and investments amount to $1,355,941, demonstrating the funds we have readily available to help fulfill your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Luzerne County is your trusted partner. Visit us at 20 N Pennsylvania Ave Wilkes Barre PA 18701 or call 570-825-1790 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

Our $1,590,645 in undivided earnings enables us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $7,173,885 in total loans and leases, which includes $153 in used auto loans reflecting our commitment to helping you achieve your dreams.

Member-Centric Savings Opportunities

Members' savings are secured through $461,170 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial success is highlighted by our net income of $0, reflecting our operational efficiency as we strive to offer competitive loan rates and solid financial products for our members. We take pride in having 6 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Strong Financial Position

With a net worth of $1,590,645, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further evidenced by our net worth ratio of 764, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,286,230 in used vehicle loans and $1,402,959 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away with your dream car.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $444,692, make buying or refinancing simple. We know how important a stable home is for you and your family. Let us guide you through the process and find a loan that fits your needs.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, our team is here to assist you. We can help evaluate your current financial situation and find solutions that may lower your monthly payments or reduce interest rates. For any questions or more information about our loan products, feel free to reach out to us at (570) 825-1790. Our friendly staff at Luzerne County is ready to assist you Monday through Friday from 8:30 AM to 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here; let us support you every step of the way!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $636,000 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh helps users navigate the often complex world of loans with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means you can trust that the offers presented are fair and transparent, based on the latest results (Source: https://www.ncua.gov). By relying on verified information, LendMesh stands out as a dependable tool for consumers looking to make informed financial decisions. The benefits of using LendMesh are clear. First, Verified Data means that loan offers come only from legitimate financial institutions, ensuring you receive trustworthy options. Second, No Sponsored Listings guarantees that lenders are not prioritized based on paid promotions; instead, LendMesh aims to provide unbiased results that reflect actual market conditions. Lastly, Real-Time Rate Comparisons deliver up-to-date loan rates from multiple institutions, allowing users to compare their options effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh has made a significant impact on its users' financial journeys. If you're ready to explore your options for the best loan rates available, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Luzerne County